Thirunakkara Chits Private Limited
About Thirunakkara Chits Private Limited
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Thirunakkara Chits Private Limited is a private limited company based in Kottayam, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 April 2013 and has been in existence for over 13 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2013PTC033894.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹6 Lakh. It is led by directors Thankachan Nayyikkamadathil Gouri (Managing Director) and Nayyikkamadathil Gouri Soman.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Room No.206 Kmc – Xvii / 584 Kandathil Guest House Temple Road Thirunakkara, Kottayam, Kerala, India – 686001.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.94 Lakh, a decline of 32% compared to the previous year. For the same year it recorded a net loss of ₹24,000 (net margin -12.4%) and EBITDA of -₹24,000 (EBITDA margin -12.4%). Revenue has declined at a compounded annual rate (CAGR) of 9% over three years and 13% over five years.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Thirunakkara Chits Private Limited's registered office is in Kottayam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressRoom No.206 Kmc – Xvii / 584 Kandathil Guest House Temple Road Thirunakkara, Kottayam, Kerala, India – 686001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Thirunakkara Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Thirunakkara Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Thirunakkara Chits Private Limited, buy the company report.
Financials of Thirunakkara Chits Private Limited
FY 2024 filings availableThirunakkara Chits Private Limited reported revenue of ₹1.94 Lakh (down 32% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 13% over five years, including a 32% fall in the latest year. EBITDA fell 226% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹24,000 | ||||
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| Net Profit (PAT) | -₹24,000 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | -12.4% | ||||
| Net Profit Margin | -12.4% | ||||
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To see the full financial statements and ratios of Thirunakkara Chits Private Limited, buy the company report.
Board of directors of Thirunakkara Chits Private Limited
Thirunakkara Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Thankachan Nayyikkamadathil Gouri | Managing Director | 19 Apr 2013 | 13 Years 6 Months | Current |
| Nayyikkamadathil Gouri Soman | Director | 19 Apr 2013 | 13 Years 6 Months | Current |
Peer comparison
Thirunakkara Chits Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Samshreya Microfinance Private Limited | ₹2.07 Lakh (FY 2022) | Mirzapur, Uttar Pradesh, India | ||||
| Navaglory Chits Limited | ₹2.06 Lakh (FY 2025) | Thrissur, Kerala, India | ||||
| Shinta India Nidhi Limited | ₹2.05 Lakh (FY 2022) | -73.0% | Sulthan Bathery, Kerala, India | |||
| Janmabhoomi Chits Limited | ₹1.98 Lakh (FY 2025) | -40.0% | Thrissur, Kerala, India | |||
| Rutujaraje Urban Multiple Nidhi Limited | ₹1.98 Lakh (FY 2020) | 1720.0% | Osmanabad, Maharashtra, India | |||
| Thirunakkara Chits Private Limitedthis company | ₹1.94 Lakh (FY 2024) | -₹24,000 | -12.4% | -32.0% | Kottayam, Kerala, India | |
| Emerald Kuries (India) Private Limited | ₹1.93 Lakh (FY 2024) | -55.0% | Thrissur, Kerala, India | |||
| Kozhikala Pramadam Chits Private Limited | ₹1.92 Lakh (FY 2024) | -32.0% | Mavelikara, Kerala, India |
To see the full peer comparison of Thirunakkara Chits Private Limited, buy the company report.
Auditor
Thirunakkara Chits Private Limited is audited by REJI JOHN & CO. CHARTERED ACCOUNANTS for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| REJI JOHN & CO. CHARTERED ACCOUNANTS | FY 2023 | 007389S |
Shareholding
The shareholding of Thirunakkara Chits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Thirunakkara Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Thirunakkara Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Thirunakkara Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Thirunakkara Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Thirunakkara Chits Private Limited has 2 board changes on record since 2013: 2 appointments. The latest: Nayyikkamadathil Gouri Soman was appointed as Director on 19 Apr 2013.
Frequently asked questions
Thirunakkara Chits is an active private limited company based in Kottayam, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 April 2013 (13+ years old) and is registered under CIN U65992KL2013PTC033894.
Thirunakkara Chits has 2 current directors:
- Thankachan Nayyikkamadathil Gouri - Managing Director
- Nayyikkamadathil Gouri Soman - Director
The latest financial statements of Thirunakkara Chits on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Thirunakkara Chits is U65992KL2013PTC033894. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Thirunakkara Chits was incorporated on 19 April 2013, making it 13+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Thirunakkara Chits by revenue are Samshreya Microfinance Private Limited, Navaglory Chits Limited, Shinta India Nidhi Limited, Janmabhoomi Chits Limited, Rutujaraje Urban Multiple Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Nayyikkamadathil Gouri Soman was appointed as Director on 19 Apr 2013. Thankachan Nayyikkamadathil Gouri was appointed as Managing Director on 19 Apr 2013.
The registered office of Thirunakkara Chits is at Room No.206 Kmc – Xvii 584 Kandathil Guest House Temple Road Thirunakkara, Kottayam, Kerala, India – 686001.
Thirunakkara Chits operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Thirunakkara Chits is active non-compliant as of 15 September 2026. The company is actively filing with the Registrar of Companies.
Thirunakkara Chits can be reached at its registered office: Room No.206 Kmc – Xvii 584 Kandathil Guest House Temple Road Thirunakkara, Kottayam, Kerala, India – 686001.