MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-TN-27-0034862
Vruksha Microfin Private Limited - financial services in Srirangam, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2023
₹5.98 Cr
▲ 206% YoY
Net profit · FY 2023
₹1.19 Cr
Net margin 20%
EBITDA · FY 2023
₹3 Cr
EBITDA margin 50.1%
Authorised capital
₹20 Cr
Registered with MCA
Paid-up capital
₹20 Cr
Issued & subscribed
Open charges
₹60.61 Cr
Satisfied ₹46.62 Cr
Company age
6 yrs
Est. 2020
Employees · EPFO
134
Provident fund records
About Vruksha Microfin Private Limited
Data last updated:
Vruksha Microfin Private Limited is a private limited company based in Srirangam, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 22 August 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65929TN2020PTC137309. Its GSTIN is 33AAHCV5486H1ZZ (Tamil Nadu).
The company has an authorised share capital of ₹20 Cr and a paid-up capital of ₹20 Cr. It is led by directors including Ganesan Velu (Whole-Time Director) and Duraikannu Ramesh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Srirangam, Tamil Nadu.
As per the financials filed for FY 2023, the company reported a revenue of ₹5.98 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹1.19 Cr (net margin 20%) and EBITDA of ₹3 Cr (EBITDA margin 50.1%).
The company has about 134 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Vruksha Microfin. As per MCA filings, the company has open charges of ₹60.61 Cr and satisfied charges of ₹46.62 Cr on record. Court records list 2 cases involving the company, including 2 filed against it; 2 cases are pending. The company has 2 deals on record (1 rights issue, 1 secondary share transfer); the latest was in October 2021. Its 9 peer companies in the BFSI industry (Micro Finance Institutions, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 5 larger and 4 smaller; the largest is Kalyan Vyapaar Pvt. Ltd. with revenue of ₹5.99 Cr.
Vruksha Microfin Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-27-0034862). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website vrukshamicrofin.com.
Company details
CIN U65929TN2020PTC137309
Registration Number 137309
Incorporation Date 22 August 2020
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-TN-27-0034862
Recognitions & Rankings of Vruksha Microfin
Contact details
Vruksha Microfin Private Limited's registered office is in Srirangam, Tamil Nadu. Its website is vrukshamicrofin.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressGround Floor & Second Floor No 5 Lakshmi Nagar, Check Post Trunk Tiruvanaikoil, Srirangam, Tamil Nadu, India – 620005
- IndustryFinancial Services, Microfinance Institutions, NBFC
To see the full contact details of Vruksha Microfin Private Limited, buy the company report.
Comprehensive company report
Vruksha Microfin Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Vruksha Microfin operates one associated brand: VRUKSHA MICROFIN. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers unsecured microfinance loans to women joint liability groups in Tamilnadu. | vrukshamicrofin.com |
Business activity
The main business activity of Vruksha Microfin is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Vruksha Microfin Private Limited, buy the company report.
Financials of Vruksha Microfin Private Limited
FY 2025 filings availableVruksha Microfin Private Limited reported revenue of ₹5.98 Cr (up 206% YoY) for FY 2023.
Revenue · FY 2023
₹5.98 Cr ▲ 206%
Net profit · FY 2023
₹1.19 Cr margin 20%
EBITDA · FY 2023
₹3 Cr margin 50.1%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 206%
EBITDA CAGR growth
1 year
▲ 145%
Revenue rose 206% in the latest year. EBITDA rose 145% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | ₹5.98 Cr | ||
| Other Income | |||
| Total Revenue | |||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | ₹3 Cr | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | ₹1.19 Cr | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 50.1% | ||
| Net Profit Margin | 20% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Vruksha Microfin Private Limited, buy the company report.
