Viji Finance Limited

BSE: 537820 NSE: VIJIFIN
Viji Finance Limited - financial services in Indore, Madhya Pradesh, India. FY 2026 financials and compliance.
CIN L65192MP1994PLC008715 Incorporated 12 October 1994 ROC Gwalior HQ Indore, Madhya Pradesh, India
Active Listed - NSE: VIJIFIN · BSE: 537820 Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹5.08 Cr
▲ 118.56% YoY
EBITDA · FY 2026
₹3.49 Cr
▲ 238.57% YoY
Net profit · FY 2026
₹1.97 Cr
▲ 1070.48% YoY
Authorised capital
₹18 Cr
Registered with MCA
Paid-up capital
₹14.25 Cr
Issued & subscribed
Open charges
₹2.32 Cr
Satisfied ₹3.28 Cr
Company age
32 yrs
Est. 1994
Last financials
Mar 2025
Balance sheet date

About Viji Finance Limited

Data last updated: 10 February 2026

Viji Finance Limited is a public limited company based in Indore, Madhya Pradesh, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 12 October 1994, the company has been in operation for over 32 years.

Registered with ROC Gwalior under CIN L65192MP1994PLC008715. Listed on BSE: 537820 and NSE: VIJIFIN.

Capital: an authorised share capital of ₹18 Cr and a paid-up capital of ₹14.25 Cr. Formerly known as Panjon Finance Limited. It is led by directors including Vijay Kothari and Sakshi Chourasiya.

Last AGM: 31 December 2025. Financial statements filed for year ended 31 March 2025. Office: 11/2 Usha Ganj Jaora Compound, Indore, Madhya Pradesh, India – 452001.

As per the financials filed for FY 2024, the company reported a revenue of ₹1.93 Cr, a decline of 7.76% compared to the previous year.

The company is associated with 1 brand - Viji Finance. As per MCA filings, the company has open charges of ₹2.32 Cr and satisfied charges of ₹3.28 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website vijifinance.com.

Company Details of Viji Finance Limited
CIN L65192MP1994PLC008715
Registration Number 008715
Incorporation Date 12 October 1994
ROC Gwalior
Listing Status Listed (BSE: 537820, NSE: VIJIFIN)
Company Status Active
Date of Last AGM 31 December 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Vijay Kothari Nodal Officer Sakshi Chourasiya Director Palak Malviya Director
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
    vijifinance.com
  • Social Media
    **************
  • Registered Address
    11/2 Usha Ganj Jaora Compound, Indore, Madhya Pradesh, India – 452001
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC
Company report
Viji Finance Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Viji Finance Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Viji Finance Limited

Viji Finance Limited has one previous CIN (Corporate Identification Number): U65192MP1994PLC008715. The current CIN is L65192MP1994PLC008715, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
L65192MP1994PLC008715 Current
U65192MP1994PLC008715 Previous

Associated Brands with Viji Finance Limited

Viji Finance Limited operates one associated brand: Viji Finance. These brands represent Viji Finance Limited's diversified market presence and brand portfolio.

Brand Description Website
Viji Finance
Infrastructure projects are financed by Viji Finance in India. vijifinance.com

Competitors & Alternatives of Viji Finance Limited

Brands and companies operating in the same space as Viji Finance Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.

Competitor Description Location Founded
Manappuram Finance Manappuram Finance Consumer and SME loans are provided by Manappuram Finance. Valapad, India, India 1992
L & T Finance Holdings L & T Finance Holdings Diversified lending services are provided as a non-banking financial institution. Mumbai, India, India 1994
Bajaj Finserv Bajaj Finserv Financial solutions including loans and insurance are offered. Pune, India, India 2007
Northern Arc Capital Northern Arc Capital Household and business loans are provided with risk management support. Chennai, India, India 2006
IIFL Finance IIFL Finance Online gold, home, personal, and business loans are provided. Mumbai, India, India 1995
Mahindra Finance Mahindra Finance Consumer and SME loans are provided by Mahindra Finance. Mumbai, India, India 1991
Hero Fincorp Hero Fincorp 2-wheeler loans and consumer/business financing are provided by Hero Fincorp. Delhi, India, India 1991
Kinara Capital Kinara Capital Collateral-free loans are provided to MSMEs for business operations. Bengaluru, India, India 2011
Dvara KGFS Dvara KGFS Loans for consumers and SMEs are provided alongside financial services. Chennai, India, India 2008

Business Activity of Viji Finance Limited

Viji Finance Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
********* Financial and insurance Service ********* Other financial activities *********

Auditor Details of Viji Finance Limited

Viji Finance Limited is audited by Dharmendra K Agarwal & Co. (ICAI peer reviewed, certificate valid till 2026-08-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.

