About Uttrayan Financial Services Private Limited
Data last updated: 01 January 2026
Uttrayan Financial Services Private Limited is a private limited company based in Saltlake, West Bengal, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 26 April 1995, the company has been in operation for over 31 years.
Registered with ROC Kolkata under CIN U67120WB1995PTC071237.
Capital: an authorised share capital of ₹12 Cr and a paid-up capital of ₹9.04 Cr. Formerly known as Chotanagpur Trade & Investments Private Limited. It is led by directors including Kanchan Chakrabarti and Anindya Sen.
Last AGM: 30 August 2025. Financial statements filed for year ended 31 March 2025. Office: Saltlake, West Bengal.
As per the financials filed for FY 2024, the company reported a revenue of ₹73.16 Cr, a growth of 58% compared to the previous year.
The company has a workforce of approximately 545 employees as per the latest available data.
The company is associated with 1 brand - Uttrayan Financial Services. As per MCA filings, the company has open charges of ₹467.93 Cr and satisfied charges of ₹899.8 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website uttrayan-mfi.com.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media**************
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Registered AddressInfinity Benchmark 12Th Floor Unit No. 1202 Plot No. G – 1, Ep & Gp Block Sector – V Salt Lake City North 24 Parganas Kolkata – 700091, Saltlake, West Bengal, India – 700091
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited operates one associated brand: Uttrayan Financial Services. These brands represent Uttrayan Financial Services Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Micro loans are extended to clients in West Bengal. | uttrayan-mfi.com |
Competitors & Alternatives of Uttrayan Financial Services Private Limited
Brands and companies operating in the same space as Uttrayan Financial Services Private Limited include ESAF, Satin Creditcare, Bharat Financial Inclusion and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
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Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Bharat Financial Inclusion
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Provider of micro-credit & insurance for low income income individuals and women | Secunderabad, India, India | 1997 |
Muthoot Microfin
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Microfinance loans are extended to low-income women entrepreneurs. | Ernakulam, India, India | 2010 |
Svatantra Microfinance
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Microcredit services are provided to rural women for financial inclusion. | Mumbai, India, India | 2012 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Spandana Sphoorty Financial
|
Microfinance loans are extended to low-income households for various needs. | Hyderabad, India, India | 2003 |
Chaitanya India Fin Credit
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Micro-credit financing is provided to low-income individuals and businesses. | Bengaluru, India, India | 2004 |
Asirvad Microfinance
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Micro loans for consumers are provided by Asirvad Microfinance. | Chennai, India, India | 2009 |
Business Activity of Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | ********* |
Auditor Details of Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited is audited by Ray n Ray for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Ray n Ray | blur-value | blur-value | blur-value |
Board of Directors of Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited is currently managed by 6 directors, with 16 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kanchan Chakrabarti | Director | 24 Oct 2019 | 6 Years 8 Months | Current |
|
Anindya Sen
Also directs:
Vreedhi Financial Services Private Limited
|
Director | 18 Jun 2014 | 12 Years 0 Months | Current |
| Kartick Biswas | Managing Director | 08 Aug 2008 | 17 Years 11 Months | Current |
| Apu Dhar | Director | 25 Mar 2009 | 17 Years 3 Months | Current |
| Bijon Kanti Choudhury | Director | 27 Apr 2012 | 14 Years 2 Months | Current |
Financials of Uttrayan Financial Services Private Limited FY 2025 filings available
Uttrayan Financial Services Private Limited reported revenue of ₹73.16 Cr (up 58% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.
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Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Shareholding Pattern of Uttrayan Financial Services Private Limited
As of FY 2023, Uttrayan Financial Services Private Limited's shareholding pattern shows 68.27% by promoters, 31.73% by public shareholders. The promoters hold a majority stake, indicating strong promoter control.
| Year | 2025 |
|---|---|
| Promoters | 33.19% |
| DII | 23.22% |
| FII | 18.28% |
| Public | 22.89% |
| Others | 2.42% |
Charges & Borrowings of Uttrayan Financial Services Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 26 Dec 2025 | Others | ₹3 Cr | Open |
| 24 Sep 2025 | Others | ₹6 Cr | Open |
| 26 Aug 2025 | Bangiya Gramin Vikash Bank | ₹15 Cr | Open |
| 19 Jul 2025 | Others | ₹25 Cr | Open |
| 05 May 2025 | Others | ₹13 Cr | Open |
Total charge records: 186 View all charges
Employees and EPFO Compliance at Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited has a workforce of 545 employees as of Apr 07, 2024.
Employee Count & EPFO Data of Uttrayan Financial Services Private Limited
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GST Compliance of Uttrayan Financial Services Private Limited
GSTIN & GST Filing Data of Uttrayan Financial Services Private Limited
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Credit Ratings, Litigation & Regulatory Alerts for Uttrayan Financial Services Private Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Uttrayan Financial Services Private Limited
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MSME Payment Delays by Uttrayan Financial Services Private Limited
MSME Payment Delays by Uttrayan Financial Services Private Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Uttrayan Financial Services Private Limited
Subsidiaries & Group Companies of Uttrayan Financial Services Private Limited
See the full corporate group - holding company, subsidiaries, associates and joint ventures of Uttrayan Financial Services Private Limited with ownership details.
MCA Filings & Documents of Uttrayan Financial Services Private Limited
MCA Filings & Documents of Uttrayan Financial Services Private Limited
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Recent Activity on Uttrayan Financial Services Private Limited
Frequently Asked Questions about Uttrayan Financial Services Private Limited
Uttrayan Financial Services Private Limited is an active private limited company in the financial services sector based in Saltlake, West Bengal, India. It was incorporated on 26 April 1995 (31+ years old) and is registered under CIN U67120WB1995PTC071237. The company has 545 employees.
Uttrayan Financial Services Private Limited reported revenue of ₹73.16 Cr for FY 2024 (up 58.00% YoY).
The current directors of Uttrayan Financial Services Private Limited are:
The primary industry of Uttrayan Financial Services Private Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Uttrayan Financial Services Private Limited can be reached at the registered office: Infinity Benchmark 12Th Floor Unit No. 1202 Plot No. G – 1, Ep & Gp Block Sector – V Salt Lake City North 24 Parganas Kolkata – 700091, Saltlake, West Bengal, India – 700091, or through the website uttrayan-mfi.com.
The authorised capital is ₹12 Cr, and the paid-up capital is ₹9.04 Cr.