Vaduthala Vaniyan Chits Private Limited
About Vaduthala Vaniyan Chits Private Limited
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Vaduthala Vaniyan Chits Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 11 March 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2016PTC040352.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Ramadas Maliyam House Dethan (Managing Director) and Venu Chittayil Vamanrao.
Its last annual general meeting (AGM) was held on 20 January 2026, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 32/1082 (Old No – 47/1219) Madathiparambil Sasthri Road Vaduthala P.O, Ernakulam, Kerala, India – 682023.
As per the financials filed for FY 2024, the company reported a revenue of ₹8.34 Lakh, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹1.44 Lakh (net margin 17.2%) and EBITDA of ₹1.84 Lakh (EBITDA margin 22.1%). Revenue has grown at a compounded annual rate (CAGR) of 402% over three years and 21% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address32/1082 (Old No – 47/1219) Madathiparambil Sasthri Road Vaduthala P.O, Ernakulam, Kerala, India – 682023
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Vaduthala Vaniyan Chits Private Limited
The main business activity of Vaduthala Vaniyan Chits is financial and insurance service. In detail, this covers activities by trusts, funds and other financial holding companies.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K2 | Activities by Trusts, funds and other financial holding companies | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Vaduthala Vaniyan Chits Private Limited FY 2024 filings available
Vaduthala Vaniyan Chits Private Limited reported revenue of ₹8.34 Lakh (up 23% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Vaduthala Vaniyan Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 21% over five years, including 23% growth in the latest year. EBITDA rose 109% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Vaduthala Vaniyan Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.84 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.44 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Vaduthala Vaniyan Chits Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 22.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 17.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Vaduthala Vaniyan Chits are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Vaduthala Vaniyan Chits Private Limited
Vaduthala Vaniyan Chits has 5 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Venu Chittayil Vamanrao Also directs: Konkani Food Products Private Limited | Director | 11 Mar 2016 | 10 Years 7 Months | Current |
| Murali Maliyamveetil Uthaman | Director | 11 Mar 2016 | 10 Years 7 Months | Current |
| Ramadas Maliyam House Dethan | Managing Director | 11 Mar 2016 | 10 Years 7 Months | Current |
| Abbashetty Padannedath Sanjayan | Director | 11 Mar 2016 | 10 Years 7 Months | Current |
| Madhathiparanbu Janardanan Ashok Kumar | Director | 11 Mar 2016 | 10 Years 7 Months | Current |
Peer Comparison of Vaduthala Vaniyan Chits Private Limited
Vaduthala Vaniyan Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nellai Dhana Aztalakshmi Chit Funds Private Limited | ₹8.47 Lakh (FY 2022) | •••• | •••• | -55.0% | •••• | Tirunelveli Town, Tamil Nadu, India |
| My Futurelifeindia Finance Private Limited | ₹8.46 Lakh (FY 2023) | •••• | •••• | 177.0% | •••• | Hosakote, Karnataka, India |
| Bhagwanbaba Multipurpose Nidhi Limited | ₹8.38 Lakh (FY 2022) | •••• | •••• | -46.0% | •••• | Shevgaon, Maharashtra, India |
| Aachi Chit Funds Private Limited | ₹8.37 Lakh (FY 2024) | •••• | •••• | -1.0% | •••• | Coimbatore, Tamil Nadu, India |
| Chartered Mercantile Mutual Benefits Limited | ₹8.34 Lakh (FY 2022) | •••• | •••• | -41.0% | •••• | Uttar Pradesh, India |
| Vaduthala Vaniyan Chits Private Limited this company | ₹8.34 Lakh (FY 2024) | •••• | •••• | 23.0% | •••• | Ernakulam, Kerala, India |
| KGF Gold Finance Private Limited | ₹8.3 Lakh (FY 2025) | •••• | •••• | 23.0% | •••• | Pochampalli, Tamil Nadu, India |
| Shivsampath Chits Private Limited | ₹8.28 Lakh (FY 2024) | •••• | •••• | -27.0% | •••• | Vijaypur, Karnataka, India |
| Msnguptha Chits Private Limited | ₹8.26 Lakh (FY 2025) | •••• | •••• | 34.0% | •••• | Mysore, Karnataka, India |
| Carmel Kuries and Loans Pvt Ltd | ₹8.2 Lakh (FY 2018) | •••• | •••• | 64.0% | •••• | Ernakulam, Kerala, India |
| Surya Prabha Chits Private Limited | ₹8.2 Lakh (FY 2025) | •••• | •••• | -8.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Vaduthala Vaniyan Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Vaduthala Vaniyan Chits Private Limited
Vaduthala Vaniyan Chits Private Limited is audited by MURALIDHAR & ASSOCIATES for the financial year 2021.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MURALIDHAR & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Vaduthala Vaniyan Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Vaduthala Vaniyan Chits Private Limited
Vaduthala Vaniyan Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Vaduthala Vaniyan Chits Private Limited
Employment history and EPFO contributions of people linked to Vaduthala Vaniyan Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Vaduthala Vaniyan Chits Private Limited
Vaduthala Vaniyan Chits Private Limited has 5 board changes on record since 2016: 5 appointments. The latest: Abbashetty Padannedath Sanjayan was appointed as Director on 11 Mar 2016.
Credit Ratings, Litigation & Regulatory Alerts for Vaduthala Vaniyan Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Vaduthala Vaniyan Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Vaduthala Vaniyan Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Vaduthala Vaniyan Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Vaduthala Vaniyan Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Vaduthala Vaniyan Chits Private Limited
Vaduthala Vaniyan Chits is an active private limited company based in Ernakulam, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 11 March 2016 (10+ years old) and is registered under CIN U65992KL2016PTC040352.
Vaduthala Vaniyan Chits reported revenue of ₹8.34 Lakh for FY 2024 (up 23% YoY).
Vaduthala Vaniyan Chits has 5 current directors:
- Ramadas Maliyam House Dethan - Managing Director
- Venu Chittayil Vamanrao - Director
- Murali Maliyamveetil Uthaman - Director
- Abbashetty Padannedath Sanjayan - Director
- Madhathiparanbu Janardanan Ashok Kumar - Director
Vaduthala Vaniyan Chits reported a net profit of ₹1.44 Lakh (net margin 17.2%) and EBITDA of ₹1.84 Lakh (EBITDA margin 22.1%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Vaduthala Vaniyan Chits is 402% over three years and 21% over five years. In the latest year (FY 2024) revenue rose 23%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Vaduthala Vaniyan Chits is U65992KL2016PTC040352. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vaduthala Vaniyan Chits was incorporated on 11 March 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Vaduthala Vaniyan Chits by revenue are Nellai Dhana Aztalakshmi Chit Funds Private Limited, My Futurelifeindia Finance Private Limited, Bhagwanbaba Multipurpose Nidhi Limited, Aachi Chit Funds Private Limited, Chartered Mercantile Mutual Benefits Limited and 5 more, all in the BFSI industry (Micro Finance).
Abbashetty Padannedath Sanjayan was appointed as Director on 11 Mar 2016. Madhathiparanbu Janardanan Ashok Kumar was appointed as Director on 11 Mar 2016. Murali Maliyamveetil Uthaman was appointed as Director on 11 Mar 2016. Vaduthala Vaniyan Chits has 5 board changes on record in total.
The registered office of Vaduthala Vaniyan Chits is at 321082 Old No – 471219 Madathiparambil Sasthri Road Vaduthala P.O, Ernakulam, Kerala, India – 682023.
Vaduthala Vaniyan Chits has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh.