Navi

Bengaluru, India Founded: 2012 • Age: 14 yrs Unicorn India's Most Valuable
Provider of digital financial services including UPI payments, loans, insurance, and investments

About Navi

Navi is a Financial Services company based in Bengaluru (India) founded in 2012 by Ankit Agarwal and Sachin Bansal. Provider of digital financial services including UPI payments, loans, insurance, and investments. It operates in the Financial Services and Technology sectors. Navi has raised $150.15 million across 6 funding rounds from investors including Ambit, Prosus and Gaja Capital. The company has 1,737 employees. Navi has completed 4 acquisitions, including Chaitanya India Fin Credit, DHFL General Insurance and Essel Finance Mutual Fund. Navi was last valued at $1.7 billion in September 2025. Its chief executive, as recorded, is Sachin Bansal. Its website navi.com draws about 2.5 million monthly visits. Its Indian entity Navi Limited reported revenue of β‚Ή2,689 Cr. Navi offers products and services including Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan. Its focus areas include FinTech, Internet First Insurance Platforms, Internet First Insurers and Health. Its competitors include PhonePe, Paytm and MobiKwik; 3 of its 3 listed competitors have raised funding.

Company details

Navi was founded in 2012 in Bengaluru, India, within the fintech sector. A mobile application is utilized to deliver services such as UPI payments, personal and home loans, health insurance, and mutual fund investments. Operations focus on paperless processes for streamlined access to financial products. Customer support is provided, with emphasis on various loan types including cash loans.

Recognitions & Rankings of Navi

India's Most Valuable Companies 2025 edition · Source: Hurun India
Valuation
₹16,120 Cr
  • Headquarters Bengaluru, India
  • Employees 1,737
  • Founders Ankit Agarwal, Sachin Bansal
  • Stage Unicorn
  • Sectors
    Financial Services
    Technology
  • Website category Travel and Tourism
  • Email
    β€’β€’β€’β€’β€’β€’β€’β€’
  • Phone
    β€’β€’β€’β€’ β€’β€’β€’β€’
  • Website navi.com
  • Social LinkedIn X Facebook Instagram YouTube
  • Legal Name Navi Technologies Ltd
  • Date of Incorporation 10 Dec, 2018
  • Jurisdiction Bangalore, Karnataka, India
Key Metrics
  • Annual Revenue
    ₹2,689 Cr

    FY 2025 · -4% YoY

  • Net Loss
    -₹126 Cr

    FY 2025 · -5% margin

  • EBITDA
    ₹867 Cr

    FY 2025 · 34% margin

  • Total Equity Funding
    $150.15M (USD)

    in 6 rounds

  • Latest Funding Round
    $100M (USD), Series C

    Aug 2026

  • Investors
    Ambit

    & 39 more

  • Employee Count
    1,737
  • Investments & Acquisitions

Products & Services of Navi

Navi offers a comprehensive portfolio of products and services, including Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan.

Navi UPI
Payment Platform

App for instant money transfers and rewards.

Mutual Fund
Investment Service

Platform to invest in funds starting at ₹100.

Health Insurance
Insurance Service

Coverage for medical expenses with fast claims.

Home Loan
Lending Service

Loans for properties with zero processing fees.

Cash Loan
Lending Service

Instant personal loans up to ₹20,00,000.

Apps and channels of Navi

its YouTube channel Navi has 138K subscribers and 30 videos.

Navi
YouTube 138K subscribers 30 videos Howto & Style
Open channel

Videos from Navi

The most watched videos on Navi's YouTube channel, Navi (138K subscribers). Click a video to play it here.

Explore the Navi Nifty 500 Multicap 50:25:25 Index Fund
8.2K views
Navi Surprisingly Fast Growth | Baby
3.7K views
Culture at Navi
3.5K views
New Index Fund Alert! 🚀 Navi Nifty Smallcap250 Momentum Quality 100 Index Fund Explained
2.4K views

More on Navi.

Funding Insights of Navi

Navi has successfully raised a total of $150.15M across 6 strategic funding rounds. The most recent funding activity was a Series C round of $100 million completed in August 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding $150.15M
  • Total Rounds 6
  • Last Round Series C β€” $100M
  • First Round $400.4M

    (Mar 2020)

  • Investors Count 40

All 6 funding rounds of Navi with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
Aug 2026$100MSeries C––
Jul 2025$20MDebt – Conventional––
May 2024$18.01MDebt – Convertible––
Nov 2020$33,862Angel Round$546.59MNatarajan Ranganathan
–
Apr 2020$26.89MSeries A–Gaja Capital, U Raghurama Rao
–
Mar 2020$400.4MAngel Round$535.2MSamit Shetty, Natarajan Ranganathan
Valuation history
DateValuationStage
Nov 2020$546.59Mβ€’β€’β€’β€’β€’β€’β€’β€’
Mar 2020$535.2Mβ€’β€’β€’β€’β€’β€’β€’β€’
Premium access

Full valuation and stage history of Navi

Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.

