- Valuation
- ₹16,120 Cr
About Navi
Navi is a Financial Services company based in Bengaluru (India) founded in 2012 by Ankit Agarwal and Sachin Bansal. Provider of digital financial services including UPI payments, loans, insurance, and investments. It operates in the Financial Services and Technology sectors. Navi has raised $150.15 million across 6 funding rounds from investors including Ambit, Prosus and Gaja Capital. The company has 1,737 employees. Navi has completed 4 acquisitions, including Chaitanya India Fin Credit, DHFL General Insurance and Essel Finance Mutual Fund. Navi was last valued at $1.7 billion in September 2025. Its chief executive, as recorded, is Sachin Bansal. Its website navi.com draws about 2.5 million monthly visits. Its Indian entity Navi Limited reported revenue of βΉ2,689 Cr. Navi offers products and services including Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan. Its focus areas include FinTech, Internet First Insurance Platforms, Internet First Insurers and Health. Its competitors include PhonePe, Paytm and MobiKwik; 3 of its 3 listed competitors have raised funding.
Company details
Navi was founded in 2012 in Bengaluru, India, within the fintech sector. A mobile application is utilized to deliver services such as UPI payments, personal and home loans, health insurance, and mutual fund investments. Operations focus on paperless processes for streamlined access to financial products. Customer support is provided, with emphasis on various loan types including cash loans.
Recognitions & Rankings of Navi
- Headquarters Bengaluru, India
- Employees 1,737
- Founders Ankit Agarwal, Sachin Bansal
- Stage Unicorn
- SectorsFinancial ServicesTechnology
- Website category Travel and Tourism
- Emailβ’β’β’β’β’β’β’β’
- Phoneβ’β’β’β’ β’β’β’β’
- Website navi.com
- Social LinkedIn X Facebook Instagram YouTube
- Legal Name Navi Technologies Ltd
- Date of Incorporation 10 Dec, 2018
- Jurisdiction Bangalore, Karnataka, India
- Annual Revenue₹2,689 Cr
FY 2025 · -4% YoY
- Net Loss-₹126 Cr
FY 2025 · -5% margin
- EBITDA₹867 Cr
FY 2025 · 34% margin
- Total Equity Funding$150.15M (USD)
in 6 rounds
- Latest Funding Round$100M (USD), Series C
Aug 2026
- InvestorsAmbit
& 39 more
- Employee Count1,737
- Investments & AcquisitionsChaitanya India Fin Credit
& 3 more
Associated legal entities of Navi
Navi is associated with 6 registered companies on The Company Check; the primary company is Navi Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Navi Limited CIN U72900KA2018PLC119297 | Active | 10 Dec 2018 | Bangalore, Karnataka | ₹2,689 Cr | 643 | 10 | View details |
| Navi Securities Private Limited CIN U67110KA2019PTC126783 | Active | 02 Aug 2019 | Bangalore, Karnataka | ₹0.2 Cr | 1 | 4 | View details |
| Navi Investment Advisors Private Limited CIN U65999KA2019PTC126689 | Active | 31 Jul 2019 | Bangalore, Karnataka | ₹0.0 Cr | 539 | 4 | View details |
| Navi Amc Limited CIN U65990KA2009PLC165296 | Active | 09 Apr 2009 | Bangalore, Karnataka | ₹8.3 Cr | 28 | 8 | View details |
| Navi Finserv Limited CIN U65923KA2012PLC062537 | Active | 14 Feb 2012 | Bangalore, Karnataka | ₹2,697 Cr | 554 | 10 | View details |
| Navi General Insurance Limited CIN U66000KA2016PLC148551 | Active | 05 Jul 2016 | Bangalore, Karnataka | -₹56.9 Cr | 95 | 11 | View details |
Products & Services of Navi
Navi offers a comprehensive portfolio of products and services, including Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan.
App for instant money transfers and rewards.
Platform to invest in funds starting at ₹100.
Coverage for medical expenses with fast claims.
Loans for properties with zero processing fees.
Instant personal loans up to ₹20,00,000.
Apps and channels of Navi
its YouTube channel Navi has 138K subscribers and 30 videos.
Videos from Navi
The most watched videos on Navi's YouTube channel, Navi (138K subscribers). Click a video to play it here.
More on Navi.
