About Navi Fintech Private Limited
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Navi Fintech Private Limited is a private limited company based in Bangalore, Karnataka, India, a subsidiary of Navi Technologies Limited. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 17 October 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72900KA2019PTC128852. Its GSTIN is 29AAICB7004J1ZK (Karnataka). The company holds 6 GST registrations, all of them active.
The company has an authorised share capital of ₹3 Cr and a paid-up capital of ₹2.5 Cr. It was formerly known as Bacq Acquisitions Private Limited. It is led by directors including Abhishek Jhawar (Whole-Time Director) and Sugandha Ghai.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹94.03 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net loss of ₹16.05 Cr (net margin -17.1%) and EBITDA of -₹3.19 Cr (EBITDA margin -3.4%). Revenue has grown at a compounded annual rate (CAGR) of 528% over five years.
Court records list 11 cases involving the company, including 11 filed against it; 9 cases are pending. The company has 3 deals on record (2 secondary share transfers, 1 acquisition); the latest was in February 2023. Its 10 peer companies in the Ecommerce and Internet industry (Finance, Fintech) are compared by revenue, 5 larger and 5 smaller; the largest is Namra Finance Limited with revenue of ₹95.29 Cr. The company has 1 MSME Form 1 return on record for the period ending Mar 2022, listing 1 overdue payment to 1 micro and small supplier.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website navi.com.
Company details
Contact details
Navi Fintech Private Limited's registered office is in Bangalore, Karnataka. Its website is navi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address09th Floor Vaishnavi Tech Square, Iballur Village Begur Hobli, Bangalore, Karnataka, India – 560102
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Navi Fintech Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Navi Fintech Private Limited
FY 2025 filings availableNavi Fintech Private Limited reported revenue of ₹94.03 Cr (up 723177% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 528% over five years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹3.19 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹16.05 Cr | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -3.4% | ||||
| Net Profit Margin | -17.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
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To see the full financial statements and ratios of Navi Fintech Private Limited, buy the company report.
Board of directors of Navi Fintech Private Limited
Navi Fintech has 3 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Hina Doon | Additional Director | 12 Jul 2024 | 2 Years 3 Months | Current |
| Sugandha Ghai Also directs: Navi Trustee Limited, Navi Securities Private Limited, Navi MF Sponsor Private Limited and 1 more | Director | 25 Jun 2024 | 2 Years 4 Months | Current |
| Abhishek Jhawar | Whole-Time Director | 08 May 2025 | 1 Years 5 Months | Current |
Peer comparison
Navi Fintech Private Limited is compared with the 10 companies closest to it by revenue in the Ecommerce and Internet industry (Finance, Fintech), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Namra Finance Limited | ₹95.29 Cr (FY 2019) | 81.0% | Ahmedabad, Gujarat, India | |||
| Uniorbit Technologies Private Limited | ₹95.23 Cr (FY 2025) | -5.0% | Bangalore, Karnataka, India | |||
| Bitcipher Labs LLP | ₹94.75 Cr (FY 2021) | 566.0% | Bangalore, Karnataka, India | |||
| Chotti Leasing and Finance Private Limited | ₹94.3 Cr (FY 2025) | 81806.0% | New Delhi, Delhi, India | |||
| Best Finance Corporation Limited | ₹94.16 Cr (FY 2025) | 56.0% | Tirupur, Tamil Nadu, India | |||
| Navi Fintech Private Limitedthis company | ₹94.03 Cr (FY 2025) | -₹16.05 Cr | -17.1% | 723177.0% | Bangalore, Karnataka, India | |
| Svatantra Micro Housing Finance Corporation Limited | ₹92.3 Cr (FY 2021) | 21.0% | Mumbai, Maharashtra, India | |||
| Credright Private Limited | ₹91.98 Cr (FY 2025) | 140.0% | Hyderabad, Telangana, India | |||
| National Scheduled Castes Finance and Development Corporation | ₹91.89 Cr (FY 2025) | 20.0% | Delhi, India | |||
| Credright Finance Private Limited | ₹91.56 Cr (FY 2025) | 160.0% | Hyderabad, Telangana, India | |||
| Shreeji Capital and Finance Limited | ₹91.23 Cr (FY 2025) | 122.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Navi Fintech Private Limited, buy the company report.
Auditor
Navi Fintech Private Limited is audited by Walker Chandiok & Co LLP for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Walker Chandiok & Co LLP | FY 2023 | 001076N/N500013 |
Shareholding
The shareholding of Navi Fintech Private Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Navi Fintech Private Limited, buy the company report.
