Vinotham Chit Fund Private Limited

Vinotham Chit Fund Private Limited - financial services in Tiruchirappalli, Tamil Nadu, India. FY 2026 financials & compliance.
CIN U65991TN1994PTC027528 Incorporated 11 May 1994 ROC Chennai HQ Tiruchirappalli, Tamil Nadu, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.61 Cr
▲ 3% YoY
Net profit · FY 2025
₹19.33 Lakh
Net margin 12%
EBITDA · FY 2025
₹26.06 Lakh
EBITDA margin 16.2%
Authorised capital
₹5 Lakh
Registered with MCA
Paid-up capital
₹1.5 Lakh
Issued & subscribed
Company age
32 yrs
Est. 1994
Directors on board
4
As per MCA filings
Active GSTINs
1
GST registered

About Vinotham Chit Fund Private Limited

Data last updated:

Vinotham Chit Fund Private Limited is a private limited company based in Tiruchirappalli, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 11 May 1994 and has been in existence for over 32 years.

The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1994PTC027528. Its GSTIN is 33AAACV3118P1Z8 (Tamil Nadu).

The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1.5 Lakh. It is led by directors including Srinivasan Venkatesan (Managing Director) and Balaramalingam Usharani.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.67A Butter Worth Road (Upstairs), Tiruchirappalli, Tamil Nadu, India – 620002.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.61 Cr, a growth of 3% compared to the previous year. For the same year it recorded a net profit of ₹19.33 Lakh (net margin 12%) and EBITDA of ₹26.06 Lakh (EBITDA margin 16.2%). Revenue has grown at a compounded annual rate (CAGR) of 18% over three years and 13% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65991TN1994PTC027528
Registration Number 027528
Incorporation Date 11 May 1994
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Vinotham Chit Fund Private Limited's registered office is in Tiruchirappalli, Tamil Nadu. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    No.67A Butter Worth Road (Upstairs), Tiruchirappalli, Tamil Nadu, India – 620002
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Vinotham Chit Fund Private Limited, buy the company report.

Comprehensive company report
Vinotham Chit Fund Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Vinotham Chit Fund is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Vinotham Chit Fund Private Limited, buy the company report.

Financials of Vinotham Chit Fund Private Limited

FY 2025 filings available

Vinotham Chit Fund Private Limited reported revenue of ₹1.61 Cr (up 3% YoY) for FY 2025.

Revenue · FY 2025
₹1.61 Cr ▲ 3%
Net profit · FY 2025
₹19.33 Lakh margin 12%
EBITDA · FY 2025
₹26.06 Lakh margin 16.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 3%
3 years · compounded
▲ 18%
5 years · compounded
▲ 13%
EBITDA CAGR growth
1 year
▲ 3%
3 years · compounded
▲ 7%
5 years · compounded
▲ 4%

Revenue has grown at a compounded annual rate (CAGR) of 13% over five years, including 3% growth in the latest year. EBITDA rose 3% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹26.06 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹19.33 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin16.2%
Net Profit Margin12%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Vinotham Chit Fund Private Limited, buy the company report.

Board of directors of Vinotham Chit Fund Private Limited

Vinotham Chit Fund has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Balaramalingam UsharaniAdditional Director10 Aug 201610 Years 2 MonthsCurrent
Venkatesan PrashannaAdditional Director01 Jul 201610 Years 4 MonthsCurrent
Katakam ShreeshikaAdditional Director01 Jul 201610 Years 4 MonthsCurrent
Srinivasan VenkatesanManaging Director11 May 199432 Years 5 MonthsCurrent

Peer comparison

Vinotham Chit Fund Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Sri Sivanathan Chits Private Limited₹1.65 Cr (FY 2025)47.0%Tiruchirappalli, Tamil Nadu, India
Flexroute Chit Fund Private Limited₹1.64 Cr (FY 2024)51.0%Hyderabad, Telangana, India
Sri Dhanakubera Chit Private Limited₹1.63 Cr (FY 2025)16.0%Tamil Nadu, India
Vinotham Chit Fund Private Limitedthis company₹1.61 Cr (FY 2025)₹19.33 Lakh12%3.0%Tiruchirappalli, Tamil Nadu, India
Aaasma Micro Care Foundation₹1.6 Cr (FY 2023)49.0%Lucknow, Uttar Pradesh, India
Kuri Land Pvt Ltd₹1.59 Cr (FY 2024)83.0%Thrissur, Kerala, India

To see the full peer comparison of Vinotham Chit Fund Private Limited, buy the company report.

Auditor

Vinotham Chit Fund Private Limited is audited by S. RAMANARAYANAN for the financial year 2023.

Auditor firmFinancial yearFirm registration number
S. RAMANARAYANANFY 2023021047

Shareholding

The shareholding of Vinotham Chit Fund Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Vinotham Chit Fund Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Vinotham Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Vinotham Chit Fund has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
33AAACV3118P1Z8Tamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of Vinotham Chit Fund Private Limited, buy the company report.

Recent activity

Vinotham Chit Fund Private Limited has 5 board changes on record since 1994: 4 appointments and 1 cessation. The latest: Balaramalingam Usharani was appointed as Additional Director on 10 Aug 2016.

AGM
Vinotham Chit Fund Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Vinotham Chit Fund Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Appointed
Balaramalingam Usharani was appointed as Additional Director.
Appointed
Katakam Shreeshika was appointed as Additional Director.
Ceased
Srinivasan Subramanian ceased to be Director.
Appointed
Venkatesan Prashanna was appointed as Additional Director.
Appointed
Srinivasan Venkatesan was appointed as Managing Director.
Incorporation
11 May 1994
Vinotham Chit Fund Private Limited was registered on 11 May 1994 with Roc Chennai & aged 32 years 5 months as per MCA records.

Frequently asked questions

Vinotham Chit Fund is an active private limited company based in Tiruchirappalli, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 11 May 1994 (32+ years old) and is registered under CIN U65991TN1994PTC027528.

Vinotham Chit Fund has 4 current directors:

The latest financial statements of Vinotham Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Vinotham Chit Fund is 33AAACV3118P1Z8, registered in Tamil Nadu.

The CIN (Corporate Identification Number) of Vinotham Chit Fund is U65991TN1994PTC027528. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Vinotham Chit Fund was incorporated on 11 May 1994, making it 32+ years old. It is registered with the Registrar of Companies, Chennai.

The peers of Vinotham Chit Fund by revenue are Sri Sivanathan Chits Private Limited, Flexroute Chit Fund Private Limited, Sri Dhanakubera Chit Private Limited, Aaasma Micro Care Foundation, Kuri Land Pvt Ltd, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Balaramalingam Usharani was appointed as Additional Director on 10 Aug 2016. Katakam Shreeshika was appointed as Additional Director on 01 Jul 2016. Srinivasan Subramanian ceased to be Director on 01 Jul 2016. Vinotham Chit Fund has 5 board changes on record in total.

The registered office of Vinotham Chit Fund is at No.67A Butter Worth Road Upstairs, Tiruchirappalli, Tamil Nadu, India – 620002.

Vinotham Chit Fund operates in the financial services industry, in the microfinance institutions segment.

The compliance status of Vinotham Chit Fund is compliant as of 30 August 2026. The company is actively filing with the Registrar of Companies.