Name Financial year Audit opinion
Dharmendra K Agarwal & Co. (ICAI peer reviewed, certificate valid till 2026-08-31) FY 2026 Declaration of unmodified opinion

Board of Directors of Viji Finance Limited

Viji Finance Limited is currently managed by 6 directors, with 19 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Vijay Kothari
Also directs: Viji Finance Limited, Viji Bioscience Private Limited, Aryasri Infra Private Limited and 1 more
Nodal Officer 02 Sep 2019 6 Years 10 Months Current
Sakshi Chourasiya
Also directs: Viji Finance Limited
Director 25 Oct 2021 4 Years 8 Months Current
Palak Malviya
Also directs: Viji Finance Limited, Signet Industries Limited, Worth Peripherals Limited and 1 more
Director 12 Feb 2024 2 Years 4 Months Current
Ashish Verma
Also directs: Viji Finance Limited, Viji Housing Finance Limited
Director 08 Dec 2025 0 Years 7 Months Current
View all directors

Financials of Viji Finance Limited FY 2026 filings available

Viji Finance Limited reported revenue of ₹5.08 Cr (up 118.56% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue · FY 2026
₹5.08 Cr ▲ 118.56%
Profit · FY 2026
₹1.97 Cr ▲ 1070.48%
EBITDA · FY 2026
₹3.49 Cr ▲ 238.57%
Revenue₹ Cr · Standalone0246FY 2020: ₹1 Cr1FY 2020FY 2021: ₹1 Cr · -6.9% YoY0.9-6.9%FY 2021FY 2022: ₹1 Cr · +32.6% YoY1.2+32.6%FY 2022FY 2023: ₹2 Cr · +70.8% YoY2.1+70.8%FY 2023FY 2024: ₹2 Cr · -7.6% YoY1.9-7.6%FY 2024FY 2025: ₹2 Cr · +20.8% YoY2.3+20.8%FY 2025FY 2026: ₹5 Cr · +118.6% YoY5.1+118.6%FY 2026
Net Profit₹ Cr · Standalone012FY 2020: ₹0 Cr0.1FY 2020FY 2021: ₹0 Cr · +211.3% YoY0.4+211.3%FY 2021FY 2022: ₹0 Cr · +0% YoY0.4+0%FY 2022FY 2023: ₹0 Cr · -0.3% YoY0.4-0.3%FY 2023FY 2024: ₹0 Cr · -72.7% YoY0.1-72.7%FY 2024FY 2025: ₹0 Cr · +40.3% YoY0.2+40.3%FY 2025FY 2026: ₹2 Cr · +1070.5% YoY2+1070.5%FY 2026
Quarterly Revenue₹ Cr · vs same quarter last year0123Q1'25: ₹1 Cr · +19.8% YoY0.5+19.8%Q1'25Q2'25: ₹1 Cr · +45.8% YoY0.6+45.8%Q2'25Q3'25: ₹1 Cr · +15.8% YoY0.6+15.8%Q3'25Q4'25: ₹1 Cr · +7.8% YoY0.6+7.8%Q4'25Q1'26: ₹1 Cr · +5.7% YoY0.6+5.7%Q1'26Q2'26: ₹1 Cr · -5.3% YoY0.6-5.3%Q2'26Q3'26: ₹2 Cr · +168.6% YoY1.6+168.6%Q3'26Q4'26: ₹2 Cr · +296.4% YoY2.3+296.4%Q4'26
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹5.08 Cr ₹2.33 Cr ₹1.93 Cr ₹2.08 Cr ₹1.22 Cr ₹92.04 Lakh ₹98.91 Lakh
Interest Earned ₹5.08 Cr ₹2.29 Cr ₹1.92 Cr ₹2.08 Cr ₹1.22 Cr ₹92.04 Lakh ₹96.37 Lakh
Other Income ₹15.82 Lakh ₹60.41 Lakh ₹25,000 ₹54,000 ₹5.07 Lakh ₹2.4 Lakh ₹0
Total Income ₹5.24 Cr ₹2.93 Cr ₹1.93 Cr ₹2.09 Cr ₹1.27 Cr ₹94.44 Lakh ₹98.91 Lakh
