About Navi Limited
Data last updated: 10 February 2026
Navi Limited is a public limited company based in Bangalore South, Karnataka, India. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 10 December 2018, the company has been in operation for over 8 years.
Registered with ROC Bangalore under CIN U72900KA2018PLC119297.
Capital: an authorised share capital of ₹7,500 Cr and a paid-up capital of ₹2,881.39 Cr. Formerly known as Bac Acquisitions Private Limited and Navi Limited. It is led by directors including Usha A Narayanan and Vidit Aatrey.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Bangalore South, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹2,689.14 Cr, a decline of 4% compared to the previous year.
The company has a workforce of approximately 643 employees as per the latest available data. Its group structure includes 10 subsidiaries.
The company is associated with 4 brands - Navi Technologies, Chaitanya India, Navi, Mavenhive. As per MCA filings, the company has open charges of ₹748 Cr and satisfied charges of ₹254.6 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website navi.com.
-
EmailLocked
-
TelephoneLocked
-
Website
-
Social Media
-
Registered Address9Th Floor Vaishnavi Tech Square, Iballur Village Begur Hobli, Bangalore South, Karnataka, India – 560102
-
IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Navi Limited
Navi Limited has undergone 2 name changes throughout its history. The company was previously known as Bac Acquisitions Private Limited, and Navi Limited. The current legal name is Navi Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Navi Limited | Current |
| Bac Acquisitions Private Limited | Previous |
CIN History of Navi Limited
Navi Limited has one previous CIN (Corporate Identification Number): U72900KA2018PTC119297. The current CIN is U72900KA2018PLC119297, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U72900KA2018PLC119297 | Current |
| U72900KA2018PTC119297 | Previous |
Associated Brands with Navi Limited
Navi Limited operates multiple associated brands including Navi Technologies, Chaitanya India, and Navi. These brands represent Navi Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Offers digital solutions, business planning, creative strategy, and branding services. | navitechnologies.in | |
| Micro-credit is provided to low-income individuals and businesses. | chaitanyarural.in | |
| Provider of digital financial services including UPI payments, loans, insurance, and investments | navi.com | |
| Provides application development and integration services | mavenhive.in |
Competitors & Alternatives of Navi Limited
Brands and companies operating in the same space as Navi Limited include Paytm, PhonePe, AU Small Finance Bank and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Paytm
|
Digital payments, financial services, and e-commerce platforms are provided. | Noida, India, India | 2000 |
PhonePe
|
Payment, financial, investment, and lending services are provided digitally. | Bengaluru, India, India | 2012 |
AU Small Finance Bank
|
Collateralised loans for commercial vehicles are extended to rural entrepreneurs. | Jaipur, India, India | 1996 |
Ujjivan Small Finance Bank
|
Small finance services are extended to underserved segments in India. | Bengaluru, India, India | 2005 |
ESAF
|
Microfinance banking services are offered in India by ESAF. | Thrissur, India, India | 1992 |
Jana Small Finance Bank
|
Microfinance bank | Bengaluru, India, India | 1999 |
Suryoday
|
Small finance bank offering savings accounts, deposits, and loan products | Mumbai, India, India | 2008 |
Scripbox
|
Platform offering mutual fund investments, financial planning, and wealth growth services | Bengaluru, India, India | 2012 |
MobiKwik
|
Operator of platform for online mobile, DTH recharge, and bill payments | Gurugram, India, India | 2009 |
Equitas Small Finance Bank
|
Small finance bank | Chennai, India, India | 2007 |
Business Activity of Navi Limited
Navi Limited is engaged in principal business activities including information and communication and support service to organizations, with detailed activities including computer programming, consultancy and related activities, other support services to organizations. The company has 2 registered principal business activity segments, demonstrating its operational diversity and market reach.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | Locked |
| N | Support service to Organizations | N7 | Other support services to organizations | Locked |
