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Zoi Fintech Services Private Limited - information technology in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹3.78 Cr
▼ 8% YoY
Net loss · FY 2025
₹13.63 Lakh
Net margin -3.6%
EBITDA · FY 2025
₹12.69 Lakh
EBITDA margin 3.4%
Authorised capital
₹5 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Open charges
₹39.82 Lakh
Secured borrowings
Company age
7 yrs
Est. 2019
Employees · EPFO
63
Provident fund records
About Zoi Fintech Services Private Limited
Data last updated:
Zoi Fintech Services Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the IT consulting and support services segment of the technology and IT services sector. It was incorporated on 27 September 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U72900MH2019PTC331075. Its GSTIN is 27AABCZ4327K1Z1 (Maharashtra). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Selvaraj Tony Walter James and Titus Gunaseelan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 1603 B – 16 Lilium Vasant Oasis Makwana Road Jb Nagar Marol Andheri (East), Mumbai, Maharashtra, India – 400059.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.78 Cr, a decline of 8% compared to the previous year. For the same year it recorded a net loss of ₹13.63 Lakh (net margin -3.6%) and EBITDA of ₹12.69 Lakh (EBITDA margin 3.4%). Revenue has grown at a compounded annual rate (CAGR) of 15% over three years and 74% over five years.
The company has about 63 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: TrakZo and Zoi Fintech. As per MCA filings, the company has open charges of ₹39.82 Lakh on record.
Zoi Fintech Services Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-19-0092291). For more details, the company can be reached via its website zoifintech.com.
Company details
CIN U72900MH2019PTC331075
Registration Number 331075
Incorporation Date 27 September 2019
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-MH-19-0092291
Key People
Selvaraj Tony Walter James Director Titus Gunaseelan Director Shammi Sitaram Patne Director Recognitions & Rankings of Zoi Fintech Services
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MH-19-0092291
Contact details
Zoi Fintech Services Private Limited's registered office is in Mumbai, Maharashtra. Its website is zoifintech.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address1603 B – 16 Lilium Vasant Oasis Makwana Road Jb Nagar Marol Andheri (East), Mumbai, Maharashtra, India – 400059
- IndustryInformation Technology, IT Consulting & Support Services
To see the full contact details of Zoi Fintech Services Private Limited, buy the company report.
Comprehensive company report
Zoi Fintech Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Zoi Fintech Services operates two associated brands: TrakZo and Zoi Fintech. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Employee productivity tracking with real-time analytics and reporting tools. | trakzo.ai | |
| Fintech services providing SaaS solutions for business process simplification and wealth management. | zoifintech.com |
Business activity
The main business activity of Zoi Fintech Services is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities |
To see the full business activity and turnover split of Zoi Fintech Services Private Limited, buy the company report.
Financials of Zoi Fintech Services Private Limited
FY 2025 filings availableZoi Fintech Services Private Limited reported revenue of ₹3.78 Cr (down 8% YoY) for FY 2025.
Revenue · FY 2025
₹3.78 Cr ▼ 8%
Net loss · FY 2025
₹13.63 Lakh margin -3.6%
EBITDA · FY 2025
₹12.69 Lakh margin 3.4%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 8%
3 years · compounded
▲ 15%
5 years · compounded
▲ 74%
EBITDA CAGR growth
1 year
▼ 77%
3 years · compounded
▼ 45%
5 years · compounded
▲ 22%
Revenue fell 8% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 74%. EBITDA fell 77% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹12.69 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹13.63 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 3.4% | ||||
| Net Profit Margin | -3.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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To see the full financial statements and ratios of Zoi Fintech Services Private Limited, buy the company report.
Board of directors of Zoi Fintech Services Private Limited
Zoi Fintech Services has 4 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Selvaraj Tony Walter James | Director | 01 Aug 2023 | 3 Years 3 Months | Current |
| Titus Gunaseelan | Director | 28 Dec 2020 | 5 Years 10 Months | Current |
| Shammi Sitaram Patne | Director | 27 Sep 2019 | 7 Years 1 Months | Current |
| Sailesh Sitaram Patne | Director | 28 Dec 2020 | 5 Years 10 Months | Current |
Auditor
Zoi Fintech Services Private Limited is audited by MTC & Associates for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MTC & Associates | FY 2023 | 134441W |
Shareholding
The shareholding of Zoi Fintech Services Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Zoi Fintech Services Private Limited, buy the company report.
