Utthan Micro Credit Foundation

Utthan Micro Credit Foundation - financial services in Hapur, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65929UP2016NPL082652 Incorporated 23 April 2016 ROC Uttar Pradesh HQ Hapur, Uttar Pradesh, India
Active Private Not For Profit Company financial services
Data last updated
Revenue · FY 2024
₹1.12 Cr
▲ 23% YoY
Net profit · FY 2024
₹5.27 Lakh
Net margin 4.7%
EBITDA · FY 2024
₹7.38 Lakh
EBITDA margin 6.6%
Authorised capital
₹1 Cr
Registered with MCA
Paid-up capital
₹67.32 Lakh
Issued & subscribed
Company age
10 yrs
Est. 2016
Directors on board
6
As per MCA filings
Active GSTINs
1
GST registered

About Utthan Micro Credit Foundation

Data last updated:

Utthan Micro Credit Foundation is a private not for profit company based in Hapur, Uttar Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 23 April 2016 and has been in existence for over 10 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65929UP2016NPL082652. Its GSTIN is 09AABCU9287D1ZY (Uttar Pradesh).

The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹67.32 Lakh. It is led by directors including Kamana Tyagi and Sandeep Tyagi.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A – 43 Sanjay Vihar Avas Vikas Colony Meerut Road, Hapur, Uttar Pradesh, India – 245101.

As per the financials filed for FY 2024, the company reported a revenue of ₹1.12 Cr, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹5.27 Lakh (net margin 4.7%) and EBITDA of ₹7.38 Lakh (EBITDA margin 6.6%). Revenue has grown at a compounded annual rate (CAGR) of 23% over three years and 44% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65929UP2016NPL082652
Registration Number 082652
Incorporation Date 23 April 2016
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Utthan Micro Credit Foundation's registered office is in Hapur, Uttar Pradesh. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    A – 43 Sanjay Vihar Avas Vikas Colony Meerut Road, Hapur, Uttar Pradesh, India – 245101
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Utthan Micro Credit Foundation, buy the company report.

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  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Utthan Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Utthan Micro Credit Foundation, buy the company report.

Financials of Utthan Micro Credit Foundation

FY 2025 filings available

Utthan Micro Credit Foundation reported revenue of ₹1.12 Cr (up 23% YoY) for FY 2024.

Revenue · FY 2024
₹1.12 Cr ▲ 23%
Net profit · FY 2024
₹5.27 Lakh margin 4.7%
EBITDA · FY 2024
₹7.38 Lakh margin 6.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 23%
3 years · compounded
▲ 23%
5 years · compounded
▲ 44%
EBITDA CAGR growth
1 year
▼ 20%
3 years · compounded
▼ 35%
5 years · compounded
▲ 43%

Revenue has grown at a compounded annual rate (CAGR) of 44% over five years, including 23% growth in the latest year. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹7.38 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹5.27 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin6.6%
Net Profit Margin4.7%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Utthan Micro Credit Foundation, buy the company report.

Board of directors of Utthan Micro Credit Foundation

Utthan Micro Credit Foundation has 6 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Kamana TyagiDirector23 Apr 201610 Years 6 MonthsCurrent
Sandeep TyagiDirector23 Apr 201610 Years 6 MonthsCurrent
Sahil KumarDirector09 Sep 20197 Years 1 MonthsCurrent
Piyush TyagiDirector09 Jan 20188 Years 9 MonthsCurrent
Mohit TyagiDirector09 Jan 20188 Years 9 MonthsCurrent
Anil TyagiDirector10 Sep 20188 Years 1 MonthsCurrent

