Aavas Infrastructure And Gruh Finance Limited
About Aavas Infrastructure And Gruh Finance Limited
Data last updated: 27 February 2026
Aavas Infrastructure And Gruh Finance Limited is a public limited company based in Ahmedabad, Gujarat, India. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 24 May 1995, the company has been in operation for over 31 years.
Registered with ROC Ahmedabad under CIN U74110GJ1995PLC026039.
Capital: an authorised share capital of ₹6 Cr and a paid-up capital of ₹4.53 Cr. It is led by directors including Rajendra Jethabhai Keshwani and Samay Rajendra Keshwani.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Ahmedabad, Gujarat.
As per the financials filed for FY 2025, the company reported a revenue of ₹74.13 Lakh, a growth of 43% compared to the previous year.
As per MCA filings, the company has open charges of ₹37.16 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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Email*****@*****.com
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Telephone**************
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Website**************
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Social Media**************
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Registered Address202 Second Floor City Pride Complex Nr Nalanda Hotel Mithakhali Six Roads, Mithakhali, Ahmedabad, Gujarat, India – 380009
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IndustryFinancial Services, Diversified Financial Services, Real Estate Financing
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Aavas Infrastructure And Gruh Finance Limited
Aavas Infrastructure And Gruh Finance Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U74110GJ1995PLC026039, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74110GJ1995PLC026039 | Current |
| U27109GJ1995PTC026039 | Previous |
| U27109GJ1995PLC026039 | Previous |
Business Activity of Aavas Infrastructure And Gruh Finance Limited
Aavas Infrastructure And Gruh Finance Limited is engaged in principal business activities including financial and insurance service and real estate, with detailed activities including other financial activities, real estate activities with own or leased property. The company has 2 registered principal business activity segments, demonstrating its operational diversity and market reach.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
| L | Real Estate | L1 | Real estate activities with own or leased property | ********* |
Auditor Details of Aavas Infrastructure And Gruh Finance Limited
Aavas Infrastructure And Gruh Finance Limited is audited by Satyaprakash Nathani & Co (ICAI peer reviewed, certificate valid till 2026-10-04) for the financial year 2026, as reported in its BSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| Satyaprakash Nathani & Co (ICAI peer reviewed, certificate valid till 2026-10-04) | FY 2026 | Statement on impact of audit qualification |
Board of Directors of Aavas Infrastructure And Gruh Finance Limited
Aavas Infrastructure And Gruh Finance Limited is currently managed by 3 directors, with 5 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Rajendra Jethabhai Keshwani
Also directs:
Samay Micro Tech Llp, Samay Micro Tech Private Limited, Adarsh Capital Finstock Limited and 1 more
|
Director | 28 Nov 2005 | 20 Years 7 Months | Current |