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹59.11 Lakh ₹82.26 Lakh ₹72.29 Lakh ₹66.48 Lakh ₹33.75 Lakh ₹9.12 Lakh ₹40.9 Lakh
Finance Costs ₹52.44 Lakh ₹46.5 Lakh ₹17.86 Lakh ₹14.25 Lakh ₹5.35 Lakh ₹3.78 Lakh ₹3.23 Lakh
Depreciation & Amortisation ₹32.65 Lakh ₹34.98 Lakh ₹35.65 Lakh ₹35.17 Lakh ₹7.81 Lakh ₹4.89 Lakh ₹5.14 Lakh
Other Expenses ₹1.16 Cr ₹1.08 Cr ₹46.9 Lakh ₹32.32 Lakh ₹30.5 Lakh ₹17.22 Lakh ₹30.17 Lakh
Total Expenses ₹2.6 Cr ₹2.71 Cr ₹1.73 Cr ₹1.48 Cr ₹77.41 Lakh ₹35.01 Lakh ₹79.44 Lakh
Profit Before Exceptional Items & Tax ₹2.64 Cr ₹21.66 Lakh ₹20.05 Lakh ₹60.74 Lakh ₹49.69 Lakh ₹59.43 Lakh ₹19.47 Lakh
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹2.64 Cr ₹21.66 Lakh ₹20.05 Lakh ₹60.74 Lakh ₹49.69 Lakh ₹59.43 Lakh ₹19.47 Lakh
Total Tax Expense ₹66.65 Lakh ₹4.79 Lakh ₹8.03 Lakh ₹16.71 Lakh ₹5.51 Lakh ₹15.23 Lakh ₹5.27 Lakh
Net Profit ₹1.97 Cr ₹16.87 Lakh ₹12.02 Lakh ₹44.03 Lakh ₹44.18 Lakh ₹44.2 Lakh ₹14.2 Lakh
Other Comprehensive Income ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Total Comprehensive Income ₹1.97 Cr ₹16.87 Lakh ₹12.02 Lakh ₹44.03 Lakh ₹44.18 Lakh ₹44.2 Lakh ₹14.2 Lakh
EBITDA (computed) ₹3.49 Cr ₹1.03 Cr ₹73.56 Lakh ₹1.1 Cr ₹62.85 Lakh ₹68.1 Lakh ₹27.84 Lakh
Basic EPS ₹0.14 ₹0.01 ₹0.01 ₹0.05 ₹0.05 ₹0.05 ₹0.02
Diluted EPS ₹0.14 ₹0.01 ₹0.01 ₹0.05 ₹0.05 ₹0.05 ₹0.02
Metrics FY 2026 FY 2025 FY 2024 FY 2023
Total Assets ₹33.65 Cr ₹35.05 Cr ₹26.52 Cr ₹22.6 Cr
Property, Plant & Equipment ₹1.38 Cr ₹1.71 Cr ₹1.95 Cr ₹2.3 Cr
Inventories ₹0 ₹0 ₹0 ₹0
Cash & Equivalents ₹43.67 Lakh ₹40.91 Lakh ₹23.57 Lakh ₹11.71 Lakh
Equity (Net Worth) ₹23.36 Cr ₹21.39 Cr ₹12.22 Cr ₹12.1 Cr
Equity Share Capital ₹14.25 Cr ₹14.25 Cr ₹8.25 Cr ₹8.25 Cr
Total Liabilities ₹10.29 Cr ₹13.67 Cr - -
The balance sheet became part of the exchange results-filing format in FY2023 - earlier years were not filed and are hidden.
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2022
Operating Cash Flow ₹2.19 Cr -₹2.88 Cr -₹4.15 Cr -₹2.47 Cr -₹1.05 Cr
Investing Cash Flow -₹1.9 Cr -₹10.84 Lakh ₹9.39 Lakh -₹1.96 Cr -₹57.95 Lakh
Financing Cash Flow -₹5.35 Cr ₹8.24 Cr ₹4.17 Cr ₹4.47 Cr ₹1.18 Cr
Capital Expenditure ₹0 ₹10.84 Lakh ₹61,000 ₹1.97 Cr ₹57.95 Lakh
Free Cash Flow (computed) ₹2.19 Cr -₹2.99 Cr -₹4.16 Cr -₹4.44 Cr -₹1.63 Cr
Dividends Paid ₹0 ₹0 ₹0 ₹0 ₹0
Net Change in Cash -₹5.06 Cr ₹5.25 Cr ₹11.21 Lakh ₹3.98 Lakh -₹45.65 Lakh
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q1 FY24
Revenue from Operations ₹2.35 Cr ₹1.59 Cr ₹57.58 Lakh ₹56.52 Lakh ₹59.24 Lakh ₹59.3 Lakh ₹60.82 Lakh ₹53.46 Lakh ₹54.93 Lakh ₹51.23 Lakh ₹41.71 Lakh ₹44.63 Lakh