Peer comparison

Utthan Micro Credit Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Digicard Services Private Limited₹1.12 Cr (FY 2024)-17.0%Gurgaon, Haryana, India
Malsisar Converting Machinery Private Limited₹1.12 Cr (FY 2025)60.0%Kolkata, West Bengal, India
Sanvi Investments and Trading Private Limited₹1.12 Cr (FY 2021)1144.0%Pune, Maharashtra, India
Bhatia Portfolio Management Private Limited₹1.12 Cr (FY 2019)-18.0%Jagadhri, Haryana, India
Narakkal Kuries Private Limited₹1.12 Cr (FY 2025)8.0%Narakkal, Kerala, India
Utthan Micro Credit Foundationthis company₹1.12 Cr (FY 2024)₹5.27 Lakh4.7%23.0%Hapur, Uttar Pradesh, India
Green Rich Chit Fund Private Limited₹1.12 Cr (FY 2025)226.0%Hyderabad, Telangana, India
Surbhi Conbuild Private Limited₹1.12 Cr (FY 2024)34.0%New Delhi, Delhi, India
Jemco Vanijya Pvt Ltd₹1.12 Cr (FY 2024)-10.0%Kolkata, West Bengal, India
Kumari Benefit Fund Ltd.₹1.12 Cr (FY 2024)-52.0%Choolaimedu, Chennai94, Tamil Nadu, India
VSS Iron and Minerals Private Limited₹1.12 Cr (FY 2025)-97.0%Kolkata, West Bengal, India

To see the full peer comparison of Utthan Micro Credit Foundation, buy the company report.

Auditor

Utthan Micro Credit Foundation is audited by VIPIN GUPTA & CO. for the financial year 2017.

Auditor firmFinancial yearFirm registration number
VIPIN GUPTA & CO.FY 2017016917C

Shareholding

The shareholding of Utthan Micro Credit Foundation is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Utthan Micro Credit Foundation, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Utthan Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Utthan Micro Credit Foundation has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
09AABCU9287D1ZYUttar PradeshActive03 Dec 2019

To see the full GST registrations and return filing status of Utthan Micro Credit Foundation, buy the company report.

Recent activity

Utthan Micro Credit Foundation has 8 board changes on record since 2016: 6 appointments and 2 cessations. The latest: Sahil Kumar was appointed as Director on 09 Sep 2019.

AGM
Utthan Micro Credit Foundation last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Utthan Micro Credit Foundation has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh Ii.
Appointed
Sahil Kumar was appointed as Director.
Appointed
Anil Tyagi was appointed as Director.
Ceased
Deepak Kumar ceased to be Director.
Appointed
Mohit Tyagi was appointed as Director.
Appointed
Piyush Tyagi was appointed as Director.
Ceased
Nanak Singh ceased to be Director.
Appointed
Kamana Tyagi was appointed as Director.
Appointed
Sandeep Tyagi was appointed as Director.
Incorporation
23 Apr 2016
Utthan Micro Credit Foundation was registered on 23 Apr 2016 with Roc Uttar Pradesh Ii & aged 10 years 6 months as per MCA records.

Frequently asked questions

Utthan Micro Credit Foundation is an active private not for profit company based in Hapur, Uttar Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 23 April 2016 (10+ years old) and is registered under CIN U65929UP2016NPL082652.

Utthan Micro Credit Foundation has 6 current directors:

The latest financial statements of Utthan Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.

The GSTIN of Utthan Micro Credit Foundation is 09AABCU9287D1ZY, registered in Uttar Pradesh.

The CIN (Corporate Identification Number) of Utthan Micro Credit Foundation is U65929UP2016NPL082652. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Utthan Micro Credit Foundation was incorporated on 23 April 2016, making it 10+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Utthan Micro Credit Foundation by revenue are Digicard Services Private Limited, Malsisar Converting Machinery Private Limited, Sanvi Investments and Trading Private Limited, Bhatia Portfolio Management Private Limited, Narakkal Kuries Private Limited and 5 more, all in the same principal business activity (other financial activities).

Sahil Kumar was appointed as Director on 09 Sep 2019. Anil Tyagi was appointed as Director on 10 Sep 2018. Deepak Kumar ceased to be Director on 10 Sep 2018. Utthan Micro Credit Foundation has 8 board changes on record in total.

The registered office of Utthan Micro Credit Foundation is at A – 43 Sanjay Vihar Avas Vikas Colony Meerut Road, Hapur, Uttar Pradesh, India – 245101.

Utthan Micro Credit Foundation operates in the financial services industry, in the financial activities segment.

The compliance status of Utthan Micro Credit Foundation is compliant as of 30 July 2026. The company is actively filing with the Registrar of Companies.