| Samay Rajendra Keshwani | Director | 10 Aug 2018 | 7 Years 10 Months | Current |
|
Denisha Rajendra Keshwani
Also directs:
Samay Micro Tech Llp, Samay Micro Tech Private Limited, Adarsh Capital Finstock Limited and 1 more
|
Director | 27 Mar 2012 | 14 Years 3 Months | Current |
Financials of Aavas Infrastructure And Gruh Finance Limited FY 2026 filings available
Aavas Infrastructure And Gruh Finance Limited reported revenue of ₹- (up ) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹0 | ₹0 | -₹41.97 Lakh | ₹1.62 Cr | ₹21.15 Lakh | -₹1.6 Cr | ₹2.62 Cr | ₹92.58 Lakh |
| Other Income | ₹89.04 Lakh | ₹12.11 Lakh | -₹5.39 Lakh | ₹8.33 Cr | ₹1.92 Cr | ₹59.53 Lakh | ₹71.22 Lakh | ₹2.78 Cr |
| Total Income | ₹89.04 Lakh | ₹12.11 Lakh | -₹47.36 Lakh | ₹9.95 Cr | ₹2.13 Cr | -₹1.01 Cr | ₹3.33 Cr | ₹3.7 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹3.66 Cr | ₹2.36 Cr | ₹77.02 Lakh | ₹91.35 Lakh | ₹8.2 Lakh | -₹32.13 Lakh |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹1.07 Cr | ₹86.93 Lakh | ₹18.28 Lakh | -₹2.65 Cr | ₹1.97 Cr | ₹1.09 Cr |
| Employee Benefit Expense | ₹3.12 Lakh | ₹1.2 Lakh | ₹44.65 Lakh | ₹41.79 Lakh | ₹35.9 Lakh | ₹52.14 Lakh | ₹89.1 Lakh | ₹1.48 Cr |
| Finance Costs | ₹0 | ₹11,000 | ₹53.04 Cr | ₹48.31 Cr | ₹42.22 Cr | ₹34.62 Cr | ₹25.73 Cr | ₹19.68 Cr |
| Depreciation & Amortisation | ₹1.21 Lakh | ₹3.11 Lakh | ₹11.7 Lakh | ₹12.18 Lakh | ₹28.46 Lakh | ₹25.22 Lakh | ₹29.64 Lakh | ₹45.24 Lakh |
| Other Expenses | ₹50.8 Lakh | ₹57.04 Lakh | ₹3.44 Cr | ₹4.92 Cr | ₹6.79 Cr | ₹54.29 Lakh | ₹1.94 Cr | ₹7.16 Cr |
| Total Expenses | ₹55.13 Lakh | ₹61.46 Lakh | ₹61.79 Cr | ₹56.99 Cr | ₹50.6 Cr | ₹34.2 Cr | ₹30.91 Cr | ₹29.53 Cr |
| Profit Before Exceptional Items & Tax | ₹33.91 Lakh | -₹49.35 Lakh | -₹62.26 Cr | -₹47.05 Cr | -₹48.48 Cr | -₹35.21 Cr | -₹27.57 Cr | -₹25.83 Cr |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹33.91 Lakh | -₹49.35 Lakh | -₹62.26 Cr | -₹47.05 Cr | -₹48.48 Cr | -₹35.21 Cr | -₹27.57 Cr | -₹25.83 Cr |
| Total Tax Expense | ₹1.4 Lakh | ₹1.11 Lakh | ₹0 | ₹0 | ₹71.09 Lakh | ₹0 | ₹0 | -₹15.5 Lakh |
| Net Profit | ₹32.51 Lakh | -₹50.46 Lakh | -₹62.26 Cr | -₹47.05 Cr | -₹49.19 Cr | -₹35.21 Cr | -₹27.57 Cr | -₹25.67 Cr |
| Other Comprehensive Income | ₹0 | -₹2.42 Lakh | ₹25.4 Lakh | ₹53.52 Lakh | ₹1.06 Cr | ₹12.01 Lakh | -₹12.8 Lakh | -₹6.13 Lakh |
| Total Comprehensive Income | ₹32.51 Lakh | -₹52.88 Lakh | -₹62.01 Cr | -₹46.51 Cr | -₹48.12 Cr | -₹35.09 Cr | -₹27.7 Cr | -₹25.74 Cr |
| EBITDA (computed) | ₹35.12 Lakh | -₹46.13 Lakh | -₹9.1 Cr | ₹1.39 Cr | -₹5.97 Cr | -₹33.54 Lakh | -₹1.55 Cr | -₹5.7 Cr |
| Basic EPS | ₹0.21 | ₹-0.33 | ₹-41.15 | ₹-31.10 | ₹-32.51 | ₹-23.27 | ₹-18.23 | ₹-16.97 |
| Diluted EPS | ₹0.21 | ₹-0.33 | ₹-41.15 | ₹-31.10 | ₹-32.51 | ₹-23.27 | ₹-18.23 | ₹-12.44 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹155.92 Cr | ₹140.6 Cr | ₹138.19 Cr | ₹140.74 Cr | ₹149.07 Cr | ₹150.47 Cr | ₹151.34 Cr | ₹157.43 Cr |
| Non-current Assets | ₹84.63 Cr | ₹84.64 Cr | ₹84.7 Cr | ₹85.38 Cr | ₹3.07 Cr | ₹4.91 Cr | ₹5.7 Cr | ₹5.56 Cr |
| Current Assets | ₹71.29 Cr | ₹55.96 Cr | ₹53.5 Cr | ₹55.36 Cr | ₹143.87 Cr | ₹145.55 Cr | ₹145.64 Cr | ₹151.87 Cr |
| Property, Plant & Equipment | ₹64,000 | ₹1.83 Lakh | ₹4.96 Lakh | ₹16.65 Lakh | ₹35.19 Lakh | ₹61.69 Lakh | ₹86.91 Lakh | ₹1.27 Cr |
| Inventories | ₹53.14 Cr | ₹53.14 Cr | ₹53.14 Cr | ₹54.22 Cr | ₹55.09 Cr | ₹55.27 Cr | ₹52.62 Cr | ₹56.18 Cr |