Interest Earned ₹2.35 Cr ₹1.59 Cr ₹57.25 Lakh ₹56.52 Lakh ₹59.24 Lakh ₹60.19 Lakh ₹55.98 Lakh ₹53.46 Lakh ₹54.93 Lakh ₹51.23 Lakh ₹41.61 Lakh ₹44.63 Lakh
Other Income ₹0 -₹1.53 Lakh ₹8.02 Lakh ₹9.33 Lakh ₹44.36 Lakh ₹14.95 Lakh ₹1.1 Lakh ₹0 ₹25,000 ₹0 ₹0 ₹0
Total Income ₹2.35 Cr ₹1.58 Cr ₹65.6 Lakh ₹65.85 Lakh ₹1.04 Cr ₹74.25 Lakh ₹61.92 Lakh ₹53.46 Lakh ₹55.18 Lakh ₹51.23 Lakh ₹41.71 Lakh ₹44.63 Lakh
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹8.02 Lakh ₹10.53 Lakh ₹20.28 Lakh ₹20.28 Lakh -₹6.4 Lakh ₹41.19 Lakh ₹29.77 Lakh ₹17.7 Lakh ₹25.2 Lakh ₹17.7 Lakh ₹10.59 Lakh ₹18.79 Lakh
Finance Costs ₹7.6 Lakh ₹9.91 Lakh ₹17.01 Lakh ₹17.93 Lakh ₹13.82 Lakh ₹16.19 Lakh ₹11.49 Lakh ₹5.07 Lakh ₹5.47 Lakh ₹5.85 Lakh ₹4.46 Lakh ₹2.71 Lakh
Depreciation & Amortisation ₹8.01 Lakh ₹8.24 Lakh ₹8.24 Lakh ₹8.16 Lakh ₹8.75 Lakh ₹8.81 Lakh ₹9.02 Lakh ₹8.41 Lakh ₹8.91 Lakh ₹8.91 Lakh ₹8.91 Lakh ₹8.91 Lakh
Other Expenses ₹15.12 Lakh ₹17.54 Lakh ₹30.16 Lakh ₹52.86 Lakh ₹14.03 Lakh ₹17.92 Lakh ₹39.21 Lakh ₹36.59 Lakh ₹15.48 Lakh ₹15.26 Lakh ₹10.95 Lakh ₹4.59 Lakh
Total Expenses ₹38.75 Lakh ₹46.22 Lakh ₹75.69 Lakh ₹99.23 Lakh ₹30.2 Lakh ₹84.11 Lakh ₹89.49 Lakh ₹67.77 Lakh ₹55.06 Lakh ₹47.72 Lakh ₹34.91 Lakh ₹35 Lakh
Profit Before Exceptional Items & Tax ₹1.96 Cr ₹1.12 Cr -₹10.09 Lakh -₹33.38 Lakh ₹73.4 Lakh -₹9.86 Lakh -₹27.57 Lakh -₹14.31 Lakh ₹12,000 ₹3.51 Lakh ₹6.8 Lakh ₹9.63 Lakh
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹1.96 Cr ₹1.12 Cr -₹10.09 Lakh -₹33.38 Lakh ₹73.4 Lakh -₹9.86 Lakh -₹27.57 Lakh -₹14.31 Lakh ₹12,000 ₹3.51 Lakh ₹6.8 Lakh ₹9.63 Lakh
Total Tax Expense -₹18.53 Lakh ₹17.29 Lakh -₹40,000 -₹38,000 ₹5.42 Lakh -₹30,000 -₹3.5 Lakh -₹4 Lakh -₹3,000 ₹84,000 ₹1.7 Lakh ₹2.43 Lakh
Net Profit ₹2.15 Cr ₹94.22 Lakh -₹9.69 Lakh -₹33 Lakh ₹67.98 Lakh -₹9.56 Lakh -₹24.07 Lakh -₹10.31 Lakh ₹15,000 ₹2.67 Lakh ₹5.1 Lakh ₹7.2 Lakh
Other Comprehensive Income ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Total Comprehensive Income ₹2.15 Cr ₹94.22 Lakh -₹9.69 Lakh -₹33 Lakh ₹67.98 Lakh -₹9.56 Lakh -₹24.07 Lakh -₹10.31 Lakh ₹15,000 ₹2.67 Lakh ₹5.1 Lakh ₹7.2 Lakh
EBITDA (computed) ₹2.12 Cr ₹1.3 Cr ₹15.16 Lakh -₹7.29 Lakh ₹95.97 Lakh ₹15.14 Lakh -₹7.06 Lakh -₹83,000 ₹14.5 Lakh ₹18.27 Lakh ₹20.17 Lakh ₹21.25 Lakh
Basic EPS ₹0.15 ₹0.07 ₹-0.01 ₹-0.02 ₹0.05 ₹-0.01 ₹-0.02 ₹-0.01 ₹0.00 ₹0.00 ₹0.01 ₹0.01
Diluted EPS ₹0.15 ₹0.07 ₹-0.01 ₹-0.02 ₹0.05 ₹-0.01 ₹-0.02 ₹-0.01 ₹0.00 ₹0.00 ₹0.01 ₹0.01
Latest 12 quarters shown of 23 on record.
