Vibu Chits Private Limited
About Vibu Chits Private Limited
Data last updated:
Vibu Chits Private Limited is a private limited company based in Madurai, Tamil Nadu, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 14 August 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2013PTC092520.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹3 Lakh. It is led by directors including Ramalingam Pandiarajan and Nagalingam Servai Ramalingam.
Its last annual general meeting (AGM) was held on 27 November 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 138 R.Balamurugan Illam Thirumalai Colony, Madurai, Tamil Nadu, India – 625010.
As per the financials filed for FY 2025, the company reported a revenue of ₹21.67 Lakh, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹75,305 (net margin 3.5%) and EBITDA of ₹1.23 Lakh (EBITDA margin 5.7%). Revenue has declined at a compounded annual rate (CAGR) of 5% over three years and 4% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vibu Chits Private Limited's registered office is in Madurai, Tamil Nadu. Its e-mail address is in the company report.
- Email
- Registered Address138 R.Balamurugan Illam Thirumalai Colony, Madurai, Tamil Nadu, India – 625010
- IndustryFinancial Services, Other Financial Intermediation, Kuri Companies, Chit Fund
To see the full contact details of Vibu Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vibu Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Vibu Chits Private Limited, buy the company report.
Financials of Vibu Chits Private Limited
FY 2025 filings availableVibu Chits Private Limited reported revenue of ₹21.67 Lakh (up 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 5% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 4%. EBITDA rose 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.23 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹75,305 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5.7% | ||||
| Net Profit Margin | 3.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Vibu Chits Private Limited, buy the company report.
Board of directors of Vibu Chits Private Limited
Vibu Chits has 5 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ramalingam Balamurugan | Additional Director | 16 Jun 2020 | 6 Years 4 Months | Current |
| Ramalingam Pandiarajan | Director | 16 Jun 2020 | 6 Years 4 Months | Current |
| Nagalingam Servai Ramalingam | Director | 14 Aug 2013 | 13 Years 2 Months | Current |
| Ramalingam Rajammal | Director | 14 Aug 2013 | 13 Years 2 Months | Current |
| Ramalingam Parthasarathi | Director | 14 Aug 2013 | 13 Years 2 Months | Current |
Peer comparison
Vibu Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Twarita Mahila Urban Multipurpose Nidhi Limited | ₹21.71 Lakh (FY 2020) | 1446.0% | Beed, Maharashtra, India | |||
| Microfin Securities Private Limited | ₹21.7 Lakh (FY 2025) | 120.0% | Kanpur, Uttar Pradesh, India | |||
| Dhanashristi Chits Private Limited | ₹21.7 Lakh (FY 2022) | 15.0% | Bangalore, Karnataka, India | |||
| Charaka Insurance Broking Private Limited | ₹21.69 Lakh (FY 2025) | 737.0% | Hukeri, Karnataka, India | |||
| Andanza Financial Services Private Limited | ₹21.67 Lakh (FY 2016) | -55.0% | Mumbai, Maharashtra, India | |||
| Vibu Chits Private Limitedthis company | ₹21.67 Lakh (FY 2025) | ₹75,305 | 3.5% | 5.0% | Madurai, Tamil Nadu, India | |
| Best Commodities Private Limited | ₹21.66 Lakh (FY 2025) | 23.0% | Howrah, West Bengal, India | |||
| N K S Financiers Pvt Ltd | ₹21.66 Lakh (FY 2025) | -41.0% | Guwahati, Assam, India | |||
| Jankalyan Samriddhi Micro Finance | ₹21.65 Lakh (FY 2025) | 27.0% | Mau, Uttar Pradesh, India | |||
| Jananeedhi Kuries Private Limited | ₹21.65 Lakh (FY 2025) | -3.0% | Thrissur, Kerala, India | |||
| Starpe Financial Services Private Limited | ₹21.65 Lakh (FY 2025) | 3115.0% | Hyderabad, Telangana, India |
To see the full peer comparison of Vibu Chits Private Limited, buy the company report.
Shareholding
The shareholding of Vibu Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Vibu Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Vibu Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vibu Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Vibu Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Vibu Chits Private Limited has 5 board changes on record since 2013: 5 appointments. The latest: Ramalingam Balamurugan was appointed as Additional Director on 16 Jun 2020.
Frequently asked questions
Vibu Chits is an active private limited company based in Madurai, Tamil Nadu, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 14 August 2013 (13+ years old) and is registered under CIN U65992TN2013PTC092520.
Vibu Chits has 5 current directors:
- Ramalingam Balamurugan - Additional Director
- Ramalingam Pandiarajan - Director
- Nagalingam Servai Ramalingam - Director
- Ramalingam Rajammal - Director
- Ramalingam Parthasarathi - Director
The latest financial statements of Vibu Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 27 November 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Vibu Chits is U65992TN2013PTC092520. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vibu Chits was incorporated on 14 August 2013, making it 13+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Vibu Chits by revenue are Twarita Mahila Urban Multipurpose Nidhi Limited, Microfin Securities Private Limited, Dhanashristi Chits Private Limited, Charaka Insurance Broking Private Limited, Andanza Financial Services Private Limited and 5 more, all in the same principal business activity (other financial activities).
Ramalingam Balamurugan was appointed as Additional Director on 16 Jun 2020. Ramalingam Pandiarajan was appointed as Director on 16 Jun 2020. Nagalingam Servai Ramalingam was appointed as Director on 14 Aug 2013. Vibu Chits has 5 board changes on record in total.
The registered office of Vibu Chits is at 138 R.Balamurugan Illam Thirumalai Colony, Madurai, Tamil Nadu, India – 625010.
Vibu Chits operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Vibu Chits is compliant as of 05 August 2026. The company is actively filing with the Registrar of Companies.
Vibu Chits can be reached at its registered office: 138 R.Balamurugan Illam Thirumalai Colony, Madurai, Tamil Nadu, India – 625010.