MSME (Udyam registered) Ministry of MSME
- Udyam number
- UDYAM-KR-03-0132255
Wortgage Technologies Private Limited - internet in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹147.61 Cr
▲ 103% YoY
Net profit · FY 2024
₹5.4 Cr
Net margin 3.7%
EBITDA · FY 2024
₹23.97 Cr
EBITDA margin 16.2%
Authorised capital
₹7.6 Lakh
Registered with MCA
Paid-up capital
₹7.03 Lakh
Issued & subscribed
Open charges
₹81 Cr
Secured borrowings
Company age
8 yrs
Est. 2018
Employees · EPFO
259
Provident fund records
About Wortgage Technologies Private Limited
Data last updated:
Wortgage Technologies Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 04 September 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72900KA2018PTC116006. Its GSTIN is 29AACCW2640K1Z3 (Karnataka).
The company has an authorised share capital of ₹7.6 Lakh and a paid-up capital of ₹7.03 Lakh. It is led by directors Vishal Chopra and Himanshu Gupta.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Shilpitha Tech Park, Bangalore, Karnataka.
As per the financials filed for FY 2024, the company reported a revenue of ₹147.61 Cr, a growth of 103% compared to the previous year. For the same year it recorded a net profit of ₹5.4 Cr (net margin 3.7%) and EBITDA of ₹23.97 Cr (EBITDA margin 16.2%). Revenue has grown at a compounded annual rate (CAGR) of 299% over three years and 270% over five years.
The company has about 259 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 1 brand: WeRize. As per MCA filings, the company has open charges of ₹81 Cr on record. Court records list 1 case involving the company, including 1 filed against it; 1 case is pending. The company has 5 deals on record (3 funding rounds, 2 convertible or debt financings), with disclosed funding of ₹259.18 Cr; the latest was in June 2026. The company has 4 MSME Form 1 returns on record between 2023 and 2024, listing 170 overdue payments to 12 micro and small suppliers.
Wortgage Technologies Private Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-KR-03-0132255). For more details, the company can be reached via its website moneyonclick.com.
Company details
CIN U72900KA2018PTC116006
Registration Number 116006
Incorporation Date 04 September 2018
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
MSME Classification MSME
Udyam Registration UDYAM-KR-03-0132255
Key People
Vishal Chopra Director Himanshu Gupta Director Recognitions & Rankings of Wortgage Technologies
Contact details
Wortgage Technologies Private Limited's registered office is in Bangalore, Karnataka. Its website is moneyonclick.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressShilpitha Tech Park 5th Floor, Sy No.55/3&55/4 Devarabisanahalli Village Varthur Hobli Bengaluru East Taluk Outer Ring Road, Bangalore, Karnataka, India – 560103
- IndustryInternet, Online Financial Services
To see the full contact details of Wortgage Technologies Private Limited, buy the company report.
Comprehensive company report
Wortgage Technologies Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Brands
Wortgage Technologies operates one associated brand: WeRize. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provider of credit insurance and savings products for small town families | werize.com |
Business activity
The main business activity of Wortgage Technologies is information and communication. In detail, this covers other information & communication service activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities |
To see the full business activity and turnover split of Wortgage Technologies Private Limited, buy the company report.
Financials of Wortgage Technologies Private Limited
FY 2024 filings availableWortgage Technologies Private Limited reported revenue of ₹147.61 Cr (up 103% YoY) for FY 2024.
Revenue · FY 2024
₹147.61 Cr ▲ 103%
Net profit · FY 2024
₹5.4 Cr margin 3.7%
EBITDA · FY 2024
₹23.97 Cr margin 16.2%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 103%
3 years · compounded
▲ 299%
5 years · compounded
▲ 270%
EBITDA CAGR growth
3 years · compounded
▲ 87%
5 years · compounded
▲ 130%
Revenue has grown at a compounded annual rate (CAGR) of 270% over five years, including 103% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹23.97 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹5.4 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 16.2% | ||||
| Net Profit Margin | 3.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Wortgage Technologies Private Limited, buy the company report.
Board of directors of Wortgage Technologies Private Limited
Wortgage Technologies has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vishal Chopra Also directs: Wortgage Finance Private Limited | Director | 04 Sep 2018 | 8 Years 1 Months | Current |
| Himanshu Gupta Also directs: Wortgage Finance Private Limited | Director | 04 Sep 2018 | 8 Years 1 Months | Current |
Auditor
Wortgage Technologies Private Limited is audited by R J M J & Associates for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R J M J & Associates | FY 2023 | 015106S |
Shareholding
The shareholding of Wortgage Technologies Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Wortgage Technologies Private Limited, buy the company report.
Charges & borrowings
Open charges
₹81 Cr
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Jun 2025 | 101130581 | Others | ₹10 Cr | Open | |
| 18 Mar 2025 | 101147213 | Others | ₹10 Cr | Open | |
| 22 Jan 2025 | 101089277 | Others | ₹10 Cr | Open | |
| 19 Dec 2024 | 101165494 | Others | ₹5 Cr | Open | |
| 25 Nov 2024 | 101151687 | Others | ₹10 Cr | Open |
To see the full charge records of Wortgage Technologies Private Limited, buy the company report.
Total charge records: 9 View all charges
Deals & funding
Wortgage Technologies Private Limited has 5 deals on record (3 funding rounds, 2 convertible or debt financings), with disclosed funding of ₹259.18 Cr; the latest was in June 2026.
