Patronize Micro Credit Federation
About Patronize Micro Credit Federation
Data last updated:
Patronize Micro Credit Federation is a private not for profit company based in Hajipur, Bihar, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 08 February 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U67200BR2017NPL044794.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹6.3 Lakh. It is led by directors including Om Prakash Singh and Bajrangi Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Near Ramjeevan Chowk C/O Madhuri Devi South Veer Kunwar Singh Colony Vaishali, Hajipur, Bihar, India – 844101.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.13 Lakh, a growth of 122% compared to the previous year. For the same year it recorded a net loss of ₹71,841 (net margin -63.6%) and EBITDA of -₹71,841 (EBITDA margin -63.6%).
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Patronize Micro Credit Federation has one previous CIN (Corporate Identification Number): U67200UP2017NPL090203. The current CIN is U67200BR2017NPL044794, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67200BR2017NPL044794 | Current |
| U67200UP2017NPL090203 | Previous |
Contact details
Patronize Micro Credit Federation's registered office is in Hajipur, Bihar. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNear Ramjeevan Chowk C/O Madhuri Devi South Veer Kunwar Singh Colony Vaishali, Hajipur, Bihar, India – 844101
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Patronize Micro Credit Federation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Patronize Micro Credit Federation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Patronize Micro Credit Federation, buy the company report.
Financials of Patronize Micro Credit Federation
FY 2025 filings availablePatronize Micro Credit Federation reported revenue of ₹1.13 Lakh (up 122% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue rose 122% in the latest year. EBITDA fell 682% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹71,841 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹71,841 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -63.6% | ||||
| Net Profit Margin | -63.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Patronize Micro Credit Federation, buy the company report.
Board of directors of Patronize Micro Credit Federation
Patronize Micro Credit Federation has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Om Prakash Singh | Director | 26 Apr 2019 | 7 Years 5 Months | Current |
| Bajrangi Singh | Director | 26 Apr 2019 | 7 Years 5 Months | Current |
| Phool Babu Kumar Also directs: Kritika Farmers Producer Company Limited | Director | 26 Apr 2019 | 7 Years 5 Months | Current |
Peer comparison
Patronize Micro Credit Federation is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sapat Micro Finance Foundation | ₹1.2 Lakh (FY 2025) | 2.0% | Badohi, Uttar Pradesh, India | |||
| Kubershree Micro Credit Foundation | ₹1.18 Lakh (FY 2024) | -50.0% | Varanasi, Uttar Pradesh, India | |||
| Startsmith Nidhi Limited | ₹1.17 Lakh (FY 2022) | 287.0% | Delhi, India | |||
| Patronize Micro Credit Federationthis company | ₹1.13 Lakh (FY 2024) | -₹71,841 | -63.6% | 122.0% | Hajipur, Bihar, India | |
| SPM India Nidhi Limited | ₹1.13 Lakh (FY 2021) | Mahwa, Rajasthan, India | ||||
| Selvagugaa Chits Private Limited | ₹1.12 Lakh (FY 2022) | -39.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Suvarna Kuries and Loans Pvt Ltd | ₹1.11 Lakh (FY 2024) | 7.0% | Thrissur, Kerala, India | |||
| Raksha Shree Micro Finance Foundation | ₹1.09 Lakh (FY 2024) | -28.0% | Aligarh, Uttar Pradesh, India |
To see the full peer comparison of Patronize Micro Credit Federation, buy the company report.
Auditor
Patronize Micro Credit Federation is audited by MUKUND KUMAR & CO for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MUKUND KUMAR & CO | FY 2022 | 019089C |
Shareholding
The shareholding of Patronize Micro Credit Federation is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Patronize Micro Credit Federation, buy the company report.
Legal cases
No court or tribunal cases involving Patronize Micro Credit Federation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Patronize Micro Credit Federation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Patronize Micro Credit Federation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Patronize Micro Credit Federation has 5 board changes on record since 2019: 3 appointments and 2 cessations. The latest: Surendra Vishvkarma ceased to be Director on 04 May 2019.
Frequently asked questions
Patronize Micro Credit Federation is an active private not for profit company based in Hajipur, Bihar, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 08 February 2017 (9+ years old) and is registered under CIN U67200BR2017NPL044794.
Patronize Micro Credit Federation has 3 current directors:
- Om Prakash Singh - Director
- Bajrangi Singh - Director
- Phool Babu Kumar - Director
The latest financial statements of Patronize Micro Credit Federation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Patronize Micro Credit Federation is U67200BR2017NPL044794. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Patronize Micro Credit Federation was incorporated on 08 February 2017, making it 9+ years old. It is registered with the Registrar of Companies, Patna.
The peers of Patronize Micro Credit Federation by revenue are Sapat Micro Finance Foundation, Kubershree Micro Credit Foundation, Startsmith Nidhi Limited, SPM India Nidhi Limited, Selvagugaa Chits Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Surendra Vishvkarma ceased to be Director on 04 May 2019. Swami Nath Wishwakarma ceased to be Director on 04 May 2019. Bajrangi Singh was appointed as Director on 26 Apr 2019. Patronize Micro Credit Federation has 5 board changes on record in total.
The registered office of Patronize Micro Credit Federation is at Near Ramjeevan Chowk CO Madhuri Devi South Veer Kunwar Singh Colony Vaishali, Hajipur, Bihar, India – 844101.
Patronize Micro Credit Federation operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Patronize Micro Credit Federation is compliant as of 30 August 2026. The company is actively filing with the Registrar of Companies.
Patronize Micro Credit Federation can be reached at its registered office: Near Ramjeevan Chowk CO Madhuri Devi South Veer Kunwar Singh Colony Vaishali, Hajipur, Bihar, India – 844101.