Board of directors of Vruksha Microfin Private Limited
Vruksha Microfin has 5 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Duraikannu Ramesh Also directs: Ilam Thalir Jewellery Private Limited | Director | 29 Jun 2023 | 3 Years 4 Months | Current |
| Ramesh Nithishkumar Also directs: Ilam Thalir Jewellery Private Limited | Director | 06 Jun 2022 | 4 Years 4 Months | Current |
| Ganesan Velu | Whole-Time Director | 17 Sep 2020 | 6 Years 1 Months | Current |
| Subramanian Elango Also directs: Perfect Engg Works Private Limited | Director | 22 Aug 2020 | 6 Years 2 Months | Current |
| Alagappan Also directs: Bluechip Solutions Pplus Private Limited. | Director | 22 Aug 2020 | 6 Years 2 Months | Current |
Peer comparison
Vruksha Microfin Private Limited is compared with the 9 companies closest to it by revenue in the BFSI industry (Micro Finance Institutions, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kalyan Vyapaar Pvt. Ltd. | ₹5.99 Cr (FY 2025) | 264.0% | Mumbai, Maharashtra, India | |||
| SRF Transnational Holdings Limited | ₹5.99 Cr (FY 2019) | -54.0% | New Delhi, Delhi, India | |||
| Orissa Re-Rollers Pvt. Ltd. | ₹5.99 Cr (FY 2025) | -65.0% | Kolkata, West Bengal, India | |||
| SKJ Investments Private Limited | ₹5.98 Cr (FY 2025) | 1846.0% | Kolkata, West Bengal, India | |||
| KLS Commodities Pvt Ltd. | ₹5.98 Cr (FY 2025) | -67.0% | Kolkata, West Bengal, India | |||
| Vruksha Microfin Private Limitedthis company | ₹5.98 Cr (FY 2023) | ₹1.19 Cr | 20% | 206.0% | 134 | Srirangam, Tamil Nadu, India |
| Trident Lamipack Pvt Ltd | ₹5.97 Cr (FY 2025) | 1305.0% | Rajnandgaon, Chhattisgarh, India | |||
| Rottex Mercantile Private Limited | ₹5.96 Cr (FY 2024) | 374.0% | Kolkata, West Bengal, India | |||
| Moyal Investment Private Limited | ₹5.95 Cr (FY 2025) | 270426.0% | Vapi, Gujarat, India | |||
| Artline Commerce Pvt Ltd | ₹5.94 Cr (FY 2024) | 1372.0% | Topsia, West Bengal, India |
To see the full peer comparison of Vruksha Microfin Private Limited, buy the company report.
Auditor
Vruksha Microfin Private Limited is audited by RAJ & SUDHA for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAJ & SUDHA | FY 2023 | 0006946S |
Shareholding
The shareholding of Vruksha Microfin Private Limited is on record for 4 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Vruksha Microfin Private Limited, buy the company report.
Charges & borrowings
Open charges
₹60.61 Cr
Satisfied charges
₹46.62 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Jan 2026 | 101242732 | Others | ₹1 Cr | Open | |
| 08 Mar 2025 | 101060713 | Others | ₹1 Cr | Open | |
| 27 Feb 2025 | 101060506 | Others | ₹3 Cr | Open | |
| 23 Jan 2025 | 101044069 | Others | ₹2 Cr | Open | |
| 21 Dec 2024 | 101058728 | Others | ₹2 Cr | Open |
To see the full charge records of Vruksha Microfin Private Limited, buy the company report.
Total charge records: 40 View all charges
Deals & funding
Vruksha Microfin Private Limited has 2 deals on record (1 rights issue, 1 secondary share transfer); the latest was in October 2021.
Total deals
2
Rights issue
1
Secondary share transfer
1
Deals on record (2 of 2)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Oct 2021 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: 2 individuals |
| Oct 2020 | Rights issue | ₹9.6 Cr | Investors: 4 individuals |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Vruksha Microfin Private Limited has 2 court cases on record: 2 filed against it. All cases are pending.
