About Lendingkart Account Aggregator Private Limited
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Lendingkart Account Aggregator Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Lendingkart Technologies Private Limited. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 17 December 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67100MH2019PTC334553. Its GSTIN is 27AAECL1049H1ZM (Maharashtra).
The company has an authorised share capital of ₹4 Cr and a paid-up capital of ₹4 Cr. It is led by directors Prashant Prakash Joshi and Kumudini Aggarwal.
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Office 3 Connekt 401/B 4th Floor Silver Utopia, Cardinal Gracious Road Andheri East Mumbai Suburban, Maharashtra, India – 400099.
As per the financials filed for FY 2025, the company reported a revenue of ₹25.2 Lakh, a growth of 6% compared to the previous year. For the same year it recorded a net profit of ₹18.66 Lakh (net margin 74%) and EBITDA of ₹24.83 Lakh (EBITDA margin 98.5%). Revenue has grown at a compounded annual rate (CAGR) of 20% over three years and 41% over five years.
For more details, the company can be reached via its website lendingkart.com.
Company details
Contact details
Lendingkart Account Aggregator Private Limited's registered office is in Mumbai, Maharashtra. Its website is lendingkart.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered AddressOffice 3 Connekt 401/B 4th Floor Silver Utopia, Cardinal Gracious Road Andheri East Mumbai Suburban, Maharashtra, India – 400099
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Lendingkart Account Aggregator Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Lendingkart Account Aggregator Private Limited
FY 2025 filings availableLendingkart Account Aggregator Private Limited reported revenue of ₹25.2 Lakh (up 6% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 41% over five years, including 6% growth in the latest year. EBITDA rose 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹24.83 Lakh | ||||
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| Net Profit (PAT) | ₹18.66 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 98.5% | ||||
| Net Profit Margin | 74% | ||||
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To see the full financial statements and ratios of Lendingkart Account Aggregator Private Limited, buy the company report.
Board of directors of Lendingkart Account Aggregator Private Limited
Lendingkart Account Aggregator has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Prashant Prakash Joshi | Additional Director | 31 Jul 2025 | 1 Years 2 Months | Current |
| Kumudini Aggarwal | Additional Director | 31 Jul 2025 | 1 Years 2 Months | Current |
Peer comparison
Lendingkart Account Aggregator Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Account Aggregator, Other Financial Services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Urban Autohub Private Limited | ₹25.22 Lakh (FY 2025) | -19.0% | New Delhi, Delhi, India | |||
| Dynamik Finchain Private Limited | ₹25.22 Lakh (FY 2025) | 53.0% | Ghaziabad, Uttar Pradesh, India | |||
| Scapital Investments Private Limited | ₹25.22 Lakh (FY 2025) | 132.0% | Mumbai, Maharashtra, India | |||
| Valinsights (OPC) Private Limited | ₹25.21 Lakh (FY 2025) | Kolkata, West Bengal, India | ||||
| Bigcheese Solutions Private Limited | ₹25.21 Lakh (FY 2024) | 31.0% | New Delhi, Delhi, India | |||
| Lendingkart Account Aggregator Private Limitedthis company | ₹25.2 Lakh (FY 2025) | ₹18.66 Lakh | 74% | 6.0% | Mumbai, Maharashtra, India | |
| MSR Subh Advisory Private Limited | ₹25.2 Lakh (FY 2025) | -21.0% | Delhi, India | |||
| Gemco Engineering Industries Private Limited | ₹25.2 Lakh (FY 2025) | 844.0% | Kolkata, West Bengal, India | |||
| NCL Synthetic Private Limited | ₹25.18 Lakh (FY 2025) | Gurgaon, Haryana, India | ||||
| Bhadra Insurance Surveyors and Loss Assessors Private Limited | ₹25.18 Lakh (FY 2025) | -60.0% | Kolkata, West Bengal, India | |||
| Astute Fincare Private Limited | ₹25.16 Lakh (FY 2025) | 27.0% | Nashik, Maharashtra, India |
To see the full peer comparison of Lendingkart Account Aggregator Private Limited, buy the company report.
Auditor
Lendingkart Account Aggregator Private Limited is audited by M/S. Tantiya & co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| M/S. Tantiya & co. | FY 2023 | 140806W |
Shareholding
The shareholding of Lendingkart Account Aggregator Private Limited is on record for 3 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Lendingkart Account Aggregator Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Lendingkart Account Aggregator Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Lendingkart Account Aggregator Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Lendingkart Account Aggregator has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAECL1049H1ZM | Maharashtra | Active | 02 May 2020 |
To see the full GST registrations and return filing status of Lendingkart Account Aggregator Private Limited, buy the company report.
Recent activity
Lendingkart Account Aggregator Private Limited has 4 board changes on record since 2019: 3 appointments and 1 cessation. The latest: Harshvardhan Raichand Lunia ceased to be Director on 01 Aug 2025.
News
Frequently asked questions
Lendingkart Account Aggregator is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 17 December 2019 (7+ years old) and is registered under CIN U67100MH2019PTC334553.
Lendingkart Account Aggregator has 2 current directors:
- Prashant Prakash Joshi - Additional Director
- Kumudini Aggarwal - Additional Director
The latest financial statements of Lendingkart Account Aggregator on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Lendingkart Account Aggregator is 27AAECL1049H1ZM, registered in Maharashtra.
The CIN (Corporate Identification Number) of Lendingkart Account Aggregator is U67100MH2019PTC334553. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Lendingkart Account Aggregator was incorporated on 17 December 2019, making it 7+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Lendingkart Account Aggregator by revenue are Urban Autohub Private Limited, Dynamik Finchain Private Limited, Scapital Investments Private Limited, Valinsights (OPC) Private Limited, Bigcheese Solutions Private Limited and 5 more, all in the BFSI industry (Account Aggregator, Other Financial Services).
Harshvardhan Raichand Lunia ceased to be Director on 01 Aug 2025. Kumudini Aggarwal was appointed as Additional Director on 31 Jul 2025. Prashant Prakash Joshi was appointed as Additional Director on 31 Jul 2025. Lendingkart Account Aggregator has 4 board changes on record in total.
Lendingkart Account Aggregator can be reached through the website lendingkart.com. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Lendingkart Account Aggregator is at Office 3 Connekt 401B 4th Floor Silver Utopia, Cardinal Gracious Road Andheri East Mumbai Suburban, Maharashtra, India – 400099.
Lendingkart Account Aggregator operates in the financial services industry, in the diversified financial services segment.