About Vellara Nidhi Limited
Data last updated:
Vellara Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 06 December 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65999KL2016PLC047444. Its GSTIN is 32AAFCV7171D1ZH (Kerala).
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹13.19 Lakh. It is led by directors including Jithin Thomas (Managing Director) and Thomas Vellara Chakku.
Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Xlii/296 Kaveed Road Thampuranpadi Thamarayoor P.O. (Via) Kottapadi, Thrissur, Kerala, India – 680505.
As per the financials filed for FY 2025, the company reported a revenue of ₹44.21 Lakh, a growth of 36% compared to the previous year. For the same year it recorded a net profit of ₹4.29 Lakh (net margin 9.7%) and EBITDA of ₹19.31 Lakh (EBITDA margin 43.7%). Revenue has grown at a compounded annual rate (CAGR) of 27% over three years and 34% over five years.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website vellara-nidhi-limited.business.site.
Company details
Contact details
Vellara Nidhi Limited's registered office is in Thrissur, Kerala. Its website is vellara-nidhi-limited.business.site. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressXlii/296 Kaveed Road Thampuranpadi Thamarayoor P.O. (Via) Kottapadi, Thrissur, Kerala, India – 680505
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Vellara Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vellara Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Vellara Nidhi Limited, buy the company report.
Financials of Vellara Nidhi Limited
FY 2025 filings availableVellara Nidhi Limited reported revenue of ₹44.21 Lakh (up 36% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 34% over five years, including 36% growth in the latest year. EBITDA rose 3% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹19.31 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹4.29 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 43.7% | ||||
| Net Profit Margin | 9.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Vellara Nidhi Limited, buy the company report.
Board of directors of Vellara Nidhi Limited
Vellara Nidhi has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jithin Thomas | Managing Director | 06 Dec 2016 | 9 Years 11 Months | Current |
| Thomas Vellara Chakku | Director | 06 Dec 2016 | 9 Years 11 Months | Current |
| Paul Kattukaran Ann Mary | Director | 11 May 2022 | 4 Years 6 Months | Current |
Peer comparison
Vellara Nidhi Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Tana Kuries Private Limited | ₹44.48 Lakh (FY 2025) | -10.0% | Thrissur, Kerala, India | |||
| Vellara Nidhi Limitedthis company | ₹44.21 Lakh (FY 2025) | ₹4.29 Lakh | 9.7% | 36.0% | Thrissur, Kerala, India | |
| Aanya Development Services | ₹44.13 Lakh (FY 2019) | 3.0% | Lucknow, Uttar Pradesh, India | |||
| Tulunadu Chits Private Limited | ₹43.9 Lakh (FY 2023) | 63.0% | Mangalore, Karnataka, India |
To see the full peer comparison of Vellara Nidhi Limited, buy the company report.
Auditor
Vellara Nidhi Limited is audited by AJITH KAIMAL R & ASSOCIATES for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| AJITH KAIMAL R & ASSOCIATES | FY 2020 | 014157S |
Shareholding
The shareholding of Vellara Nidhi Limited is on record for 2 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Vellara Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Vellara Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vellara Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Vellara Nidhi has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAFCV7171D1ZH | Kerala | Active | 19 Jan 2022 |
To see the full GST registrations and return filing status of Vellara Nidhi Limited, buy the company report.
Recent activity
Vellara Nidhi Limited has 6 board changes on record since 2016: 3 appointments and 3 cessations. The latest: Jinesh Thomas ceased to be Director on 11 May 2022.
Frequently asked questions
Vellara Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 06 December 2016 (10+ years old) and is registered under CIN U65999KL2016PLC047444.
Vellara Nidhi has 3 current directors:
- Jithin Thomas - Managing Director
- Thomas Vellara Chakku - Director
- Paul Kattukaran Ann Mary - Director
The latest financial statements of Vellara Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 September 2025. Year-wise statements from FY 2017 are in the company report.
The GSTIN of Vellara Nidhi is 32AAFCV7171D1ZH, registered in Kerala.
The CIN (Corporate Identification Number) of Vellara Nidhi is U65999KL2016PLC047444. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vellara Nidhi was incorporated on 06 December 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Vellara Nidhi by revenue are Tana Kuries Private Limited, Aanya Development Services, Tulunadu Chits Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Jinesh Thomas ceased to be Director on 11 May 2022. Paul Kattukaran Ann Mary was appointed as Director on 11 May 2022. Jithin Thomas ceased to be Director on 20 Mar 2017. Vellara Nidhi has 6 board changes on record in total.
Vellara Nidhi can be reached through the website vellara-nidhi-limited.business.site. Its registered office is in Thrissur, Kerala, India.
The registered office of Vellara Nidhi is at Xlii296 Kaveed Road Thampuranpadi Thamarayoor P.O. Via Kottapadi, Thrissur, Kerala, India – 680505.
Vellara Nidhi operates in the financial services industry, in the microfinance institutions segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
