Valiyaparambu Kuries and Loans Private Limited

Valiyaparambu Kuries and Loans Private Limited - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65992KL1995PTC008729 Incorporated 02 March 1995 ROC Ernakulam HQ Thrissur, Kerala, India
Active Private Limited Company financial services
Revenue · FY 2025
₹84,303
▼ 11% YoY
Net loss · FY 2025
₹21,925
Net margin -26%
EBITDA · FY 2025
-₹9,834
EBITDA margin -11.7%
Authorised capital
₹9.75 Lakh
Registered with MCA
Paid-up capital
₹6.39 Lakh
Issued & subscribed
Company age
31 yrs
Est. 1995
Directors on board
3
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Valiyaparambu Kuries and Loans Private Limited

Data last updated:

Valiyaparambu Kuries and Loans Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 02 March 1995 and has been in existence for over 31 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1995PTC008729.

The company has an authorised share capital of ₹9.75 Lakh and a paid-up capital of ₹6.39 Lakh. It is led by directors including Parukkaran Kumaran Pushpanathan (Managing Director) and Chenthuruthy Kunjippappu Sajeev.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 11/502 Mala Panchayath Kuruvilassery P O, Thrissur, Kerala, India – 680735.

As per the financials filed for FY 2025, the company reported a revenue of ₹84,303, a decline of 11% compared to the previous year. For the same year it recorded a net loss of ₹21,925 (net margin -26%) and EBITDA of -₹9,834 (EBITDA margin -11.7%). Revenue has declined at a compounded annual rate (CAGR) of 7% over three years and 15% over five years.

Court records list 41 cases involving the company, including 41 filed by the company.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KL1995PTC008729
Registration Number 008729
Incorporation Date 02 March 1995
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

Contact details

Valiyaparambu Kuries and Loans Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    11/502 Mala Panchayath Kuruvilassery P O, Thrissur, Kerala, India – 680735
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Valiyaparambu Kuries and Loans Private Limited, buy the company report.

Comprehensive company report
Valiyaparambu Kuries and Loans Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Valiyaparambu Kuries and Loans is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Valiyaparambu Kuries and Loans Private Limited, buy the company report.

Financials of Valiyaparambu Kuries and Loans Private Limited

FY 2025 filings available

Valiyaparambu Kuries and Loans Private Limited reported revenue of ₹84,303 (down 11% YoY) for FY 2025.

Revenue · FY 2025
₹84,303 ▼ 11%
Net loss · FY 2025
₹21,925 margin -26%
EBITDA · FY 2025
-₹9,834 margin -11.7%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 11%
3 years · compounded
▲ 7%
5 years · compounded
▼ 15%
EBITDA CAGR growth
1 year
▲ 5%
3 years · compounded
▼ 32%
5 years · compounded
▼ 32%

Revenue has declined at a compounded annual rate (CAGR) of 15% over five years, including a 11% fall in the latest year. EBITDA rose 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹9,834
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹21,925
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-11.7%
Net Profit Margin-26%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Valiyaparambu Kuries and Loans Private Limited, buy the company report.

Board of directors of Valiyaparambu Kuries and Loans Private Limited

Valiyaparambu Kuries and Loans has 3 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Chenthuruthy Kunjippappu SajeevDirector30 Sep 200521 Years 1 MonthsCurrent
Parukkaran Kumaran PushpanathanManaging Director29 Aug 199828 Years 2 MonthsCurrent
Palliyil Manikutty ParameswaranDirector29 Sep 200125 Years 1 MonthsCurrent