Total deals
5
Funding rounds
3
Convertible or debt financings
2
Disclosed funding
₹259.18 Cr
Deals on record (3 of 5)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jun 2026 | Funding round · Pre-Series C | ₹67.03 Cr | Investors: Sony Innovation Fund, 3One4 Capital |
| Jun 2022 | Funding round · Pre-Series B | ₹120.89 Cr | Investors: 3One4 Capital, British International Investment (CDC Group), Kalaari Capital |
| Jan 2019 | Funding round · Series A | ₹15 Cr | Investors: Kalaari Capital, Orios Venture Partners, 3One4 Capital |
To see the full deal history of Wortgage Technologies Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Wortgage Technologies Private Limited has 1 court case on record: 1 filed against it. All case is pending.
Total cases
1
Filed against the company
1
Pending
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Gurdaspur, Punjab | Civil suit | Filed against the company | Pending |
To see the full case history of Wortgage Technologies Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
Wortgage Technologies Private Limited has 4 MSME Form 1 returns on record between 2023 and 2024, listing 170 overdue payments to 12 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (5 of 12)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Ozonetel Communications Private Limited | |||
| Perfios Software Solutions Private Limited | |||
| an individual supplier | |||
| Marketxpander Services Private Limited | |||
| Cyraac Services Private Limited |
To see the full MSME payment records of Wortgage Technologies Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Group structure & subsidiaries
Wortgage Technologies has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
1
Subsidiary companies
Key subsidiaries
| Company Name | CIN | Shares held |
|---|---|---|
| Wortgage Finance Private Limited | U65990KA2019PTC122446 |
To see the full group structure of Wortgage Technologies Private Limited, buy the company report.
Employees & EPFO
Wortgage Technologies Private Limited has a workforce of 259 employees on its EPFO records as of Apr 09, 2024, across 1 active EPFO establishment.
Employee count
259
Active EPFO establishments
1
Employee growth
35.6%
GST
Wortgage Technologies has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AACCW2640K1Z3 | Karnataka | Active | 20 Oct 2018 |
To see the full GST registrations and return filing status of Wortgage Technologies Private Limited, buy the company report.
Recent activity
Wortgage Technologies Private Limited has 2 board changes on record since 2018: 2 appointments. The latest: Himanshu Gupta was appointed as Director on 04 Sep 2018.
Charges
A charge with Others amounted to Rs. 1,000.00 Lakh with Charge ID 101130581 was registered on 30 Jun 2025.
Charges
A charge with Others amounted to Rs. 1,000.00 Lakh with Charge ID 101147213 was registered on 18 Mar 2025.
Charges
A charge with Others amounted to Rs. 1,000.00 Lakh with Charge ID 101089277 was registered on 22 Jan 2025.
Charges
A charge with Others amounted to Rs. 500.00 Lakh with Charge ID 101165494 was registered on 19 Dec 2024.
Charges
A charge with Others amounted to Rs. 1,000.00 Lakh with Charge ID 101151687 was registered on 25 Nov 2024.
Charges
A charge with Others amounted to Rs. 500.00 Lakh with Charge ID 101151684 was registered on 26 Oct 2024.
AGM
Wortgage Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Charges
A charge with Others of Rs. 1,500.00 Lakh registered on 18 Mar 2024 with Charge ID 100945254 was modified on 29 Jun 2024.
Filing
Wortgage Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Bangalore.
Charges
A charge with Others amounted to Rs. 1,500.00 Lakh with Charge ID 100945254 was registered on 18 Mar 2024.
Charges
A charge with Others amounted to Rs. 1,200.00 Lakh with Charge ID 100914917 was registered on 13 Mar 2024.
Charges
A charge with Others amounted to Rs. 400.00 Lakh with Charge ID 100914915 was registered on 13 Mar 2024.
3 earlier events are in the company report.
Frequently asked questions
Wortgage Technologies is an active private limited company based in Bangalore, Karnataka, India. The company works in online financial services, within the internet industry. It was incorporated on 04 September 2018 (8+ years old) and is registered under CIN U72900KA2018PTC116006.
Wortgage Technologies has 2 current directors:
- Vishal Chopra - Director
- Himanshu Gupta - Director
The latest financial statements of Wortgage Technologies on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2019 are in the company report.
The GSTIN of Wortgage Technologies is 29AACCW2640K1Z3, registered in Karnataka.
The CIN (Corporate Identification Number) of Wortgage Technologies is U72900KA2018PTC116006. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Wortgage Technologies has 1 court case on record: 1 filed against it. 1 is pending.
Wortgage Technologies was incorporated on 04 September 2018, making it 8+ years old. It is registered with the Registrar of Companies, Bangalore.
Wortgage Technologies has 5 deals on record (3 funding rounds, 2 convertible or debt financings), with disclosed funding of ₹259.18 Cr; the latest was in June 2026.
Himanshu Gupta was appointed as Director on 04 Sep 2018. Vishal Chopra was appointed as Director on 04 Sep 2018.
Yes, Wortgage Technologies is registered as an MSME under Udyam registration (number: UDYAM-KR-03-0132255).
Wortgage Technologies has 4 MSME Form 1 returns on record between 2023 and 2024, listing 170 overdue payments to 12 micro and small suppliers. The latest return was filed on 03 May 2024.