About Uttrayan Financial Services Private Limited
Data last updated: 01 January 2026
Uttrayan Financial Services Private Limited is a private limited company based in Saltlake, West Bengal, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 26 April 1995, the company has been in operation for over 31 years.
Registered with ROC Kolkata under CIN U67120WB1995PTC071237.
Capital: an authorised share capital of ₹12 Cr and a paid-up capital of ₹9.04 Cr. Formerly known as Chotanagpur Trade & Investments Private Limited. It is led by directors including Kanchan Chakrabarti and Anindya Sen.
Last AGM: 30 August 2025. Financial statements filed for year ended 31 March 2025. Office: Saltlake, West Bengal.
As per the financials filed for FY 2024, the company reported a revenue of ₹73.16 Cr, a growth of 58% compared to the previous year.
The company has a workforce of approximately 545 employees as per the latest available data.
The company is associated with 1 brand - Uttrayan Financial Services. As per MCA filings, the company has open charges of ₹467.93 Cr and satisfied charges of ₹899.8 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website uttrayan-mfi.com.
-
EmailLocked
-
TelephoneLocked
-
Website
-
Social MediaLocked
-
Registered AddressInfinity Benchmark 12Th Floor Unit No. 1202 Plot No. G – 1, Ep & Gp Block Sector – V Salt Lake City North 24 Parganas Kolkata – 700091, Saltlake, West Bengal, India – 700091
-
IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited operates one associated brand: Uttrayan Financial Services. These brands represent Uttrayan Financial Services Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Micro loans are extended to clients in West Bengal. | uttrayan-mfi.com |
Competitors & Alternatives of Uttrayan Financial Services Private Limited
Brands and companies operating in the same space as Uttrayan Financial Services Private Limited include ESAF, Satin Creditcare, Bharat Financial Inclusion and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
|
Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Satin Creditcare
|
Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
|
Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
|
Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Svatantra Microfinance
|
Microcredit services are provided to rural women for financial inclusion. | Mumbai, India, India | 2012 |
Fincare Small Finance Bank
|
Micro-finance bank | Bengaluru, India, India | 2007 |
Spandana Sphoorty Financial
|
Microfinance loans are extended to low-income households for various needs. | Hyderabad, India, India | 2003 |
Chaitanya India Fin Credit
|
Micro-credit financing is provided to low-income individuals and businesses. | Bengaluru, India, India | 2004 |
Asirvad Microfinance
|
Micro loans for consumers are provided by Asirvad Microfinance. | Chennai, India, India | 2009 |
Business Activity of Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details for Uttrayan Financial Services Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited is audited by Ray n Ray for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Ray n Ray | Locked | Locked | Locked |
Complete auditor history for Uttrayan Financial Services Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited is currently managed by 5 directors, with 16 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kanchan Chakrabarti | Director | 24 Oct 2019 | 6 Years 10 Months | Current |
|
Anindya Sen
Also directs:
Vreedhi Financial Services Private Limited
|
Director | 18 Jun 2014 | 12 Years 2 Months | Current |
| Kartick Biswas | Managing Director | 08 Aug 2008 | 18 Years 0 Months | Current |
| Apu Dhar | Director | 25 Mar 2009 | 17 Years 5 Months | Current |
| Bijon Kanti Choudhury | Director | 27 Apr 2012 | 14 Years 3 Months | Current |
Financials of Uttrayan Financial Services Private Limited FY 2025 filings available
Uttrayan Financial Services Private Limited reported revenue of ₹73.16 Cr (up 58.00% YoY) for FY 2024.
Ten-year financial statements for Uttrayan Financial Services Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Uttrayan Financial Services Private Limited
Shareholding and ownership data for Uttrayan Financial Services Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Uttrayan Financial Services Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 26 Dec 2025 | Others | ₹3 Cr | Open |
| 24 Sep 2025 | Others | ₹6 Cr | Open |
| 26 Aug 2025 | Bangiya Gramin Vikash Bank | ₹15 Cr | Open |
| 19 Jul 2025 | Others | ₹25 Cr | Open |
| 05 May 2025 | Others | ₹13 Cr | Open |
Total charge records: 186 View all charges
Employees and EPFO Compliance at Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited has a workforce of 545 employees as of Apr 07, 2024.
Employee and EPFO history for Uttrayan Financial Services Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Uttrayan Financial Services Private Limited
GST registrations and filing compliance for Uttrayan Financial Services Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Uttrayan Financial Services Private Limited
Credit ratings, litigation, and regulatory alerts for Uttrayan Financial Services Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Uttrayan Financial Services Private Limited
MSME payment history for Uttrayan Financial Services Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Uttrayan Financial Services Private Limited
Corporate group structure for Uttrayan Financial Services Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Uttrayan Financial Services Private Limited
MCA filings and documents for Uttrayan Financial Services Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Uttrayan Financial Services Private Limited
Frequently Asked Questions about Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited is an active private limited company in the financial services sector based in Saltlake, West Bengal, India. It was incorporated on 26 April 1995 (31+ years old) and is registered under CIN U67120WB1995PTC071237. The company has 545 employees.
Uttrayan Financial Services Private Limited reported revenue of ₹73.16 Cr for FY 2024 (up 58.00% YoY).
The current directors of Uttrayan Financial Services Private Limited are:
- Kanchan Chakrabarti - Director
- Anindya Sen - Director
- Kartick Biswas - Managing Director
- Apu Dhar - Director
- Bijon Kanti Choudhury - Director
The primary industry of Uttrayan Financial Services Private Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Uttrayan Financial Services Private Limited can be reached at the registered office: Infinity Benchmark 12Th Floor Unit No. 1202 Plot No. G – 1, Ep & Gp Block Sector – V Salt Lake City North 24 Parganas Kolkata – 700091, Saltlake, West Bengal, India – 700091, or through the website uttrayan-mfi.com.
The authorised capital is ₹12 Cr, and the paid-up capital is ₹9.04 Cr.