Vfs Capital Limited - Company Profile

It is a financial services public limited company based in Kolkata, West Bengal, India, established in 1994.

1994 Kolkata, West Bengal, India Active

Last Updated: December 22, 2025

About Vfs Capital Limited

Vfs Capital Limited, a active public limited company, was established on 28 June 1994 in Kolkata, West Bengal, India. Engaging in microfinance institutions within the financial and insurance service sector, it holds CIN: U51109WB1994PLC063746. Registered under ROC Roc Kolkata. it is unlisted. It has an authorized capital of ₹83.14 Cr and a paid-up capital of ₹59.30 Cr.

Formerly known as Spencer Vinimay Pvt Ltd, Village Financial Services Limited. It upholds a compliant status. Employing 1,942 professional, Its leadership includes Ajit Kumar Maity (Director), Sankar Datta (Director), Shivanjali Mehta (Director). Past directors included Ranendra Kumar Bhattacharjee, Dinesh Mourya, Jayshree Ashwinkumar Vyas. It holds ₹1,181.50 Cr open charges and ₹3,828.02 Cr settled loans. Its latest AGM occurred on 28 September 2024, with the balance sheet filed on 31 March 2024. It is based at F-15, Geetanjali Park, 18/3A, Kumud Ghoshal Road, Ariadaha, Kolkata, West Bengal, 700057.

Company Details

CIN/LLPIN
U51109WB1994PLC063746
Registration Number
063746
Incorporation Date
28 June 1994
Authorized Capital
₹83.14 Cr
Paid-Up Capital
₹59.30 Cr
ROC Code
Roc Kolkata
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 83.14 Cr as on 22-12-2025
Paid Up Capital ₹ 59.30 Cr as on 22-12-2025
Company Age 31 Year, 7 Months
Last Filing with ROC 31 Mar 2024
Open Charges ₹ 1,181.50 Cr as on 22-12-2025
Satisfied Charges ₹ 3,828.02 Cr as on 22-12-2025
Revenue Growth **** 23.36% (FY 2023)
Profit Growth **** 1138.22% (FY 2023)
Ebitda **** 15.76% (FY 2023)
Net Worth 8.34% (FY 2023)
Total Assets -0.49% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into Vfs Capital Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

Access Report

Who are the key members and board of directors at Vfs Capital Limited?

Current Directors

Name	Designation	Appointment Date	Status
Ajit Kumar Maity	Director	01 Aug 2005	Current
Sankar Datta	Director	15 Mar 2023	Current
Shivanjali Mehta	Director	15 Mar 2023	Current
Kuldip Maity	Managing Director	01 Aug 2005	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	18 Nov 2013	Past
Pramod Abcsdd	Company Secretary	05 Mar 2018	Past
Pramod Abcsdd	Director	09 Dec 2018	Past
Pramod Abcsdd	Chief Financial Officer	-	Past
Pramod Abcsdd	Secretary	-	Past
Pramod Abcsdd	Cfo(Kmp)	-	Past

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Financial Performance of Vfs Capital.

Vfs Capital Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 23.36% increase. The company also saw a substantial improvement in profitability, with a 1138.22% increase in profit. The company's net worth moved up by a moderate rise of 8.34%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

23.36%

*******

Revenue from Operations

*******

23.51%

*******

Total Assets

*******

-0.49%

*******

Profit or Loss

*******

1138.22%

*******

Net Worth

*******

8.34%

*******

EBITDA

*******

15.76%

*******

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What is the Ownership and Shareholding Structure of Vfs Capital?

In 2023, Vfs Capital had a promoter holding of 79.24% and a public holding of 20.76%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹11,815,000,000.00

Satisfied Charges

₹38,280,179,000.00

Charges Breakdown by Lending Institutions

Others : 626.50 Cr
Sidbi : 235.00 Cr
State Bank Of India : 140.00 Cr
Indian Overseas Bank : 105.00 Cr
Uco Bank : 40.00 Cr
Others : 35.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
18 Sep 2025	Others	₹15.00 Cr	Open
30 Jul 2025	Others	₹25.00 Cr	Open
27 Mar 2025	Others	₹20.00 Cr	Open
26 Feb 2025	Sidbi	₹60.00 Cr	Open
31 Jan 2025	Others	₹10.00 Cr	Open

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How Many Employees Work at Vfs Capital?

Vfs Capital has a workforce of 1942 employees as of Apr 04, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Vfs Capital, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Vfs Capital's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Vfs Capital

Recent Activity within the Organization

Charges

A charge registered on 25 May 2024 via Charge ID 100928553 with Others was fully satisfied on 17 Oct 2025. was recorded as a recent event.
17 Oct 2025
Charges

Progress on A charge registered on 12 Dec 2024 via Charge ID 101016959 with Others was fully satisfied on 24 Sep 2025. was documented.
24 Sep 2025
Charges

A charge registered on 21 Aug 2024 via Charge ID 100969036 with Others was fully satisfied on 24 Sep 2025. was recorded as a recent event.
24 Sep 2025
Charges

Progress on A charge with Others amounted to Rs. 15.00 Cr with Charge ID 101171068 was registered on 18 Sep 2025. was documented.
18 Sep 2025
Charges

The activity A charge with Others amounted to Rs. 25.00 Cr with Charge ID 101142677 was registered on 30 Jul 2025. was completed.
30 Jul 2025
Charges

The activity A charge registered on 13 Jun 2025 via Charge ID 101117312 with Others was fully satisfied on 17 Jul 2025. was completed.
17 Jul 2025

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