MSME (Udyam registered) Ministry of MSME
- Category
- Medium (2024-25)
- Udyam number
- UDYAM-TN-08-0000179
Versatile Card Technology Private Limited - manufacturing in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹149.07 Cr
▼ 13% YoY
Net profit · FY 2025
₹13.21 Cr
Net margin 8.9%
EBITDA · FY 2025
₹30.86 Cr
EBITDA margin 20.7%
Authorised capital
₹20 Cr
Registered with MCA
Paid-up capital
₹15.73 Cr
Issued & subscribed
Open charges
₹76.98 Cr
Satisfied ₹44.99 Cr
Company age
28 yrs
Est. 1998
Employees · EPFO
162
Provident fund records
About Versatile Card Technology Private Limited
Data last updated:
Versatile Card Technology Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the plastic-based products segment of the manufacturing sector. It was incorporated on 05 January 1998 and has been in existence for over 28 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U30006TN1998PTC039730. Its GSTIN is 33AABCV0567B1ZT (Tamil Nadu).
The company has an authorised share capital of ₹20 Cr and a paid-up capital of ₹15.73 Cr. It was formerly known as Creative Automation Pvt Ltd and Versatile Cards Private Limited. It is led by directors including Ramasamy Naicker Renugadevi and Pethinaidu Sarguru.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Ac 21 4th Main Road SIDCO Industrial Estate Thirumudivalkam, Chennai, Tamil Nadu, India – 600004.
As per the financials filed for FY 2025, the company reported a revenue of ₹149.07 Cr, a decline of 13% compared to the previous year. For the same year it recorded a net profit of ₹13.21 Cr (net margin 8.9%) and EBITDA of ₹30.86 Cr (EBITDA margin 20.7%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 18% over five years.
The company has about 162 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Versatile Card Technology. As per MCA filings, the company has open charges of ₹76.98 Cr and satisfied charges of ₹44.99 Cr on record. Court records list 5 cases involving the company, including 2 filed by the company and 3 filed against it. The company has 5 deals on record (4 secondary share transfers, 1 funding round), with disclosed funding of ₹11.01 Cr; the latest was in March 2012. Its 7 peer companies in the Manufacturing industry (Plastic Based Products), with the same principal business activity (plastic products, non-metallic mineral products, rubber products, fabricated metal products) are compared by revenue, 4 larger and 3 smaller; the largest is Windsor Industries Private Limited with revenue of ₹154.29 Cr.
Versatile Card Technology Private Limited is registered as a medium enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-08-0000179). The current compliance status is marked as active non-compliant by the Registrar of Companies. For more details, the company can be reached via its website vct.co.in.
Company details
CIN U30006TN1998PTC039730
Registration Number 039730
Incorporation Date 05 January 1998
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Non-Compliant
MSME Classification Medium
Udyam Registration UDYAM-TN-08-0000179
Name history
Versatile Card Technology has undergone 2 name changes throughout its history. The company was previously known as Creative Automation Pvt Ltd, and Versatile Cards Private Limited. The current legal name is Versatile Card Technology Private Limited.
| Company Name | Status |
|---|---|
| Versatile Card Technology Private Limited | Current |
| Creative Automation Pvt Ltd | Previous |
| Versatile Cards Private Limited | Previous |
Key People
Ramasamy Naicker Renugadevi Director Pethinaidu Sarguru Director Gopalsamy Rajagopal Director Recognitions & Rankings of Versatile Card Technology
Contact details
Versatile Card Technology Private Limited's registered office is in Chennai, Tamil Nadu. Its website is vct.co.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressAc 21 4th Main Road SIDCO Industrial Estate Thirumudivalkam, Chennai, Tamil Nadu, India – 600004
- IndustryManufacturing, Plastic-Based Products
To see the full contact details of Versatile Card Technology Private Limited, buy the company report.
Comprehensive company report
Versatile Card Technology Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Versatile Card Technology operates one associated brand: Versatile Card Technology. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Technology services for banking, telecom, identity, and commercial printing sectors. | vct.co.in |
Business activity
The main business activity of Versatile Card Technology is manufacturing. In detail, this covers plastic products, non-metallic mineral products, rubber products, fabricated metal products.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| C | Manufacturing | C8 | Plastic products, non-metallic mineral products, rubber products, fabricated metal products |
To see the full business activity and turnover split of Versatile Card Technology Private Limited, buy the company report.
Financials of Versatile Card Technology Private Limited
FY 2024 filings availableVersatile Card Technology Private Limited reported revenue of ₹149.07 Cr (down 13% YoY) for FY 2025.
