Patronize Micro Credit Federation
About Patronize Micro Credit Federation
Data last updated:
Patronize Micro Credit Federation is a private not for profit company based in Hajipur, Bihar, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 08 February 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U67200BR2017NPL044794.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹6.3 Lakh. It is led by directors including Om Prakash Singh and Bajrangi Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Near Ramjeevan Chowk C/O Madhuri Devi South Veer Kunwar Singh Colony Vaishali, Hajipur, Bihar, India – 844101.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.13 Lakh, a growth of 122% compared to the previous year. For the same year it recorded a net loss of ₹71,841 (net margin -63.6%) and EBITDA of -₹71,841 (EBITDA margin -63.6%).
The current compliance status is marked as compliant by the Registrar of Companies.
CIN History of Patronize Micro Credit Federation
Patronize Micro Credit Federation has one previous CIN (Corporate Identification Number): U67200UP2017NPL090203. The current CIN is U67200BR2017NPL044794, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67200BR2017NPL044794 | Current |
| U67200UP2017NPL090203 | Previous |
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- WebsiteLocked
- Social MediaLocked
- Registered AddressNear Ramjeevan Chowk C/O Madhuri Devi South Veer Kunwar Singh Colony Vaishali, Hajipur, Bihar, India – 844101
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Patronize Micro Credit Federation
The main business activity of Patronize Micro Credit Federation is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Patronize Micro Credit Federation FY 2025 filings available
Patronize Micro Credit Federation reported revenue of ₹1.13 Lakh (up 122% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Patronize Micro Credit Federation
Revenue rose 122% in the latest year. EBITDA fell 682% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Patronize Micro Credit Federation
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹71,841 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹71,841 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Patronize Micro Credit Federation
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -63.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -63.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Patronize Micro Credit Federation are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Patronize Micro Credit Federation
Patronize Micro Credit Federation has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Om Prakash Singh | Director | 26 Apr 2019 | 7 Years 5 Months | Current |
| Bajrangi Singh | Director | 26 Apr 2019 | 7 Years 5 Months | Current |
| Phool Babu Kumar Also directs: Kritika Farmers Producer Company Limited | Director | 26 Apr 2019 | 7 Years 5 Months | Current |
Peer Comparison of Patronize Micro Credit Federation
Patronize Micro Credit Federation is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sapat Micro Finance Foundation | ₹1.2 Lakh (FY 2025) | •••• | •••• | 2.0% | •••• | Badohi, Uttar Pradesh, India |
| Kubershree Micro Credit Foundation | ₹1.18 Lakh (FY 2024) | •••• | •••• | -50.0% | •••• | Varanasi, Uttar Pradesh, India |
| Startsmith Nidhi Limited | ₹1.17 Lakh (FY 2022) | •••• | •••• | 287.0% | •••• | Delhi, India |
| Pban Chits Private Limited | ₹1.13 Lakh (FY 2023) | •••• | •••• | -51.0% | •••• | Chennai, Tamil Nadu, India |
| Magicfin Micro Finance Private Limited | ₹1.13 Lakh (FY 2025) | •••• | •••• | •••• | Lucknow, Uttar Pradesh, India | |
| Patronize Micro Credit Federation this company | ₹1.13 Lakh (FY 2024) | •••• | •••• | 122.0% | •••• | Hajipur, Bihar, India |
| SPM India Nidhi Limited | ₹1.13 Lakh (FY 2021) | •••• | •••• | •••• | Mahwa, Rajasthan, India | |
| Selvagugaa Chits Private Limited | ₹1.12 Lakh (FY 2022) | •••• | •••• | -39.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Suvarna Kuries and Loans Pvt Ltd | ₹1.11 Lakh (FY 2024) | •••• | •••• | 7.0% | •••• | Thrissur, Kerala, India |
| Raksha Shree Micro Finance Foundation | ₹1.09 Lakh (FY 2024) | •••• | •••• | -28.0% | •••• | Aligarh, Uttar Pradesh, India |
| Sonali Micro Finance Private Limited | ₹1.08 Lakh (FY 2025) | •••• | •••• | 304.0% | •••• | Jamai, Madhya Pradesh, India |
Peers are the five companies nearest above and the five nearest below Patronize Micro Credit Federation by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Patronize Micro Credit Federation
Patronize Micro Credit Federation is audited by MUKUND KUMAR & CO for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MUKUND KUMAR & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Patronize Micro Credit Federation
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Patronize Micro Credit Federation
Patronize Micro Credit Federation does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Patronize Micro Credit Federation
Employment history and EPFO contributions of people linked to Patronize Micro Credit Federation.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Patronize Micro Credit Federation
Patronize Micro Credit Federation has 5 board changes on record since 2019: 3 appointments and 2 cessations. The latest: Surendra Vishvkarma ceased to be Director on 04 May 2019.
Credit Ratings, Litigation & Regulatory Alerts for Patronize Micro Credit Federation
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Patronize Micro Credit Federation
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Patronize Micro Credit Federation
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Patronize Micro Credit Federation
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Patronize Micro Credit Federation
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Patronize Micro Credit Federation
Patronize Micro Credit Federation is an active private not for profit company based in Hajipur, Bihar, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 08 February 2017 (9+ years old) and is registered under CIN U67200BR2017NPL044794.
Patronize Micro Credit Federation reported revenue of ₹1.13 Lakh for FY 2024 (up 122% YoY).
Patronize Micro Credit Federation has 3 current directors:
- Om Prakash Singh - Director
- Bajrangi Singh - Director
- Phool Babu Kumar - Director
Patronize Micro Credit Federation reported a net loss of ₹71,841 (net margin -63.6%) and EBITDA of -₹71,841 (EBITDA margin -63.6%) for FY 2024, as per its filed financial statements.
The CIN (Corporate Identification Number) of Patronize Micro Credit Federation is U67200BR2017NPL044794. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Patronize Micro Credit Federation was incorporated on 08 February 2017, making it 9+ years old. It is registered with the Registrar of Companies, Patna.
The peers of Patronize Micro Credit Federation by revenue are Sapat Micro Finance Foundation, Kubershree Micro Credit Foundation, Startsmith Nidhi Limited, Pban Chits Private Limited, Magicfin Micro Finance Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Surendra Vishvkarma ceased to be Director on 04 May 2019. Swami Nath Wishwakarma ceased to be Director on 04 May 2019. Bajrangi Singh was appointed as Director on 26 Apr 2019. Patronize Micro Credit Federation has 5 board changes on record in total.
The registered office of Patronize Micro Credit Federation is at Near Ramjeevan Chowk CO Madhuri Devi South Veer Kunwar Singh Colony Vaishali, Hajipur, Bihar, India – 844101.
Patronize Micro Credit Federation has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹6.3 Lakh.
Patronize Micro Credit Federation operates in the financial services industry, in the microfinance institutions segment.