Guild Kuries and Loans Pvt Ltd
About Guild Kuries and Loans Pvt Ltd
Data last updated:
Guild Kuries and Loans Pvt Ltd is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 18 November 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1992PTC006808. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹4.35 Lakh. It is led by directors including Radhakrishnan Modavankattil Velayudhankutty and Mithran Sankaranarayanan Cheramparambil.
Its last annual general meeting (AGM) was held on 20 September 2019, and its latest financial statements are for the year ended 31 March 2019. The registered office is at Room No. 1 Jameelalayam Padinjare Chira Road, Thrissur, Kerala, India – 680001.
As per the financials filed for FY 2019, the company reported a revenue of ₹2.56 Lakh, a decline of 9% compared to the previous year. For the same year it recorded a net loss of ₹18,699 (net margin -7.3%) and EBITDA of -₹17,385 (EBITDA margin -6.8%). Revenue has declined at a compounded annual rate (CAGR) of 23% over three years.
Court records list 13 cases involving the company, including 10 filed by the company and 3 filed against it.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Guild Kuries and Loans Pvt Ltd's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressRoom No. 1 Jameelalayam Padinjare Chira Road, Thrissur, Kerala, India – 680001
- IndustryFinancial Services, Financial Activities
To see the full contact details of Guild Kuries and Loans Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Guild Kuries and Loans is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Guild Kuries and Loans Pvt Ltd, buy the company report.
Financials of Guild Kuries and Loans Pvt Ltd
FY 2019 filings availableGuild Kuries and Loans Pvt Ltd reported revenue of ₹2.56 Lakh (down 9% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 23% over three years, including a 9% fall in the latest year. EBITDA fell 55% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹2.56 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹17,385 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹18,699 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -6.8% | ||||
| Net Profit Margin | -7.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Guild Kuries and Loans Pvt Ltd, buy the company report.
Board of directors of Guild Kuries and Loans Pvt Ltd
Guild Kuries and Loans has 5 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Radhakrishnan Modavankattil Velayudhankutty Also directs: Sree Gosthai Associates LLP | Director | 30 Sep 2009 | 17 Years 0 Months | Current |
| Mithran Sankaranarayanan Cheramparambil | Director | 19 Sep 1998 | 28 Years 1 Months | Current |
| Kollara Krishnan Ramanadhan | Director | 19 Sep 1998 | 28 Years 1 Months | Current |
| Rajeev Cheramparambil Ramakrishnan | Director | 18 Nov 1992 | 33 Years 11 Months | Current |
| Ranjan Kannoly Sukumaran | Director | 18 Dec 1992 | 33 Years 10 Months | Current |
Peer comparison
Guild Kuries and Loans Pvt Ltd is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shriprabhu Nidhi Limited | ₹2.57 Lakh (FY 2025) | -87.0% | Dharwad, Karnataka, India | |||
| S J S Nirman Pvt Ltd | ₹2.57 Lakh (FY 2024) | -6.0% | Kolkata, West Bengal, India | |||
| Rajsurya Nidhi Limited | ₹2.56 Lakh (FY 2020) | Sodawas, Rajasthan, India | ||||
| Riyatech Microcredit Foundation | ₹2.56 Lakh (FY 2024) | 5.0% | Gorakhpur, Uttar Pradesh, India | |||
| Anjana Mutual Benefit Nidhi Limited | ₹2.56 Lakh (FY 2022) | -49.0% | Bhadwa, Rajasthan, India | |||
| Guild Kuries and Loans Pvt Ltdthis company | ₹2.56 Lakh (FY 2019) | -₹18,699 | -7.3% | -9.0% | Thrissur, Kerala, India | |
| S S M International Private Limited | ₹2.56 Lakh (FY 2021) | 5.0% | Noida, Uttar Pradesh, India | |||
| Palatty Nidhi Limited | ₹2.56 Lakh (FY 2025) | 138.0% | Ernakulam, Kerala, India | |||
| Camron Finance and Investments P.Ltd. | ₹2.56 Lakh (FY 2018) | 8.0% | Mumbai, Maharashtra, India | |||
| Jana Vikas Micro Finance | ₹2.56 Lakh (FY 2015) | -36.0% | Guwahati, Assam, India | |||
| Infobiz Holdings Private Limited | ₹2.55 Lakh (FY 2025) | -39.0% | Chennai, Tamil Nadu, India |
To see the full peer comparison of Guild Kuries and Loans Pvt Ltd, buy the company report.
Auditor
Guild Kuries and Loans Pvt Ltd is audited by DHAN & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| DHAN & CO | FY 2017 | 000740S |
Shareholding
The shareholding of Guild Kuries and Loans Pvt Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Guild Kuries and Loans Pvt Ltd, buy the company report.
Legal cases
Guild Kuries and Loans Pvt Ltd has 13 court cases on record: 10 filed by Guild Kuries and Loans, 3 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 10 | 0 | 0 |
| High courts | 3 | 3 | 0 |
Cases on record (5 of 13)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
To see the full case history of Guild Kuries and Loans Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Guild Kuries and Loans Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Guild Kuries and Loans has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Guild Kuries and Loans Pvt Ltd, buy the company report.
Recent activity
Guild Kuries and Loans Pvt Ltd has 7 board changes on record since 1992: 5 appointments and 2 cessations. The latest: Prathap Cheramparambil Ramakrishnan ceased to be Director on 30 Sep 2015.
Frequently asked questions
Guild Kuries and Loans is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 18 November 1992 (34+ years old) and is registered under CIN U65992KL1992PTC006808.
Guild Kuries and Loans has 5 current directors:
- Radhakrishnan Modavankattil Velayudhankutty - Director
- Mithran Sankaranarayanan Cheramparambil - Director
- Kollara Krishnan Ramanadhan - Director
- Rajeev Cheramparambil Ramakrishnan - Director
- Ranjan Kannoly Sukumaran - Director
The latest financial statements of Guild Kuries and Loans on record with the MCA are for the year ended 31 March 2019. Its last annual general meeting was held on 20 September 2019. Year-wise statements from 2015 are in the company report.
No. Guild Kuries and Loans has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Guild Kuries and Loans is U65992KL1992PTC006808. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Guild Kuries and Loans has 13 court cases on record: 10 filed by the company and 3 filed against it. Most are in the district courts.
Guild Kuries and Loans was incorporated on 18 November 1992, making it 34+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Guild Kuries and Loans by revenue are Shriprabhu Nidhi Limited, S J S Nirman Pvt Ltd, Rajsurya Nidhi Limited, Riyatech Microcredit Foundation, Anjana Mutual Benefit Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Prathap Cheramparambil Ramakrishnan ceased to be Director on 30 Sep 2015. Radhakrishnan Modavankattil Velayudhankutty was appointed as Director on 30 Sep 2009. Thottathil Narayanan Mohanan ceased to be Director on 30 Sep 2009. Guild Kuries and Loans has 7 board changes on record in total.
The registered office of Guild Kuries and Loans is at Room No. 1 Jameelalayam Padinjare Chira Road, Thrissur, Kerala, India – 680001.
Guild Kuries and Loans operates in the financial services industry, in the financial activities segment.