| Trade Receivables | ₹0 | ₹0 | ₹50,000 | ₹47.77 Lakh | ₹1.58 Cr | ₹6.38 Cr | ₹7.09 Cr | ₹8.33 Cr |
| Cash & Equivalents | ₹12.53 Lakh | ₹5.72 Lakh | ₹2.86 Lakh | -₹13.79 Lakh | ₹72.4 Lakh | ₹46.51 Lakh | ₹71.63 Lakh | ₹63.38 Lakh |
| Equity (Net Worth) | -₹259.22 Cr | -₹259.55 Cr | -₹259.02 Cr | -₹197.02 Cr | -₹150.5 Cr | -₹102.38 Cr | -₹67.29 Cr | -₹39.59 Cr |
| Equity Share Capital | ₹15.13 Cr | ₹15.13 Cr | ₹15.13 Cr | ₹15.13 Cr | ₹15.13 Cr | ₹15.13 Cr | ₹15.13 Cr | ₹15.13 Cr |
| Borrowings (Non-current) | ₹108.31 Cr | ₹108.31 Cr | ₹108.31 Cr | ₹108.31 Cr | ₹108.36 Cr | ₹245.22 Cr | ₹211.79 Cr | ₹186.22 Cr |
| Borrowings (Current) | ₹11.58 Cr | ₹11.58 Cr | ₹11.53 Cr | ₹1.36 Cr | ₹1.1 Cr | ₹0 | ₹38.44 Lakh | ₹83.28 Lakh |
| Total Debt (computed) | ₹119.89 Cr | ₹119.89 Cr | ₹119.84 Cr | ₹109.67 Cr | ₹109.46 Cr | ₹245.22 Cr | ₹212.17 Cr | ₹187.05 Cr |
| Current Liabilities | ₹305.7 Cr | ₹290.71 Cr | ₹287.77 Cr | ₹227.05 Cr | ₹188.39 Cr | ₹3.87 Cr | ₹3.1 Cr | ₹5.48 Cr |
| Total Liabilities | ₹415.14 Cr | ₹400.15 Cr | ₹397.21 Cr | ₹337.76 Cr | ₹299.57 Cr | ₹252.85 Cr | ₹218.63 Cr | ₹197.02 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | ₹13.85 Cr | ₹2.21 Cr | -₹10.54 Cr | ₹72.89 Cr | ₹7.42 Cr |
| Investing Cash Flow | ₹89.04 Lakh | ₹12.12 Lakh | ₹55.17 Lakh | -₹73.86 Cr | ₹61.04 Lakh |
| Financing Cash Flow | ₹0 | ₹4.89 Lakh | ₹10.16 Cr | ₹9.91 Lakh | -₹7.66 Cr |
| Capital Expenditure | ₹0 | ₹0 | ₹0 | -₹7.96 Cr | ₹0 |
| Free Cash Flow (computed) | ₹13.85 Cr | ₹2.21 Cr | -₹10.54 Cr | ₹64.94 Cr | ₹7.42 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹14.74 Cr | ₹2.38 Cr | ₹16.65 Lakh | -₹86.17 Lakh | ₹36.99 Lakh |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Other Income | ₹56.54 Lakh | ₹11.58 Lakh | ₹20.88 Lakh | ₹3,000 | ₹4.52 Lakh | ₹6.19 Lakh | ₹10,900 | ₹1.29 Lakh |
| Total Income | ₹56.54 Lakh | ₹11.58 Lakh | ₹20.88 Lakh | ₹3,000 | ₹4.52 Lakh | ₹6.19 Lakh | ₹10,900 | ₹1.29 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹78,000 | ₹78,000 | ₹78,000 | ₹78,000 | ₹1.04 Lakh | ₹15,600 | ₹0 | ₹0 |
| Finance Costs | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹8,700 | ₹2,000 |
| Depreciation & Amortisation | ₹31,000 | ₹30,000 | ₹30,000 | ₹30,000 | -₹10,000 | ₹1.07 Lakh | ₹1.07 Lakh | ₹1.07 Lakh |
| Other Expenses | ₹14.59 Lakh | ₹8.62 Lakh | ₹10.81 Lakh | ₹16.77 Lakh | ₹12.52 Lakh | ₹10.53 Lakh | ₹22.42 Lakh | ₹11.56 Lakh |
| Total Expenses | ₹15.68 Lakh | ₹9.7 Lakh | ₹11.89 Lakh | ₹17.85 Lakh | ₹13.46 Lakh | ₹11.76 Lakh | ₹23.58 Lakh | ₹12.65 Lakh |
| Profit Before Exceptional Items & Tax | ₹40.86 Lakh | ₹1.88 Lakh | ₹8.99 Lakh | -₹17.82 Lakh | -₹8.94 Lakh | -₹5.57 Lakh | -₹23.47 Lakh | -₹11.36 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹40.86 Lakh | ₹1.88 Lakh | ₹8.99 Lakh | -₹17.82 Lakh | -₹8.94 Lakh | -₹5.57 Lakh | -₹23.47 Lakh | -₹11.36 Lakh |
| Total Tax Expense | ₹1.4 Lakh | ₹0 | ₹0 | ₹0 | ₹1.11 Lakh | ₹0 | ₹0 | ₹0 |
| Net Profit | ₹39.46 Lakh | ₹1.88 Lakh | ₹8.99 Lakh | -₹17.82 Lakh | -₹10.05 Lakh | -₹5.57 Lakh | -₹23.47 Lakh | -₹11.36 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹100 | -₹2.42 Lakh |
| Total Comprehensive Income | ₹39.46 Lakh | ₹1.88 Lakh | ₹8.99 Lakh | -₹17.82 Lakh | -₹10.05 Lakh | -₹5.57 Lakh | -₹23.47 Lakh | -₹13.78 Lakh |
| EBITDA (computed) | ₹41.17 Lakh | ₹2.18 Lakh | ₹9.29 Lakh | -₹17.52 Lakh | -₹9.04 Lakh | -₹4.5 Lakh | -₹22.31 Lakh | -₹10.27 Lakh |
| Basic EPS | ₹0.26 | ₹0.01 | ₹0.06 | ₹-0.12 | ₹-0.07 | ₹-0.04 | ₹-0.16 | ₹-0.08 |