Revenue · FY 2025
₹149.07 Cr ▼ 13%
Net profit · FY 2025
₹13.21 Cr margin 8.9%
EBITDA · FY 2025
₹30.86 Cr margin 20.7%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 13%
3 years · compounded
▲ 14%
5 years · compounded
▲ 18%
EBITDA CAGR growth
1 year
▲ 7%
3 years · compounded
▲ 37%
5 years · compounded
▲ 37%
Revenue fell 13% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 18%. EBITDA rose 7% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
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| Total Expenses | |||||
| EBITDA | ₹30.86 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹13.21 Cr | ||||
| Balance Sheet | |||||
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| Reserves and Surplus | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 20.7% | ||||
| Net Profit Margin | 8.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Efficiency and Growth | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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| Revenue Growth | |||||
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To see the full financial statements and ratios of Versatile Card Technology Private Limited, buy the company report.
Board of directors of Versatile Card Technology Private Limited
Versatile Card Technology has 3 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ramasamy Naicker Renugadevi | Director | 01 Jul 2011 | 15 Years 3 Months | Current |
| Pethinaidu Sarguru | Director | 03 Aug 2023 | 3 Years 2 Months | Current |
| Gopalsamy Rajagopal | Director | 14 Jun 2012 | 14 Years 4 Months | Current |
Peer comparison
Versatile Card Technology Private Limited is compared with the 7 companies closest to it by revenue in the Manufacturing industry (Plastic Based Products), with the same principal business activity (plastic products, non-metallic mineral products, rubber products, fabricated metal products), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Windsor Industries Private Limited | ₹154.29 Cr (FY 2025) | 15.0% | Chandigarh, India | |||
| Jyoti World Private Limited | ₹151.37 Cr (FY 2025) | -13.0% | Mumbai, Maharashtra, India | |||
| Bihani Manufacturing Company Private Limited | ₹151.2 Cr (FY 2025) | 14.0% | Delhi, India | |||
| Mark Tech Polymers Private Limited | ₹149.84 Cr (FY 2025) | 12.0% | New Delhi, Delhi, India | |||
| Versatile Card Technology Private Limitedthis company | ₹149.07 Cr (FY 2025) | ₹13.21 Cr | 8.9% | -13.0% | 162 | Chennai, Tamil Nadu, India |
| Indopet Polymer Private Limited | ₹148.52 Cr (FY 2025) | 70.0% | Kolkata, West Bengal, India | |||
| Abhijeet Plastics (India) Private Limited | ₹147.75 Cr (FY 2025) | 24.0% | Vasai, Maharashtra, India | |||
| Shalimar Extrusion Private Limited | ₹145.66 Cr (FY 2025) | 62.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Versatile Card Technology Private Limited, buy the company report.
Shareholding
The shareholding of Versatile Card Technology Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Versatile Card Technology Private Limited, buy the company report.
Charges & borrowings
Open charges
₹76.98 Cr
Satisfied charges
₹44.99 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Oct 2025 | 101190163 | Others | ₹2 Cr | Open | |
| 23 Jul 2024 | 100969870 | Others | ₹28 Cr | Open | |
| 26 Jun 2024 | 100993466 | Hdfc Bank Limited | ₹44.8 Lakh | Open | |
| 19 Mar 2024 | 100899563 | Tamilnad Mercantile Bank Limited | ₹3.84 Cr | Open | |
| 28 Apr 2022 | 100572990 | Hdfc Bank Limited | ₹14.92 Lakh | Open |
To see the full charge records of Versatile Card Technology Private Limited, buy the company report.
Total charge records: 23 View all charges
Deals & funding
Versatile Card Technology Private Limited has 5 deals on record (4 secondary share transfers, 1 funding round), with disclosed funding of ₹11.01 Cr; the latest was in March 2012.
Total deals
5
Secondary share transfers
4
Funding round
1
Disclosed funding
₹11.01 Cr
Deals on record (5 of 5)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2012 | Secondary share transfer | Undisclosed | Buyer: Trust I, Trust Ii Seller: 2 individuals |
| Jul 2010 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: 2 individuals |
| Jul 2009 | Secondary share transfer | Undisclosed | Seller: an individual |
| May 2008 | Secondary share transfer | Undisclosed | Buyer: 4 individuals Seller: an individual |
| Feb 2008 | Funding round | ₹11.01 Cr | Investors: an individual |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Versatile Card Technology Private Limited has 5 court cases on record: 2 filed by Versatile Card Technology, 3 filed against it. All cases are disposed.
