
About Ziel Financial Technologies Private Limited
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Ziel Financial Technologies Private Limited is a private limited company based in New Delhi, Delhi, India, a subsidiary of Oxyzo Financial Services Private Limited and recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 23 June 2021 and has been in existence for over 5 years.
Its director Ruchi Kalra and family are #299 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67190DL2021PTC423474. Its GSTIN is 07AABCZ7630D2ZD (Delhi). The company holds 11 GST registrations, of which 10 are active.
The company has an authorised share capital of ₹27 Cr and a paid-up capital of ₹21 Cr. It is led by directors including Abhishek Kumar Sharma and Ankush Jain.
Its last annual general meeting (AGM) was held on 22 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at G – 22C (Ugf) D – 1 K – 84, New Delhi, Delhi, India – 110016.
As per the financials filed for FY 2025, the company reported a revenue of ₹59.97 Cr, a growth of 85% compared to the previous year. For the same year it recorded a net profit of ₹5.47 Lakh (net margin 0.1%) and EBITDA of ₹1.37 Cr (EBITDA margin 2.3%). Revenue has grown at a compounded annual rate (CAGR) of 856% over three years.
The company has about 633 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Ziel Financial Technologies. Court records list 316 cases involving the company, including 316 filed by the company; 300 cases are pending. The company has 3 deals on record (2 rights issues, 1 secondary share transfer); the latest was in May 2022. Its 4 peer companies in the Ecommerce and Internet industry (Finance), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 1 smaller; the largest is Vanchinad Finance Private Limited with revenue of ₹60.45 Cr.
Ziel Financial Technologies Private Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-HR-05-0027942). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website zielfintech.com.
Company details
CIN history
Ziel Financial Technologies has one previous CIN (Corporate Identification Number): U67190HR2021PTC095753. The current CIN is U67190DL2021PTC423474, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67190DL2021PTC423474 | Current |
| U67190HR2021PTC095753 | Previous |
Recognitions & Rankings of Ziel Financial Technologies
- Udyam number
- UDYAM-HR-05-0027942
- #299 Ruchi Kalra & family ₹12,700 Cr
Contact details
Ziel Financial Technologies Private Limited's registered office is in New Delhi, Delhi. Its website is zielfintech.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressG – 22C (Ugf) D – 1 K – 84, New Delhi, Delhi, India – 110016
- IndustryInternet, Online Financial Services
To see the full contact details of Ziel Financial Technologies Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Ziel Financial Technologies operates one associated brand: Ziel Financial Technologies. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Operates an online lending platform offering business and personal loans. | zielfintech.com |
Business activity
The main business activity of Ziel Financial Technologies is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ziel Financial Technologies Private Limited, buy the company report.
Financials of Ziel Financial Technologies Private Limited
FY 2025 filings availableZiel Financial Technologies Private Limited reported revenue of ₹59.97 Cr (up 85% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 856% over three years, including 85% growth in the latest year. EBITDA rose 187% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
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| EBITDA | ₹1.37 Cr | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | ₹5.47 Lakh | |||
| Balance Sheet | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 2.3% | |||
| Net Profit Margin | 0.1% | |||
| Return on Equity (ROE) | ||||
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To see the full financial statements and ratios of Ziel Financial Technologies Private Limited, buy the company report.
Board of directors of Ziel Financial Technologies Private Limited
Ziel Financial Technologies has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Abhishek Kumar Sharma Also directs: Zfirst Technologies Private Limited | Director | 23 Jun 2021 | 5 Years 4 Months | Current |
| Ankush Jain Also directs: Zfirst Technologies Private Limited | Director | 24 Nov 2022 | 3 Years 11 Months | Current |
| Ruchi Kalra Also directs: Omat Business Private Limited, Oxyzo Financial Services Limited, Oxy B Securities Private Limited and 4 more | Director | 24 Nov 2022 | 3 Years 11 Months | Current |
| Ashish Sharma Also directs: Igr Media Private Limited | Director | 23 Jun 2021 | 5 Years 4 Months | Current |
Peer comparison
Ziel Financial Technologies Private Limited is compared with the 4 companies closest to it by revenue in the Ecommerce and Internet industry (Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vanchinad Finance Private Limited | ₹60.45 Cr (FY 2025) | -3.0% | Ernakulam, Kerala, India | |||
| Lumax Finance Private Limited | ₹60.41 Cr (FY 2025) | 25.0% | New Delhi, Delhi, India | |||
| RSD Finance Ltd | ₹60.14 Cr (FY 2019) | 29.0% | Jamshedpur, Jharkhand, India | |||
| Ziel Financial Technologies Private Limitedthis company | ₹59.97 Cr (FY 2025) | ₹5.47 Lakh | 0.1% | 85.0% | 633 | New Delhi, Delhi, India |
| Scripbox.Com India Private Limited | ₹58.66 Cr (FY 2023) | 144.0% | Bangalore, Karnataka, India |
To see the full peer comparison of Ziel Financial Technologies Private Limited, buy the company report.
