V.F.C.Chit Funds Private Limited
About V.F.C.Chit Funds Private Limited
Data last updated:
V.F.C.Chit Funds Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 18 June 1999 and has been in existence for over 27 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN1999PTC042674. Its GSTIN is 33AABCV2223J1ZN (Tamil Nadu).
The company has an authorised share capital of ₹3.5 Lakh and a paid-up capital of ₹3.5 Lakh. It is led by directors including Chinnathambi (Managing Director) and Rajkumar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Old No: 10 New No 15st. Xavier St First Floor Broadway, Chennai, Tamil Nadu, India – 600001.
As per the financials filed for FY 2025, the company reported a revenue of ₹19.45 Lakh, a decline of 51% compared to the previous year. For the same year it recorded a net profit of ₹3.59 Lakh (net margin 18.5%) and EBITDA of ₹11.46 Lakh (EBITDA margin 58.9%). Revenue has declined at a compounded annual rate (CAGR) of 31% over three years and 24% over five years.
As per MCA filings, the company has satisfied charges of ₹1.16 Cr on record. Court records list 12 cases involving the company, including 10 filed by the company and 2 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressOld No: 10 New No 15st. Xavier St First Floor Broadway, Chennai, Tamil Nadu, India – 600001
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of V.F.C.Chit Funds Private Limited
The main business activity of V.F.C.Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of V.F.C.Chit Funds Private Limited FY 2025 filings available
V.F.C.Chit Funds Private Limited reported revenue of ₹19.45 Lakh (down 51% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of V.F.C.Chit Funds Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 24% over five years, including a 51% fall in the latest year. EBITDA fell 31% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of V.F.C.Chit Funds Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹11.46 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹3.59 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of V.F.C.Chit Funds Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 58.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 18.5% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of V.F.C.Chit Funds are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of V.F.C.Chit Funds Private Limited
V.F.C.Chit Funds has 7 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajkumar | Director | 03 Jul 2015 | 11 Years 3 Months | Current |
| Chinnathambi | Managing Director | 18 Jun 1999 | 27 Years 4 Months | Current |
| Madhu | Director | 03 Jul 2015 | 11 Years 3 Months | Current |
| Palaniandi Periannan Also directs: PSK Upskilling Foundation | Director | 18 Jun 1999 | 27 Years 4 Months | Current |
| Vasanthi | Director | 18 Aug 2016 | 10 Years 2 Months | Current |
| Vimala Prabhakaran Also directs: V.R.C. Chit Funds Private Limited | Director | 03 Jul 2015 | 11 Years 3 Months | Current |
Peer Comparison of V.F.C.Chit Funds Private Limited
V.F.C.Chit Funds Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sun Flag Commercial Enterprises Limited | ₹19.46 Lakh (FY 2024) | •••• | •••• | -17.0% | •••• | New Delhi, Delhi, India |
| Alphaskew Financial Research Private Limited | ₹19.46 Lakh (FY 2023) | •••• | •••• | -35.0% | •••• | New Delhi, Delhi, India |
| Mangalnath Multiple Nidhi Limited | ₹19.46 Lakh (FY 2020) | •••• | •••• | 582.0% | •••• | Beed, Maharashtra, India |
| Sree Shatakshi Chit Funds Private Limited | ₹19.46 Lakh (FY 2025) | •••• | •••• | -33.0% | •••• | Adilabad, Telangana, India |
| Arvi Financial Services Private Limited | ₹19.46 Lakh (FY 2025) | •••• | •••• | -1.0% | •••• | New Delhi, Delhi, India |
| V.F.C.Chit Funds Private Limited this company | ₹19.45 Lakh (FY 2025) | •••• | •••• | -51.0% | •••• | Chennai, Tamil Nadu, India |
| Rajureshwar Urban Nidhi Limited | ₹19.45 Lakh (FY 2019) | •••• | •••• | 1882.0% | •••• | Jalna, Maharashtra, India |
| Dew Drop Investments Private Limited | ₹19.45 Lakh (FY 2025) | •••• | •••• | 17.0% | •••• | Chennai, Tamil Nadu, India |
| Pawanputra Trading Pvt Ltd | ₹19.45 Lakh (FY 2021) | •••• | •••• | -9.0% | •••• | Kolkata, West Bengal, India |
| Prashasti Fintrade Private Limited | ₹19.44 Lakh (FY 2025) | •••• | •••• | -46.0% | •••• | Surat, Gujarat, India |
| Beej Network Private Limited | ₹19.44 Lakh (FY 2024) | •••• | •••• | -31.0% | •••• | Chennai, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below V.F.C.Chit Funds by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of V.F.C.Chit Funds Private Limited
