MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-DL-01-0019944
Virtue Financial Services Private Limited
Virtue Financial Services Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹93.63 Cr
▲ 245% YoY
Net profit · FY 2025
₹14.83 Cr
Net margin 15.8%
EBITDA · FY 2025
₹37.87 Cr
EBITDA margin 40.5%
Authorised capital
₹1 Cr
Registered with MCA
Paid-up capital
₹1 Cr
Issued & subscribed
Open charges
₹120 Cr
Satisfied ₹10 Cr
Company age
34 yrs
Est. 1992
Directors on board
2
As per MCA filings
About Virtue Financial Services Private Limited
Data last updated:
Virtue Financial Services Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 30 April 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67190DL1992PTC048566. Its GSTIN is 07AAACV1073F2ZL (Delhi). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹1 Cr. It is led by directors Rama Shanker Khemka and Mayank Khemka.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 6 – D Atma Ram House 1 Tolstoy Marg Connaught Place, New Delhi, Delhi, India – 110001.
As per the financials filed for FY 2025, the company reported a revenue of ₹93.63 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹14.83 Cr (net margin 15.8%) and EBITDA of ₹37.87 Cr (EBITDA margin 40.5%). Revenue has grown at a compounded annual rate (CAGR) of 84% over three years and 61% over five years.
As per MCA filings, the company has open charges of ₹120 Cr and satisfied charges of ₹10 Cr on record. Court records list 6 cases involving the company, including 5 filed by the company and 1 filed against it.
Virtue Financial Services Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-DL-01-0019944). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U67190DL1992PTC048566
Registration Number 048566
Incorporation Date 30 April 1992
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-DL-01-0019944
CIN history
Virtue Financial Services has one previous CIN (Corporate Identification Number): U67190DL1992PLC048566. The current CIN is U67190DL1992PTC048566, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67190DL1992PTC048566 | Current |
| U67190DL1992PLC048566 | Previous |
Recognitions & Rankings of Virtue Financial Services
Contact details
Virtue Financial Services Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address6 – D Atma Ram House 1 Tolstoy Marg Connaught Place, New Delhi, Delhi, India – 110001
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Virtue Financial Services Private Limited, buy the company report.
Comprehensive company report
Virtue Financial Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Virtue Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Virtue Financial Services Private Limited, buy the company report.
Financials of Virtue Financial Services Private Limited
FY 2025 filings availableVirtue Financial Services Private Limited reported revenue of ₹93.63 Cr (up 245% YoY) for FY 2025.
Revenue · FY 2025
₹93.63 Cr ▲ 245%
Net profit · FY 2025
₹14.83 Cr margin 15.8%
EBITDA · FY 2025
₹37.87 Cr margin 40.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 245%
3 years · compounded
▲ 84%
5 years · compounded
▲ 61%
EBITDA CAGR growth
1 year
▲ 56%
3 years · compounded
▲ 40%
5 years · compounded
▲ 59%
Revenue has grown at a compounded annual rate (CAGR) of 61% over five years, including 245% growth in the latest year. EBITDA rose 56% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
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| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
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| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹37.87 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹14.83 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
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| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 40.5% | ||||
| Net Profit Margin | 15.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Virtue Financial Services Private Limited, buy the company report.
Board of directors of Virtue Financial Services Private Limited
Virtue Financial Services has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rama Shanker Khemka Also directs: Ajananta Real Estate Private Limited | Director | 09 Feb 2015 | 11 Years 8 Months | Current |
| Mayank Khemka Also directs: Shri Badri Vishal Associates LLP, P M K Impex Private Limited | Director | 09 Feb 2015 | 11 Years 8 Months | Current |
Peer comparison
Virtue Financial Services Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Venus India Asset-Finance Private Limited | ₹94.6 Cr (FY 2022) | 60.0% | New Delhi, Delhi, India | |||
| Indel Money Limited | ₹94.49 Cr (FY 2021) | 50.0% | Mumbai, Maharashtra, India | |||
| RBS Credit and Financial Developments Pvt. Ltd. | ₹94.31 Cr (FY 2025) | 6620.0% | Kolkata, West Bengal, India | |||
| Best Finance Corporation Limited | ₹94.16 Cr (FY 2025) | 56.0% | Tirupur, Tamil Nadu, India | |||
| Pilot Consultants Private Ltd. | ₹94.05 Cr (FY 2025) | -55.0% | Kolkata, West Bengal, India | |||
| Virtue Financial Services Private Limitedthis company | ₹93.63 Cr (FY 2025) | ₹14.83 Cr | 15.8% | 245.0% | New Delhi, Delhi, India | |
| Tomorrow Capital Enterprises Private Limited | ₹92.62 Cr (FY 2021) | 238.0% | Mumbai, Maharashtra, India | |||
| Bright Impex & Agencies Pvt Ltd | ₹92.03 Cr (FY 2024) | 1166.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Virtue Financial Services Private Limited, buy the company report.