Total cases
2
Filed against the company
2
Pending
2
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 2 | 2 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Tiruchirappalli, Tamil Nadu | Court case (IP) | Filed against the company by an individual | Pending |
| District court, Namakkal, Tamil Nadu | Court case (IP) | Filed against the company by an individual | Pending |
To see the full case history of Vruksha Microfin Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Vruksha Microfin Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Vruksha Microfin Private Limited has a workforce of 134 employees on its EPFO records as of Feb 03, 2026, across 1 active EPFO establishment.
Employee count
134
Active EPFO establishments
1
Employee growth
-12.99%
GST
Vruksha Microfin has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAHCV5486H1ZZ | Tamil Nadu | Active | 27 Sep 2021 |
To see the full GST registrations and return filing status of Vruksha Microfin Private Limited, buy the company report.
Recent activity
Vruksha Microfin Private Limited has 12 board changes on record since 2020: 6 appointments and 6 cessations. The latest: Venkatsubban Rajkumar ceased to be Director on 31 Aug 2024.
Charges
A charge registered on 31 Aug 2023 via Charge ID 100775899 with Others was fully satisfied on 09 Feb 2026.
Charges
A charge registered on 19 Dec 2023 via Charge ID 100834077 with Others was fully satisfied on 31 Jan 2026.
Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 101242732 was registered on 30 Jan 2026.
Charges
A charge registered on 11 Sep 2023 via Charge ID 100775851 with State Bank Of India was fully satisfied on 29 Jan 2026.
Charges
A charge registered on 28 Dec 2023 via Charge ID 100846085 with Others was fully satisfied on 21 Jan 2026.
Charges
A charge registered on 31 Dec 2023 via Charge ID 100849015 with Others was fully satisfied on 14 Jan 2026.
Charges
A charge registered on 25 Aug 2023 via Charge ID 100773668 with Others was fully satisfied on 09 Jan 2026.
Charges
A charge registered on 30 Sep 2023 via Charge ID 100809226 with Others was fully satisfied on 25 Oct 2025.
Charges
A charge registered on 20 Sep 2023 via Charge ID 100800176 with Others was fully satisfied on 14 Oct 2025.
AGM
Vruksha Microfin Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge registered on 26 May 2023 via Charge ID 100729351 with Others was fully satisfied on 25 Aug 2025.
Charges
A charge registered on 27 Mar 2023 via Charge ID 100702956 with Others was fully satisfied on 03 Jul 2025.
61 earlier events are in the company report.
Frequently asked questions
Vruksha Microfin is an active private limited company based in Srirangam, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 22 August 2020 (6+ years old) and is registered under CIN U65929TN2020PTC137309.
Vruksha Microfin has 5 current directors:
- Ganesan Velu - Whole-Time Director
- Duraikannu Ramesh - Director
- Ramesh Nithishkumar - Director
- Subramanian Elango - Director
- Alagappan - Director
The latest financial statements of Vruksha Microfin on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The GSTIN of Vruksha Microfin is 33AAHCV5486H1ZZ, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Vruksha Microfin is U65929TN2020PTC137309. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Vruksha Microfin has 2 court cases on record: 2 filed against it. 2 are pending.
Vruksha Microfin was incorporated on 22 August 2020, making it 6+ years old. It is registered with the Registrar of Companies, Chennai.
Vruksha Microfin has 2 deals on record (1 rights issue, 1 secondary share transfer); the latest was in October 2021.
The peers of Vruksha Microfin by revenue are Kalyan Vyapaar Pvt. Ltd, SRF Transnational Holdings Limited, Orissa Re-Rollers Pvt. Ltd, SKJ Investments Private Limited, KLS Commodities Pvt Ltd. and 4 more, all in the BFSI industry (Micro Finance Institutions, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Venkatsubban Rajkumar ceased to be Director on 31 Aug 2024. Balasubramanian Ramiah ceased to be Managing Director on 01 Feb 2024. Rajalakshmi Gowdhaman Sivanandam was appointed as Company Secretary on 01 Feb 2024. Vruksha Microfin has 12 board changes on record in total.
Yes, Vruksha Microfin is registered as a small enterprise under Udyam registration (number: UDYAM-TN-27-0034862).
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