Charges & borrowings
Open charges
₹39.82 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 22 Dec 2023 | 100862356 | Hdfc Bank Limited | ₹9.82 Lakh | Open | |
| 08 Jun 2023 | 100735433 | Hdfc Bank Limited | ₹30 Lakh | Open |
Total charge records: 2 View all charges
Legal cases
No court or tribunal cases involving Zoi Fintech Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
Zoi Fintech Services Private Limited has 2 MSME Form 1 returns on record between 2020 and 2021, listing 3 overdue payments to 3 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (3 of 3)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| an individual supplier | |||
| Netmagic Solutions Private Limited | |||
| an individual supplier |
To see the full MSME payment records of Zoi Fintech Services Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
Employees & EPFO
Zoi Fintech Services Private Limited has a workforce of 63 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.
Employee count
63
Active EPFO establishments
1
Employee growth
50%
GST
Zoi Fintech Services has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AABCZ4327K1Z1 | Maharashtra | Active | 15 Oct 2019 |
| 33AABCZ4327K1Z8 | Tamil Nadu | Active | 29 Nov 2019 |
To see the full GST registrations and return filing status of Zoi Fintech Services Private Limited, buy the company report.
Recent activity
Zoi Fintech Services Private Limited has 7 board changes on record since 2019: 4 appointments and 3 cessations. The latest: Selvaraj Tony Walter James ceased to be Additional Director on 29 Sep 2023.
AGM
Zoi Fintech Services Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Zoi Fintech Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 9.82 Lakh with Charge ID 100862356 was registered on 22 Dec 2023.
Ceased
Selvaraj Tony Walter James ceased to be Additional Director.
Appointed
Selvaraj Tony Walter James was appointed as Director.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 30.00 Lakh with Charge ID 100735433 was registered on 08 Jun 2023.
Ceased
Sabri Raja Muthuraman ceased to be Director.
Appointed
Sailesh Sitaram Patne was appointed as Director.
Appointed
Titus Gunaseelan was appointed as Director.
Ceased
Titus Gunaseelan ceased to be Director.
Appointed
Shammi Sitaram Patne was appointed as Director.
Incorporation
27 Sep 2019
Zoi Fintech Services Private Limited was registered on 27 Sep 2019 with Roc Mumbai & aged 7 years 1 month as per MCA records.
Frequently asked questions
Zoi Fintech Services is an active private limited company based in Mumbai, Maharashtra, India. The company works in IT consulting and support services, within the information technology industry. It was incorporated on 27 September 2019 (7+ years old) and is registered under CIN U72900MH2019PTC331075.
Zoi Fintech Services has 4 current directors:
- Selvaraj Tony Walter James - Director
- Titus Gunaseelan - Director
- Shammi Sitaram Patne - Director
- Sailesh Sitaram Patne - Director
The latest financial statements of Zoi Fintech Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Zoi Fintech Services is 27AABCZ4327K1Z1, registered in Maharashtra. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 33AABCZ4327K1Z8 (Tamil Nadu).
The CIN (Corporate Identification Number) of Zoi Fintech Services is U72900MH2019PTC331075. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Zoi Fintech Services was incorporated on 27 September 2019, making it 7+ years old. It is registered with the Registrar of Companies, Mumbai.
Selvaraj Tony Walter James ceased to be Additional Director on 29 Sep 2023. Selvaraj Tony Walter James was appointed as Director on 01 Aug 2023. Sabri Raja Muthuraman ceased to be Director on 09 Oct 2021. Zoi Fintech Services has 7 board changes on record in total.
Yes, Zoi Fintech Services is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Zoi Fintech Services is registered as a micro enterprise under Udyam registration (number: UDYAM-MH-19-0092291).
Zoi Fintech Services has 2 MSME Form 1 returns on record between 2020 and 2021, listing 3 overdue payments to 3 micro and small suppliers. The latest return was filed on 13 May 2021.
Zoi Fintech Services can be reached through the website zoifintech.com. Its registered office is in Mumbai, Maharashtra, India.
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