About Vivardhana Microfinance Limited
Data last updated: 22 December 2025
Vivardhana Microfinance Limited is a public limited company based in Chennai, Tamil Nadu, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 19 May 2017, the company has been in operation for over 9 years.
Registered with ROC Chennai under CIN U65999TN2017PLC116613.
Capital: an authorised share capital of ₹5 Cr and a paid-up capital of ₹5 Cr. It is led by directors including Sudha Ravichandran and Venkatachalam Ravichandran.
Last AGM: 29 September 2025. Financial statements filed for year ended 31 March 2025. Office: Flat No E – 7 Shanthi Apartments Door No 4 Appu Mudali Street Mylapore, Chennai, Tamil Nadu, India – 600004.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.51 Cr, a decline of 62% compared to the previous year.
The company is associated with 1 brand - Vivardhana Microfinance Limited. As per MCA filings, the company has open charges of ₹5.49 Cr and satisfied charges of ₹29.99 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website vivardhanamfl.co.in.
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Registered AddressFlat No E – 7 Shanthi Apartments Door No 4 Appu Mudali Street Mylapore, Chennai, Tamil Nadu, India – 600004
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IndustryFinancial Services, NBFC, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Vivardhana Microfinance Limited
Vivardhana Microfinance Limited operates one associated brand: Vivardhana Microfinance Limited. These brands represent Vivardhana Microfinance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Microfinance services are offered in Tamilnadu and Puducherry. | vivardhanamfl.co.in |
Business Activity of Vivardhana Microfinance Limited
Vivardhana Microfinance Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Vivardhana Microfinance Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Vivardhana Microfinance Limited
Vivardhana Microfinance Limited is audited by SUNDAR SRINI & SRIDHAR for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SUNDAR SRINI & SRIDHAR | Locked | Locked | Locked |
Complete auditor history for Vivardhana Microfinance Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Vivardhana Microfinance Limited
Vivardhana Microfinance Limited is currently managed by 3 directors, with 8 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sudha Ravichandran | Director | 19 May 2017 | 9 Years 3 Months | Current |
| Venkatachalam Ravichandran | Director | 30 Jan 2023 | 3 Years 6 Months | Current |
|
Eswaran Natesa Sastry
Also directs:
Ind Fund Management Ltd
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Managing Director | 19 May 2017 | 9 Years 3 Months | Current |
Financials of Vivardhana Microfinance Limited FY 2025 filings available
Vivardhana Microfinance Limited reported revenue of ₹1.51 Cr (down 62.00% YoY) for FY 2025.
Ten-year financial statements for Vivardhana Microfinance Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Vivardhana Microfinance Limited
Shareholding and ownership data for Vivardhana Microfinance Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Vivardhana Microfinance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 18 Sep 2024 | Idbi Trusteeship Services Limited | ₹1.37 Cr | Open |
| 01 Jul 2024 | Idbi Trusteeship Services Limited | ₹52 Lakh | Open |
| 16 Feb 2024 | Idbi Trusteeship Services Limited | ₹59.5 Lakh | Open |
| 31 Dec 2021 | City Union Bank Limited | ₹1 Cr | Open |
| 03 Sep 2021 | Others | ₹2 Cr | Open |
Total charge records: 26 View all charges
Employees and EPFO Compliance at Vivardhana Microfinance Limited
View historical data on people associated with Vivardhana Microfinance Limited, including employment history and EPFO contributions.
Employee and EPFO history for Vivardhana Microfinance Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Vivardhana Microfinance Limited
GST registrations and filing compliance for Vivardhana Microfinance Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Vivardhana Microfinance Limited
Credit ratings, litigation, and regulatory alerts for Vivardhana Microfinance Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Vivardhana Microfinance Limited
MSME payment history for Vivardhana Microfinance Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Vivardhana Microfinance Limited
Corporate group structure for Vivardhana Microfinance Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Vivardhana Microfinance Limited
MCA filings and documents for Vivardhana Microfinance Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Vivardhana Microfinance Limited
Frequently Asked Questions about Vivardhana Microfinance Limited
Vivardhana Microfinance Limited is an active public limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 19 May 2017 (9+ years old) and is registered under CIN U65999TN2017PLC116613.
Vivardhana Microfinance Limited reported revenue of ₹1.51 Cr for FY 2025 (down 62.00% YoY).
The current directors of Vivardhana Microfinance Limited are:
- Sudha Ravichandran - Director
- Venkatachalam Ravichandran - Director
- Eswaran Natesa Sastry - Managing Director
The primary industry of Vivardhana Microfinance Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Vivardhana Microfinance Limited can be reached at the registered office: Flat No E – 7 Shanthi Apartments Door No 4 Appu Mudali Street Mylapore, Chennai, Tamil Nadu, India – 600004, or through the website vivardhanamfl.co.in.
The authorised capital is ₹5 Cr, and the paid-up capital is ₹5 Cr.