Total cases
5
Filed by the company
2
Filed against the company
3
Disposed
5
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 4 | 2 | 0 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Chennai, Tamil Nadu | Court case (COS) | Filed by the company against Sharon Solutions Ltd | Disposed |
| District court, Chennai, Tamil Nadu | Civil suit | Filed by the company against Sharon Solutions Ltd | Disposed |
| Gauhati High Court | Writ petition | Filed against the company | Disposed |
| District court, Chennai, Tamil Nadu | Motor accident claim | Filed against the company by an individual | Disposed |
| District court, Chennai, Tamil Nadu | Motor accident claim | Filed against the company by an individual | Disposed |
To see the full case history of Versatile Card Technology Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Versatile Card Technology Private Limited was last rated by Brickwork on 17 May 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Brickwork | 17 May 2021 |
To see the full credit ratings and regulatory alerts of Versatile Card Technology Private Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Versatile Card Technology Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Versatile Card Technology Private Limited has a workforce of 162 employees on its EPFO records as of Apr 05, 2024, across 1 active EPFO establishment.
Employee count
162
Active EPFO establishments
1
Employee growth
-1.22%
GST
Versatile Card Technology has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCV0567B1ZT | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Versatile Card Technology Private Limited, buy the company report.
Recent activity
Versatile Card Technology Private Limited has 15 board changes on record since 2009: 3 appointments and 12 cessations. The latest: Pethinaidu Sarguru was appointed as Director on 03 Aug 2023.
Charges
A charge registered on 07 Sep 2020 via Charge ID 100371568 with Tamilnad Mercantile Bank Limited was fully satisfied on 27 Nov 2025.
Charges
A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101190163 was registered on 30 Oct 2025.
Charges
A charge with Others of Rs. 28.00 Cr registered on 23 Jul 2024 with Charge ID 100969870 was modified on 30 Oct 2025.
AGM
Versatile Card Technology Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 28.00 Cr with Charge ID 100969870 was registered on 23 Jul 2024.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 0.45 Cr with Charge ID 100993466 was registered on 26 Jun 2024.
Filing
Versatile Card Technology Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Chennai.
Charges
A charge registered on 10 Apr 2021 via Charge ID 100440716 with Tamilnad Mercantile Bank Limited was fully satisfied on 30 Mar 2024.
Charges
A charge registered on 27 Nov 2020 via Charge ID 100395552 with Tamilnad Mercantile Bank Limited was fully satisfied on 30 Mar 2024.
Charges
A charge registered on 23 Nov 2020 via Charge ID 100396702 with Tamilnad Mercantile Bank Limited was fully satisfied on 30 Mar 2024.
Charges
A charge registered on 10 Nov 2020 via Charge ID 100395554 with Tamilnad Mercantile Bank Limited was fully satisfied on 30 Mar 2024.
Charges
A charge registered on 01 Sep 2020 via Charge ID 100370731 with Tamilnad Mercantile Bank Limited was fully satisfied on 30 Mar 2024.
48 earlier events are in the company report.
Frequently asked questions
Versatile Card Technology is an active private limited company based in Chennai, Tamil Nadu, India. The company works in plastic-based products, within the manufacturing industry. It was incorporated on 05 January 1998 (28+ years old) and is registered under CIN U30006TN1998PTC039730.
Versatile Card Technology has 3 current directors:
- Ramasamy Naicker Renugadevi - Director
- Pethinaidu Sarguru - Director
- Gopalsamy Rajagopal - Director
The latest financial statements of Versatile Card Technology on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Versatile Card Technology is 33AABCV0567B1ZT, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Versatile Card Technology is U30006TN1998PTC039730. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Versatile Card Technology has 5 court cases on record: 2 filed by the company and 3 filed against it. Most are in the district courts.
Versatile Card Technology was incorporated on 05 January 1998, making it 28+ years old. It is registered with the Registrar of Companies, Chennai.
Versatile Card Technology has 5 deals on record (4 secondary share transfers, 1 funding round), with disclosed funding of ₹11.01 Cr; the latest was in March 2012.
The peers of Versatile Card Technology by revenue are Windsor Industries Private Limited, Jyoti World Private Limited, Bihani Manufacturing Company Private Limited, Mark Tech Polymers Private Limited, Indopet Polymer Private Limited and 2 more, all in the Manufacturing industry (Plastic Based Products), with the same principal business activity (plastic products, non-metallic mineral products, rubber products, fabricated metal products).
Pethinaidu Sarguru was appointed as Director on 03 Aug 2023. Gopalakrishnasamy Rajaram ceased to be Director on 31 Jul 2022. Pethinaidu Sarguru ceased to be Director on 11 Nov 2015. Versatile Card Technology has 15 board changes on record in total.
Yes, Versatile Card Technology is registered as a medium enterprise under Udyam registration (number: UDYAM-TN-08-0000179).