Genesis Chit Fund Private Limited
About Genesis Chit Fund Private Limited
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Genesis Chit Fund Private Limited is a private limited company based in Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 December 2003 and has been in existence for over 23 years.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U65992HR2003PTC035267.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Munish Bansal and Sanjay Kumar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 37/2 Devi Bhawan Colonyhissar, Haryana, India.
As per the financials filed for FY 2025, the company reported a revenue of ₹10,733, a growth of 8% compared to the previous year. For the same year it recorded a net profit of ₹795 (net margin 7.4%) and EBITDA of ₹967 (EBITDA margin 9%). Revenue has declined at a compounded annual rate (CAGR) of 22% over three years and 17% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address37/2 Devi Bhawan Colonyhissar, Haryana, India
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Genesis Chit Fund Private Limited FY 2025 filings available
Genesis Chit Fund Private Limited reported revenue of ₹10,733 (up 8% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Genesis Chit Fund Private Limited
Revenue rose 8% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 17%. EBITDA rose 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Genesis Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹967 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹795 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Genesis Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 7.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Genesis Chit Fund are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Genesis Chit Fund Private Limited
Genesis Chit Fund Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Angel India Micro Finance | ₹12,062 (FY 2025) | •••• | •••• | -65.0% | •••• | Maharajganj, Uttar Pradesh, India |
| Changing Lives Micro Finance Foundation | ₹11,905 (FY 2024) | •••• | •••• | -95.0% | •••• | Nagpur, Maharashtra, India |
| Sarmaya Micro Credit Private Limited | ₹11,610 (FY 2024) | •••• | •••• | -99.0% | •••• | Varanasi, Uttar Pradesh, India |
| Sukh Samriddhi Chits Private Limited | ₹11,464 (FY 2024) | •••• | •••• | -91.0% | •••• | Ballabhgarh, Haryana, India |
| Worldsun Micro Finance | ₹11,000 (FY 2024) | •••• | •••• | •••• | Lucknow, Uttar Pradesh, India | |
| Genesis Chit Fund Private Limited this company | ₹10,733 (FY 2025) | •••• | •••• | 8.0% | •••• | Haryana, India |
| Invex KKD Nidhi Limited | ₹10,700 (FY 2023) | •••• | •••• | •••• | Kozhikode, Kerala, India | |
| Rival Micro Finance Foundation | ₹10,578 (FY 2019) | •••• | •••• | 43.0% | •••• | Amravati, Maharashtra, India |
| Anupama Human Economic Development | ₹10,224 (FY 2025) | •••• | •••• | -68.0% | •••• | Satna, Madhya Pradesh, India |
| Gananathan Chit Funds Private Limited | ₹10,104 (FY 2022) | •••• | •••• | -16.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Bharath Kumar Micro Finance Private Limited | ₹10,000 (FY 2025) | •••• | •••• | 300.0% | •••• | Guntakal, Andhra Pradesh, India |
Peers are the five companies nearest above and the five nearest below Genesis Chit Fund by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Genesis Chit Fund Private Limited
Genesis Chit Fund Private Limited is audited by A A R Y A & ASSOCIATES for the financial year 2019.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| A A R Y A & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Genesis Chit Fund Private Limited
Genesis Chit Fund has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Munish Bansal | Director | 19 Dec 2003 | 22 Years 9 Months | Current |
| Sanjay Kumar Also directs: Rex Global Solutions Private Limited | Director | 25 Mar 2019 | 7 Years 6 Months | Current |
Ownership and Shareholding of Genesis Chit Fund Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Genesis Chit Fund Private Limited
Genesis Chit Fund Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Genesis Chit Fund Private Limited
Employment history and EPFO contributions of people linked to Genesis Chit Fund.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Genesis Chit Fund Private Limited
Genesis Chit Fund Private Limited has 6 board changes on record since 2003: 4 appointments and 2 cessations. The latest: Vinod Bansal ceased to be Director on 26 Mar 2019.
Credit Ratings, Litigation & Regulatory Alerts for Genesis Chit Fund Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Genesis Chit Fund Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Genesis Chit Fund Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Genesis Chit Fund Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Genesis Chit Fund Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Genesis Chit Fund Private Limited
Genesis Chit Fund is an active private limited company based in Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 December 2003 (23+ years old) and is registered under CIN U65992HR2003PTC035267.
Genesis Chit Fund reported revenue of ₹10,733 for FY 2025 (up 8% YoY).
Genesis Chit Fund has 2 current directors:
- Munish Bansal - Director
- Sanjay Kumar - Director
Genesis Chit Fund reported a net profit of ₹795 (net margin 7.4%) and EBITDA of ₹967 (EBITDA margin 9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Genesis Chit Fund is -22% over three years and -17% over five years. In the latest year (FY 2025) revenue rose 8%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Genesis Chit Fund is U65992HR2003PTC035267. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Genesis Chit Fund was incorporated on 19 December 2003, making it 23+ years old. It is registered with the Registrar of Companies, Haryana.
The peers of Genesis Chit Fund by revenue are Angel India Micro Finance, Changing Lives Micro Finance Foundation, Sarmaya Micro Credit Private Limited, Sukh Samriddhi Chits Private Limited, Worldsun Micro Finance and 5 more, all in the BFSI industry (Micro Finance).
Vinod Bansal ceased to be Director on 26 Mar 2019. Sanjay Kumar was appointed as Director on 25 Mar 2019. Rohtash Kumar ceased to be Director on 22 Aug 2018. Genesis Chit Fund has 6 board changes on record in total.
The registered office of Genesis Chit Fund is at 372 Devi Bhawan Colonyhissar, Haryana, India.
Genesis Chit Fund has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh.