About Navi
Navi is a company based in Bengaluru (India) founded in 2012 by Ankit Agarwal and Sachin Bansal.. Navi has raised $427.33 million across 5 funding rounds from investors including Gaja Capital, Kairus Dadachanji and Rishad Kairus Dadachanji. The company has 643 employees as of April 03, 2024. Navi has completed 4 acquisitions, including Chaitanya India Fin Credit, DHFL General Insurance and Essel Finance Mutual Fund. Navi offers products and services including Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan. Navi operates in a competitive market with competitors including PhonePe, Paytm, MobiKwik, FreeCharge and Manappuram Finance, among others.
- Headquarter Bengaluru, India
- Employees 643 as on 03 Apr, 2024
- Founders Ankit Agarwal, Sachin Bansal
- Stage Minicorn
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Sectors
Financial ServicesTechnology
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Email
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Phone
*********
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Website
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Social
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- Legal Name Navi Technologies Ltd
- Jurisdiction Bangalore South, Karnataka, India
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Annual Revenue
$128.38 M (USD)36.05as on Mar 31, 2022
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Net Profit
$-43.81 M (USD)-608.64as on Mar 31, 2022
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EBITDA
$-22.38 M (USD)-179as on Mar 31, 2022
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Total Equity Funding
$427.33 M (USD)
in 5 rounds
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Latest Funding Round
$20 M (USD), Debt – Conventional
Jul 28, 2025
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Investors
Gaja Capital
& 36 more
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Employee Count
643
as on Apr 03, 2024
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Investments & Acquisitions
Chaitanya India Fin Credit
& 3 more
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Products & Services of Navi
Navi offers a comprehensive portfolio of products and services, including Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
App for instant money transfers and rewards.
Platform to invest in funds starting at ₹100.
Coverage for medical expenses with fast claims.
Loans for properties with zero processing fees.
Instant personal loans up to ₹20,00,000.
Unlock access to complete
Funding Insights of Navi
Navi has successfully raised a total of $427.33M across 5 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $20 million completed in July 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 5
- Last Round Debt – Conventional — $20.0M
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First Round
First Round
(29 Mar 2020)
- Investors Count 37
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2025 | Amount | Debt – Conventional - Navi | Valuation |
investors |
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| May, 2024 | Amount | Debt – Convertible - Navi | Valuation |
investors |
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| Nov, 2020 | Amount | Angel Round - Navi | Valuation | Natarajan Ranganathan |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Navi
Navi has secured backing from 37 investors, including angel, venture fund, and institutional investors. Prominent investors backing the company include Gaja Capital, Kairus Dadachanji and Rishad Kairus Dadachanji. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Investment firm partnering with entrepreneurs in India's domestic economy.
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Founded Year | Domain | Location | |
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PhillipCapital is engaged in providing integrated financial services globally.
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Founded Year | Domain | Location | |
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KD
Kairus Dadachanji |
Angel investor and entrepreneur, co-founder of 9Unicorns, focused on early-stage startups
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Navi
Navi has strategically engaged in corporate development activities, having acquired 4 companies. Notable acquisitions include Chaitanya India Fin Credit, DHFL General Insurance and Essel Finance Mutual Fund. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Internet first general insurance platform
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2016 | ||||
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Wealth management firm
|
2012 | ||||
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Provides application development and integration services
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2012 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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OVO is recognized as a smart digital payment application.
|
2017 | ||||
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Bionic investment advisor platform
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 |
Financial Statements - Navi
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Navi Comparisons
Competitors of Navi
Navi operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as PhonePe, Paytm, MobiKwik, FreeCharge and Manappuram Finance, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Payment, financial, investment, and lending services are provided digitally.
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| domain | founded_year | HQ Location |
Digital payments, financial services, and e-commerce platforms are provided.
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| domain | founded_year | HQ Location |
Operator of platform for online mobile, DTH recharge, and bill payments
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| domain | founded_year | HQ Location |
Digital wallet services for bill payments and recharges are facilitated.
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| domain | founded_year | HQ Location |
Consumer and SME loans are provided by Manappuram Finance.
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| domain | founded_year | HQ Location |
Diversified lending services are provided as a non-banking financial institution.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Navi
Frequently Asked Questions about Navi
When was Navi founded?
Navi was founded in 2012 and raised its 1st funding round 8 years after it was founded.
Where is Navi located?
Navi is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Who is the current CEO of Navi?
Sachin Bansal is the current CEO of Navi. They have also founded this company.
Is Navi a funded company?
Navi is a funded company, having raised a total of $427.33M across 5 funding rounds to date. The company's 1st funding round was a Angel Round of $33.86K, raised on Mar 29, 2020.
How many employees does Navi have?
As of Apr 03, 2024, the latest employee count at Navi is 643.
What is the annual revenue of Navi?
Annual revenue of Navi is $128.38M as on Mar 31, 2022.
What does Navi do?
Navi was founded in 2012 in Bengaluru, India, within the fintech sector. A mobile application is utilized to deliver services such as UPI payments, personal and home loans, health insurance, and mutual fund investments. Operations focus on paperless processes for streamlined access to financial products. Customer support is provided, with emphasis on various loan types including cash loans.
What products or services does Navi offer?
Navi offers Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan.
How many acquisitions has Navi made?
Navi has made 4 acquisitions, including Chaitanya India Fin Credit, DHFL General Insurance, and Essel Finance Mutual Fund.
Who are Navi's investors?
Navi has 37 investors. Key investors include Gaja Capital, Kairus Dadachanji, Rishad Kairus Dadachanji, Pervin Kairus Dadachanji, and Rohit Kapadia.
What is Navi's valuation?
The valuation of Navi is $546.59M as of Nov 2020.
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