Kubershree Micro Credit Foundation
About Kubershree Micro Credit Foundation
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Kubershree Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 26 August 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U85191UP2015NPL072934.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹25 Lakh. It is led by directors Kunj Bihari Sharma and Bhawani Singh Yadav.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at P. No. 65/2 – Panchwati Nagar Colony Shivdaspur, Varanasi, Uttar Pradesh, India – 221103.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.18 Lakh, a decline of 50% compared to the previous year. For the same year it recorded a net profit of ₹23,984 (net margin 20.4%) and EBITDA of ₹33,209 (EBITDA margin 28.2%). Revenue has declined at a compounded annual rate (CAGR) of 27% over three years and 26% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Kubershree Micro Credit Foundation's registered office is in Varanasi, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressP. No. 65/2 – Panchwati Nagar Colony Shivdaspur, Varanasi, Uttar Pradesh, India – 221103
- IndustryFinancial Services, Financial Activities
To see the full contact details of Kubershree Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kubershree Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kubershree Micro Credit Foundation, buy the company report.
Financials of Kubershree Micro Credit Foundation
FY 2025 filings availableKubershree Micro Credit Foundation reported revenue of ₹1.18 Lakh (down 50% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 26% over five years, including a 50% fall in the latest year. EBITDA rose 150% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹33,209 | ||||
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| Net Profit (PAT) | ₹23,984 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | 28.2% | ||||
| Net Profit Margin | 20.4% | ||||
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To see the full financial statements and ratios of Kubershree Micro Credit Foundation, buy the company report.
Board of directors of Kubershree Micro Credit Foundation
Kubershree Micro Credit Foundation has 2 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kunj Bihari Sharma Also directs: Vinayak Micro Services Foundation | Director | 11 Jun 2025 | 1 Years 4 Months | Current |
| Bhawani Singh Yadav | Director | 04 Aug 2025 | 1 Years 2 Months | Current |
Peer comparison
Kubershree Micro Credit Foundation is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sudhabhagya Nidhi Limited | ₹1.21 Lakh (FY 2022) | 118.0% | Aurangabad, Maharashtra, India | |||
| Sridharan Chit Funds Private Limited | ₹1.21 Lakh (FY 2021) | -30.0% | Chennai, Tamil Nadu, India | |||
| Sapat Micro Finance Foundation | ₹1.2 Lakh (FY 2025) | 2.0% | Badohi, Uttar Pradesh, India | |||
| Kubershree Micro Credit Foundationthis company | ₹1.18 Lakh (FY 2024) | ₹23,984 | 20.4% | -50.0% | Varanasi, Uttar Pradesh, India | |
| Startsmith Nidhi Limited | ₹1.17 Lakh (FY 2022) | 287.0% | Delhi, India | |||
| Patronize Micro Credit Federation | ₹1.13 Lakh (FY 2024) | 122.0% | Hajipur, Bihar, India | |||
| SPM India Nidhi Limited | ₹1.13 Lakh (FY 2021) | Mahwa, Rajasthan, India |
To see the full peer comparison of Kubershree Micro Credit Foundation, buy the company report.
Shareholding
The shareholding of Kubershree Micro Credit Foundation is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Kubershree Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Kubershree Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kubershree Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Kubershree Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Kubershree Micro Credit Foundation has 16 board changes on record since 2015: 9 appointments and 7 cessations. The latest: Kuber Dhar Dwivedi ceased to be Director on 25 Aug 2025.
7 earlier events are in the company report.
Frequently asked questions
Kubershree Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 26 August 2015 (11+ years old) and is registered under CIN U85191UP2015NPL072934.
Kubershree Micro Credit Foundation has 2 current directors:
- Kunj Bihari Sharma - Director
- Bhawani Singh Yadav - Director
The latest financial statements of Kubershree Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Kubershree Micro Credit Foundation is U85191UP2015NPL072934. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kubershree Micro Credit Foundation was incorporated on 26 August 2015, making it 11+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Kubershree Micro Credit Foundation by revenue are Sudhabhagya Nidhi Limited, Sridharan Chit Funds Private Limited, Sapat Micro Finance Foundation, Startsmith Nidhi Limited, Patronize Micro Credit Federation and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Kuber Dhar Dwivedi ceased to be Director on 25 Aug 2025. Satya Prakash Dwivedi ceased to be Director on 25 Aug 2025. Bhawani Singh Yadav was appointed as Director on 04 Aug 2025. Kubershree Micro Credit Foundation has 16 board changes on record in total.
The registered office of Kubershree Micro Credit Foundation is at P. No. 652 – Panchwati Nagar Colony Shivdaspur, Varanasi, Uttar Pradesh, India – 221103.
Kubershree Micro Credit Foundation operates in the financial services industry, in the financial activities segment.
The compliance status of Kubershree Micro Credit Foundation is compliant as of 14 September 2026. The company is actively filing with the Registrar of Companies.
Kubershree Micro Credit Foundation can be reached at its registered office: P. No. 652 – Panchwati Nagar Colony Shivdaspur, Varanasi, Uttar Pradesh, India – 221103.
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