Auditor
Ziel Financial Technologies Private Limited is audited by Lodha & Co LLP for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Lodha & Co LLP | FY 2024 | 301051E/E300284 |
Shareholding
The shareholding of Ziel Financial Technologies Private Limited is on record for 2 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Ziel Financial Technologies Private Limited, buy the company report.
Deals & funding
Ziel Financial Technologies Private Limited has 3 deals on record (2 rights issues, 1 secondary share transfer); the latest was in May 2022.
Deals on record (3 of 3)
| When | Deal | Amount | Parties |
|---|---|---|---|
| May 2022 | Rights issue | ₹2.88 Cr | Investors: Oxyzo Financial Services Private Limited, 2 individuals |
| Jul 2021 | Rights issue | ₹2.1 Cr | Investors: 2 individuals |
| Jul 2021 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Ziel Financial Technologies Private Limited has 316 court cases on record: 316 filed by Ziel Financial Technologies. 300 cases are pending and 16 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 315 | 0 | 300 |
| NCLT | 1 | 0 | 0 |
Cases on record (5 of 316)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, Gurugram, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Pending |
To see the full case history of Ziel Financial Technologies Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ziel Financial Technologies Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Ziel Financial Technologies Private Limited has a workforce of 633 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 633 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 |
To see the full employee and EPFO history of Ziel Financial Technologies Private Limited, buy the company report.
GST
Ziel Financial Technologies has 11 GST registrations: 10 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AABCZ7630D2ZD | Delhi | Active | 08 Oct 2025 |
| 06AABCZ7630D1ZG | Haryana | Active | 04 Sep 2021 |
| 08AABCZ7630D1ZC | Rajasthan | Active | 20 Dec 2022 |
| 09AABCZ7630D1ZA | Uttar Pradesh | Active | 06 Feb 2023 |
To see the full GST registrations and return filing status of Ziel Financial Technologies Private Limited, buy the company report.
Recent activity
Ziel Financial Technologies Private Limited has 7 board changes on record since 2021: 4 appointments and 3 cessations. The latest: Ankush Jain ceased to be Additional Director on 26 Nov 2022.
Frequently asked questions
Ziel Financial Technologies is an active private limited company based in New Delhi, Delhi, India. The company works in online financial services, within the internet industry. It was incorporated on 23 June 2021 (5+ years old) and is registered under CIN U67190DL2021PTC423474.
Ziel Financial Technologies has 4 current directors:
- Abhishek Kumar Sharma - Director
- Ankush Jain - Director
- Ruchi Kalra - Director
- Ashish Sharma - Director
The latest financial statements of Ziel Financial Technologies on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 22 September 2025. Year-wise statements from FY 2022 are in the company report.
The GSTIN of Ziel Financial Technologies is 07AABCZ7630D2ZD, registered in Delhi. The company has 11 GST registrations in all, of which 10 are active and 1 is cancelled or inactive. Other active GSTINs include 06AABCZ7630D1ZG (Haryana), 08AABCZ7630D1ZC (Rajasthan), 09AABCZ7630D1ZA (Uttar Pradesh).
The CIN (Corporate Identification Number) of Ziel Financial Technologies is U67190DL2021PTC423474. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ziel Financial Technologies has 316 court cases on record: 316 filed by the company. 300 are pending. Most are in the district courts.
Ziel Financial Technologies was incorporated on 23 June 2021, making it 5+ years old. It is registered with the Registrar of Companies, Delhi.
Ziel Financial Technologies has 3 deals on record (2 rights issues, 1 secondary share transfer); the latest was in May 2022.
The peers of Ziel Financial Technologies by revenue are Vanchinad Finance Private Limited, Lumax Finance Private Limited, RSD Finance Ltd, Scripbox.Com India Private Limited, all in the Ecommerce and Internet industry (Finance), with the same principal business activity (other financial activities).
Ankush Jain ceased to be Additional Director on 26 Nov 2022. Ruchi Kalra ceased to be Additional Director on 26 Nov 2022. Ankush Jain was appointed as Director on 24 Nov 2022. Ziel Financial Technologies has 7 board changes on record in total.
Yes, Ziel Financial Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).