  • All valuation points
  • Stage changes
  • Dates
  • Exports

Verified entity values are shown only after access is granted.

Last known valuation $1.7B (Sep 2025). 40 investors in total: 6 institutional and 34 angel.

Investors in Navi

Navi has secured backing from 40 investors, including angel, venture fund, and institutional investors. Prominent investors backing the company include Ambit, Prosus and Gaja Capital.

All
Venture Fund
Institutional
Angel
InvestorDescriptionFounded YearDomainLocation
Investment firm partnering with entrepreneurs in India's domestic economy.
2004gajacapital.comMumbai, India
Tech companies are invested in by this venture capital firm.
1997prosus.comAmsterdam, Netherlands
PhillipCapital is engaged in providing integrated financial services globally.
phillipcapital.inMumbai, India
Ambit is recognized as a leading provider of financial advice and capital in India.
1997ambit.coMumbai, India

Kairus Dadachanji

Angel investor and entrepreneur, co-founder of 9Unicorns, focused on early-stage startups
unknown_56ba5a5fbaa34914b

Rishad Kairus Dadachanji

unknown_4ace35da73e5472faMumbai, India

Pervin Kairus Dadachanji

unknown_0dc1c84fbc8a42238

Rohit Kapadia

unknown_f438006ed0b24fe0a

Yash Kapadia

unknown_2304c86b414f42469

Sandhya Rohit Kapadia

unknown_5017cfc0d1e84488b
Premium access

Investor details for Navi

The complete investor list, round-by-round participation and investor portfolios require an active premium plan.

  • Complete investor list
  • Round participation
  • Investor portfolios
  • Co-investor network

Verified entity values are shown only after access is granted.

Board of directors of Navi Limited (Navi)

Navi Limited is the primary company behind Navi. The boards of the 6 registered companies of Navi currently have 20 directors; the longest-serving is Sachin Bansal, appointed in 2018. 113 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Sachin Bansal
DIN 02356346
Whole-time director10 Dec 20187 yrs 11 moNavi Limited, Navi Finserv Limited, Navi Investment Advisors Private Limited, Navi General Insurance Limited
Ankit Agarwal
DIN 08299808
Director10 Dec 20187 yrs 11 moNavi Limited, Navi Finserv Limited, Navi Securities Private Limited, Navi General Insurance Limited, Navi Amc Limited
Ranganathan Sridharan
DIN 00868787
Director31 Aug 20206 yrs 2 moNavi Finserv Limited
Usha A Narayanan
DIN 06939539
Director04 Mar 20224 yrs 8 moNavi Limited, Navi General Insurance Limited
Abhijit Sinha Bose
DIN 05129763
Director04 Mar 20224 yrs 8 moNavi Limited
Arindam Haraprasad Ghosh
DIN 01423589
Director01 Apr 20224 yrs 7 moNavi Finserv Limited, Navi Amc Limited
Vidit Aatrey
DIN 07248661
Director09 Apr 20224 yrs 7 moNavi Limited
Nachiket Madhusudan Mor
DIN 00043646
Director08 Aug 20224 yrs 3 moNavi Limited, Navi General Insurance Limited, Navi Amc Limited
Vaibhav Goyal
DIN 09761070
CEO31 Oct 20224 yrsNavi General Insurance Limited
Rituparna Chakraborty
DIN 07332241
Director30 Sep 20233 yrs 1 moNavi General Insurance Limited, Navi Amc Limited
Thatra Lakshmanachary Alamelu
DIN 07628279
Director25 Nov 20241 yr 11 moNavi General Insurance Limited
Sameer Hegde
DIN 10944692
Whole-time director12 Feb 20251 yr 8 moNavi Investment Advisors Private Limited
Rajiv Naresh
DIN 09161315
CEO14 Feb 20251 yr 8 moNavi Limited, Navi Investment Advisors Private Limited, Navi Securities Private Limited, Navi General Insurance Limited, Navi Amc Limited
Aditya Venkatesh Mulki
DIN 10942563
Whole-time director14 Feb 20251 yr 8 moNavi Amc Limited
Chanchal Kumar
DIN 10495438
Company Secretary04 Mar 20251 yr 8 moNavi Limited
Abhishek
DIN 07843369
Managing Director14 May 20251 yr 5 moNavi Finserv Limited, Navi Investment Advisors Private Limited, Navi Securities Private Limited
Ashwani Kumar
DIN 02870681
Director28 May 20251 yr 5 moNavi Finserv Limited
Sugandha Ghai
DIN 10681185
Director08 Sep 20251 yr 2 moNavi Securities Private Limited
Tritala Subramanian Ramakrishnan
DIN 09515616
Director01 Oct 20251 yr 1 moNavi Amc Limited
Nilufer Panthaki
DIN 08753306
Director13 Feb 20268 moNavi Finserv Limited