Metrics FY 2023 FY 2022 FY 2021 FY 2020
Revenue from Operations ₹2.08 Cr ₹1.22 Cr ₹92.04 Lakh ₹99.94 Lakh
Interest Earned ₹2.08 Cr ₹1.22 Cr ₹92.04 Lakh ₹96.37 Lakh
Other Income ₹54,000 ₹5.08 Lakh ₹2.4 Lakh ₹0
Total Income ₹2.09 Cr ₹1.27 Cr ₹94.44 Lakh ₹99.94 Lakh
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹66.48 Lakh ₹33.75 Lakh ₹9.12 Lakh ₹41.7 Lakh
Finance Costs ₹14.25 Lakh ₹5.64 Lakh ₹3.87 Lakh ₹3.24 Lakh
Depreciation & Amortisation ₹35.17 Lakh ₹7.81 Lakh ₹4.89 Lakh ₹5.14 Lakh
Other Expenses ₹33.05 Lakh ₹30.37 Lakh ₹17.32 Lakh ₹30.62 Lakh
Total Expenses ₹1.49 Cr ₹77.57 Lakh ₹35.2 Lakh ₹80.7 Lakh
Profit Before Exceptional Items & Tax ₹60.01 Lakh ₹49.54 Lakh ₹59.24 Lakh ₹19.24 Lakh
Exceptional Items ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹60.01 Lakh ₹49.54 Lakh ₹59.24 Lakh ₹19.24 Lakh
Total Tax Expense ₹16.71 Lakh ₹5.51 Lakh ₹14.58 Lakh ₹5.93 Lakh
Net Profit ₹43.3 Lakh ₹44.03 Lakh ₹44.66 Lakh ₹13.31 Lakh
  attributable to Owners - ₹0 ₹0 ₹0
  attributable to NCI - ₹0 ₹0 ₹0
Other Comprehensive Income ₹0 ₹0 ₹0 ₹0
Total Comprehensive Income ₹43.3 Lakh ₹44.03 Lakh ₹44.66 Lakh ₹13.31 Lakh
EBITDA (computed) ₹1.09 Cr ₹62.99 Lakh ₹68 Lakh ₹27.62 Lakh
Basic EPS ₹0.05 ₹0.05 ₹0.05 ₹0.02
Diluted EPS ₹0.05 ₹0.05 ₹0.05 ₹0.02
Metrics FY 2023
Total Assets ₹22.55 Cr
Property, Plant & Equipment ₹2.3 Cr
Inventories ₹0
Cash & Equivalents ₹16.67 Lakh
Equity (Net Worth) ₹12.04 Cr
Equity Share Capital ₹8.25 Cr
The balance sheet became part of the exchange results-filing format in FY2023 - earlier years were not filed and are hidden.
Metrics FY 2023 FY 2022
Operating Cash Flow -₹2.47 Cr -₹1.06 Cr
Investing Cash Flow -₹1.96 Cr -₹57.95 Lakh
Financing Cash Flow ₹4.52 Cr ₹1.12 Cr
Capital Expenditure ₹1.97 Cr ₹57.95 Lakh
Free Cash Flow (computed) -₹4.44 Cr -₹1.63 Cr
Dividends Paid ₹0 ₹0
Net Change in Cash ₹8.84 Lakh -₹51.08 Lakh
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q3 FY24 Q2 FY24 Q1 FY24 Q4 FY23 Q3 FY23 Q2 FY23 Q1 FY23 Q4 FY22 Q2 FY22 Q1 FY22 Q4 FY21 Q3 FY21
Revenue from Operations ₹51.23 Lakh ₹41.71 Lakh ₹44.63 Lakh ₹45.6 Lakh ₹34.44 Lakh ₹69.52 Lakh ₹54.27 Lakh ₹32.34 Lakh ₹28.49 Lakh ₹27.51 Lakh ₹4.15 Lakh ₹22.15 Lakh
Interest Earned ₹51.23 Lakh ₹41.61 Lakh ₹44.63 Lakh ₹45.6 Lakh ₹34.44 Lakh ₹69.47 Lakh ₹54.18 Lakh ₹32.34 Lakh ₹28.49 Lakh ₹27.51 Lakh ₹4.15 Lakh ₹22.15 Lakh
Other Income ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹1.07 Lakh ₹5.02 Lakh ₹0 ₹0 ₹2.4 Lakh ₹0
Total Income ₹51.23 Lakh ₹41.71 Lakh ₹44.63 Lakh ₹45.6 Lakh ₹34.44 Lakh ₹69.52 Lakh ₹55.34 Lakh ₹37.36 Lakh ₹28.49 Lakh ₹27.51 Lakh ₹6.55 Lakh ₹22.15 Lakh
