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Cardsto Private Limited
Cardsto Private Limited - information technology in Una, Himachal Pradesh, India. Directors, charges & compliance details.
Revenue · FY 2025
₹6.97 Lakh
▼ 65% YoY
Net loss · FY 2025
₹1.57 Lakh
Net margin -22.6%
EBITDA · FY 2025
-₹73,762
EBITDA margin -10.6%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1.04 Lakh
Issued & subscribed
Company age
5 yrs
Est. 2021
Directors on board
2
As per MCA filings
Brands
1
Associated brands
About Cardsto Private Limited
Data last updated:
Cardsto Private Limited is a private limited company based in Una, Himachal Pradesh, India, recognised as a startup by DPIIT. It operates in the computer and IT-related services segment of the technology and IT services sector. It was incorporated on 22 February 2021 and has been in existence for over 5 years.
The company is registered with the Registrar of Companies (ROC), Himachal Pradesh, under CIN U72900HP2021PTC008376.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1.04 Lakh. It is led by directors Rajneesh Bakshi and Puneet Bakshi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Satyabhushan Bakshi 2 – Lakshman Bhawan Congress Street Main Market, Una, Himachal Pradesh, India – 174303.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.97 Lakh, a decline of 65% compared to the previous year. For the same year it recorded a net loss of ₹1.57 Lakh (net margin -22.6%) and EBITDA of -₹73,762 (EBITDA margin -10.6%).
The company is associated with 1 brand: Cardsto.
Cardsto Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-HP-12-0005670). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U72900HP2021PTC008376
Registration Number 008376
Incorporation Date 22 February 2021
ROC Himachal Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-HP-12-0005670
Key People
Rajneesh Bakshi Director Puneet Bakshi Director Recognitions & Rankings of Cardsto
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2023-24)
- Udyam number
- UDYAM-HP-12-0005670
Contact details
Cardsto Private Limited's registered office is in Una, Himachal Pradesh.
- Registered AddressC/O Satyabhushan Bakshi 2 – Lakshman Bhawan Congress Street Main Market, Una, Himachal Pradesh, India – 174303
- IndustryInformation Technology, Other Computer Related Activities
Comprehensive company report
Cardsto Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Brands
Cardsto operates one associated brand: Cardsto. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Operates as a neo-banking platform providing modern financial services. | cardsto.in |
Business activity
The main business activity of Cardsto is information and communication. In detail, this covers other information & communication service activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities |
To see the full business activity and turnover split of Cardsto Private Limited, buy the company report.
Financials of Cardsto Private Limited
FY 2025 filings availableCardsto Private Limited reported revenue of ₹6.97 Lakh (down 65% YoY) for FY 2025.
Revenue · FY 2025
₹6.97 Lakh ▼ 65%
Net loss · FY 2025
₹1.57 Lakh margin -22.6%
EBITDA · FY 2025
-₹73,762 margin -10.6%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 65%
EBITDA CAGR growth
1 year
▼ 188%
3 years · compounded
▲ 33%
Revenue fell 65% in the latest year. EBITDA fell 188% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹73,762 | ||||
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| Net Profit (PAT) | -₹1.57 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -10.6% | ||||
| Net Profit Margin | -22.6% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Cardsto Private Limited, buy the company report.
Board of directors of Cardsto Private Limited
Cardsto has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajneesh Bakshi | Director | 22 Feb 2021 | 5 Years 8 Months | Current |
| Puneet Bakshi | Director | 22 Feb 2021 | 5 Years 8 Months | Current |
Peer comparison
Cardsto Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other information & communication service activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Omnicloud Technologies Private Limited | ₹6.98 Lakh (FY 2024) | 49.0% | Jind, Haryana, India | |||
| Thriwa Technologies Private Limited | ₹6.97 Lakh (FY 2025) | 1716.0% | Bangalore, Karnataka, India | |||
| Hcube Tech Private Limited | ₹6.97 Lakh (FY 2025) | -78.0% | Ahmedabad, Gujarat, India | |||
| Inford Infotech Private Limited | ₹6.97 Lakh (FY 2016) | 885.0% | Delhi, India | |||
| Metnmat Research Private Limited | ₹6.97 Lakh (FY 2025) | 200.0% | Sambalpur, Odisha, India | |||
| Cardsto Private Limitedthis company | ₹6.97 Lakh (FY 2025) | -₹1.57 Lakh | -22.6% | -65.0% | Una, Himachal Pradesh, India | |
| Graylabs India Private Limited | ₹6.97 Lakh (FY 2021) | Mumbai, Maharashtra, India | ||||
| Ariman Technologies Private Limited | ₹6.97 Lakh (FY 2018) | Hyderabad, Telangana, India | ||||
| Digital Times Private Limited | ₹6.97 Lakh (FY 2024) | -80.0% | Hyderabad, Telangana, India | |||
| Esquare Innovations Private Limited | ₹6.96 Lakh (FY 2017) | Hyderabad, Telangana, India | ||||
| Techslack Private Limited | ₹6.95 Lakh (FY 2020) | -14.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Cardsto Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Cardsto Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Cardsto Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Cardsto Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Cardsto Private Limited has 2 board changes on record since 2021: 2 appointments. The latest: Puneet Bakshi was appointed as Director on 22 Feb 2021.
AGM
Cardsto Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Cardsto Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Himachal Pradesh.
Appointed
Puneet Bakshi was appointed as Director.
Appointed
Rajneesh Bakshi was appointed as Director.
Incorporation
22 Feb 2021
Cardsto Private Limited was registered on 22 Feb 2021 with Roc Himachal Pradesh & aged 5 years 8 months as per MCA records.
Frequently asked questions
Cardsto is an active private limited company based in Una, Himachal Pradesh, India. The company works in other computer related activities, within the information technology industry. It was incorporated on 22 February 2021 (5+ years old) and is registered under CIN U72900HP2021PTC008376.
Cardsto has 2 current directors:
- Rajneesh Bakshi - Director
- Puneet Bakshi - Director
The latest financial statements of Cardsto on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The CIN (Corporate Identification Number) of Cardsto is U72900HP2021PTC008376. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Cardsto was incorporated on 22 February 2021, making it 5+ years old. It is registered with the Registrar of Companies, Himachal Pradesh.
The peers of Cardsto by revenue are Omnicloud Technologies Private Limited, Thriwa Technologies Private Limited, Hcube Tech Private Limited, Inford Infotech Private Limited, Metnmat Research Private Limited and 5 more, all in the same principal business activity (other information & communication service activities).
Puneet Bakshi was appointed as Director on 22 Feb 2021. Rajneesh Bakshi was appointed as Director on 22 Feb 2021.
Yes, Cardsto is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Cardsto is registered as a micro enterprise under Udyam registration (number: UDYAM-HP-12-0005670).
The registered office of Cardsto is at CO Satyabhushan Bakshi 2 – Lakshman Bhawan Congress Street Main Market, Una, Himachal Pradesh, India – 174303.
Cardsto operates in the information technology industry, in the other computer related activities segment.