Business activity turnover details for Navi Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Navi Limited
Navi Limited is audited by Walker Chandiok & Co LLP for the financial year 2022. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Walker Chandiok & Co LLP | Locked | Locked | Locked |
Complete auditor history for Navi Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Navi Limited
Navi Limited currently reports 6 directors and 2 key managerial personnel. 13 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Usha A Narayanan
Also directs:
Navi General Insurance Limited, Margo Biocontrols Private Limited, Pj Margo Private Limited and 1 more
|
Director | 04 Mar 2022 | 4 Years 4 Months | Current |
|
Vidit Aatrey
Also directs:
Meesho Limited, Meesho Grocery Private Limited, Valmo Transportation Private Limited and 3 more
|
Director | 09 Apr 2022 | 4 Years 3 Months | Current |
|
Chanchal Kumar
Also directs:
Navi Payment Technologies Private Limited
|
Company Secretary | 04 Mar 2025 | 1 Years 4 Months | Current |
|
Nachiket Madhusudan Mor
Also directs:
Dr. Agarwal's Health Care Limited, Narayana Hrudayalaya Limited, Navi Amc Limited and 3 more
|
Director | 08 Aug 2022 | 3 Years 11 Months | Current |
|
Sachin Bansal
Also directs:
Navi General Insurance Limited, Navi Finserv Limited, Navi Investment Advisors Private Limited and 1 more
|
Whole-Time Director | 10 Dec 2018 | 7 Years 7 Months | Current |
| Ankit Agarwal | Director | 10 Dec 2018 | 7 Years 7 Months | Current |
Financials of Navi Limited FY 2025 filings available
Navi Limited reported revenue of ₹2,689.14 Cr (down 4.00% YoY) for FY 2025.
Ten-year financial statements for Navi Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Navi Limited
Shareholding and ownership data for Navi Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Group Structure of Navi Limited
Navi Limited has 10 subsidiary companies. This group structure data is as of FY 2021. The corporate group structure reflects Navi Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Navi Finserv Private Limited | U65923KA2012PTC062537 | Locked |
| Navi Trustee Limited | U65990WB2009PLC134536 | Locked |
| Navi Amc Limited | U65990WB2009PLC134537 | Locked |
| Navi Investment Advisors Private Limited | U65999KA2019PTC126689 | Locked |
| Navi General Insurance Limited | U66000KA2016PLC148551 | Locked |
| Navi Securities Private Limited | U67110KA2019PTC126783 | Locked |
Showing major subsidiaries. Total: 10.
Charges & Borrowings of Navi Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 05 Aug 2025 | Others | ₹80 Cr | Open |
| 25 Jul 2025 | Sbicap Trustee Company Limited | ₹170 Cr | Open |
| 30 Apr 2025 | Others | ₹150 Cr | Open |
| 14 Apr 2025 | Others | ₹200 Cr | Open |
| 28 Feb 2023 | Others | ₹100 Cr | Open |
Total charge records: 9 View all charges
Employees and EPFO Compliance at Navi Limited
Navi Limited has a workforce of 643 employees as of Apr 03, 2024.
Employee and EPFO history for Navi Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Navi Limited
GST registrations and filing compliance for Navi Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Navi Limited
Credit ratings, litigation, and regulatory alerts for Navi Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Navi Limited
MSME payment history for Navi Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Navi Limited
Corporate group structure for Navi Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Navi Limited
MCA filings and documents for Navi Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Navi Limited
Recent News on Navi Limited
Frequently Asked Questions about Navi Limited
Navi Limited is an active public limited company in the internet sector based in Bangalore South, Karnataka, India. It was incorporated on 10 December 2018 (8+ years old) and is registered under CIN U72900KA2018PLC119297. The company has 643 employees.
Navi Limited reported revenue of ₹2,689.14 Cr for FY 2025 (down 4.00% YoY).
The current directors and KMP of Navi Limited are:
- Usha A Narayanan - Director
- Vidit Aatrey - Director
- Chanchal Kumar - Company Secretary
- Nachiket Madhusudan Mor - Director
- Sachin Bansal - Whole-Time Director
- Ankit Agarwal - Director
- Rajiv Naresh - Ceo
- Abhijit Sinha Bose - Director
The primary industry of Navi Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Navi Limited can be reached at the registered office: 9Th Floor Vaishnavi Tech Square, Iballur Village Begur Hobli, Bangalore South, Karnataka, India – 560102, or through the website navi.com.
The authorised capital is ₹7,500 Cr, and the paid-up capital is ₹2,881.39 Cr.