Kozhikala Pramadam Chits Private Limited

Kozhikala Pramadam Chits Private Limited - financial services in Mavelikara, Kerala, India. FY 2026 financials & compliance.
CIN U65992KL2014PTC035821 Incorporated 06 January 2014 ROC Ernakulam HQ Mavelikara, Kerala, India
Active Private Limited Company financial services
Revenue · FY 2024
₹1.92 Lakh
▼ 32% YoY
Net loss · FY 2024
₹179
Net margin -0.1%
EBITDA · FY 2024
-₹175
EBITDA margin -0.1%
Authorised capital
₹2 Lakh
Registered with MCA
Paid-up capital
₹2 Lakh
Issued & subscribed
Company age
12 yrs
Est. 2014
Directors on board
2
As per MCA filings
Last financials
Mar 2024
Balance sheet date

About Kozhikala Pramadam Chits Private Limited

Data last updated:

Kozhikala Pramadam Chits Private Limited is a private limited company based in Mavelikara, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 06 January 2014 and has been in existence for over 12 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2014PTC035821.

The company has an authorised share capital of ₹2 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Thankamani Gopinath and Anjali Nair.

Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Kozhikkala Prasanthi Nilayam Cherukole P O, Mavelikara, Kerala, India – 690104.

As per the financials filed for FY 2024, the company reported a revenue of ₹1.92 Lakh, a decline of 32% compared to the previous year. For the same year it recorded a net loss of ₹179 (net margin -0.1%) and EBITDA of -₹175 (EBITDA margin -0.1%). Revenue has declined at a compounded annual rate (CAGR) of 16% over three years and 21% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KL2014PTC035821
Registration Number 035821
Incorporation Date 06 January 2014
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant

Contact details

Kozhikala Pramadam Chits Private Limited's registered office is in Mavelikara, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Kozhikkala Prasanthi Nilayam Cherukole P O, Mavelikara, Kerala, India – 690104
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Kozhikala Pramadam Chits Private Limited, buy the company report.

Comprehensive company report
Kozhikala Pramadam Chits Private Limited - one report that includes everything
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  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Kozhikala Pramadam Chits is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Kozhikala Pramadam Chits Private Limited, buy the company report.

Financials of Kozhikala Pramadam Chits Private Limited

FY 2024 filings available

Kozhikala Pramadam Chits Private Limited reported revenue of ₹1.92 Lakh (down 32% YoY) for FY 2024.

Revenue · FY 2024
₹1.92 Lakh ▼ 32%
Net loss · FY 2024
₹179 margin -0.1%
EBITDA · FY 2024
-₹175 margin -0.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 32%
3 years · compounded
▼ 16%
5 years · compounded
▼ 21%
EBITDA CAGR growth
3 years · compounded
▼ 26%
5 years · compounded
▼ 15%

Revenue has declined at a compounded annual rate (CAGR) of 21% over five years, including a 32% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹175
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹179
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin-0.1%
Net Profit Margin-0.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Kozhikala Pramadam Chits Private Limited, buy the company report.

Board of directors of Kozhikala Pramadam Chits Private Limited

Kozhikala Pramadam Chits has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Anjali NairAdditional Director11 Sep 20206 Years 2 MonthsCurrent
Thankamani GopinathDirector11 Sep 20206 Years 2 MonthsCurrent

Peer comparison

Kozhikala Pramadam Chits Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Thirunakkara Chits Private Limited₹1.94 Lakh (FY 2024)-32.0%Kottayam, Kerala, India
Emerald Kuries (India) Private Limited₹1.93 Lakh (FY 2024)-55.0%Thrissur, Kerala, India
Kozhikala Pramadam Chits Private Limitedthis company₹1.92 Lakh (FY 2024)-₹179-0.1%-32.0%Mavelikara, Kerala, India
Ocean Nidhi Limited₹1.91 Lakh (FY 2024)-20.0%Jodhpur, Rajasthan, India
Sistec Micro Finance Limited₹1.91 Lakh (FY 2015)Patna, Bihar, India
Nathsagar Kuries Private Limited₹1.9 Lakh (FY 2021)32.0%Aurangabad, Maharashtra, India

To see the full peer comparison of Kozhikala Pramadam Chits Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Kozhikala Pramadam Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Kozhikala Pramadam Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Kozhikala Pramadam Chits Private Limited has 4 board changes on record since 2020: 2 appointments and 2 cessations. The latest: Anjali Nair was appointed as Additional Director on 11 Sep 2020.

AGM
Kozhikala Pramadam Chits Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Kozhikala Pramadam Chits Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Ernakulam.
Appointed
Anjali Nair was appointed as Additional Director.
Ceased
Gopinathan Nair Kozhikala Gopalan Nair ceased to be Managing Director.
Ceased
Pramod Kozhikkala Gopinatankumar ceased to be Director.
Appointed
Thankamani Gopinath was appointed as Director.
Incorporation
06 Jan 2014
Kozhikala Pramadam Chits Private Limited was registered on 06 Jan 2014 with Roc Ernakulam & aged 12 years 10 months as per MCA records.

Frequently asked questions

Kozhikala Pramadam Chits is an active private limited company based in Mavelikara, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 06 January 2014 (12+ years old) and is registered under CIN U65992KL2014PTC035821.

Kozhikala Pramadam Chits has 2 current directors:

The latest financial statements of Kozhikala Pramadam Chits on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Kozhikala Pramadam Chits is U65992KL2014PTC035821. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Kozhikala Pramadam Chits was incorporated on 06 January 2014, making it 12+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Kozhikala Pramadam Chits by revenue are Thirunakkara Chits Private Limited, Emerald Kuries (India) Private Limited, Ocean Nidhi Limited, Sistec Micro Finance Limited, Nathsagar Kuries Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Anjali Nair was appointed as Additional Director on 11 Sep 2020. Gopinathan Nair Kozhikala Gopalan Nair ceased to be Managing Director on 11 Sep 2020. Pramod Kozhikkala Gopinatankumar ceased to be Director on 11 Sep 2020. Kozhikala Pramadam Chits has 4 board changes on record in total.

The registered office of Kozhikala Pramadam Chits is at Kozhikkala Prasanthi Nilayam Cherukole P O, Mavelikara, Kerala, India – 690104.

Kozhikala Pramadam Chits operates in the financial services industry, in the microfinance institutions segment.

The compliance status of Kozhikala Pramadam Chits is compliant as of 28 September 2026. The company is actively filing with the Registrar of Companies.

Kozhikala Pramadam Chits can be reached at its registered office: Kozhikkala Prasanthi Nilayam Cherukole P O, Mavelikara, Kerala, India – 690104.