V.F.C.Chit Funds Private Limited is audited by E.RADHAKRISHNAN & CO for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| E.RADHAKRISHNAN & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of V.F.C.Chit Funds Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of V.F.C.Chit Funds Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 12 Jun 2019 | Lakshmi Vilas Bank Limited | ₹25 Lakh | Satisfied |
| 01 Feb 2016 | Lakshmi Vilas Bank Limited | ₹20 Lakh | Satisfied |
| 16 Jul 2013 | Lakshmi Vilas Bank Limited | ₹10 Lakh | Satisfied |
| 15 Jun 2013 | Lakshmi Vilas Bank Limited | ₹46 Lakh | Satisfied |
| 07 Dec 2009 | Lakshmi Vilas Bank Limited | ₹15 Lakh | Satisfied |
Total charge records: 5 View all charges
Legal Cases of V.F.C.Chit Funds Private Limited
V.F.C.Chit Funds Private Limited has 12 court cases on record: 10 filed by V.F.C.Chit Funds, 2 filed against it. 2 cases are pending and 10 are disposed. Status as checked between 30 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 10 | 0 | 0 |
| High courts | 2 | 2 | 2 |
Cases on record (5 of 12)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Chennai, Tamil Nadu | Court case (RCOP) | Filed by the company against Ganesh Benzoplast Limited | Disposed |
| Madras High Court | Interim or miscellaneous application | Filed against the company by an individual | Pending |
| Madras High Court | Revision petition | Filed against the company by an individual | Pending |
| District court, Chennai, Tamil Nadu | Execution petition | Filed by the company against an individual | Disposed |
| District court, Chennai, Tamil Nadu | Execution petition | Filed by the company against an individual | Disposed |
Full case history
All 12 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at V.F.C.Chit Funds Private Limited
Employment history and EPFO contributions of people linked to V.F.C.Chit Funds.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on V.F.C.Chit Funds Private Limited
V.F.C.Chit Funds Private Limited has 12 board changes on record since 1999: 7 appointments and 5 cessations. The latest: Maheswari ceased to be Additional Director on 30 Sep 2016.
15 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for V.F.C.Chit Funds Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by V.F.C.Chit Funds Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of V.F.C.Chit Funds Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of V.F.C.Chit Funds Private Limited
V.F.C.Chit Funds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AABCV2223J1ZN | Tamil Nadu | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of V.F.C.Chit Funds Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about V.F.C.Chit Funds Private Limited
V.F.C.Chit Funds is an active private limited company based in Chennai, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 18 June 1999 (27+ years old) and is registered under CIN U65992TN1999PTC042674.
V.F.C.Chit Funds reported revenue of ₹19.45 Lakh for FY 2025 (down 51% YoY).
V.F.C.Chit Funds has 7 current directors:
- Chinnathambi - Managing Director
- Rajkumar - Director
- Madhu - Director
- Palaniandi Periannan - Director
- Vasanthi - Director
- Vimala Prabhakaran - Director
- Maheswari - Director
V.F.C.Chit Funds reported a net profit of ₹3.59 Lakh (net margin 18.5%) and EBITDA of ₹11.46 Lakh (EBITDA margin 58.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of V.F.C.Chit Funds is -31% over three years and -24% over five years. In the latest year (FY 2025) revenue fell 51%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of V.F.C.Chit Funds is 33AABCV2223J1ZN, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of V.F.C.Chit Funds is U65992TN1999PTC042674. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
V.F.C.Chit Funds has 12 court cases on record: 10 filed by the company and 2 filed against it. 2 are pending. Most are in the district courts.
V.F.C.Chit Funds was incorporated on 18 June 1999, making it 27+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of V.F.C.Chit Funds by revenue are Sun Flag Commercial Enterprises Limited, Alphaskew Financial Research Private Limited, Mangalnath Multiple Nidhi Limited, Sree Shatakshi Chit Funds Private Limited, Arvi Financial Services Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Maheswari ceased to be Additional Director on 30 Sep 2016. Vasanthi ceased to be Additional Director on 30 Sep 2016. Maheswari was appointed as Director on 18 Aug 2016. V.F.C.Chit Funds has 12 board changes on record in total.