About Jeevalaya Chits Private Limited
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Jeevalaya Chits Private Limited is a private limited company based in Tiruchirappalli, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 04 November 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65992TN2016PTC113183. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Vellaiyammal Rengan and Elayaraja Rengan.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at No 1280F Mps Complex Old Rto Office Building Musiri Main Road Madhurapuri Thuraiyur, Tiruchirappalli, Tamil Nadu, India – 621010.
As per the financials filed for FY 2023, the company reported a revenue of ₹60.46 Lakh, a decline of 4% compared to the previous year. For the same year it recorded a net profit of ₹1.4 Lakh (net margin 2.3%) and EBITDA of ₹1.9 Lakh (EBITDA margin 3.1%). Revenue has grown at a compounded annual rate (CAGR) of 6% over three years and 22% over five years.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jeevalayachits.com.
Company details
Contact details
Jeevalaya Chits Private Limited's registered office is in Tiruchirappalli, Tamil Nadu. Its website is jeevalayachits.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressNo 1280F Mps Complex Old Rto Office Building Musiri Main Road Madhurapuri Thuraiyur, Tiruchirappalli, Tamil Nadu, India – 621010
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Jeevalaya Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Jeevalaya Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Jeevalaya Chits Private Limited, buy the company report.
Financials of Jeevalaya Chits Private Limited
FY 2023 filings availableJeevalaya Chits Private Limited reported revenue of ₹60.46 Lakh (down 4% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR)
Revenue fell 4% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 22%. EBITDA fell 41% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
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| EBITDA | ₹1.9 Lakh | ||||
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| Net Profit (PAT) | ₹1.4 Lakh | ||||
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Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
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| Profitability | |||||
| EBITDA Margin | 3.1% | ||||
| Net Profit Margin | 2.3% | ||||
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To see the full financial statements and ratios of Jeevalaya Chits Private Limited, buy the company report.
Board of directors of Jeevalaya Chits Private Limited
Jeevalaya Chits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vellaiyammal Rengan | Director | 02 Aug 2021 | 5 Years 3 Months | Current |
| Elayaraja Rengan Also directs: Jeevalaya Finance and Leasing Private Limited | Director | 04 Nov 2016 | 10 Years 0 Months | Current |
Peer comparison
Jeevalaya Chits Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sri Jothi Vinayagaa Chit Funds Private Limited | ₹60.73 Lakh (FY 2024) | 341.0% | Coimbatore, Tamil Nadu, India | |||
| Sreeshma Chit Funds Private Limited | ₹60.5 Lakh (FY 2025) | -3.0% | Adilabad, Telangana, India | |||
| Shri Vybhavi Chit Funds (India) Private Limited | ₹60.48 Lakh (FY 2024) | -22.0% | Hyderabad, Telangana, India | |||
| Jeevalaya Chits Private Limitedthis company | ₹60.46 Lakh (FY 2023) | ₹1.4 Lakh | 2.3% | -4.0% | Tiruchirappalli, Tamil Nadu, India | |
| Thirumurugan Chit Funds Private Limited | ₹60.13 Lakh (FY 2024) | 8.0% | Sattur, Tamil Nadu, India | |||
| Sevak Chits Private Limited | ₹60 Lakh (FY 2025) | -10.0% | Coimbatore, Tamil Nadu, India | |||
| Sri Ruthraganga Chits Private Limited | ₹59.92 Lakh (FY 2025) | -2.0% | Salem, Tamil Nadu, India |
To see the full peer comparison of Jeevalaya Chits Private Limited, buy the company report.
Auditor
Jeevalaya Chits Private Limited is audited by R GANESAN & CO for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R GANESAN & CO | FY 2019 | 007475S |
Shareholding
The shareholding of Jeevalaya Chits Private Limited is on record for 2 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Jeevalaya Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Jeevalaya Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jeevalaya Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Jeevalaya Chits has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Jeevalaya Chits Private Limited, buy the company report.
Recent activity
Jeevalaya Chits Private Limited has 4 board changes on record since 2016: 2 appointments and 2 cessations. The latest: Vellaiyammal Rengan ceased to be Additional Director on 29 Nov 2021.
Frequently asked questions
Jeevalaya Chits is an active private limited company based in Tiruchirappalli, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 04 November 2016 (10+ years old) and is registered under CIN U65992TN2016PTC113183.
Jeevalaya Chits has 2 current directors:
- Vellaiyammal Rengan - Director
- Elayaraja Rengan - Director
The latest financial statements of Jeevalaya Chits on record with the MCA are for the year ended 31 March 2023. Its last annual general meeting was held on 30 September 2023. Year-wise statements from FY 2017 are in the company report.
No. Jeevalaya Chits has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Jeevalaya Chits is U65992TN2016PTC113183. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jeevalaya Chits was incorporated on 04 November 2016, making it 10+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Jeevalaya Chits by revenue are Sri Jothi Vinayagaa Chit Funds Private Limited, Sreeshma Chit Funds Private Limited, Shri Vybhavi Chit Funds (India) Private Limited, Thirumurugan Chit Funds Private Limited, Sevak Chits Private Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Vellaiyammal Rengan ceased to be Additional Director on 29 Nov 2021. Rengan ceased to be Director on 16 Aug 2021. Vellaiyammal Rengan was appointed as Director on 02 Aug 2021. Jeevalaya Chits has 4 board changes on record in total.
Jeevalaya Chits can be reached through the website jeevalayachits.com. Its registered office is in Tiruchirappalli, Tamil Nadu, India.
The registered office of Jeevalaya Chits is at No 1280F Mps Complex Old Rto Office Building Musiri Main Road Madhurapuri Thuraiyur, Tiruchirappalli, Tamil Nadu, India – 621010.
Jeevalaya Chits operates in the financial services industry, in the microfinance institutions segment.
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