Funding Insights of Navi
Navi has successfully raised a total of $150.15M across 6 strategic funding rounds. The most recent funding activity was a Series C round of $100 million completed in August 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $150.15M
- Total Rounds 6
- Last Round Series C β $100M
- First Round $400.4M
(Mar 2020)
- Investors Count 40
All 6 funding rounds of Navi with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2026 | $100M | Series C | β | β | |
| Jul 2025 | $20M | Debt – Conventional | β | β | |
| May 2024 | $18.01M | Debt – Convertible | β | β | |
| Nov 2020 | $33,862 | Angel Round | $546.59M | Natarajan Ranganathan | β |
| Apr 2020 | $26.89M | Series A | β | Gaja Capital, U Raghurama Rao | β |
| Mar 2020 | $400.4M | Angel Round | $535.2M | Samit Shetty, Natarajan Ranganathan |
| Date | Valuation | Stage |
|---|---|---|
| Nov 2020 | $546.59M | β’β’β’β’β’β’β’β’ |
| Mar 2020 | $535.2M | β’β’β’β’β’β’β’β’ |
Full valuation and stage history of Navi
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $1.7B (Sep 2025). 40 investors in total: 6 institutional and 34 angel.
Investors in Navi
Navi has secured backing from 40 investors, including angel, venture fund, and institutional investors. Prominent investors backing the company include Ambit, Prosus and Gaja Capital.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investment firm partnering with entrepreneurs in India's domestic economy. | 2004 | gajacapital.com | Mumbai, India | |
Tech companies are invested in by this venture capital firm. | 1997 | prosus.com | Amsterdam, Netherlands | |
PhillipCapital is engaged in providing integrated financial services globally. | phillipcapital.in | Mumbai, India | ||
Ambit is recognized as a leading provider of financial advice and capital in India. | 1997 | ambit.co | Mumbai, India | |
KD Kairus Dadachanji | Angel investor and entrepreneur, co-founder of 9Unicorns, focused on early-stage startups | unknown_56ba5a5fbaa34914b | ||
RK Rishad Kairus Dadachanji | unknown_4ace35da73e5472fa | Mumbai, India | ||
PK Pervin Kairus Dadachanji | unknown_0dc1c84fbc8a42238 | |||
RK Rohit Kapadia | unknown_f438006ed0b24fe0a | |||
YK Yash Kapadia | unknown_2304c86b414f42469 | |||
SR Sandhya Rohit Kapadia | unknown_5017cfc0d1e84488b |
Investor details for Navi
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
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Verified entity values are shown only after access is granted.
Board of directors of Navi Limited (Navi)
Navi Limited is the primary company behind Navi. The boards of the 6 registered companies of Navi currently have 20 directors; the longest-serving is Sachin Bansal, appointed in 2018. 113 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sachin Bansal DIN 02356346 | Whole-time director | 10 Dec 2018 | 7 yrs 11 mo | Navi Limited, Navi Finserv Limited, Navi Investment Advisors Private Limited, Navi General Insurance Limited |
| Ankit Agarwal DIN 08299808 | Director | 10 Dec 2018 | 7 yrs 11 mo | Navi Limited, Navi Finserv Limited, Navi Securities Private Limited, Navi General Insurance Limited, Navi Amc Limited |
| Ranganathan Sridharan DIN 00868787 | Director | 31 Aug 2020 | 6 yrs 2 mo | Navi Finserv Limited |
| Usha A Narayanan DIN 06939539 | Director | 04 Mar 2022 | 4 yrs 8 mo | Navi Limited, Navi General Insurance Limited |
| Abhijit Sinha Bose DIN 05129763 | Director | 04 Mar 2022 | 4 yrs 8 mo | Navi Limited |
| Arindam Haraprasad Ghosh DIN 01423589 | Director | 01 Apr 2022 | 4 yrs 7 mo | Navi Finserv Limited, Navi Amc Limited |
