Vilvattom Kuries Private Limited
About Vilvattom Kuries Private Limited
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Vilvattom Kuries Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 24 March 1983 and has been in existence for over 43 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1983PTC003688. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹60 Lakh and a paid-up capital of ₹36.88 Lakh. It was formerly known as Vilvattom Kuries and Loans Pvt Ltd. It is led by directors including Anto Jose Emmatty and Johny Madathumpady Lonappan.
Its last annual general meeting (AGM) was held on 16 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Tc: 9/1363 (8/452/8) Cheroor P.O., Thrissur, Kerala, India – 680008.
As per the financials filed for FY 2025, the company reported a revenue of ₹17.09 Lakh, a decline of 13% compared to the previous year. For the same year it recorded a net loss of ₹2.75 Lakh (net margin -16.1%) and EBITDA of -₹2.66 Lakh (EBITDA margin -15.6%). Revenue has declined at a compounded annual rate (CAGR) of 11% over three years and 6% over five years.
Court records list 7 cases involving the company, including 7 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vilvattom Kuries Private Limited's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressTc: 9/1363 (8/452/8) Cheroor P.O., Thrissur, Kerala, India – 680008
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Vilvattom Kuries Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vilvattom Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Vilvattom Kuries Private Limited, buy the company report.
Financials of Vilvattom Kuries Private Limited
FY 2025 filings availableVilvattom Kuries Private Limited reported revenue of ₹17.09 Lakh (down 13% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 6% over five years, including a 13% fall in the latest year. EBITDA fell 204% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | -₹2.66 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹2.75 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -15.6% | ||||
| Net Profit Margin | -16.1% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Vilvattom Kuries Private Limited, buy the company report.
Board of directors of Vilvattom Kuries Private Limited
Vilvattom Kuries has 5 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anto Jose Emmatty | Director | 30 Jun 2011 | 15 Years 4 Months | Current |
| Johny Madathumpady Lonappan Also directs: JMJ Fintech Limited | Director | 14 Aug 2020 | 6 Years 2 Months | Current |
| Gopalakrishnan | Director | 30 Oct 1998 | 28 Years 0 Months | Current |
| George Chittilappilly Devassy | Director | 19 Dec 1999 | 26 Years 10 Months | Current |
| Jose Madathumpady Kochappu | Director | 06 Sep 2010 | 16 Years 1 Months | Current |
Peer comparison
Vilvattom Kuries Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sivalingam Chits Private Limited | ₹17.23 Lakh (FY 2024) | 2.0% | Chennai, Tamil Nadu, India | |||
| Dev Rising Nidhi Limited | ₹17.22 Lakh (FY 2020) | Shimla, Himachal Pradesh, India | ||||
| Janlaxmi Chit Fund Private Limited | ₹17.2 Lakh (FY 2016) | 49.0% | Nashik, Maharashtra, India | |||
| Thushara Nidhi Limited | ₹17.2 Lakh (FY 2022) | 76.0% | Thrissur, Kerala, India | |||
| Vilvattom Kuries Private Limitedthis company | ₹17.09 Lakh (FY 2025) | -₹2.75 Lakh | -16.1% | -13.0% | Thrissur, Kerala, India | |
| MCP Nidhi Limited | ₹17.04 Lakh (FY 2025) | 7.0% | Thrissur, Kerala, India | |||
| Diksuchi Chit Funds Private Limited | ₹17.02 Lakh (FY 2019) | 141.0% | Huzur Nagar, Telangana, India | |||
| CRN Chits Private Limited | ₹16.97 Lakh (FY 2024) | 12.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Indusland Gramin Nidhi Limited | ₹16.96 Lakh (FY 2025) | 23.0% | Ernakulam, Kerala, India |
To see the full peer comparison of Vilvattom Kuries Private Limited, buy the company report.
Auditor
Vilvattom Kuries Private Limited is audited by RAMDAS & VENUGOPAL for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAMDAS & VENUGOPAL | FY 2021 | 010669S |
Shareholding
The shareholding of Vilvattom Kuries Private Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Vilvattom Kuries Private Limited, buy the company report.
Legal cases
Vilvattom Kuries Private Limited has 7 court cases on record: 7 filed by Vilvattom Kuries. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 7 | 0 | 0 |
Cases on record (5 of 7)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
To see the full case history of Vilvattom Kuries Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vilvattom Kuries Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Vilvattom Kuries has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Vilvattom Kuries Private Limited, buy the company report.
Recent activity
Vilvattom Kuries Private Limited has 16 board changes on record since 1990: 6 appointments and 10 cessations. The latest: Mathew Kachapilli Chacko ceased to be Director on 09 Jan 2025.
7 earlier events are in the company report.
Frequently asked questions
Vilvattom Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 24 March 1983 (43+ years old) and is registered under CIN U65992KL1983PTC003688.
Vilvattom Kuries has 5 current directors:
- Anto Jose Emmatty - Director
- Johny Madathumpady Lonappan - Director
- Gopalakrishnan - Director
- George Chittilappilly Devassy - Director
- Jose Madathumpady Kochappu - Director
The latest financial statements of Vilvattom Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 16 August 2025. Year-wise statements from 2015 are in the company report.
No. Vilvattom Kuries has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of Vilvattom Kuries is U65992KL1983PTC003688. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vilvattom Kuries has 7 court cases on record: 7 filed by the company.
Vilvattom Kuries was incorporated on 24 March 1983, making it 43+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Vilvattom Kuries by revenue are Sivalingam Chits Private Limited, Dev Rising Nidhi Limited, Janlaxmi Chit Fund Private Limited, Thushara Nidhi Limited, MCP Nidhi Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Mathew Kachapilli Chacko ceased to be Director on 09 Jan 2025. Porinchu Peramangalam Lazer ceased to be Director on 07 Jun 2023. Johny Madathumpady Lonappan was appointed as Director on 14 Aug 2020. Vilvattom Kuries has 16 board changes on record in total.
The registered office of Vilvattom Kuries is at Tc: 91363 84528 Cheroor P.O., Thrissur, Kerala, India – 680008.
Vilvattom Kuries operates in the financial services industry, in the microfinance institutions segment.
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