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹17.7 Lakh ₹10.59 Lakh ₹18.79 Lakh ₹42.3 Lakh ₹8.63 Lakh ₹7.97 Lakh ₹7.79 Lakh ₹10.86 Lakh ₹13.24 Lakh ₹1.86 Lakh -₹19.09 Lakh ₹10.29 Lakh
Finance Costs ₹5.85 Lakh ₹4.46 Lakh ₹2.71 Lakh ₹3.8 Lakh ₹8.11 Lakh ₹3.71 Lakh ₹3.82 Lakh ₹2.71 Lakh ₹78,000 ₹85,000 ₹1.13 Lakh ₹92,000
Depreciation & Amortisation ₹8.91 Lakh ₹8.91 Lakh ₹8.91 Lakh ₹8.62 Lakh ₹8.85 Lakh ₹8.87 Lakh ₹8.83 Lakh ₹2.04 Lakh ₹1.67 Lakh ₹1.14 Lakh ₹1.13 Lakh ₹1.25 Lakh
Other Expenses ₹15.32 Lakh ₹11.03 Lakh ₹4.64 Lakh ₹7.95 Lakh ₹12.02 Lakh ₹5.22 Lakh ₹2.63 Lakh ₹13.82 Lakh ₹6.68 Lakh ₹2.35 Lakh ₹8.75 Lakh ₹3.87 Lakh
Total Expenses ₹47.78 Lakh ₹34.99 Lakh ₹35.05 Lakh ₹62.67 Lakh ₹37.61 Lakh ₹25.77 Lakh ₹23.07 Lakh ₹29.43 Lakh ₹22.37 Lakh ₹6.2 Lakh -₹8.08 Lakh ₹16.33 Lakh
Profit Before Exceptional Items & Tax ₹3.45 Lakh ₹6.72 Lakh ₹9.58 Lakh -₹17.07 Lakh -₹3.17 Lakh ₹43.75 Lakh ₹32.27 Lakh ₹7.93 Lakh ₹6.12 Lakh ₹21.31 Lakh ₹14.63 Lakh ₹5.82 Lakh
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Profit Before Tax ₹3.45 Lakh ₹6.72 Lakh ₹9.58 Lakh -₹17.07 Lakh -₹3.17 Lakh ₹43.75 Lakh ₹32.27 Lakh ₹7.93 Lakh ₹6.12 Lakh ₹21.31 Lakh ₹14.63 Lakh ₹5.82 Lakh
Total Tax Expense ₹83,000 ₹1.68 Lakh ₹2.42 Lakh -₹4.06 Lakh -₹50,000 ₹11.65 Lakh ₹8.73 Lakh ₹2.13 Lakh ₹1.56 Lakh ₹5.47 Lakh ₹5.45 Lakh ₹1.47 Lakh
Net Profit ₹2.62 Lakh ₹5.04 Lakh ₹7.16 Lakh -₹13.01 Lakh -₹2.67 Lakh ₹32.1 Lakh ₹23.54 Lakh ₹5.8 Lakh ₹4.56 Lakh ₹15.84 Lakh ₹9.18 Lakh ₹4.35 Lakh
  attributable to Owners ₹0 ₹0 ₹0 - - - - ₹0 - - ₹0 ₹0
  attributable to NCI ₹0 ₹0 ₹0 - - - - ₹0 - - ₹0 ₹0
Other Comprehensive Income ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Total Comprehensive Income ₹2.62 Lakh ₹5.04 Lakh ₹7.16 Lakh -₹13.01 Lakh -₹2.67 Lakh ₹32.1 Lakh ₹23.54 Lakh ₹5.8 Lakh ₹4.56 Lakh ₹15.84 Lakh ₹9.18 Lakh ₹4.35 Lakh
EBITDA (computed) ₹18.21 Lakh ₹20.09 Lakh ₹21.2 Lakh -₹4.65 Lakh ₹13.79 Lakh ₹56.33 Lakh ₹44.92 Lakh ₹12.68 Lakh ₹8.57 Lakh ₹23.3 Lakh ₹16.89 Lakh ₹7.99 Lakh
Basic EPS ₹0.00 ₹0.01 ₹0.01 ₹-0.02 ₹0.00 ₹0.04 ₹0.03 ₹0.01 ₹0.01 ₹0.02 ₹0.01 ₹0.01
Diluted EPS ₹0.00 ₹0.01 ₹0.01 ₹-0.02 ₹0.00 ₹0.04 ₹0.03 ₹0.01 ₹0.01 ₹0.02 ₹0.01 ₹0.01
Latest 12 quarters shown of 15 on record.
Segment · FY 2020 (annual) Revenue Result (PBIT) Assets Liabilities
FINANCE ₹98.91 Lakh ₹22.36 Lakh - -
REALTIES ₹1.03 Lakh ₹1,000 - -
Want more history and ratios?
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10+ years of history 20+ ratios & benchmarks Downloadable PDF