Peer comparison

Valiyaparambu Kuries and Loans Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Madhuseromani Nidhi Limited₹84,525 (FY 2023)13.0%Rudrapur, Uttarakhand, India
Zuari Goods & Services Pvt.Ltd.₹84,500 (FY 2024)Kolkata, West Bengal, India
Satya Durga Chittfunds Private Limited₹84,469 (FY 2016)-58.0%Nalgonda, Telangana, India
Bishaka Nidhi Limited₹84,430 (FY 2021)59.0%Howrah, West Bengal, India
Ignite Enforcement & Resolution Private Limited₹84,350 (FY 2024)Jaipur, Rajasthan, India
Valiyaparambu Kuries and Loans Private Limitedthis company₹84,303 (FY 2025)-₹21,925-26%-11.0%Thrissur, Kerala, India
Harness Commerce Pvt Ltd₹84,214 (FY 2025)-31.0%Kolkata, West Bengal, India
Dwadashi Chits Private Limited₹84,135 (FY 2016)42.0%Koothattukulam, Kerala, India
Fertile Credit Capital Pvt.Ltd.₹84,100 (FY 2024)-20.0%Kolkata, West Bengal, India
Sri Veeralingeshwara Chit Funds Private Limited₹84,060 (FY 2022)Hyderabad, Telangana, India
Ram Autar Gupta & Company Pvt Ltd₹84,034 (FY 2025)-25.0%Kolkata, West Bengal, India

To see the full peer comparison of Valiyaparambu Kuries and Loans Private Limited, buy the company report.

Auditor

Valiyaparambu Kuries and Loans Private Limited is audited by KVIJAYAKUMAR&CO for the financial year 2017.

Auditor firmFinancial yearFirm registration number
KVIJAYAKUMAR&COFY 2017004712S

Shareholding

The shareholding of Valiyaparambu Kuries and Loans Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Valiyaparambu Kuries and Loans Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Valiyaparambu Kuries and Loans Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Valiyaparambu Kuries and Loans Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Valiyaparambu Kuries and Loans Private Limited has 11 board changes on record since 1998: 3 appointments and 8 cessations. The latest: Athiyarath Velayudhan Sukumaran ceased to be Director on 26 Mar 2019.

AGM
Valiyaparambu Kuries And Loans Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Valiyaparambu Kuries And Loans Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Ceased
Athiyarath Velayudhan Sukumaran ceased to be Director.
Ceased
Choolakkal Velayudhan Vishnu ceased to be Director.
Ceased
Mangadath Makki Karappan ceased to be Director.
Ceased
Sudhakaran Illathuparambil Velayudhan ceased to be Director.
Ceased
Chandran Karapilly Raman ceased to be Director.
Ceased
Karappilli Raman Govindan ceased to be Director.
Ceased
Ellathuparambil Narayanan Hari ceased to be Director.
Ceased
Challiyil Krishnan Subramanian ceased to be Director.
Appointed
Chenthuruthy Kunjippappu Sajeev was appointed as Director.
Appointed
Palliyil Manikutty Parameswaran was appointed as Director.

2 earlier events are in the company report.

Frequently asked questions

Valiyaparambu Kuries and Loans is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 02 March 1995 (31+ years old) and is registered under CIN U65992KL1995PTC008729.

Valiyaparambu Kuries and Loans has 3 current directors:

The latest financial statements of Valiyaparambu Kuries and Loans on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Valiyaparambu Kuries and Loans is U65992KL1995PTC008729. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Valiyaparambu Kuries and Loans has 41 court cases on record: 41 filed by the company.

Valiyaparambu Kuries and Loans was incorporated on 02 March 1995, making it 31+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Valiyaparambu Kuries and Loans by revenue are Madhuseromani Nidhi Limited, Zuari Goods & Services Pvt.Ltd, Satya Durga Chittfunds Private Limited, Bishaka Nidhi Limited, Ignite Enforcement & Resolution Private Limited and 5 more, all in the same principal business activity (other financial activities).

Athiyarath Velayudhan Sukumaran ceased to be Director on 26 Mar 2019. Choolakkal Velayudhan Vishnu ceased to be Director on 26 Mar 2019. Mangadath Makki Karappan ceased to be Director on 26 Mar 2019. Valiyaparambu Kuries and Loans has 11 board changes on record in total.

The registered office of Valiyaparambu Kuries and Loans is at 11502 Mala Panchayath Kuruvilassery P O, Thrissur, Kerala, India – 680735.

Valiyaparambu Kuries and Loans operates in the financial services industry, in the financial activities segment.

The compliance status of Valiyaparambu Kuries and Loans is compliant as of 14 September 2026. The company is actively filing with the Registrar of Companies.