Navi Finserv Limited - Company Profile

Q: Who are the current directors of Navi Finserv Limited?

The current directors of Navi Finserv Limited are Ashwani Kumar, Arindam Haraprasad Ghosh, Usha A Narayanan, Ranganathan Sridharan, Sachin Bansal, Ankit Agarwal, Abhishek, Mahima Gautam, Abhishek, Chanchal Kumar.

It is a financial services public limited company based in Bangalore South, Karnataka, India, established in 2012.

2012 Bangalore South, Karnataka, India Active

Last Updated: December 17, 2025

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About Navi Finserv Limited

Navi Finserv Limited, a active public limited company, was established on 14 February 2012 in Bangalore South, Karnataka, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: U65923KA2012PLC062537. Registered under ROC Roc Bangalore. it is unlisted. It has an authorized capital of ₹600.00 Cr and a paid-up capital of ₹310.24 Cr.

Formerly known as Chaitanya Rural Intermediation Development Services Private Limited. It upholds a compliant status. Employing 554 professional, Its leadership includes Ashwani Kumar (Director), Arindam Haraprasad Ghosh (Director), Usha A Narayanan (Director). Past directors included Ashwani Kumar, Riya Bhattacharya, Gurumoorthy. It holds ₹9,899.95 Cr open charges and ₹5,775.32 Cr settled loans. Its latest AGM occurred on 22 September 2025, with the balance sheet filed on 31 March 2025. It is based at 2Nd Floor, Vaishnavi Tech Square, Iballur Village, Begur Hobli, Bangalore South, Karnataka, 560102.

Company Details

CIN/LLPIN
U65923KA2012PLC062537
Registration Number
062537
Incorporation Date
14 February 2012
Authorized Capital
₹600.00 Cr
Paid-Up Capital
₹310.24 Cr
ROC Code
Roc Bangalore
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 600.00 Cr as on 17-12-2025
Paid Up Capital ₹ 310.24 Cr as on 17-12-2025
Company Age 14 Year, 17 Days
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 9,899.95 Cr as on 17-12-2025
Satisfied Charges ₹ 5,775.32 Cr as on 17-12-2025

Comprehensive Company Insights

Explore comprehensive insights into Navi Finserv Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Navi Finserv Limited?

Current Directors

Name	Designation	Appointment Date	Status
Ashwani Kumar	Director	28 May 2025	Current
Arindam Haraprasad Ghosh	Director	01 Apr 2022	Current
Usha A Narayanan	Director	06 Jul 2020	Current
Ranganathan Sridharan	Director	31 Aug 2020	Current
Sachin Bansal	Director	23 Oct 2019	Current
Ankit Agarwal	Director	23 Oct 2019	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	01 Jun 2025	Past
Pramod Abcsdd	Ceo(Kmp)	-	Past
Pramod Abcsdd	Cfo(Kmp)	-	Past
Pramod Abcsdd	Director	10 Feb 2022	Past
Pramod Abcsdd	Nominee Director	24 May 2017	Past
Pramod Abcsdd	Nominee Director	21 Oct 2019	Past

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Financial Performance of Navi Finserv.

Navi Finserv Limited, for the financial year ended 2024, experienced no change in revenue, with a 0% increase. The company also saw a no change in profitability, with a 0% increase in profit. The company's net worth witnessed no change by increase of 0%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

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YOY Growth

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Total Revenue

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What is the Ownership and Shareholding Structure of Navi Finserv?

In 2024, Navi Finserv had a promoter holding of 100.00%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹98,999,466,870.00

Satisfied Charges

₹57,753,233,334.00

Charges Breakdown by Lending Institutions

Others : 7762.32 Cr
State Bank Of India : 500.00 Cr
Yes Bank Limited : 302.52 Cr
Axis Bank Limited : 260.00 Cr
Hdfc Bank Limited : 250.10 Cr
Others : 825.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
28 Nov 2025	Others	₹50.00 Cr	Open
25 Nov 2025	Bank Of India	₹100.00 Cr	Open
24 Nov 2025	Others	₹50.00 Cr	Open
17 Nov 2025	Others	₹50.00 Cr	Open
30 Sep 2025	Others	₹25.00 Cr	Open

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How Many Employees Work at Navi Finserv?

Navi Finserv has a workforce of 554 employees as of Dec 17, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Navi Finserv, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Navi Finserv's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Navi Finserv

Recent Activity within the Organization

Charges

A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101195466 was registered on 28 Nov 2025. was recorded as a recent event.
28 Nov 2025
Charges

A charge registered on 27 Sep 2022 via Charge ID 100620007 with Others was fully satisfied on 28 Nov 2025. was recorded as a recent event.
28 Nov 2025
Charges

A charge registered on 19 Aug 2022 via Charge ID 100609269 with Others was fully satisfied on 27 Nov 2025. was recorded as a recent event.
27 Nov 2025
Charges

Progress on A charge with Bank Of India amounted to Rs. 100.00 Cr with Charge ID 101198615 was registered on 25 Nov 2025. was documented.
25 Nov 2025
Charges

Progress on A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101193531 was registered on 24 Nov 2025. was documented.
24 Nov 2025
Charges

A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101193325 was registered on 17 Nov 2025. was recorded as a recent event.
17 Nov 2025

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