VNL Nidhi Limited
About VNL Nidhi Limited
Data last updated:
VNL Nidhi Limited is a nidhi company based in Ernad, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 12 March 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2021PLN068005.
The company has an authorised share capital of ₹22 Lakh and a paid-up capital of ₹14.5 Lakh. It is led by directors including Pallivalappil Raman Ratheesh and Velluva Ambiliyadan Sudheesh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ernad, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹11.28 Lakh, a growth of 17% compared to the previous year. For the same year it recorded a net profit of ₹18,500 (net margin 1.6%) and EBITDA of ₹4.21 Lakh (EBITDA margin 37.3%). Revenue has grown at a compounded annual rate (CAGR) of 225% over three years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
VNL Nidhi Limited's registered office is in Ernad, Kerala.
- Registered Address33/1698 – G Kovilakam Road, Mini Doctors Colony, Ernad, Kerala, India – 676121
- IndustryFinancial Services, Other Financial Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of VNL Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of VNL Nidhi Limited, buy the company report.
Financials of VNL Nidhi Limited
FY 2025 filings availableVNL Nidhi Limited reported revenue of ₹11.28 Lakh (up 17% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 225% over three years, including 17% growth in the latest year. EBITDA rose 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹4.21 Lakh | ||||
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| Net Profit (PAT) | ₹18,500 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 37.3% | ||||
| Net Profit Margin | 1.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of VNL Nidhi Limited, buy the company report.
Board of directors of VNL Nidhi Limited
VNL Nidhi has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pallivalappil Raman Ratheesh Also directs: Valluvanadu Nidhi Limited | Director | 30 Jun 2024 | 2 Years 4 Months | Current |
| Velluva Ambiliyadan Sudheesh Also directs: Valluvanadu Nidhi Limited | Director | 07 Feb 2024 | 2 Years 9 Months | Current |
| Areeka Kalathil Narayanan | Director | 12 Mar 2021 | 5 Years 7 Months | Current |
Peer comparison
VNL Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Rohini Commercial Ltd | ₹11.31 Lakh (FY 2024) | 12.0% | Kolkata, West Bengal, India | |||
| Yashaswini Chits Private Limited | ₹11.3 Lakh (FY 2025) | 176.0% | Hyderabad, Telangana, India | |||
| Funen Online (OPC) Private Limited | ₹11.3 Lakh (FY 2019) | Delhi, India | ||||
| Prominent Tradelink Private Limited | ₹11.29 Lakh (FY 2024) | 1.0% | Kolkata, West Bengal, India | |||
| Kushagra Foods Private Limited | ₹11.29 Lakh (FY 2025) | -2.0% | Uttar Pradesh, India | |||
| VNL Nidhi Limitedthis company | ₹11.28 Lakh (FY 2025) | ₹18,500 | 1.6% | 17.0% | Ernad, Kerala, India | |
| Artillegence Bio-Innovations Limited | ₹11.28 Lakh (FY 2025) | 159.0% | Howrah, West Bengal, India | |||
| Primus Investments and Finance Private Limited | ₹11.28 Lakh (FY 2024) | 329.0% | Mumbai, Maharashtra, India | |||
| Canara Nidhi Limited | ₹11.28 Lakh (FY 2025) | -79.0% | Karnataka, India | |||
| Kuber Infinity Nidhi Limited | ₹11.27 Lakh (FY 2023) | 65.0% | Yamuna Nagar, Haryana, India | |||
| Decredito Fintech Private Limited | ₹11.27 Lakh (FY 2025) | 19.0% | Haryana, India |
To see the full peer comparison of VNL Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving VNL Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for VNL Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for VNL Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
VNL Nidhi Limited has 7 board changes on record since 2021: 3 appointments and 4 cessations. The latest: Pallivalappil Raman Ratheesh ceased to be Additional Director on 29 Sep 2024.
Frequently asked questions
VNL Nidhi is an active nidhi company based in Ernad, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 12 March 2021 (5+ years old) and is registered under CIN U65990KL2021PLN068005.
VNL Nidhi has 3 current directors:
- Pallivalappil Raman Ratheesh - Director
- Velluva Ambiliyadan Sudheesh - Director
- Areeka Kalathil Narayanan - Director
The latest financial statements of VNL Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The CIN (Corporate Identification Number) of VNL Nidhi is U65990KL2021PLN068005. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
VNL Nidhi was incorporated on 12 March 2021, making it 5+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of VNL Nidhi by revenue are Rohini Commercial Ltd, Yashaswini Chits Private Limited, Funen Online (OPC) Private Limited, Prominent Tradelink Private Limited, Kushagra Foods Private Limited and 5 more, all in the same principal business activity (other financial activities).
Pallivalappil Raman Ratheesh ceased to be Additional Director on 29 Sep 2024. Velluva Ambiliyadan Sudheesh ceased to be Additional Director on 29 Sep 2024. Narikkodan Rakesh ceased to be Director on 01 Jul 2024. VNL Nidhi has 7 board changes on record in total.
The registered office of VNL Nidhi is at 331698 – G Kovilakam Road, Mini Doctors Colony, Ernad, Kerala, India – 676121.
VNL Nidhi operates in the financial services industry, in the other financial intermediation segment.
The compliance status of VNL Nidhi is compliant as of 15 July 2026. The company is actively filing with the Registrar of Companies.
VNL Nidhi can be reached at its registered office: 331698 – G Kovilakam Road, Mini Doctors Colony, Ernad, Kerala, India – 676121.
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