Janmabhoomi Chits Limited
About Janmabhoomi Chits Limited
Data last updated:
Janmabhoomi Chits Limited is a public limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 03 February 1982 and has been in existence for over 44 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1982PLC003500. Its GSTIN is 32AAACJ5832E1Z0 (Kerala).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹22.71 Lakh. It is led by directors including Nivin Vincent and Abby Jacob Ponmanissery.
Its last annual general meeting (AGM) was held on 16 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Thrissur, Kerala.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.98 Lakh, a decline of 40% compared to the previous year. For the same year it recorded a net loss of ₹4.08 Lakh (net margin -205.7%) and EBITDA of -₹3.57 Lakh (EBITDA margin -180.2%). Revenue has declined at a compounded annual rate (CAGR) of 24% over three years and 21% over five years.
Court records list 28 cases involving the company, including 27 filed by the company and 1 filed against it; 3 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Janmabhoomi Chits Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressBuilding No: 36/2508 Old: 25/162 Chiriyankandath Building Chembottil Lan, E, Thrissur, Kerala, India – 680001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Janmabhoomi Chits Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Janmabhoomi Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Janmabhoomi Chits Limited, buy the company report.
Financials of Janmabhoomi Chits Limited
FY 2025 filings availableJanmabhoomi Chits Limited reported revenue of ₹1.98 Lakh (down 40% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 21% over five years, including a 40% fall in the latest year. EBITDA fell 98% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | -₹3.57 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹4.08 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -180.2% | ||||
| Net Profit Margin | -205.7% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Janmabhoomi Chits Limited, buy the company report.
Board of directors of Janmabhoomi Chits Limited
Janmabhoomi Chits has 9 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nivin Vincent | Director | 30 May 2023 | 3 Years 4 Months | Current |
| Abby Jacob Ponmanissery | Director | 10 Oct 2007 | 19 Years 0 Months | Current |
| Jose Thomman Pulikkan | Director | 18 Oct 2001 | 25 Years 0 Months | Current |
| Johnson Chacko Pandinjarathala Chirammal Also directs: The Employees Kuries Ltd | Director | 14 Aug 1994 | 32 Years 2 Months | Current |
| Chiriankandath Palu Jose Also directs: The Canning Industries Cochin Ltd, The South Indian Industrials Pvt Ltd, Trichur Kuri Syndicate Ltd and 4 more | Director | 17 Jan 2002 | 24 Years 9 Months | Current |
| Tharakan Rappai Thomas | Director | 18 Jun 2015 | 11 Years 4 Months | Current |
Peer comparison
Janmabhoomi Chits Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Susaktha Chits Private Limited | ₹2.08 Lakh (FY 2025) | -74.0% | Thrissur, Kerala, India | |||
| Samshreya Microfinance Private Limited | ₹2.07 Lakh (FY 2022) | Mirzapur, Uttar Pradesh, India | ||||
| Navaglory Chits Limited | ₹2.06 Lakh (FY 2025) | Thrissur, Kerala, India | ||||
| Shinta India Nidhi Limited | ₹2.05 Lakh (FY 2022) | -73.0% | Sulthan Bathery, Kerala, India | |||
| Janmabhoomi Chits Limitedthis company | ₹1.98 Lakh (FY 2025) | -₹4.08 Lakh | -205.7% | -40.0% | Thrissur, Kerala, India | |
| Rutujaraje Urban Multiple Nidhi Limited | ₹1.98 Lakh (FY 2020) | 1720.0% | Osmanabad, Maharashtra, India | |||
| Thirunakkara Chits Private Limited | ₹1.94 Lakh (FY 2024) | -32.0% | Kottayam, Kerala, India | |||
| Emerald Kuries (India) Private Limited | ₹1.93 Lakh (FY 2024) | -55.0% | Thrissur, Kerala, India |
To see the full peer comparison of Janmabhoomi Chits Limited, buy the company report.
Auditor
Janmabhoomi Chits Limited is audited by C K N KUMAR & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| C K N KUMAR & CO | FY 2021 | 001587S |
Shareholding
The shareholding of Janmabhoomi Chits Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Janmabhoomi Chits Limited, buy the company report.
Legal cases
Janmabhoomi Chits Limited has 28 court cases on record: 27 filed by Janmabhoomi Chits, 1 filed against it. 3 cases are pending and 25 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 27 | 1 | 3 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 28)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
| District court, Thrissur, Kerala | Criminal complaint | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Court case (RP) | Filed against the company by individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Disposed |
To see the full case history of Janmabhoomi Chits Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Janmabhoomi Chits Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Janmabhoomi Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAACJ5832E1Z0 | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Janmabhoomi Chits Limited, buy the company report.
Recent activity
Janmabhoomi Chits Limited has 19 board changes on record since 1984: 9 appointments and 10 cessations. The latest: Nivin Vincent was appointed as Director on 30 May 2023.
10 earlier events are in the company report.
Frequently asked questions
Janmabhoomi Chits is an active public limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 03 February 1982 (44+ years old) and is registered under CIN U65992KL1982PLC003500.
Janmabhoomi Chits has 9 current directors:
- Nivin Vincent - Director
- Abby Jacob Ponmanissery - Director
- Jose Thomman Pulikkan - Director
- Johnson Chacko Pandinjarathala Chirammal - Director
- Chiriankandath Palu Jose - Director
- Tharakan Rappai Thomas - Director
- Anto Davis Akkara - Director
- Palathingal Antony Jose - Director
- Kunnathupeedikayil Abdutty Abdulrahiman - Director
The latest financial statements of Janmabhoomi Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 16 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Janmabhoomi Chits is 32AAACJ5832E1Z0, registered in Kerala.
The CIN (Corporate Identification Number) of Janmabhoomi Chits is U65992KL1982PLC003500. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Janmabhoomi Chits has 28 court cases on record: 27 filed by the company and 1 filed against it. 3 are pending. Most are in the district courts.
Janmabhoomi Chits was incorporated on 03 February 1982, making it 44+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Janmabhoomi Chits by revenue are Susaktha Chits Private Limited, Samshreya Microfinance Private Limited, Navaglory Chits Limited, Shinta India Nidhi Limited, Rutujaraje Urban Multiple Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Nivin Vincent was appointed as Director on 30 May 2023. Jose Antony Thattil ceased to be Director on 12 Sep 2019. Chittilappilly Devassy Vincent ceased to be Additional Director on 21 Aug 2015. Janmabhoomi Chits has 19 board changes on record in total.
The registered office of Janmabhoomi Chits is at Building No: 362508 Old: 25162 Chiriyankandath Building Chembottil Lan, E, Thrissur, Kerala, India – 680001.
Janmabhoomi Chits operates in the financial services industry, in the microfinance institutions segment.