| Diluted EPS | ₹0.26 | ₹0.01 | ₹0.06 | ₹-0.12 | ₹-0.07 | ₹-0.04 | ₹-0.16 | ₹-0.08 |
Shareholding Pattern of Aavas Infrastructure And Gruh Finance Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 38.09%, retail and other public shareholders hold 61.91% of Aavas Infrastructure And Gruh Finance Limited. The company had 3,280 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 38.09% | 38.09% | 38.09% | 38.09% | 46.42% | 46.92% |
| Public | 61.91% | 61.91% | 61.91% | 61.91% | 53.58% | 53.08% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 38.09% | 46.42% | 48.38% |
| Public | 61.91% | 53.58% | 51.62% |
| Promoter change (YoY, %pts) | -8.33 | -1.96 | - |
Group Structure of Aavas Infrastructure And Gruh Finance Limited
Aavas Infrastructure And Gruh Finance Limited has 2 associated companies. This group structure data is as of FY 2019. The corporate group structure reflects Aavas Infrastructure And Gruh Finance Limited's business expansion strategy and organizational complexity.
Charges & Borrowings of Aavas Infrastructure And Gruh Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 20 Aug 2022 | Hdfc Bank Limited | ₹37.16 Lakh | Open |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Aavas Infrastructure And Gruh Finance Limited
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Employee Count & EPFO Data of Aavas Infrastructure And Gruh Finance Limited
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GST Compliance of Aavas Infrastructure And Gruh Finance Limited
GSTIN & GST Filing Data of Aavas Infrastructure And Gruh Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for Aavas Infrastructure And Gruh Finance Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Aavas Infrastructure And Gruh Finance Limited
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MSME Payment Delays by Aavas Infrastructure And Gruh Finance Limited
MSME Payment Delays by Aavas Infrastructure And Gruh Finance Limited
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Subsidiaries & Group Companies of Aavas Infrastructure And Gruh Finance Limited
Subsidiaries & Group Companies of Aavas Infrastructure And Gruh Finance Limited
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MCA Filings & Documents of Aavas Infrastructure And Gruh Finance Limited
MCA Filings & Documents of Aavas Infrastructure And Gruh Finance Limited
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Recent Activity on Aavas Infrastructure And Gruh Finance Limited
Frequently Asked Questions about Aavas Infrastructure And Gruh Finance Limited
Aavas Infrastructure And Gruh Finance Limited is an active public limited company in the financial services sector based in Ahmedabad, Gujarat, India. It was incorporated on 24 May 1995 (31+ years old) and is registered under CIN U74110GJ1995PLC026039.
Aavas Infrastructure And Gruh Finance Limited reported revenue of ₹74.13 Lakh for FY 2025 (up 43.00% YoY).
The current directors of Aavas Infrastructure And Gruh Finance Limited are:
The primary industry of Aavas Infrastructure And Gruh Finance Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.
Aavas Infrastructure And Gruh Finance Limited can be reached at the registered office: 202 Second Floor City Pride Complex Nr Nalanda Hotel Mithakhali Six Roads, Mithakhali, Ahmedabad, Gujarat, India – 380009.
The authorised capital is ₹6 Cr, and the paid-up capital is ₹4.53 Cr.