Vismaya Chits India Private Limited
About Vismaya Chits India Private Limited
Data last updated:
Vismaya Chits India Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 25 November 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65992KA2014PTC077429.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Bibinraj Krishnappa and Jimson Joseph.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at No.53 Hgh Layout 5th Main Road Ganga Nagar R T Nagar Post, Bangalore, Karnataka, India – 560032.
As per the financials filed for FY 2019, the company reported a revenue of ₹18.46 Lakh, a decline of 26% compared to the previous year. For the same year it recorded a net loss of ₹7.29 Lakh (net margin -39.5%) and EBITDA of -₹6.11 Lakh (EBITDA margin -33.1%). Revenue has grown at a compounded annual rate (CAGR) of 6% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Vismaya Chits India Private Limited's registered office is in Bangalore, Karnataka. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo.53 Hgh Layout 5th Main Road Ganga Nagar R T Nagar Post, Bangalore, Karnataka, India – 560032
- IndustryFinancial Services, Financial Activities
To see the full contact details of Vismaya Chits India Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Vismaya Chits India is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Vismaya Chits India Private Limited, buy the company report.
Financials of Vismaya Chits India Private Limited
FY 2020 filings availableVismaya Chits India Private Limited reported revenue of ₹18.46 Lakh (down 26% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue fell 26% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 6%. EBITDA fell 115% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹6.11 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹7.29 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -33.1% | ||||
| Net Profit Margin | -39.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Vismaya Chits India Private Limited, buy the company report.
Board of directors of Vismaya Chits India Private Limited
Vismaya Chits India has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bibinraj Krishnappa | Director | 25 Nov 2014 | 11 Years 11 Months | Current |
| Jimson Joseph | Director | 25 Nov 2014 | 11 Years 11 Months | Current |
| Joemon Mathew | Director | 25 Nov 2014 | 11 Years 11 Months | Current |
Peer comparison
Vismaya Chits India Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Arbs Holdings Private Limited | ₹18.47 Lakh (FY 2024) | -37.0% | New Delhi, Delhi, India | |||
| Galleon Distributors Pvt.Ltd. | ₹18.46 Lakh (FY 2018) | 23.0% | Kolkata, West Bengal, India | |||
| Chitravali Tie-Up Pvt Ltd | ₹18.46 Lakh (FY 2022) | -41.0% | Kolkata, West Bengal, India | |||
| Trichy Kalyani Chitfunds Private Limited | ₹18.46 Lakh (FY 2025) | 8.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Nidhi Trading Co Pvt Ltd | ₹18.46 Lakh (FY 2025) | 2.0% | Hooghly, West Bengal, India | |||
| Vismaya Chits India Private Limitedthis company | ₹18.46 Lakh (FY 2019) | -₹7.29 Lakh | -39.5% | -26.0% | Bangalore, Karnataka, India | |
| Bulland Chit Fund Private Limited | ₹18.45 Lakh (FY 2019) | -25.0% | New Delhi, Delhi, India | |||
| Ohm Pranava Chits Private Limited | ₹18.45 Lakh (FY 2022) | 53.0% | Bangalore, Karnataka, India | |||
| SP Insurance Marketing Private Limited | ₹18.44 Lakh (FY 2025) | 9.0% | Purnia, Bihar, India | |||
| Bangtesh Enterprises Pvt Ltd | ₹18.44 Lakh (FY 2025) | 10.0% | Kolkata, West Bengal, India | |||
| Jansanchay Nidhi Limited | ₹18.43 Lakh (FY 2023) | 4.0% | Chamba, Uttarakhand, India |
To see the full peer comparison of Vismaya Chits India Private Limited, buy the company report.
Auditor
Vismaya Chits India Private Limited is audited by JSJN AND ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JSJN AND ASSOCIATES | FY 2017 | 014722S |
Shareholding
The shareholding of Vismaya Chits India Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Vismaya Chits India Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Vismaya Chits India Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vismaya Chits India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Vismaya Chits India Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Vismaya Chits India Private Limited has 4 board changes on record since 2014: 3 appointments and 1 cessation. The latest: Sooraj Jayanthi Balakrishnan ceased to be Director on 01 Jul 2017.
Frequently asked questions
Vismaya Chits India is an active private limited company based in Bangalore, Karnataka, India. The company works in financial activities, within the financial services industry. It was incorporated on 25 November 2014 (12+ years old) and is registered under CIN U65992KA2014PTC077429.
Vismaya Chits India has 3 current directors:
- Bibinraj Krishnappa - Director
- Jimson Joseph - Director
- Joemon Mathew - Director
The latest financial statements of Vismaya Chits India on record with the MCA are for the year ended 31 March 2020. Its last annual general meeting was held on 31 December 2020. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Vismaya Chits India is U65992KA2014PTC077429. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vismaya Chits India was incorporated on 25 November 2014, making it 12+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Vismaya Chits India by revenue are Arbs Holdings Private Limited, Galleon Distributors Pvt.Ltd, Chitravali Tie-Up Pvt Ltd, Trichy Kalyani Chitfunds Private Limited, Nidhi Trading Co Pvt Ltd and 5 more, all in the same principal business activity (other financial activities).
Sooraj Jayanthi Balakrishnan ceased to be Director on 01 Jul 2017. Bibinraj Krishnappa was appointed as Director on 25 Nov 2014. Jimson Joseph was appointed as Director on 25 Nov 2014. Vismaya Chits India has 4 board changes on record in total.
The registered office of Vismaya Chits India is at No.53 Hgh Layout 5th Main Road Ganga Nagar R T Nagar Post, Bangalore, Karnataka, India – 560032.
Vismaya Chits India operates in the financial services industry, in the financial activities segment.
The compliance status of Vismaya Chits India is compliant as of 16 July 2026. The company is actively filing with the Registrar of Companies.
Vismaya Chits India can be reached at its registered office: No.53 Hgh Layout 5th Main Road Ganga Nagar R T Nagar Post, Bangalore, Karnataka, India – 560032.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
