
Vanshika Micro Credit
About Vanshika Micro Credit
Data last updated:
Vanshika Micro Credit is a private not for profit company based in Noida, Uttar Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 15 July 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65999UP2016NPL084907.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Ranjeet Kumar Verma and Vinay Kumar Jha.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sector 16, Noida, Uttar Pradesh.
As per the financials filed for FY 2025, the company reported a revenue of ₹28,300, a decline of 89% compared to the previous year. For the same year it recorded a net loss of ₹3.77 Lakh and EBITDA of -₹3.7 Lakh. Revenue has declined at a compounded annual rate (CAGR) of 65% over three years and 33% over five years.
As per MCA filings, the company has open charges of ₹5 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vanshika Micro Credit's registered office is in Noida, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressVo – 656 At We Work Berger Delhi, One Sector 16B C – 001/A2, Noida, Uttar Pradesh, India – 201301
- IndustryFinancial Services, Financial Activities
To see the full contact details of Vanshika Micro Credit, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vanshika Micro Credit is support service to organizations. In detail, this covers other support services to organizations.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| N | Support service to Organizations | N7 | Other support services to organizations |
To see the full business activity and turnover split of Vanshika Micro Credit, buy the company report.
Financials of Vanshika Micro Credit
FY 2025 filings availableVanshika Micro Credit reported revenue of ₹28,300 (down 89% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 33% over five years, including a 89% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹3.7 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹3.77 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | |||||
| Net Profit Margin | |||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Vanshika Micro Credit, buy the company report.
Board of directors of Vanshika Micro Credit
Vanshika Micro Credit has 2 current directors and 13 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ranjeet Kumar Verma Also directs: Arise Engineering Private Limited | Director | 18 Dec 2024 | 1 Years 10 Months | Current |
| Vinay Kumar Jha | Director | 16 May 2025 | 1 Years 5 Months | Current |
Auditor
Vanshika Micro Credit is audited by ABHINAVSRIVASTAVA for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ABHINAVSRIVASTAVA | FY 2017 | 424372 |
Shareholding
The shareholding of Vanshika Micro Credit is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Vanshika Micro Credit, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 20 Nov 2025 | 101200676 | Others | ₹5 Cr | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Vanshika Micro Credit are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vanshika Micro Credit; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Vanshika Micro Credit; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Vanshika Micro Credit has 15 board changes on record since 2016: 2 appointments and 13 cessations. The latest: Ranjeet Kumar Verma ceased to be Additional Director on 29 Sep 2025.
7 earlier events are in the company report.
Frequently asked questions
Vanshika Micro Credit is an active private not for profit company based in Noida, Uttar Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 15 July 2016 (10+ years old) and is registered under CIN U65999UP2016NPL084907.
Vanshika Micro Credit has 2 current directors:
- Ranjeet Kumar Verma - Director
- Vinay Kumar Jha - Director
The latest financial statements of Vanshika Micro Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Vanshika Micro Credit is U65999UP2016NPL084907. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vanshika Micro Credit was incorporated on 15 July 2016, making it 10+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
Ranjeet Kumar Verma ceased to be Additional Director on 29 Sep 2025. Vinay Kumar Jha ceased to be Additional Director on 29 Sep 2025. Vinay Kumar Jha was appointed as Director on 16 May 2025. Vanshika Micro Credit has 15 board changes on record in total.
The registered office of Vanshika Micro Credit is at Vo – 656 At We Work Berger Delhi, One Sector 16B C – 001A2, Noida, Uttar Pradesh, India – 201301.
Vanshika Micro Credit operates in the financial services industry, in the financial activities segment.
Vanshika Micro Credit has open charges of ₹5 Cr and no satisfied charges on record as per latest MCA filings.
The compliance status of Vanshika Micro Credit is compliant as of 12 August 2026. The company is actively filing with the Registrar of Companies.