DPIIT recognised startup Government of India
Startup India
Wtsln Fintech Private Limited - internet in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹2.16 Cr
▲ 49% YoY
Net profit · FY 2024
₹14.11 Lakh
Net margin 6.5%
EBITDA · FY 2024
₹50.64 Lakh
EBITDA margin 23.4%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Open charges
₹50 Lakh
Secured borrowings
Company age
7 yrs
Est. 2019
Directors on board
2
As per MCA filings
About Wtsln Fintech Private Limited
Data last updated:
Wtsln Fintech Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 30 August 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72900KA2019PTC127549. Its GSTIN is 29AACCW4970E1Z3 (Karnataka).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Vidhya Timmana Gouda and Timmana Gouda Doddana Gouda.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at #240A Fno305 Classic Mansion Apartments 19 Mn Rd 6th Cross Hal 2 Stage Kodihalli, Bangalore, Karnataka, India – 560008.
As per the financials filed for FY 2024, the company reported a revenue of ₹2.16 Cr, a growth of 49% compared to the previous year. For the same year it recorded a net profit of ₹14.11 Lakh (net margin 6.5%) and EBITDA of ₹50.64 Lakh (EBITDA margin 23.4%). Revenue has grown at a compounded annual rate (CAGR) of 37% over three years.
The company is associated with 1 brand: WhatsLoan. As per MCA filings, the company has open charges of ₹50 Lakh on record.
Wtsln Fintech Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0069819). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website whatsloan.com.
Company details
CIN U72900KA2019PTC127549
Registration Number 127549
Incorporation Date 30 August 2019
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-KR-03-0069819
Recognitions & Rankings of Wtsln Fintech
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-KR-03-0069819
Contact details
Wtsln Fintech Private Limited's registered office is in Bangalore, Karnataka. Its website is whatsloan.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address#240A Fno305 Classic Mansion Apartments 19 Mn Rd 6th Cross Hal 2 Stage Kodihalli, Bangalore, Karnataka, India – 560008
- IndustryInternet, Online Financial Services
To see the full contact details of Wtsln Fintech Private Limited, buy the company report.
Comprehensive company report
Wtsln Fintech Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Brands
Wtsln Fintech operates one associated brand: WhatsLoan. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provider of digital lending platforms for retail, agri, and MSME segments | whatsloan.com |
Business activity
The main business activity of Wtsln Fintech is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities |
To see the full business activity and turnover split of Wtsln Fintech Private Limited, buy the company report.
Financials of Wtsln Fintech Private Limited
FY 2024 filings availableWtsln Fintech Private Limited reported revenue of ₹2.16 Cr (up 49% YoY) for FY 2024.
Revenue · FY 2024
₹2.16 Cr ▲ 49%
Net profit · FY 2024
₹14.11 Lakh margin 6.5%
EBITDA · FY 2024
₹50.64 Lakh margin 23.4%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 49%
3 years · compounded
▲ 37%
EBITDA CAGR growth
1 year
▲ 121%
3 years · compounded
▲ 302%
Revenue has grown at a compounded annual rate (CAGR) of 37% over three years, including 49% growth in the latest year. EBITDA rose 121% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹50.64 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹14.11 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 23.4% | ||||
| Net Profit Margin | 6.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Wtsln Fintech Private Limited, buy the company report.
Board of directors of Wtsln Fintech Private Limited
Wtsln Fintech has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vidhya Timmana Gouda | Director | 30 Aug 2019 | 7 Years 2 Months | Current |
| Timmana Gouda Doddana Gouda Also directs: Home Equity India Private Limited, Lahari Music Private Limited, Hornok Ecommerce Private Limited and 1 more | Director | 30 Aug 2019 | 7 Years 2 Months | Current |
Auditor
Wtsln Fintech Private Limited is audited by S M R K & Co for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S M R K & Co | FY 2023 | 017817S |
Shareholding
The shareholding of Wtsln Fintech Private Limited is on record for 3 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Wtsln Fintech Private Limited, buy the company report.
Charges & borrowings
Open charges
₹50 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 28 May 2021 | 100447166 | Axis Bank Limited | ₹50 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Wtsln Fintech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Wtsln Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Wtsln Fintech has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AACCW4970E1Z3 | Karnataka | Active | 11 Nov 2019 |
To see the full GST registrations and return filing status of Wtsln Fintech Private Limited, buy the company report.
Recent activity
Wtsln Fintech Private Limited has 2 board changes on record since 2019: 2 appointments. The latest: Timmana Gouda Doddana Gouda was appointed as Director on 30 Aug 2019.
AGM
Wtsln Fintech Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Wtsln Fintech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Bangalore.
Charges
A charge with Axis Bank Limited amounted to Rs. 50.00 Lakh with Charge ID 100447166 was registered on 28 May 2021.
Appointed
Timmana Gouda Doddana Gouda was appointed as Director.
Appointed
Vidhya Timmana Gouda was appointed as Director.
Incorporation
30 Aug 2019
Wtsln Fintech Private Limited was registered on 30 Aug 2019 with Roc Bangalore & aged 7 years 2 months as per MCA records.
Frequently asked questions
Wtsln Fintech is an active private limited company based in Bangalore, Karnataka, India. The company works in online financial services, within the internet industry. It was incorporated on 30 August 2019 (7+ years old) and is registered under CIN U72900KA2019PTC127549.
Wtsln Fintech has 2 current directors:
- Vidhya Timmana Gouda - Director
- Timmana Gouda Doddana Gouda - Director
The latest financial statements of Wtsln Fintech on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Wtsln Fintech is 29AACCW4970E1Z3, registered in Karnataka.
The CIN (Corporate Identification Number) of Wtsln Fintech is U72900KA2019PTC127549. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Wtsln Fintech was incorporated on 30 August 2019, making it 7+ years old. It is registered with the Registrar of Companies, Bangalore.
Timmana Gouda Doddana Gouda was appointed as Director on 30 Aug 2019. Vidhya Timmana Gouda was appointed as Director on 30 Aug 2019.
Yes, Wtsln Fintech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Wtsln Fintech is registered as a micro enterprise under Udyam registration (number: UDYAM-KR-03-0069819).
Wtsln Fintech can be reached through the website whatsloan.com. Its registered office is in Bangalore, Karnataka, India.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
Swiggy Limited Listed company · 92 pages
BharatPe (Resilient Innovations Pvt Ltd) Unlisted company · 78 pages