About Valuefin India Credit Services Private Limited
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Valuefin India Credit Services Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 04 January 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65921MH1996PTC324138. Its GSTIN is 27AABCK1958K1Z9 (Maharashtra).
The company has an authorised share capital of ₹7 Cr and a paid-up capital of ₹6.15 Cr. It was formerly known as Blue Chip Deposit and Advances Private Limited and Kathuria Finance and Investment Private Limited. It is led by directors including Sandeep Bansal and Gunbir Singh Sidhu.
Its last annual general meeting (AGM) was held on 30 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C Regency Park, Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹14.34 Lakh, a growth of 10% compared to the previous year. For the same year it recorded a net loss of ₹13.92 Lakh (net margin -97.1%) and EBITDA of -₹13.84 Lakh (EBITDA margin -96.5%). Revenue has declined at a compounded annual rate (CAGR) of 4% over three years and 21% over five years.
The company is associated with 1 brand: ValueFin. Court records list 51 cases involving the company, including 51 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website valuefin.in.
Company details
Name history
Valuefin India Credit Services has undergone 2 name changes throughout its history. The company was previously known as Blue Chip Deposit And Advances Private Limited, and Kathuria Finance And Investment Private Limited. The current legal name is Valuefin India Credit Services Private Limited.
| Company Name | Status |
|---|---|
| Valuefin India Credit Services Private Limited | Current |
| Blue Chip Deposit And Advances Private Limited | Previous |
| Kathuria Finance And Investment Private Limited | Previous |
CIN history
Valuefin India Credit Services has one previous CIN (Corporate Identification Number): U65921PB1996PTC017510. The current CIN is U65921MH1996PTC324138, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65921MH1996PTC324138 | Current |
| U65921PB1996PTC017510 | Previous |
Contact details
Valuefin India Credit Services Private Limited's registered office is in Mumbai, Maharashtra. Its website is valuefin.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered Address302 – C Regency Park Chs.Ltd. Nahar Amrit Shakti Off Chandivali Farm R, Oad, Mumbai, Maharashtra, India – 400072
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Valuefin India Credit Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Valuefin India Credit Services operates one associated brand: ValueFin. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Short-term working capital loans are provided to venture-backed startups. | valuefin.in |
Business activity
The main business activity of Valuefin India Credit Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Valuefin India Credit Services Private Limited, buy the company report.
Financials of Valuefin India Credit Services Private Limited
FY 2025 filings availableValuefin India Credit Services Private Limited reported revenue of ₹14.34 Lakh (up 10% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 10% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 21%. EBITDA fell 484% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | -₹13.84 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹13.92 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -96.5% | ||||
| Net Profit Margin | -97.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
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To see the full financial statements and ratios of Valuefin India Credit Services Private Limited, buy the company report.
Board of directors of Valuefin India Credit Services Private Limited
Valuefin India Credit Services has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sandeep Bansal | Director | 19 Dec 2024 | 1 Years 10 Months | Current |
| Gunbir Singh Sidhu | Director | 19 Dec 2024 | 1 Years 10 Months | Current |
| Manmord Singh Sidhu | Director | 19 Dec 2024 | 1 Years 10 Months | Current |
| Sonali Bansal | Director | 19 Dec 2024 | 1 Years 10 Months | Current |
Peer comparison
Valuefin India Credit Services Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nu-Ruchi Barter Pvt Ltd | ₹14.48 Lakh (FY 2021) | -98.0% | Kolkata, West Bengal, India | |||
| A.N.P. Investments Ltd | ₹14.39 Lakh (FY 2024) | Kolkata, West Bengal, India | ||||
| Esteem Investments Private Limited | ₹14.37 Lakh (FY 2025) | 101.0% | Delhi, India | |||
| Virtuous Holdings Private Limited | ₹14.36 Lakh (FY 2020) | 16.0% | Kolkata, West Bengal, India | |||
| Valuefin India Credit Services Private Limitedthis company | ₹14.34 Lakh (FY 2025) | -₹13.92 Lakh | -97.1% | 10.0% | Mumbai, Maharashtra, India | |
| Nakshatra Finance Private Limited | ₹14.32 Lakh (FY 2019) | -73.0% | Nagpur, Maharashtra, India | |||
| Eravat Marketings Private Limited | ₹14.22 Lakh (FY 2025) | -22.0% | Delhi, India | |||
| Kaushal Vanijya Private Limited | ₹14.22 Lakh (FY 2024) | -70.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Valuefin India Credit Services Private Limited, buy the company report.
Auditor
Valuefin India Credit Services Private Limited is audited by K.D Sanghvi & Co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| K.D Sanghvi & Co. | FY 2023 | 141339 |
Shareholding
The shareholding of Valuefin India Credit Services Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Valuefin India Credit Services Private Limited, buy the company report.
Legal cases
Valuefin India Credit Services Private Limited has 51 court cases on record: 51 filed by Valuefin India Credit Services. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 51 | 0 | 0 |
Cases on record (5 of 51)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Rupnagar, Punjab | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
| District court, Rupnagar, Punjab | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
| District court, Rupnagar, Punjab | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
| District court, Rupnagar, Punjab | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
| District court, Rupnagar, Punjab | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
To see the full case history of Valuefin India Credit Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Valuefin India Credit Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Valuefin India Credit Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AABCK1958K1Z9 | Maharashtra | Active | 13 Nov 2018 |
To see the full GST registrations and return filing status of Valuefin India Credit Services Private Limited, buy the company report.
Recent activity
Valuefin India Credit Services Private Limited has 12 board changes on record since 1997: 8 appointments and 4 cessations. The latest: Manoj Kumar Rawat ceased to be Director on 10 Jan 2025.
3 earlier events are in the company report.
Frequently asked questions
Valuefin India Credit Services is an active private limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 04 January 1996 (30+ years old) and is registered under CIN U65921MH1996PTC324138.
Valuefin India Credit Services has 4 current directors:
- Sandeep Bansal - Director
- Gunbir Singh Sidhu - Director
- Manmord Singh Sidhu - Director
- Sonali Bansal - Director
The latest financial statements of Valuefin India Credit Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Valuefin India Credit Services is 27AABCK1958K1Z9, registered in Maharashtra.
The CIN (Corporate Identification Number) of Valuefin India Credit Services is U65921MH1996PTC324138. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Valuefin India Credit Services has 51 court cases on record: 51 filed by the company.
Valuefin India Credit Services was incorporated on 04 January 1996, making it 30+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Valuefin India Credit Services by revenue are Nu-Ruchi Barter Pvt Ltd, A.N.P. Investments Ltd, Esteem Investments Private Limited, Virtuous Holdings Private Limited, Nakshatra Finance Private Limited and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Manoj Kumar Rawat ceased to be Director on 10 Jan 2025. Rupal Rawat ceased to be Director on 10 Jan 2025. Gunbir Singh Sidhu was appointed as Director on 19 Dec 2024. Valuefin India Credit Services has 12 board changes on record in total.
Valuefin India Credit Services can be reached through the website valuefin.in. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Valuefin India Credit Services is at 302 – C Regency Park Chs.Ltd. Nahar Amrit Shakti Off Chandivali Farm R, Oad, Mumbai, Maharashtra, India – 400072.
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