Virtuous Holdings Private Limited
About Virtuous Holdings Private Limited
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Virtuous Holdings Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 07 July 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U51909WB1995PTC072706.
The company has an authorised share capital of ₹1.2 Cr and a paid-up capital of ₹1.17 Cr. It was formerly known as Virtuous Holdings Limited. It is led by directors Aparna Gupta and Mukul Gupta.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at 165 Rabindra Sarani Room No. 405A, Kolkata, West Bengal, India – 700007.
As per the financials filed for FY 2020, the company reported a revenue of ₹14.36 Lakh, a growth of 16% compared to the previous year. For the same year it recorded a net loss of ₹5.94 Cr and EBITDA of -₹5.94 Cr. Revenue has declined at a compounded annual rate (CAGR) of 11% over five years.
As per MCA filings, the company has open charges of ₹348.81 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address165 Rabindra Sarani Room No. 405A, Kolkata, West Bengal, India – 700007
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Virtuous Holdings Private Limited
The main business activity of Virtuous Holdings is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Virtuous Holdings Private Limited FY 2020 filings available
Virtuous Holdings Private Limited reported revenue of ₹14.36 Lakh (up 16% YoY) for FY 2020.
Compounded Annual Growth Rate (CAGR) of Virtuous Holdings Private Limited
Revenue rose 16% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 11%. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Virtuous Holdings Private Limited
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | ₹14.36 Lakh | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹5.94 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹5.94 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Virtuous Holdings Private Limited
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | •••• | •••• | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Virtuous Holdings are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Virtuous Holdings Private Limited
Virtuous Holdings Private Limited is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Alang Credits and Holdings Private Limited | ₹14.48 Lakh (FY 2024) | •••• | •••• | -43.0% | •••• | New Delhi, Delhi, India |
| Nu-Ruchi Barter Pvt Ltd | ₹14.48 Lakh (FY 2021) | •••• | •••• | -98.0% | •••• | Kolkata, West Bengal, India |
| Aeroflex Finance Private Limited | ₹14.43 Lakh (FY 2019) | •••• | •••• | 16.0% | •••• | Mumbai, Maharashtra, India |
| A.N.P. Investments Ltd | ₹14.39 Lakh (FY 2024) | •••• | •••• | •••• | Kolkata, West Bengal, India | |
| Esteem Investments Private Limited | ₹14.37 Lakh (FY 2025) | •••• | •••• | 101.0% | •••• | Delhi, India |
| Virtuous Holdings Private Limited this company | ₹14.36 Lakh (FY 2020) | •••• | •••• | 16.0% | •••• | Kolkata, West Bengal, India |
| Valuefin India Credit Services Private Limited | ₹14.34 Lakh (FY 2025) | •••• | •••• | 10.0% | •••• | Mumbai, Maharashtra, India |
| Nakshatra Finance Private Limited | ₹14.32 Lakh (FY 2019) | •••• | •••• | -73.0% | •••• | Nagpur, Maharashtra, India |
| Muhafiz Credit and Investment (India) Private Limited | ₹14.27 Lakh (FY 2025) | •••• | •••• | 108.0% | •••• | Mumbai, Maharashtra, India |
| Hastinapur Investment and Trading Pvt Ltd | ₹14.26 Lakh (FY 2024) | •••• | •••• | -9.0% | •••• | Pune, Maharashtra, India |
| Eravat Marketings Private Limited | ₹14.22 Lakh (FY 2025) | •••• | •••• | -22.0% | •••• | Delhi, India |
Peers are the five companies nearest above and the five nearest below Virtuous Holdings by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Virtuous Holdings Private Limited
Virtuous Holdings Private Limited is audited by SANJAY KUMAR AGRAWAL & ASSOCIATES for the financial year 2019.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SANJAY KUMAR AGRAWAL & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Virtuous Holdings Private Limited
Virtuous Holdings has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Aparna Gupta Also directs: Abhiruchi Ispat Trader Private Limited, Hari Vyapaar Pvt Ltd, Pragati Dealcomm Private Limited and 5 more | Director | 15 Jun 2016 | 10 Years 3 Months | Current |
| Mukul Gupta Also directs: Abhiruchi Ispat Trader Private Limited, Hari Vyapaar Pvt Ltd, Vision Commotrade Private Limited and 5 more | Director | 24 Aug 2006 | 20 Years 1 Months | Current |
Ownership and Shareholding of Virtuous Holdings Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Virtuous Holdings Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 25 Mar 2013 | Allahabad Bank | ₹44.25 Cr | Open |
| 25 Mar 2013 | Idbi Bank Limited | ₹299.56 Cr | Open |
| 31 Dec 2012 | Andhra Bank | ₹5 Cr | Open |
Total charge records: 3 View all charges
Employees and EPFO Compliance at Virtuous Holdings Private Limited
Employment history and EPFO contributions of people linked to Virtuous Holdings.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Virtuous Holdings Private Limited
Virtuous Holdings Private Limited has 5 board changes on record since 2006: 2 appointments and 3 cessations. The latest: Anilesh Gupta ceased to be Director on 25 Jun 2016.
Credit Ratings, Litigation & Regulatory Alerts for Virtuous Holdings Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Virtuous Holdings Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Virtuous Holdings Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Virtuous Holdings Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Virtuous Holdings Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Virtuous Holdings Private Limited
Virtuous Holdings is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 07 July 1995 (31+ years old) and is registered under CIN U51909WB1995PTC072706.
Virtuous Holdings reported revenue of ₹14.36 Lakh for FY 2020 (up 16% YoY).
Virtuous Holdings has 2 current directors:
- Aparna Gupta - Director
- Mukul Gupta - Director
Virtuous Holdings reported a net loss of ₹5.94 Cr and EBITDA of -₹5.94 Cr for FY 2020, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Virtuous Holdings is -11% over five years. In the latest year (FY 2020) revenue rose 16%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Virtuous Holdings is U51909WB1995PTC072706. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Virtuous Holdings was incorporated on 07 July 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Virtuous Holdings by revenue are Alang Credits and Holdings Private Limited, Nu-Ruchi Barter Pvt Ltd, Aeroflex Finance Private Limited, A.N.P. Investments Ltd, Esteem Investments Private Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Anilesh Gupta ceased to be Director on 25 Jun 2016. Aparna Gupta was appointed as Director on 15 Jun 2016. Jitendra Kumar Goyal ceased to be Director on 01 Jan 2014. Virtuous Holdings has 5 board changes on record in total.
The registered office of Virtuous Holdings is at 165 Rabindra Sarani Room No. 405A, Kolkata, West Bengal, India – 700007.
Virtuous Holdings has an authorised share capital of ₹1.2 Cr and a paid-up capital of ₹1.17 Cr.