The Rural Kuries Pvt Ltd
About The Rural Kuries Pvt Ltd
Data last updated:
The Rural Kuries Pvt Ltd is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 11 December 1981 and has been in existence for over 45 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1981PTC003472. Its GSTIN is 32AABCR0912N1ZL (Kerala).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Paul Pellissery Ittiachan and Chiriankandath Palu Jose.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Tc: 36/2508 (25/162) Chiriyankandath Building Chembottil Lane, Thrissur, Kerala, India – 680001.
As per the financials filed for FY 2021, the company reported a revenue of ₹1.48 Lakh, a decline of 60% compared to the previous year. For the same year it recorded a net loss of ₹2.06 Lakh (net margin -139.7%) and EBITDA of -₹2.55 Lakh (EBITDA margin -172.7%). Revenue has declined at a compounded annual rate (CAGR) of 42% over three years and 24% over five years.
As per MCA filings, the company has satisfied charges of ₹5 Lakh on record. Court records list 92 cases involving the company, including 82 filed by the company and 10 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
The Rural Kuries Pvt Ltd's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressTc: 36/2508 (25/162) Chiriyankandath Building Chembottil Lane, Thrissur, Kerala, India – 680001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of The Rural Kuries Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of The Rural Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
Financials of The Rural Kuries Pvt Ltd
FY 2025 filings availableThe Rural Kuries Pvt Ltd reported revenue of ₹1.48 Lakh (down 60% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 24% over five years, including a 60% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.48 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹2.55 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹2.06 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -172.7% | ||||
| Net Profit Margin | -139.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of The Rural Kuries Pvt Ltd, buy the company report.
Board of directors of The Rural Kuries Pvt Ltd
The Rural Kuries has 2 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Paul Pellissery Ittiachan | Director | 03 Aug 1996 | 30 Years 2 Months | Current |
| Chiriankandath Palu Jose Also directs: The Canning Industries Cochin Ltd, The South Indian Industrials Pvt Ltd, Trichur Kuri Syndicate Ltd and 4 more | Director | 11 Jan 2002 | 24 Years 9 Months | Current |
Auditor
The Rural Kuries Pvt Ltd is audited by T I MATHEW & CO for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| T I MATHEW & CO | FY 2021 | 008580S |
Shareholding
The shareholding of The Rural Kuries Pvt Ltd is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of The Rural Kuries Pvt Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 12 Apr 1999 | 90017385 | Dhanlaxmi Bank Limited | ₹5 Lakh | Satisfied |
To see the full charge records of The Rural Kuries Pvt Ltd, buy the company report.
Total charge records: 1 View all charges
Legal cases
The Rural Kuries Pvt Ltd has 92 court cases on record: 82 filed by The Rural Kuries, 10 filed against it. 2 cases are pending and 90 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 81 | 2 | 1 |
| High courts | 11 | 8 | 1 |
Cases on record (5 of 92)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court, Kerala | Writ petition | Filed against the company by HDFC Bank Ltd. | Disposed |
| High Court of Kerala | Court case (Co.Appl.) | Filed against the company | Pending |
| District court, Thrissur, Kerala | Court case (IP) | Filed against the company by an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
To see the full case history of The Rural Kuries Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for The Rural Kuries Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
The Rural Kuries has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AABCR0912N1ZL | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of The Rural Kuries Pvt Ltd, buy the company report.
Recent activity
The Rural Kuries Pvt Ltd has 8 board changes on record since 1996: 2 appointments and 6 cessations. The latest: Jaison Erinjri Antony ceased to be Director on 18 Jan 2024.
1 earlier event is in the company report.
Frequently asked questions
The Rural Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 11 December 1981 (45+ years old) and is registered under CIN U65992KL1981PTC003472.
The Rural Kuries has 2 current directors:
- Paul Pellissery Ittiachan - Director
- Chiriankandath Palu Jose - Director
The latest financial statements of The Rural Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of The Rural Kuries is 32AABCR0912N1ZL, registered in Kerala.
The CIN (Corporate Identification Number) of The Rural Kuries is U65992KL1981PTC003472. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The Rural Kuries has 92 court cases on record: 82 filed by the company and 10 filed against it. 2 are pending. Most are in the district courts.
The Rural Kuries was incorporated on 11 December 1981, making it 45+ years old. It is registered with the Registrar of Companies, Ernakulam.
Jaison Erinjri Antony ceased to be Director on 18 Jan 2024. Thimothy Vellannukkaran Porinchu ceased to be Director on 17 Oct 2022. Sunny Thalokkaran Devassy ceased to be Director on 29 Nov 2017. The Rural Kuries has 8 board changes on record in total.
The registered office of The Rural Kuries is at Tc: 362508 25162 Chiriyankandath Building Chembottil Lane, Thrissur, Kerala, India – 680001.
The Rural Kuries operates in the financial services industry, in the microfinance institutions segment.