Valluvally Chits Private Limited
About Valluvally Chits Private Limited
Data last updated:
Valluvally Chits Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 12 September 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2014PTC037277.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Lenin Erayil Subramanian and Sylan Prabhakaran.
Its last annual general meeting (AGM) was held on 21 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No.1/548/ – 1 Kochal Junction Kottuvally Panchayath, Ernakulam, Kerala, India – 683518.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.48 Lakh, a decline of 29% compared to the previous year. For the same year it recorded a net profit of ₹34,677 (net margin 6.3%) and EBITDA of ₹48,604 (EBITDA margin 8.9%). Revenue has grown at a compounded annual rate (CAGR) of 25% over three years.
Court records list 3 cases involving the company, including 3 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressBuilding No.1/548/ – 1 Kochal Junction Kottuvally Panchayath, Ernakulam, Kerala, India – 683518
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Valluvally Chits Private Limited
The main business activity of Valluvally Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Valluvally Chits Private Limited FY 2025 filings available
Valluvally Chits Private Limited reported revenue of ₹5.48 Lakh (down 29% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Valluvally Chits Private Limited
Revenue fell 29% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 25%. EBITDA rose 45% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Valluvally Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹48,604 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹34,677 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Valluvally Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 8.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 6.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Valluvally Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Valluvally Chits Private Limited
Valluvally Chits has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Lenin Erayil Subramanian Also directs: Dhanavardhika Nidhi Limited | Director | 30 Aug 2021 | 5 Years 1 Months | Current |
| Sylan Prabhakaran Also directs: Poornasree Micro Development Foundation | Director | 15 Nov 2023 | 2 Years 11 Months | Current |
Peer Comparison of Valluvally Chits Private Limited
Valluvally Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vallabh Leasing & Finance Company Pvt. Ltd. | ₹5.49 Lakh (FY 2025) | •••• | •••• | 4.0% | •••• | Jabalpur, Madhya Pradesh, India |
| Nabajagaran Finance Private Limited | ₹5.49 Lakh (FY 2024) | •••• | •••• | •••• | Nadia, West Bengal, India | |
| Nawdeep Credit Consultants Pvt Ltd | ₹5.49 Lakh (FY 2024) | •••• | •••• | 7.0% | •••• | Kolkata, West Bengal, India |
| Vital Services Private Limited | ₹5.49 Lakh (FY 2020) | •••• | •••• | -66.0% | •••• | New Delhi, Delhi, India |
| Muzzle Investment Services Private Limited | ₹5.48 Lakh (FY 2025) | •••• | •••• | •••• | Gurgaon, Haryana, India | |
| Valluvally Chits Private Limited this company | ₹5.48 Lakh (FY 2025) | •••• | •••• | -29.0% | •••• | Ernakulam, Kerala, India |
| Geetanjali Equity Services Pvt Ltd | ₹5.48 Lakh (FY 2024) | •••• | •••• | 8.0% | •••• | Kolkata, West Bengal, India |
| Abrn Finance Pvt.Ltd. | ₹5.48 Lakh (FY 2022) | •••• | •••• | -97.0% | •••• | Kolkata, West Bengal, India |
| Naivedyam Chits Pvt. Ltd. | ₹5.48 Lakh (FY 2020) | •••• | •••• | -42.0% | •••• | Haryana, India |
| Bihari Hire Purchase Pvt Ltd | ₹5.48 Lakh (FY 2025) | •••• | •••• | -64.0% | •••• | Gurugram, Haryana, India |
| Reliablepro Investcorp Private Limited | ₹5.48 Lakh (FY 2023) | •••• | •••• | 2059.0% | •••• | Mathura, Uttar Pradesh, India |
Peers are the five companies nearest above and the five nearest below Valluvally Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Ownership and Shareholding of Valluvally Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Valluvally Chits Private Limited
Valluvally Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Valluvally Chits Private Limited
Valluvally Chits Private Limited has 3 court cases on record: 3 filed by Valluvally Chits. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 0 |
| High courts | 1 | 0 | 0 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Revision petition | Filed by the company against State of Kerala and 1 other | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Disposed |
Full case history
All 3 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Valluvally Chits Private Limited
Employment history and EPFO contributions of people linked to Valluvally Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Valluvally Chits Private Limited
Valluvally Chits Private Limited has 5 board changes on record since 2021: 2 appointments and 3 cessations. The latest: Sylan Prabhakaran ceased to be Additional Director on 29 Aug 2024.
Credit Ratings, Litigation & Regulatory Alerts for Valluvally Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Valluvally Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Valluvally Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Valluvally Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Valluvally Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Valluvally Chits Private Limited
Valluvally Chits is an active private limited company based in Ernakulam, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 12 September 2014 (12+ years old) and is registered under CIN U65992KL2014PTC037277.
Valluvally Chits reported revenue of ₹5.48 Lakh for FY 2025 (down 29% YoY).
Valluvally Chits has 2 current directors:
- Lenin Erayil Subramanian - Director
- Sylan Prabhakaran - Director
Valluvally Chits reported a net profit of ₹34,677 (net margin 6.3%) and EBITDA of ₹48,604 (EBITDA margin 8.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Valluvally Chits is 25% over three years. In the latest year (FY 2025) revenue fell 29%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Valluvally Chits is U65992KL2014PTC037277. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Valluvally Chits has 3 court cases on record: 3 filed by the company. Most are in the district courts.
Valluvally Chits was incorporated on 12 September 2014, making it 12+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Valluvally Chits by revenue are Vallabh Leasing & Finance Company Pvt. Ltd, Nabajagaran Finance Private Limited, Nawdeep Credit Consultants Pvt Ltd, Vital Services Private Limited, Muzzle Investment Services Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Sylan Prabhakaran ceased to be Additional Director on 29 Aug 2024. Sunildath ceased to be Director on 15 Nov 2023. Sylan Prabhakaran was appointed as Director on 15 Nov 2023. Valluvally Chits has 5 board changes on record in total.
The registered office of Valluvally Chits is at Building No.1548 – 1 Kochal Junction Kottuvally Panchayath, Ernakulam, Kerala, India – 683518.