VRG Chitfund Private Limited
About VRG Chitfund Private Limited
Data last updated:
VRG Chitfund Private Limited is a private limited company based in Visakhapatnam, Andhra Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 10 March 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U65929AP2017PTC105391. Its GSTIN is 37AAFCV8141F1Z7 (Andhra Pradesh).
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors including Sai Siva Ram Raavi and Venkataratnam Ravi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No.8 – 6 – 40 Pantula Gari Meda Old Gajuwaka, Visakhapatnam, Andhra Pradesh, India – 530026.
As per the financials filed for FY 2022, the company reported a revenue of ₹1.07 Cr, a growth of 18% compared to the previous year. For the same year it recorded a net profit of ₹27.5 Lakh (net margin 25.6%) and EBITDA of ₹32.9 Lakh (EBITDA margin 30.7%). Revenue has grown at a compounded annual rate (CAGR) of 19% over three years.
As per MCA filings, the company has open charges of ₹66.5 Lakh on record. Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
VRG Chitfund Private Limited's registered office is in Visakhapatnam, Andhra Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressDoor No.8 – 6 – 40 Pantula Gari Meda Old Gajuwaka, Visakhapatnam, Andhra Pradesh, India – 530026
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of VRG Chitfund Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of VRG Chitfund Private Limited
FY 2025 filings availableVRG Chitfund Private Limited reported revenue of ₹1.07 Cr (up 18% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 19% over three years, including 18% growth in the latest year. EBITDA rose 18% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.07 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹32.9 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹27.5 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
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| Total Assets | |||||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 30.7% | ||||
| Net Profit Margin | 25.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of VRG Chitfund Private Limited, buy the company report.
Board of directors of VRG Chitfund Private Limited
VRG Chitfund has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sai Siva Ram Raavi Also directs: Raavis Beverages Private Limited | Director | 06 Nov 2021 | 5 Years 0 Months | Current |
| Venkataratnam Ravi Also directs: Raavis Beverages Private Limited | Director | 10 Mar 2017 | 9 Years 7 Months | Current |
| Sai Sandeep Raavi Also directs: Raecon Spaces Private Limited | Director | 06 Nov 2021 | 5 Years 0 Months | Current |
| Sivarama Krishna Prasad Ravi Also directs: Right Site Realtors LLP, Raavis Beverages Private Limited | Director | 10 Mar 2017 | 9 Years 7 Months | Current |
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 06 Aug 2025 | 101156260 | Others | ₹66.5 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
VRG Chitfund Private Limited has 1 court case on record: 1 filed by VRG Chitfund. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Visakapatnam, Andhra Pradesh | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of VRG Chitfund Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for VRG Chitfund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
VRG Chitfund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 37AAFCV8141F1Z7 | Andhra Pradesh | Active | 30 Oct 2018 |
To see the full GST registrations and return filing status of VRG Chitfund Private Limited, buy the company report.
Recent activity
VRG Chitfund Private Limited has 6 board changes on record since 2017: 4 appointments and 2 cessations. The latest: Sai Sandeep Raavi ceased to be Additional Director on 30 Nov 2021.
Frequently asked questions
VRG Chitfund is an active private limited company based in Visakhapatnam, Andhra Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 10 March 2017 (9+ years old) and is registered under CIN U65929AP2017PTC105391.
VRG Chitfund has 4 current directors:
- Sai Siva Ram Raavi - Director
- Venkataratnam Ravi - Director
- Sai Sandeep Raavi - Director
- Sivarama Krishna Prasad Ravi - Director
The latest financial statements of VRG Chitfund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The GSTIN of VRG Chitfund is 37AAFCV8141F1Z7, registered in Andhra Pradesh.
The CIN (Corporate Identification Number) of VRG Chitfund is U65929AP2017PTC105391. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
VRG Chitfund has 1 court case on record: 1 filed by the company. 1 is pending.
VRG Chitfund was incorporated on 10 March 2017, making it 9+ years old. It is registered with the Registrar of Companies, Vijayawada.
Sai Sandeep Raavi ceased to be Additional Director on 30 Nov 2021. Sai Siva Ram Raavi ceased to be Additional Director on 30 Nov 2021. Sai Sandeep Raavi was appointed as Director on 06 Nov 2021. VRG Chitfund has 6 board changes on record in total.
The registered office of VRG Chitfund is at Door No.8 – 6 – 40 Pantula Gari Meda Old Gajuwaka, Visakhapatnam, Andhra Pradesh, India – 530026.
VRG Chitfund operates in the financial services industry, in the microfinance institutions segment.
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