About Xflow Payments India Private Limited
Data last updated: 16 February 2026
Xflow Payments India Private Limited is a foreign private limited company based in Bengaluru, Karnataka, India, a subsidiary of Flow Payments Pte Ltd, Singapore. It specialises in online payment gateways, a part of the broader financial services sector. Incorporated on 02 July 2021, the company has been in operation for over 5 years.
Registered with ROC Bangalore under CIN U72900KA2021FTC149049.
Capital: an authorised share capital of ₹30 Lakh and a paid-up capital of ₹19.73 Lakh. It is led by directors including Ashwin Bhatnagar and Anand Balaji.
Last AGM: 29 September 2025. Financial statements filed for year ended 31 March 2025. Office: No. 843 2Nd Floor 5Th Main Road Indira Nagar 1St Stage, Bengaluru, Karnataka, India – 560038.
As per the financials filed for FY 2025, the company reported a revenue of ₹30.66 Cr, a growth of 23% compared to the previous year.
The company has a workforce of approximately 34 employees as per the latest available data. It operates as a subsidiary of Flow Payments Pte Ltd, Singapore.
The company is associated with 2 brands - Xflow, Xflow.
For more details, the company can be reached via its website xflowpay.com.
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Registered AddressNo. 843 2Nd Floor 5Th Main Road Indira Nagar 1St Stage, Bengaluru, Karnataka, India – 560038
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IndustryFinancial Services, Online Payment Gateways
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Xflow Payments India Private Limited
Xflow Payments India Private Limited operates two associated brands: Xflow and XFlow. These brands represent Xflow Payments India Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides a secure money transfer solution for international travelers. | xflowapp.com | |
| Cross-border payment solutions are provided for businesses. | xflowpay.com |
Competitors & Alternatives of Xflow Payments India Private Limited
Brands and companies operating in the same space as Xflow Payments India Private Limited include Chipper Cash, Taptap Send, WorldRemit and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Chipper Cash
|
Cross-border remittances are enabled for individuals through a mobile wallet. | San Francisco, United States, United States | 2018 |
Taptap Send
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Cross-border money transfers are enabled by an app-based digital wallet. | London, United Kingdom, United Kingdom | 2018 |
WorldRemit
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Banking channel for cross border money transfers | London, United Kingdom, United Kingdom | 2010 |
MoneyGram
|
Cross-border payments are enabled via wallet solutions for consumers. | Dallas, United States, United States | 1940 |
Wave Systems
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Cross-border money transfers are enabled via an app-based wallet. | Lee, United States, United States | 1996 |
LemFi
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Cross-border payments are enabled for sending and receiving money internationally. | Maidstone, United Kingdom, United Kingdom | 2020 |
PaySend
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Cross-border money transfers are enabled via digital wallet. | Valletta, Malta, Malta | 2015 |
YouTrip
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NFC-enabled travel cards and wallets are provided for travelers. | Singapore, Singapore, Singapore | 2018 |
bKash
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Mobile financial services and payment system for consumers | Dhaka, Bangladesh, Bangladesh | 2011 |
Sendwave
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Cross-border money transfers are facilitated through a mobile wallet service. | Boston, United States, United States | 2011 |
Business Activity of Xflow Payments India Private Limited
Xflow Payments India Private Limited is engaged in the principal business activity of information and communication, with detailed activities including other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
Business activity turnover details for Xflow Payments India Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Xflow Payments India Private Limited
Xflow Payments India Private Limited is audited by KALKURA ASSOCIATES for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KALKURA ASSOCIATES | Locked | Locked | Locked |
Complete auditor history for Xflow Payments India Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Xflow Payments India Private Limited
Xflow Payments India Private Limited is governed by 3 directors who oversee the company's operations and strategic decisions.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Ashwin Bhatnagar
Also directs:
Xflow Global Payments Ifsc Private Limited
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Director | 02 Jul 2021 | 5 Years 0 Months | Current |
|
Anand Balaji
Also directs:
Xflow Global Payments Ifsc Private Limited
|
Director | 02 Jul 2021 | 5 Years 0 Months | Current |
| Salim Gangadharan | Director | 17 Jan 2024 | 2 Years 6 Months | Current |
Financials of Xflow Payments India Private Limited FY 2025 filings available
Xflow Payments India Private Limited reported revenue of ₹30.66 Cr (up 23.00% YoY) for FY 2025.
Ten-year financial statements for Xflow Payments India Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
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Ownership and Shareholding of Xflow Payments India Private Limited
Shareholding and ownership data for Xflow Payments India Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings Xflow Payments India Private Limited
Xflow Payments India Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Xflow Payments India Private Limited
Xflow Payments India Private Limited has a workforce of 34 employees as of Apr 02, 2024.
Employee and EPFO history for Xflow Payments India Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Xflow Payments India Private Limited
GST registrations and filing compliance for Xflow Payments India Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Xflow Payments India Private Limited
Credit ratings, litigation, and regulatory alerts for Xflow Payments India Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Xflow Payments India Private Limited
MSME payment history for Xflow Payments India Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Xflow Payments India Private Limited
Corporate group structure for Xflow Payments India Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Xflow Payments India Private Limited
MCA filings and documents for Xflow Payments India Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Xflow Payments India Private Limited
Recent News on Xflow Payments India Private Limited
Frequently Asked Questions about Xflow Payments India Private Limited
Xflow Payments India Private Limited is an active foreign private limited company in the financial services sector based in Bengaluru, Karnataka, India. It was incorporated on 02 July 2021 (5+ years old) and is registered under CIN U72900KA2021FTC149049. The company has 34 employees.
Xflow Payments India Private Limited reported revenue of ₹30.66 Cr for FY 2025 (up 23.00% YoY).
The current directors of Xflow Payments India Private Limited are:
- Ashwin Bhatnagar - Director
- Anand Balaji - Director
- Salim Gangadharan - Director
The primary industry of Xflow Payments India Private Limited is financial services. The company specifically operates in online payment gateways. The company is currently active in this sector.
Xflow Payments India Private Limited can be reached at the registered office: No. 843 2Nd Floor 5Th Main Road Indira Nagar 1St Stage, Bengaluru, Karnataka, India – 560038, or through the website xflowpay.com.
The authorised capital is ₹30 Lakh, and the paid-up capital is ₹19.73 Lakh.