| Vidit Aatrey DIN 07248661 | Director | 09 Apr 2022 | 4 yrs 7 mo | Navi Limited |
| Nachiket Madhusudan Mor DIN 00043646 | Director | 08 Aug 2022 | 4 yrs 3 mo | Navi Limited, Navi General Insurance Limited, Navi Amc Limited |
| Vaibhav Goyal DIN 09761070 | CEO | 31 Oct 2022 | 4 yrs | Navi General Insurance Limited |
| Rituparna Chakraborty DIN 07332241 | Director | 30 Sep 2023 | 3 yrs 1 mo | Navi General Insurance Limited, Navi Amc Limited |
| Thatra Lakshmanachary Alamelu DIN 07628279 | Director | 25 Nov 2024 | 1 yr 11 mo | Navi General Insurance Limited |
| Sameer Hegde DIN 10944692 | Whole-time director | 12 Feb 2025 | 1 yr 8 mo | Navi Investment Advisors Private Limited |
| Rajiv Naresh DIN 09161315 | CEO | 14 Feb 2025 | 1 yr 8 mo | Navi Limited, Navi Investment Advisors Private Limited, Navi Securities Private Limited, Navi General Insurance Limited, Navi Amc Limited |
| Aditya Venkatesh Mulki DIN 10942563 | Whole-time director | 14 Feb 2025 | 1 yr 8 mo | Navi Amc Limited |
| Chanchal Kumar DIN 10495438 | Company Secretary | 04 Mar 2025 | 1 yr 8 mo | Navi Limited |
| Abhishek DIN 07843369 | Managing Director | 14 May 2025 | 1 yr 5 mo | Navi Finserv Limited, Navi Investment Advisors Private Limited, Navi Securities Private Limited |
| Ashwani Kumar DIN 02870681 | Director | 28 May 2025 | 1 yr 5 mo | Navi Finserv Limited |
| Sugandha Ghai DIN 10681185 | Director | 08 Sep 2025 | 1 yr 2 mo | Navi Securities Private Limited |
| Tritala Subramanian Ramakrishnan DIN 09515616 | Director | 01 Oct 2025 | 1 yr 1 mo | Navi Amc Limited |
| Nilufer Panthaki DIN 08753306 | Director | 13 Feb 2026 | 8 mo | Navi Finserv Limited |
People of Navi
62 people are tracked at Navi (14 in leadership, 48 in team); the tracked headcount is 1,737.
| Name | Role | Group |
|---|---|---|
| Co-Founder & CFO | Leadership | |
| Co-Founder & CEO & Chairman | Leadership | |
Mukesh Kumar | Director Of Engineering | Leadership |
Sharth Mandan | Director, Data Science | Leadership |
Sugandha Sharma | Director, Strategy and Business Operations | Leadership |
Abhishek Dwivedi | Ceo, Navi Finserv | Leadership |
Nikhil Taneja | Head Of Corporate Development And Investor Relations | Leadership |
Shivam Tewari | Chief Risk Officer (cro) | Leadership |
Arvind Sharma | Chief Financial Officer | Leadership |
Mahima Gautam | Head Of Tax And Procurement | Leadership |
Aby Eapen | Head Of Risk | Leadership |
Arjun Radhakrishnan | Chief Of Staff To The Chairman | Leadership |
Apeksha A Munwanee | Head Borrowings And Fundraising | Leadership |
Shuvang Jandiyal | Business Head - Trezo (credit Line On Upi) | Leadership |
Swati Shanker | Senior Manager - Legal | Team |
Saurabh Malviya | Engineering Manager | Team |
Ashwin Kanchana | SDE 3 | Team |
Shubham Ranjan | Sde-2 | Team |
Pulkit B. | Sde-2 | Team |
Vinit Gupta | Sde2 | Team |
42 more people are available in the full profile.
Complete people profiles for Navi
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Verified entity values are shown only after access is granted.
Financials of Navi
Figures of Navi Limited, the primary company behind Navi, for FY 2025. Revenue was ₹2,689 Cr (-4% year on year). Net loss was -₹126 Cr (-5% margin). EBITDA was ₹867 Cr (34% margin). Revenue has grown at a compounded annual rate of +36% over three years and +65% over five years.
- ₹2,689 CrRevenue · FY 2025 · -4% YoY
- -₹126 CrNet loss · -5% margin
- ₹867 CrEBITDA · 34% margin
- ₹2,881 CrPaid-up capital
- 643Employees (provident fund records)
- +36%Revenue CAGR, 3 years
- +65%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Navi Limited are on its company page.