Shareholding Pattern of Viji Finance Limited

As per the shareholding pattern filed with NSE for the quarter ended Mar 2026, promoters hold 47.68%, domestic institutional investors hold 0.25%, retail and other public shareholders hold 52.07% of Viji Finance Limited. The company had 61,973 shareholders on record.

Promoters: 47.68%DII (Domestic Institutional): 0.25%Retail & Others: 52.07%
Mar 2026
QUARTER
47.68% Promoters
0.25% DII (Domestic Institutional)
52.07% Retail & Others
Promoter holding - history
Now 47.68% · Mar 2026High 74.55% · Jun 2016Low 39.83% · Dec 2023
38%47.5%57%66.5%76%Jun 2016Jun 2018Dec 2020Jun 2023Sep 2025Jun 2016: 74.55%Jul 2016: 74.55%Sep 2016: 74.55%Dec 2016: 74.55%Mar 2017: 74.04%Jun 2017: 74.04%Aug 2017: 74.04%Sep 2017: 74.04%Dec 2017: 72.78%Mar 2018: 71.94%Jun 2018: 70.73%Sep 2018: 60.10%Dec 2018: 60.34%Mar 2019: 53.76%Jun 2019: 53.76%Sep 2019: 53.76%Dec 2019: 53.76%Mar 2020: 53.76%Jun 2020: 52.23%Sep 2020: 52.23%Dec 2020: 52.23%Mar 2021: 52.23%Jun 2021: 52.23%Sep 2021: 52.23%Dec 2021: 52.23%Mar 2022: 52.23%Jun 2022: 52.23%Sep 2022: 51.07%Dec 2022: 51.47%Mar 2023: 51.39%Jun 2023: 45.97%Sep 2023: 44.97%Dec 2023: 39.83%Mar 2024: 49.63%Jun 2024: 51.02%Jul 2024: 47.94%Sep 2024: 53.71%Dec 2024: 53.71%Mar 2025: 53.71%Jun 2025: 53.71%Sep 2025: 53.71%Dec 2025: 53.02%Mar 2026: 47.68%74.55%39.83%47.68%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters47.68%53.02%53.71%53.71%53.71%53.71%
Public52.32%46.98%46.29%46.29%46.29%46.29%
Shareholding history - year on year (as at 31 March)
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017
Promoters47.68%53.71%49.63%51.39%52.23%52.23%53.76%53.76%71.94%74.04%
Public52.32%46.29%50.37%48.61%47.77%47.77%46.24%46.24%28.06%25.96%
Promoter change (YoY, %pts)-6.03+4.08-1.76-0.84+0.00-1.53+0.00-18.18-2.10-

Board & Governance of Viji Finance Limited

As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Viji Finance Limited has 4 directors - 2 independent and 1 executive. The board is chaired by VIJAY KOTHARI.