People of Navi

62 people are tracked at Navi (14 in leadership, 48 in team); the tracked headcount is 1,737.

NameRoleGroup
Co-Founder & CFOLeadership
Co-Founder & CEO & ChairmanLeadership
Mukesh Kumar
Director Of EngineeringLeadership
Sharth Mandan
Director, Data ScienceLeadership
Sugandha Sharma
Director, Strategy and Business OperationsLeadership
Abhishek Dwivedi
Ceo, Navi FinservLeadership
Nikhil Taneja
Head Of Corporate Development And Investor RelationsLeadership
Shivam Tewari
Chief Risk Officer (cro)Leadership
Arvind Sharma
Chief Financial OfficerLeadership
Mahima Gautam
Head Of Tax And ProcurementLeadership
Aby Eapen
Head Of RiskLeadership
Arjun Radhakrishnan
Chief Of Staff To The ChairmanLeadership
Apeksha A Munwanee
Head Borrowings And FundraisingLeadership
Shuvang Jandiyal
Business Head - Trezo (credit Line On Upi)Leadership
Swati Shanker
Senior Manager - LegalTeam
Saurabh Malviya
Engineering ManagerTeam
Ashwin Kanchana
SDE 3Team
Shubham Ranjan
Sde-2Team
Pulkit B.
Sde-2Team
Vinit Gupta
Sde2Team

42 more people are available in the full profile.

Premium access

Complete people profiles for Navi

Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.

  • Full employee list
  • Team structure
  • Board tenure
  • Professional contacts

Verified entity values are shown only after access is granted.

Financials of Navi

Figures of Navi Limited, the primary company behind Navi, for FY 2025. Revenue was ₹2,689 Cr (-4% year on year). Net loss was -₹126 Cr (-5% margin). EBITDA was ₹867 Cr (34% margin). Revenue has grown at a compounded annual rate of +36% over three years and +65% over five years.

  • ₹2,689 CrRevenue · FY 2025 · -4% YoY
  • -₹126 CrNet loss · -5% margin
  • ₹867 CrEBITDA · 34% margin
  • ₹2,881 CrPaid-up capital
  • 643Employees (provident fund records)
  • +36%Revenue CAGR, 3 years
  • +65%Revenue CAGR, 5 years

Balance sheet, profit and loss, cash flow and ratios of Navi Limited are on its company page.

Premium access

Detailed financial statements for Navi

Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.

  • Statement rows
  • Financial ratios
  • Five-year trends
  • Downloads

Verified entity values are shown only after access is granted.

Investments & Acquisitions by Navi

Navi has strategically engaged in corporate development activities, having acquired 4 companies. Notable acquisitions include Chaitanya India Fin Credit, DHFL General Insurance and Essel Finance Mutual Fund.

Acquisitions
Company NameDescriptionDomainLocationFoundedAcquiredAmount
Internet first general insurance platform
dhflinsurance.comMumbai, India2016Jan 2020$14.02M
Provides application development and integration services
mavenhive.inBengaluru, India2012Dec 2019β€’β€’β€’β€’
Wealth management firm
mutualfund.esselfinance.comMumbai, India2012Oct 2019β€’β€’β€’β€’
Micro-credit financing is provided to low-income individuals and businesses.
chaitanyaindia.inBengaluru, India2004Oct 2019β€’β€’β€’β€’
Premium access

Complete acquisition details for Navi

Acquired stakes, deal sources and the complete acquisition history require an active premium plan.

  • Acquired stakes
  • Deal sources
  • Complete history
  • Exports

Verified entity values are shown only after access is granted.

Timeline of Navi

9 dated milestones of Navi across 14 years, from founding to its latest funding, stage changes and deals.