Auditor
Virtue Financial Services Private Limited is audited by ROHIT KC JAIN & CO. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ROHIT KC JAIN & CO. | FY 2023 | 020422N |
Shareholding
The shareholding of Virtue Financial Services Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Virtue Financial Services Private Limited, buy the company report.
Charges & borrowings
Open charges
₹120 Cr
Satisfied charges
₹10 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 29 Jan 2025 | 101044339 | Others | ₹50 Cr | Open | |
| 15 Apr 2024 | 100898927 | Others | ₹20 Cr | Open | |
| 15 Jun 2022 | 100588250 | Others | ₹50 Cr | Open | |
| 25 Aug 2022 | 100609108 | Others | ₹10 Cr | Satisfied |
To see the full charge records of Virtue Financial Services Private Limited, buy the company report.
Total charge records: 4 View all charges
Legal cases
Virtue Financial Services Private Limited has 6 court cases on record: 5 filed by Virtue Financial Services, 1 filed against it. All cases are disposed.
Total cases
6
Filed by the company
5
Filed against the company
1
Disposed
6
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5 | 1 | 0 |
| NCLT | 1 | 0 | 0 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| NCLT, New Delhi Bench Court-III | Insolvency matter | Filed by the company against Imperia Structures Limited | Disposed |
| District court, New Delhi, Delhi | Cheque dishonour complaint | Filed by the company against M/S. Imperia Structures Limited and 2 others | Disposed |
| District court, Gurugram, Haryana | Court case (CRR) | Filed against the company by an individual | Disposed |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against individuals | Disposed |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against individuals | Disposed |
To see the full case history of Virtue Financial Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Virtue Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Virtue Financial Services has 2 GST registrations: 1 active and 1 cancelled or inactive.
Total GSTINs
2
Active
1
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACV1073F2ZL | Delhi | Active | 01 Jan 2020 |
To see the full GST registrations and return filing status of Virtue Financial Services Private Limited, buy the company report.
Recent activity
Virtue Financial Services Private Limited has 7 board changes on record since 2015: 2 appointments and 5 cessations. The latest: Amit Batra ceased to be Director on 15 Sep 2016.
Charges
A charge with Others of Rs. 50.00 Cr registered on 15 Jun 2022 with Charge ID 100588250 was modified on 10 Oct 2025.
AGM
Virtue Financial Services Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge with Others of Rs. 50.00 Cr registered on 29 Jan 2025 with Charge ID 101044339 was modified on 23 Sep 2025.
Filing
Virtue Financial Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101044339 was registered on 29 Jan 2025.
Charges
A charge with Others amounted to Rs. 20.00 Cr with Charge ID 100898927 was registered on 15 Apr 2024.
Charges
A charge registered on 25 Aug 2022 via Charge ID 100609108 with Others was fully satisfied on 01 Sep 2023.
Charges
A charge with Others amounted to Rs. 10.00 Cr with Charge ID 100609108 was registered on 25 Aug 2022.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 100588250 was registered on 15 Jun 2022.
Ceased
Amit Batra ceased to be Director.
Ceased
Mayank Khemka ceased to be Additional Director.
Ceased
Rama Shanker Khemka ceased to be Additional Director.
5 earlier events are in the company report.
Frequently asked questions
Virtue Financial Services is an active private limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 30 April 1992 (34+ years old) and is registered under CIN U67190DL1992PTC048566.
Virtue Financial Services has 2 current directors:
- Rama Shanker Khemka - Director
- Mayank Khemka - Director
The latest financial statements of Virtue Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Virtue Financial Services is 07AAACV1073F2ZL, registered in Delhi. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Virtue Financial Services is U67190DL1992PTC048566. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Virtue Financial Services has 6 court cases on record: 5 filed by the company and 1 filed against it. Most are in the district courts.
Virtue Financial Services was incorporated on 30 April 1992, making it 34+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Virtue Financial Services by revenue are Venus India Asset-Finance Private Limited, Indel Money Limited, RBS Credit and Financial Developments Pvt. Ltd, Best Finance Corporation Limited, Pilot Consultants Private Ltd. and 2 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Amit Batra ceased to be Director on 15 Sep 2016. Mayank Khemka ceased to be Additional Director on 15 Sep 2015. Rama Shanker Khemka ceased to be Additional Director on 15 Sep 2015. Virtue Financial Services has 7 board changes on record in total.
Yes, Virtue Financial Services is registered as a small enterprise under Udyam registration (number: UDYAM-DL-01-0019944).
The registered office of Virtue Financial Services is at 6 – D Atma Ram House 1 Tolstoy Marg Connaught Place, New Delhi, Delhi, India – 110001.
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