DirectorPositionOn board sinceListed boards
VIJAY KOTHARI Executive Director · MD · Chairperson 1994-10-12 1
ASHISH VERMA Non-Executive - Non Independent Director 2025-12-08 1
SAKSHI CHOURASIYA Non-Executive - Independent Director 2021-10-25 1
PALAK MALVIYA Non-Executive - Independent Director 2024-02-12 3
Board Committees
CommitteeMembers
Audit Committee SAKSHI CHOURASIYA (Chairperson), PALAK MALVIYA, ASHISH VERMA
Nomination and remuneration committee SAKSHI CHOURASIYA (Chairperson), PALAK MALVIYA, ASHISH VERMA
Stakeholders Relationship Committee SAKSHI CHOURASIYA (Chairperson), PALAK MALVIYA, ASHISH VERMA

Charges & Borrowings of Viji Finance Limited

Open charges
₹2.32 Cr
Satisfied charges
₹3.28 Cr
Breakdown by lending institutions
Axis Bank Limited₹2.32 Cr
Latest charge details
DateLenderAmountStatus
24 Dec 2024 Axis Bank Limited ₹1.69 Cr Open
14 Jun 2024 Axis Bank Limited ₹62.7 Lakh Open
24 Jul 2023 Axis Bank Limited ₹1.5 Cr Satisfied
10 Mar 2022 Axis Bank Limited ₹97.42 Lakh Satisfied
19 Oct 2021 Others ₹46.5 Lakh Satisfied

Total charge records: 6 View all charges

Employees and EPFO Compliance at Viji Finance Limited

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2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Viji Finance Limited

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Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Viji Finance Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Viji Finance Limited

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GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Viji Finance Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Viji Finance Limited

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Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Viji Finance Limited

MSME Payment Delays by Viji Finance Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Viji Finance Limited

Subsidiaries & Group Companies of Viji Finance Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Viji Finance Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Viji Finance Limited

MCA Filings & Documents of Viji Finance Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Viji Finance Limited

Activity
31 Dec 2025
Viji Finance Limited last Annual general meeting of members was held on 31 Dec 2025 as per latest MCA records.
Directors
08 Dec 2025
Ashish Verma was appointed as a Director on 08 Dec 2025 & has been associated with this company since 7 months 1 day.
Activity
31 Mar 2025
Viji Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Gwalior.
Charges
22 Jan 2025
A charge registered on 24 Jul 2023 via Charge ID 100761644 with Axis Bank Limited was fully satisfied on 22 Jan 2025.
Charges
24 Dec 2024
A charge with Axis Bank Limited amounted to Rs. 1.69 Cr with Charge ID 101026419 was registered on 24 Dec 2024.
Charges
19 Jun 2024
A charge registered on 19 Oct 2021 via Charge ID 100498180 with Others was fully satisfied on 19 Jun 2024.

Recent News on Viji Finance Limited

Viji Finance: Outcome of board meeting
14 Feb 2017 · Moneycontrol

Frequently Asked Questions about Viji Finance Limited

Viji Finance Limited is an active public limited company in the financial services sector based in Indore, Madhya Pradesh, India. It was incorporated on 12 October 1994 (32+ years old) and is registered under CIN L65192MP1994PLC008715. Listed on BSE: 537820 and NSE: VIJIFIN.

Viji Finance Limited reported revenue of ₹1.93 Cr for FY 2024 (down 7.76% YoY).

The current directors of Viji Finance Limited are:

The primary industry of Viji Finance Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.

Yes. Viji Finance Limited is listed on both BSE (code: 537820) and NSE (symbol: VIJIFIN).

Viji Finance Limited can be reached at the registered office: 112 Usha Ganj Jaora Compound, Indore, Madhya Pradesh, India – 452001, or through the website vijifinance.com.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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