Native Chit Fund Private Limited

Native Chit Fund Private Limited - financial services in Kanpur, Uttar Pradesh, India. Directors, charges & compliance details.
CIN U65990UP2020PTC136466 Incorporated 17 October 2020 ROC Kanpur HQ Kanpur, Uttar Pradesh, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹20.27 Lakh
▲ 47% YoY
Net profit · FY 2025
₹3.66 Lakh
Net margin 18%
EBITDA · FY 2025
₹3.75 Lakh
EBITDA margin 18.5%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹2 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
3
As per MCA filings
Active GSTINs
1
GST registered

About Native Chit Fund Private Limited

Data last updated:

Native Chit Fund Private Limited is a private limited company based in Kanpur, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 17 October 2020 and has been in existence for over 6 years.

The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65990UP2020PTC136466. Its GSTIN is 09AAHCN2299N1ZO (Uttar Pradesh).

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors including Siya Pamnani and Tarun Kumar Pamnani.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 109/390 – A Jawahar Nagar, Kanpur, Uttar Pradesh, India – 208012.

As per the financials filed for FY 2025, the company reported a revenue of ₹20.27 Lakh, a growth of 47% compared to the previous year. For the same year it recorded a net profit of ₹3.66 Lakh (net margin 18%) and EBITDA of ₹3.75 Lakh (EBITDA margin 18.5%).

Company details

CIN U65990UP2020PTC136466
Registration Number 136466
Incorporation Date 17 October 2020
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025

Contact details

Native Chit Fund Private Limited's registered office is in Kanpur, Uttar Pradesh.

  • Registered Address
    109/390 – A Jawahar Nagar, Kanpur, Uttar Pradesh, India – 208012
  • Industry
    Financial Services, Microfinance Institutions
Comprehensive company report
Native Chit Fund Private Limited - one report that includes everything
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  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Native Chit Fund is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Native Chit Fund Private Limited, buy the company report.

Financials of Native Chit Fund Private Limited

FY 2025 filings available

Native Chit Fund Private Limited reported revenue of ₹20.27 Lakh (up 47% YoY) for FY 2025.

Revenue · FY 2025
₹20.27 Lakh ▲ 47%
Net profit · FY 2025
₹3.66 Lakh margin 18%
EBITDA · FY 2025
₹3.75 Lakh margin 18.5%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 47%
EBITDA CAGR growth
1 year
▲ 111%

Revenue rose 47% in the latest year. EBITDA rose 111% in the latest year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹3.75 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹3.66 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin18.5%
Net Profit Margin18%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Native Chit Fund Private Limited, buy the company report.

Board of directors of Native Chit Fund Private Limited

Native Chit Fund has 3 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Siya PamnaniDirector17 Oct 20206 Years 0 MonthsCurrent
Tarun Kumar PamnaniDirector17 Oct 20206 Years 0 MonthsCurrent
Neelam PamnaniDirector17 Oct 20206 Years 0 MonthsCurrent

Peer comparison

Native Chit Fund Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Kattilapoovam Nidhi Limited₹20.55 Lakh (FY 2025)-23.0%Thrissur, Kerala, India
Mangalambigai Chit Funds Private Limited₹20.41 Lakh (FY 2024)1.0%Coimbatore, Tamil Nadu, India
Kamatchi Chits (Madurai) Private Limited₹20.36 Lakh (FY 2024)12.0%Madurai, Tamil Nadu, India
Priyankari Chit Funds Private Limited₹20.31 Lakh (FY 2025)-7.0%Hanamkonda, Telangana, India
Native Chit Fund Private Limitedthis company₹20.27 Lakh (FY 2025)₹3.66 Lakh18%47.0%Kanpur, Uttar Pradesh, India
Shri Akilakrishnaa Nidhi Limited₹20.18 Lakh (FY 2025)8.0%Cuddalore Port, Tamil Nadu, India
Chengannur Chits Private Limited₹20.14 Lakh (FY 2025)33.0%Chengannur, Kerala, India
Shivanshi India Nidhi Limited₹20.13 Lakh (FY 2022)47.0%Binjhiya, Mandla, Madhya Pradesh, India

To see the full peer comparison of Native Chit Fund Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Native Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Native Chit Fund has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
09AAHCN2299N1ZOUttar PradeshActive15 Jun 2021

To see the full GST registrations and return filing status of Native Chit Fund Private Limited, buy the company report.

Recent activity

Native Chit Fund Private Limited has 3 board changes on record since 2020: 3 appointments. The latest: Neelam Pamnani was appointed as Director on 17 Oct 2020.

AGM
Native Chit Fund Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Native Chit Fund Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Appointed
Neelam Pamnani was appointed as Director.
Appointed
Siya Pamnani was appointed as Director.
Appointed
Tarun Kumar Pamnani was appointed as Director.
Incorporation
17 Oct 2020
Native Chit Fund Private Limited was registered on 17 Oct 2020 with Roc Kanpur & aged 6 years 7 days as per MCA records.

Frequently asked questions

Native Chit Fund is an active private limited company based in Kanpur, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 17 October 2020 (6+ years old) and is registered under CIN U65990UP2020PTC136466.

Native Chit Fund has 3 current directors:

The latest financial statements of Native Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.

The GSTIN of Native Chit Fund is 09AAHCN2299N1ZO, registered in Uttar Pradesh.

The CIN (Corporate Identification Number) of Native Chit Fund is U65990UP2020PTC136466. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Native Chit Fund was incorporated on 17 October 2020, making it 6+ years old. It is registered with the Registrar of Companies, Kanpur.

The peers of Native Chit Fund by revenue are Kattilapoovam Nidhi Limited, Mangalambigai Chit Funds Private Limited, Kamatchi Chits (Madurai) Private Limited, Priyankari Chit Funds Private Limited, Shri Akilakrishnaa Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Neelam Pamnani was appointed as Director on 17 Oct 2020. Siya Pamnani was appointed as Director on 17 Oct 2020. Tarun Kumar Pamnani was appointed as Director on 17 Oct 2020.

The registered office of Native Chit Fund is at 109390 – A Jawahar Nagar, Kanpur, Uttar Pradesh, India – 208012.

Native Chit Fund operates in the financial services industry, in the microfinance institutions segment.

Native Chit Fund can be reached at its registered office: 109390 – A Jawahar Nagar, Kanpur, Uttar Pradesh, India – 208012.