  1. Founded Navi is founded.
  2. Acquisition Acquires Chaitanya India Fin Credit.
  3. Acquisition Acquires Essel Finance Mutual Fund.
  4. Acquisition Acquires MavenHive.
  5. Acquisition Acquires DHFL General Insurance.
  6. Funding First funding round of $400.4M.
  7. Milestone Reaches Minicorn status.
  8. Milestone Reaches Unicorn status.
  9. Funding Latest funding round, Series C, of $100.0M.

Competitors of Navi

Navi has 3 listed competitors in our database, 3 of them funded. They include PhonePe, Paytm and MobiKwik.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
phonepe.com2012Bengaluru, India$1.71B1,768
Payment, financial, investment, and lending services are provided digitally.
paytm.com2000Noida, India$2.81B14,760
Digital payments, financial services, and e-commerce platforms are provided.
mobikwik.com2009Gurugram, India$283.54M698
Operator of platform for online mobile, DTH recharge, and bill payments
Premium access

Detailed competitors of Navi

The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.

  • Full competitor set
  • Operating metrics
  • Benchmarks
  • Competitive positioning

Verified entity values are shown only after access is granted.

Web traffic of Navi

The website of Navi (navi.com) receives about 2.5M visits a month and ranks #13,957 among all websites worldwide, #391 in Travel and Tourism.

  • Monthly visits
    2.5M

    ▼ 2.9% vs previous month

  • Unique visitors
    1.5M

    per month

  • Global rank
    #13,957

    among all websites

  • Category rank
    #391

    Travel and Tourism · Travel and Tourism

Similar websites

Websites whose visitors overlap most with Navi. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
tripadvisor.jp
tripadvisor.jp
100%
#10,233–
4travel.jp
99%
6.3M#11,212View details
doconavi.com
84%
View details
arukikata.co.jp
arukikata.co.jp
83%
#77,433–
seoulnavi.com
82%
#246,328View details
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
Premium access

All 22 similar websites and full traffic analytics for Navi

The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.

  • 22 similar websites
  • Audience overlap
  • Engagement analytics
  • Traffic by brand

Verified entity values are shown only after access is granted.

Upgrade to premium

Unlock complete access to The Company Check

Get unrestricted viewing across everything we track β€” from companies and brands to investors, funding rounds, acquisitions, financials, and more.

Upgrade to Premium No viewing limits. Your plan controls exports and screening usage.
Included in your Premium account
  • βœ“
    Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
  • βœ“
    Full access to every database India & global coverage, advanced filters and rich profile details
  • βœ“
    Always-on access from your team account Single premium plan for everything you see on the portal

Related news about Navi

Premium access

Complete news archive for Navi

Full article history, source details, and older brand coverage require an active premium plan.

  • Full article archive
  • Source and publication date
  • Older coverage
  • Brand-specific news history

Verified entity values are shown only after access is granted.

Frequently Asked Questions about Navi

Navi was founded in 2012 and raised its 1st funding round 8 years after it was founded.

Navi is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Sachin Bansal is the CEO of Navi, as recorded in our data. They have also founded this company.

Navi is a funded company, having raised a total of $150.15M across 6 funding rounds to date. The company's 1st funding round was a Angel Round of $400.4M, raised on Mar 2020.

Navi has 1,737 employees.

The primary company behind Navi, Navi Limited, reported revenue of β‚Ή2,689 Cr for FY 2025, down 4% year on year.

Navi was founded in 2012 in Bengaluru, India, within the fintech sector. A mobile application is utilized to deliver services such as UPI payments, personal and home loans, health insurance, and mutual fund investments. Operations focus on paperless processes for streamlined access to financial products. Customer support is provided, with emphasis on various loan types including cash loans.

Navi's top competitors include Paytm, PhonePe and MobiKwik.

Navi offers Navi UPI, Mutual Fund, Health Insurance, Home Loan, and Cash Loan.

Navi has made 4 acquisitions, including Chaitanya India Fin Credit, DHFL General Insurance, and Essel Finance Mutual Fund.

Navi has 40 investors. Key investors include Ambit, Prosus, Gaja Capital, Kairus Dadachanji, and Rishad Kairus Dadachanji.

The valuation of Navi is $1.7B as of Sep 2025.

Explore millions of companies β€” effortlessly

Access structured, verified intelligence on 7M+ companies across industries, sectors, and global markets. From early-stage startups to large enterprises, discover ownership, leadership, funding, financials, acquisitions, and market signals β€” all in one powerful platform.

Free account with essential features Instant access to company reports Enterprise solutions available