Detailed financial statements for Navi
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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- Downloads
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Investments & Acquisitions by Navi
Navi has strategically engaged in corporate development activities, having acquired 4 companies. Notable acquisitions include Chaitanya India Fin Credit, DHFL General Insurance and Essel Finance Mutual Fund.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Internet first general insurance platform | dhflinsurance.com | Mumbai, India | 2016 | Jan 2020 | $14.02M | |
Provides application development and integration services | mavenhive.in | Bengaluru, India | 2012 | Dec 2019 | β’β’β’β’ | |
Wealth management firm | mutualfund.esselfinance.com | Mumbai, India | 2012 | Oct 2019 | β’β’β’β’ | |
Micro-credit financing is provided to low-income individuals and businesses. | chaitanyaindia.in | Bengaluru, India | 2004 | Oct 2019 | β’β’β’β’ |
Complete acquisition details for Navi
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- Acquired stakes
- Deal sources
- Complete history
- Exports
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Timeline of Navi
9 dated milestones of Navi across 14 years, from founding to its latest funding, stage changes and deals.
- Founded Navi is founded.
- Acquisition Acquires Chaitanya India Fin Credit.
- Acquisition Acquires Essel Finance Mutual Fund.
- Acquisition Acquires MavenHive.
- Acquisition Acquires DHFL General Insurance.
- Funding First funding round of $400.4M.
- Milestone Reaches Minicorn status.
- Milestone Reaches Unicorn status.
- Funding Latest funding round, Series C, of $100.0M.
Competitors of Navi
Navi has 3 listed competitors in our database, 3 of them funded. They include PhonePe, Paytm and MobiKwik.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| phonepe.com | 2012 | Bengaluru, India | $1.71B | 1,768 | Payment, financial, investment, and lending services are provided digitally. | |
| paytm.com | 2000 | Noida, India | $2.81B | 14,760 | Digital payments, financial services, and e-commerce platforms are provided. | |
| mobikwik.com | 2009 | Gurugram, India | $283.54M | 698 | Operator of platform for online mobile, DTH recharge, and bill payments |
Detailed competitors of Navi
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
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Verified entity values are shown only after access is granted.
Web traffic of Navi
The website of Navi (navi.com) receives about 2.5M visits a month and ranks #13,957 among all websites worldwide, #391 in Travel and Tourism.
- Monthly visits2.5M
▼ 2.9% vs previous month
- Unique visitors1.5M
per month
- Global rank#13,957
among all websites
- Category rank#391
Travel and Tourism · Travel and Tourism
- Bounce rate34%
- Pages per visit7.5
- Average visit1 min 46 sec
- DevicesDesktop 5% Β· Mobile 95%
Websites whose visitors overlap most with Navi. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
tripadvisor.jp | tripadvisor.jp | 100% | #10,233 | β | |
| 4travel.jp | 99% | 6.3M | #11,212 | View details | |
| doconavi.com | 84% | View details | |||
arukikata.co.jp | arukikata.co.jp | 83% | #77,433 | β | |
| seoulnavi.com | 82% | #246,328 | View details | ||
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
| β’β’β’β’β’β’β’β’β’β’ | β’β’β’β’β’β’.com | β’β’% | β’.β’M | #β’β’β’β’β’ | β |
All 22 similar websites and full traffic analytics for Navi
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- 22 similar websites
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Verified entity values are shown only after access is granted.
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Related news about Navi
Complete news archive for Navi
Full article history, source details, and older brand coverage require an active premium plan.
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Articles about Navi on our blog
Frequently Asked Questions about Navi
Navi was founded in 2012 and raised its 1st funding round 8 years after it was founded.
Navi is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Sachin Bansal is the CEO of Navi, as recorded in our data. They have also founded this company.
Navi is a funded company, having raised a total of $150.15M across 6 funding rounds to date. The company's 1st funding round was a Angel Round of $400.4M, raised on Mar 2020.
Navi has 1,737 employees.
The primary company behind Navi, Navi Limited, reported revenue of βΉ2,689 Cr for FY 2025, down 4% year on year.
Navi was founded in 2012 in Bengaluru, India, within the fintech sector. A mobile application is utilized to deliver services such as UPI payments, personal and home loans, health insurance, and mutual fund investments. Operations focus on paperless processes for streamlined access to financial products. Customer support is provided, with emphasis on various loan types including cash loans.
Navi offers Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan.
Navi has made 4 acquisitions, including Chaitanya India Fin Credit, DHFL General Insurance, and Essel Finance Mutual Fund.
Navi has 40 investors. Key investors include Ambit, Prosus, Gaja Capital, Kairus Dadachanji, and Rishad Kairus Dadachanji.
The valuation of Navi is $1.7B as of Sep 2025.

