DPIIT recognised startup Government of India
Wtex Fintech Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2026
₹32.08 Cr
▲ 916% YoY
Net loss · FY 2026
₹19.32 Cr
Net margin -60.2%
EBITDA · FY 2026
-₹19.2 Cr
EBITDA margin -59.9%
Authorised capital
₹24.18 Lakh
Registered with MCA
Paid-up capital
₹11.66 Lakh
Issued & subscribed
Company age
3 yrs
Est. 2023
Directors on board
4
As per MCA filings
Brands
1
Associated brands
About Wtex Fintech Private Limited
Data last updated:
Wtex Fintech Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 06 April 2023.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U64990KA2023PTC171981.
The company has an authorised share capital of ₹24.18 Lakh and a paid-up capital of ₹11.66 Lakh. It is led by directors including Prashant Kumar and Rashmi Kumar.
Its last annual general meeting (AGM) was held on 01 June 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2026, the company reported a revenue of ₹32.08 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹19.32 Cr (net margin -60.2%) and EBITDA of -₹19.2 Cr (EBITDA margin -59.9%).
The company is associated with 1 brand: Kredit.Pe.
For more details, the company can be reached via its website kredit.pe.
Company details
CIN U64990KA2023PTC171981
Registration Number 171981
Incorporation Date 06 April 2023
ROC Bangalore
Listing Status Unlisted
Company Status Active
DPIIT Recognition Recognised Startup
CIN history
Wtex Fintech has one previous CIN (Corporate Identification Number): U82990KA2023PTC171981. The current CIN is U64990KA2023PTC171981, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U64990KA2023PTC171981 | Current |
| U82990KA2023PTC171981 | Previous |
Recognitions & Rankings of Wtex Fintech
Contact details
Wtex Fintech Private Limited's registered office is in Bangalore, Karnataka.
- Social Media
- Registered AddressA61 Zonasha Paradiso Alpine Eco Road, Doddenekundi, Bangalore, Karnataka, India – 560048
- IndustryFinancial Services, Digital Payment Solutions
Comprehensive company report
Wtex Fintech Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Wtex Fintech is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Wtex Fintech Private Limited, buy the company report.
Financials of Wtex Fintech Private Limited
FY 2026 filings availableWtex Fintech Private Limited reported revenue of ₹32.08 Cr (up 916% YoY) for FY 2026.
Revenue · FY 2026
₹32.08 Cr ▲ 916%
Net loss · FY 2026
₹19.32 Cr margin -60.2%
EBITDA · FY 2026
-₹19.2 Cr margin -59.9%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 916%
EBITDA CAGR growth
1 year
▼ 124%
Revenue rose 916% in the latest year. EBITDA fell 124% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | |||
| Other Income | |||
| Total Revenue | ₹32.08 Cr | ||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | -₹19.2 Cr | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | -₹19.32 Cr | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | -59.9% | ||
| Net Profit Margin | -60.2% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Wtex Fintech Private Limited, buy the company report.
Board of directors of Wtex Fintech Private Limited
Wtex Fintech has 4 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Prashant Kumar Also directs: Wetrade Technology Private Limited | Director | 06 Apr 2023 | 3 Years 7 Months | Current |
| Rashmi Kumar Also directs: Wetrade Technology Private Limited | Director | 06 Apr 2023 | 3 Years 7 Months | Current |
| Kumar Anshumali | Additional Director | 26 Feb 2026 | 0 Years 8 Months | Current |
| Sailesh Tulshan | Nominee Director | 04 Nov 2024 | 2 Years 0 Months | Current |
Legal cases
No court or tribunal cases involving Wtex Fintech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Wtex Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Wtex Fintech Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Wtex Fintech Private Limited has 4 board changes on record since 2023: 4 appointments. The latest: Kumar Anshumali was appointed as Additional Director on 26 Feb 2026.
AGM
Wtex Fintech Private Limited last Annual general meeting of members was held on 01 Jun 2026 as per latest MCA records.
Filing
Wtex Fintech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Bangalore.
Appointed
Kumar Anshumali was appointed as Additional Director.
Appointed
Sailesh Tulshan was appointed as Nominee Director.
Appointed
Prashant Kumar was appointed as Director.
Appointed
Rashmi Kumar was appointed as Director.
Incorporation
06 Apr 2023
Wtex Fintech Private Limited was registered on 06 Apr 2023 with Roc Bangalore & aged 3 years 7 months as per MCA records.
Frequently asked questions
Wtex Fintech is an active private limited company based in Bangalore, Karnataka, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 06 April 2023 (3+ years old) and is registered under CIN U64990KA2023PTC171981.
Wtex Fintech has 4 current directors:
- Prashant Kumar - Director
- Rashmi Kumar - Director
- Kumar Anshumali - Additional Director
- Sailesh Tulshan - Nominee Director
The latest financial statements of Wtex Fintech on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 01 June 2026. Year-wise statements from FY 2024 are in the company report.
The CIN (Corporate Identification Number) of Wtex Fintech is U64990KA2023PTC171981. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Wtex Fintech was incorporated on 06 April 2023, making it 3+ years old. It is registered with the Registrar of Companies, Bangalore.
Kumar Anshumali was appointed as Additional Director on 26 Feb 2026. Sailesh Tulshan was appointed as Nominee Director on 04 Nov 2024. Prashant Kumar was appointed as Director on 06 Apr 2023. Wtex Fintech has 4 board changes on record in total.
Yes, Wtex Fintech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Wtex Fintech can be reached through the website kredit.pe. Its registered office is in Bangalore, Karnataka, India.
The registered office of Wtex Fintech is at A61 Zonasha Paradiso Alpine Eco Road, Doddenekundi, Bangalore, Karnataka, India – 560048.
Wtex Fintech operates in the financial services industry, in the digital payment solutions segment.
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