Deals & funding
Navi Fintech Private Limited has 3 deals on record (2 secondary share transfers, 1 acquisition); the latest was in February 2023.
Deals on record (3 of 3)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Feb 2023 | Secondary share transfer | Undisclosed | Buyer: Navi Technologies Limited & Rajiv Naresh Seller: Navi Technologies Limited & Saurabh Subash Jain |
| Mar 2022 | Secondary share transfer | Undisclosed | Buyer: Navi Technologies Limited & Abhishek Dwivedi, Navi Technologies Limited & Sachin Bansal, Navi Technologies Limited & Saurabh Subash Jain Seller: Navi Limited |
| Dec 2020 | Acquisition | ₹1 Cr | Buyer: Navi Limited |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Navi Fintech Private Limited has 11 court cases on record: 11 filed against it. 9 cases are pending and 2 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 9 | 9 | 8 |
| High courts | 2 | 2 | 1 |
Cases on record (5 of 11)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Guntur, Andhra Pradesh | Civil suit | Filed against the company | Pending |
| District court, Kadapa, Andhra Pradesh | Civil suit | Filed against the company by an individual | Pending |
| District court, Hooghly, West Bengal | Civil suit | Filed against the company by an individual | Pending |
| High Court for State of Telangana | Writ petition | Filed against the company | Pending |
| District court, Visakapatnam, Andhra Pradesh | Civil suit | Filed against the company by an individual | Pending |
To see the full case history of Navi Fintech Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
Navi Fintech Private Limited has 1 MSME Form 1 return on record for the period ending Mar 2022, listing 1 overdue payment to 1 micro and small supplier. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (1 of 1)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Pierian Services Private Limited |
To see the full MSME payment records of Navi Fintech Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
GST
Navi Fintech has 6 GST registrations: 6 active. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAICB7004J1ZK | Karnataka | Active | 01 Nov 2019 |
| 29AAICB7004J2ZJ | Karnataka | Active | 13 Mar 2025 |
| 27AAICB7004J1ZO | Maharashtra | Active | 31 Dec 2024 |
| 24AAICB7004J1ZU | Gujarat | Active | 03 Jan 2025 |
To see the full GST registrations and return filing status of Navi Fintech Private Limited, buy the company report.
Recent activity
Navi Fintech Private Limited has 13 board changes on record since 2019: 3 appointments and 10 cessations. The latest: Chanchal Kumar ceased to be Additional Director on 18 Jul 2025.
4 earlier events are in the company report.
News
Frequently asked questions
Navi Fintech is an active private limited company based in Bangalore, Karnataka, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 17 October 2019 (7+ years old) and is registered under CIN U72900KA2019PTC128852.
Navi Fintech has 3 current directors:
- Abhishek Jhawar - Whole-Time Director
- Hina Doon - Additional Director
- Sugandha Ghai - Director
The latest financial statements of Navi Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2020 are in the company report.
The GSTIN of Navi Fintech is 29AAICB7004J1ZK, registered in Karnataka. The company has 6 GST registrations in all, of which 6 are active. Other active GSTINs include 29AAICB7004J2ZJ (Karnataka), 27AAICB7004J1ZO (Maharashtra), 24AAICB7004J1ZU (Gujarat).
The CIN (Corporate Identification Number) of Navi Fintech is U72900KA2019PTC128852. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Navi Fintech has 11 court cases on record: 11 filed against it. 9 are pending. Most are in the district courts.
Navi Fintech was incorporated on 17 October 2019, making it 7+ years old. It is registered with the Registrar of Companies, Bangalore.
Navi Fintech has 3 deals on record (2 secondary share transfers, 1 acquisition); the latest was in February 2023.
The peers of Navi Fintech by revenue are Namra Finance Limited, Uniorbit Technologies Private Limited, Bitcipher Labs LLP, Chotti Leasing and Finance Private Limited, Best Finance Corporation Limited and 5 more, all in the Ecommerce and Internet industry (Finance, Fintech).
Chanchal Kumar ceased to be Additional Director on 18 Jul 2025. Abhishek Jhawar was appointed as Whole-Time Director on 08 May 2025. Abhishek Jhawar ceased to be Additional Director on 08 May 2025. Navi Fintech has 13 board changes on record in total.
Navi Fintech has 1 MSME Form 1 return on record for the period ending Mar 2022, listing 1 overdue payment to 1 micro and small supplier. The latest return was filed on 30 Apr 2022.
Navi Fintech can be reached through the website navi.com. Its registered office is in Bangalore, Karnataka, India.
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