About Vfs Capital Limited
Data last updated: 22 December 2025
Vfs Capital Limited is a public limited company based in Kolkata, West Bengal, India, a subsidiary of Shivam Investment Advisory Private Limited. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 28 June 1994, the company has been in operation for over 32 years.
Registered with ROC Kolkata under CIN U51109WB1994PTC063746.
Capital: an authorised share capital of ₹83.14 Cr and a paid-up capital of ₹59.3 Cr. Formerly known as Spencer Vinimay Pvt Ltd and Village Financial Services Limited. It is led by directors including Ajit Kumar Maity and Sankar Datta.
Last AGM: 28 September 2024. Financial statements filed for year ended 31 March 2024. Office: F – 15 Geetanjali Park 18/3A Kumud Ghoshal Road Ariadaha, Kolkata, West Bengal, India – 700057.
As per the financials filed for FY 2024, the company reported a revenue of ₹178.85 Cr, a growth of 6% compared to the previous year.
The company has a workforce of approximately 1,942 employees as per the latest available data. It operates as a subsidiary of Shivam Investment Advisory Private Limited.
The company is associated with 1 brand - Vfs Capital. As per MCA filings, the company has open charges of ₹1,181.5 Cr and satisfied charges of ₹3,828.02 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website vfscapital.in.
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Registered AddressF – 15 Geetanjali Park 18/3A Kumud Ghoshal Road Ariadaha, Kolkata, West Bengal, India – 700057
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IndustryFinancial Services, Microfinance Institutions, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Vfs Capital Limited
Vfs Capital Limited has undergone 4 name changes throughout its history. The current legal name is Vfs Capital Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Vfs Capital Limited | Current |
| Spencer Vinimay Pvt Ltd | Previous |
| Village Financial Services Limited | Previous |
| Village Financial Services Private Limited | Previous |
| Village Financial Services Pvt. Ltd. | Previous |
CIN History of Vfs Capital Limited
Vfs Capital Limited has one previous CIN (Corporate Identification Number): U51109WB1994PTC063746. The current CIN is U51109WB1994PLC063746, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U51109WB1994PLC063746 | Current |
| U51109WB1994PTC063746 | Previous |
Associated Brands with Vfs Capital Limited
Vfs Capital Limited operates one associated brand: VFS Capital. These brands represent Vfs Capital Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provider of micro financial services | vfscapital.in |
Competitors & Alternatives of Vfs Capital Limited
Brands and companies operating in the same space as Vfs Capital Limited include ESAF, Manappuram Finance, L & T Finance Holdings and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ESAF
|
Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Manappuram Finance
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Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
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Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Satin Creditcare
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Micro loans for businesses are offered by this NBFC. | Delhi, India, India | 1990 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Kinara Capital
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Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Fincare Small Finance Bank
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Micro-finance bank | Bengaluru, India, India | 2007 |
Business Activity of Vfs Capital Limited
Vfs Capital Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Vfs Capital Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
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Board of Directors of Vfs Capital Limited
Vfs Capital Limited is currently managed by 4 directors, with 21 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ajit Kumar Maity | Director | 01 Aug 2005 | 21 Years 0 Months | Current |
|
Sankar Datta
Also directs:
Dsc Foundation
|
Director | 15 Mar 2023 | 3 Years 5 Months | Current |
| Shivanjali Mehta | Director | 15 Mar 2023 | 3 Years 5 Months | Current |
|
Kuldip Maity
Also directs:
Kaydee Enterprises Private Limited, Kaydee Foundation, Kaydee Education Foundation and 5 more
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Managing Director | 01 Aug 2005 | 21 Years 0 Months | Current |
Financials of Vfs Capital Limited FY 2024 filings available
Vfs Capital Limited reported revenue of ₹178.85 Cr (up 6.00% YoY) for FY 2024.
Ten-year financial statements for Vfs Capital Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Charges & Borrowings of Vfs Capital Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 18 Sep 2025 | Others | ₹15 Cr | Open |
| 30 Jul 2025 | Others | ₹25 Cr | Open |
| 27 Mar 2025 | Others | ₹20 Cr | Open |
| 26 Feb 2025 | Sidbi | ₹60 Cr | Open |
| 31 Jan 2025 | Others | ₹10 Cr | Open |
Total charge records: 325 View all charges
Employees and EPFO Compliance at Vfs Capital Limited
View historical data on people associated with Vfs Capital Limited, including employment history and EPFO contributions.
Employee and EPFO history for Vfs Capital Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
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GST Compliance of Vfs Capital Limited
GST registrations and filing compliance for Vfs Capital Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
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Credit Ratings, Litigation & Regulatory Alerts for Vfs Capital Limited
Credit ratings, litigation, and regulatory alerts for Vfs Capital Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Vfs Capital Limited
MSME payment history for Vfs Capital Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Vfs Capital Limited
Corporate group structure for Vfs Capital Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
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MCA Filings & Documents of Vfs Capital Limited
MCA filings and documents for Vfs Capital Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Vfs Capital Limited
Recent News on Vfs Capital Limited
Frequently Asked Questions about Vfs Capital Limited
Vfs Capital Limited is an active public limited company in the financial services sector based in Kolkata, West Bengal, India. It was incorporated on 28 June 1994 (32+ years old) and is registered under CIN U51109WB1994PLC063746. The company has 1,942 employees.
Vfs Capital Limited reported revenue of ₹178.85 Cr for FY 2024 (up 6.00% YoY).
The current directors of Vfs Capital Limited are:
- Ajit Kumar Maity - Director
- Sankar Datta - Director
- Shivanjali Mehta - Director
- Kuldip Maity - Managing Director
The primary industry of Vfs Capital Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Vfs Capital Limited can be reached at the registered office: F – 15 Geetanjali Park 183A Kumud Ghoshal Road Ariadaha, Kolkata, West Bengal, India – 700057, or through the website vfscapital.in.
The authorised capital is ₹83.14 Cr, and the paid-up capital is ₹59.3 Cr.