Vishwajyoti Chits Private Limited
About Vishwajyoti Chits Private Limited
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Vishwajyoti Chits Private Limited is a private limited company based in Sankeshwar, Karnataka, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 18 October 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65929KA2016PTC097213.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Sanjay Suresh Kamat and Jayashree Sadashiv Karajagi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at #2202/03 Post Road, Sankeshwar, Karnataka, India – 591313.
As per the financials filed for FY 2025, the company reported a revenue of ₹9.28 Lakh, a decline of 24% compared to the previous year. For the same year it recorded a net profit of ₹24,239 (net margin 2.6%) and EBITDA of ₹28,750 (EBITDA margin 3.1%). Revenue has grown at a compounded annual rate (CAGR) of 21% over three years and 33% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vishwajyoti Chits Private Limited's registered office is in Sankeshwar, Karnataka. Its e-mail address is in the company report.
- Email
- Registered Address#2202/03 Post Road, Sankeshwar, Karnataka, India – 591313
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
To see the full contact details of Vishwajyoti Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vishwajyoti Chits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Vishwajyoti Chits Private Limited, buy the company report.
Financials of Vishwajyoti Chits Private Limited
FY 2025 filings availableVishwajyoti Chits Private Limited reported revenue of ₹9.28 Lakh (down 24% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 24% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 33%. EBITDA fell 37% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹28,750 | ||||
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| Net Profit (PAT) | ₹24,239 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 3.1% | ||||
| Net Profit Margin | 2.6% | ||||
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To see the full financial statements and ratios of Vishwajyoti Chits Private Limited, buy the company report.
Board of directors of Vishwajyoti Chits Private Limited
Vishwajyoti Chits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanjay Suresh Kamat Also directs: Shri Veerashaiv Chits Private Limited | Director | 24 Mar 2022 | 4 Years 7 Months | Current |
| Jayashree Sadashiv Karajagi Also directs: Shri Veerashaiv Chits Private Limited | Director | 18 Oct 2016 | 10 Years 0 Months | Current |
Peer comparison
Vishwajyoti Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Theta Decay Multipliers Private Limited | ₹9.31 Lakh (FY 2025) | 235.0% | Delhi, India | |||
| SVNG Biznes Solutions Private Limited | ₹9.31 Lakh (FY 2024) | 355.0% | New Delhi, Delhi, India | |||
| Gopaldurg Associates Private Limited | ₹9.3 Lakh (FY 2025) | -65.0% | Dhule, Maharashtra, India | |||
| Clifton Developers Private Limited | ₹9.3 Lakh (FY 2025) | -43.0% | Mumbai, Maharashtra, India | |||
| N R Vincom Private Limited | ₹9.29 Lakh (FY 2025) | 10.0% | Kolkata, West Bengal, India | |||
| Vishwajyoti Chits Private Limitedthis company | ₹9.28 Lakh (FY 2025) | ₹24,239 | 2.6% | -24.0% | Sankeshwar, Karnataka, India | |
| Param Marketing Private Limited | ₹9.28 Lakh (FY 2025) | -28.0% | Nagpur, Maharashtra, India | |||
| PHB Chit Fund Private Limited | ₹9.27 Lakh (FY 2024) | -27.0% | Eluru, Andhra Pradesh, India | |||
| Sani Finvest Pvt Ltd. | ₹9.24 Lakh (FY 2025) | 14.0% | Kolkata, West Bengal, India | |||
| Prithvi Market Makers Private Limited | ₹9.23 Lakh (FY 2025) | 165.0% | Mumbai, Maharashtra, India | |||
| Craves Holding Enterprises Private Limited | ₹9.23 Lakh (FY 2024) | 51.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Vishwajyoti Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Vishwajyoti Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vishwajyoti Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Vishwajyoti Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Vishwajyoti Chits Private Limited has 4 board changes on record since 2016: 2 appointments and 2 cessations. The latest: Sanjay Suresh Kamat ceased to be Additional Director on 30 Dec 2022.
Frequently asked questions
Vishwajyoti Chits is an active private limited company based in Sankeshwar, Karnataka, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 18 October 2016 (10+ years old) and is registered under CIN U65929KA2016PTC097213.
Vishwajyoti Chits has 2 current directors:
- Sanjay Suresh Kamat - Director
- Jayashree Sadashiv Karajagi - Director
The latest financial statements of Vishwajyoti Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Vishwajyoti Chits is U65929KA2016PTC097213. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vishwajyoti Chits was incorporated on 18 October 2016, making it 10+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Vishwajyoti Chits by revenue are Theta Decay Multipliers Private Limited, SVNG Biznes Solutions Private Limited, Gopaldurg Associates Private Limited, Clifton Developers Private Limited, N R Vincom Private Limited and 5 more, all in the same principal business activity (activities auxiliary to financial service and insurance activities).
Sanjay Suresh Kamat ceased to be Additional Director on 30 Dec 2022. Sanjay Suresh Kamat was appointed as Director on 24 Mar 2022. Sadashiv Ratnappa Karajagi ceased to be Director on 06 Nov 2020. Vishwajyoti Chits has 4 board changes on record in total.
The registered office of Vishwajyoti Chits is at #220203 Post Road, Sankeshwar, Karnataka, India – 591313.
Vishwajyoti Chits operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Vishwajyoti Chits is compliant as of 30 September 2026. The company is actively filing with the Registrar of Companies.
Vishwajyoti Chits can be reached at its registered office: #220203 Post Road, Sankeshwar, Karnataka, India – 591313.