Vaibhav Credits Pvt.Ltd.
About Vaibhav Credits Pvt.Ltd.
Data last updated:
Vaibhav Credits Pvt.Ltd. is a private limited company based in Kolkata, West Bengal, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 09 May 1991 and has been in existence for over 35 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U51909WB1991PTC051689.
The company has an authorised share capital of ₹65 Lakh and a paid-up capital of ₹48.7 Lakh. It is led by directors Norat Mal Dakalia and Sohan Dakalia Lal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 32 Ezra Street 6th Floorr No 603, Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2025, the company reported a revenue of ₹11.09 Lakh, a decline of 41% compared to the previous year. For the same year it recorded a net profit of ₹1.86 Lakh (net margin 16.8%) and EBITDA of ₹2.55 Lakh (EBITDA margin 23%). Revenue has grown at a compounded annual rate (CAGR) of 3% over three years and 8% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vaibhav Credits Pvt.Ltd.'s registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address32 Ezra Street 6th Floorr No 603, Kolkata, West Bengal, India – 700001
- IndustryFinancial Services, Financial Activities
To see the full contact details of Vaibhav Credits Pvt.Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vaibhav Credits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Vaibhav Credits Pvt.Ltd., buy the company report.
Financials of Vaibhav Credits Pvt.Ltd.
FY 2025 filings availableVaibhav Credits Pvt.Ltd. reported revenue of ₹11.09 Lakh (down 41% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 41% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 8%. EBITDA fell 54% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹2.55 Lakh | ||||
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| Net Profit (PAT) | ₹1.86 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 23% | ||||
| Net Profit Margin | 16.8% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Vaibhav Credits Pvt.Ltd., buy the company report.
Board of directors of Vaibhav Credits Pvt.Ltd.
Vaibhav Credits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Norat Mal Dakalia Also directs: Jain Apartments Pvt Ltd, Etc Engineers Pvt. Ltd., Nim Finance & Investment Pvt. Ltd. and 1 more | Director | 22 Sep 1999 | 27 Years 1 Months | Current |
| Sohan Dakalia Lal Also directs: Jain Apartments Pvt Ltd, Etc Engineers Pvt. Ltd., Nim Finance & Investment Pvt. Ltd. and 2 more | Director | 24 Apr 1997 | 29 Years 6 Months | Current |
Peer comparison
Vaibhav Credits Pvt.Ltd. is compared with the 10 companies closest to it by revenue in the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Fantax Bookkeeping Solution Private Limited | ₹11.12 Lakh (FY 2025) | 74.0% | Indore, Madhya Pradesh, India | |||
| Basant Lok Trading Company (A Private Company) | ₹11.11 Lakh (FY 2025) | 252.0% | Mumbai, Maharashtra, India | |||
| Sar Money Point Technology Private Limited | ₹11.1 Lakh (FY 2025) | Gurgaon, Haryana, India | ||||
| Jaysin Investments Private Limited | ₹11.1 Lakh (FY 2023) | 64.0% | New Delhi, Delhi, India | |||
| Jayastute Chit Funds Private Limited | ₹11.09 Lakh (FY 2025) | -16.0% | Solapur, Maharashtra, India | |||
| Vaibhav Credits Pvt.Ltd.this company | ₹11.09 Lakh (FY 2025) | ₹1.86 Lakh | 16.8% | -41.0% | Kolkata, West Bengal, India | |
| Vgold Nidhi Limited | ₹11.07 Lakh (FY 2024) | 35.0% | Pune, Maharashtra, India | |||
| HSBC Agency (India) Private Limited | ₹11.07 Lakh (FY 2025) | 10.0% | Mumbai, Maharashtra, India | |||
| Stable Investments and Finance Company Limited | ₹11.06 Lakh (FY 2025) | 7.0% | Bangalore, Karnataka, India | |||
| CFS Investments Private Limited | ₹11.06 Lakh (FY 2025) | -69.0% | New Delhi, Delhi, India | |||
| M K G Financial Services Pvt Ltd | ₹11.05 Lakh (FY 2024) | -70.0% | New Delhi, Delhi, India |
To see the full peer comparison of Vaibhav Credits Pvt.Ltd., buy the company report.
Auditor
Vaibhav Credits Pvt.Ltd. is audited by MOHTA A K AND COMPANY for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MOHTA A K AND COMPANY | FY 2017 | 52042 |
Shareholding
The shareholding of Vaibhav Credits Pvt.Ltd. is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Vaibhav Credits Pvt.Ltd., buy the company report.
Legal cases
No court or tribunal cases involving Vaibhav Credits Pvt.Ltd. are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vaibhav Credits Pvt.Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Vaibhav Credits Pvt.Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Vaibhav Credits Pvt.Ltd. has 2 board changes on record since 1997: 2 appointments. The latest: Norat Mal Dakalia was appointed as Director on 22 Sep 1999.
Frequently asked questions
Vaibhav Credits is an active private limited company based in Kolkata, West Bengal, India. The company works in financial activities, within the financial services industry. It was incorporated on 09 May 1991 (35+ years old) and is registered under CIN U51909WB1991PTC051689.
Vaibhav Credits has 2 current directors:
- Norat Mal Dakalia - Director
- Sohan Dakalia Lal - Director
The latest financial statements of Vaibhav Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Vaibhav Credits is U51909WB1991PTC051689. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vaibhav Credits was incorporated on 09 May 1991, making it 35+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Vaibhav Credits by revenue are Fantax Bookkeeping Solution Private Limited, Basant Lok Trading Company (A Private Company), Sar Money Point Technology Private Limited, Jaysin Investments Private Limited, Jayastute Chit Funds Private Limited and 5 more, all in the same principal business activity (activities auxiliary to financial service and insurance activities).
Norat Mal Dakalia was appointed as Director on 22 Sep 1999. Sohan Dakalia Lal was appointed as Director on 24 Apr 1997.
The registered office of Vaibhav Credits is at 32 Ezra Street 6th Floorr No 603, Kolkata, West Bengal, India – 700001.
Vaibhav Credits operates in the financial services industry, in the financial activities segment.
The compliance status of Vaibhav Credits is compliant as of 12 August 2026. The company is actively filing with the Registrar of Companies.
Vaibhav Credits can be reached at its registered office: 32 Ezra Street 6th Floorr No 603, Kolkata, West Bengal, India – 700001.
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