DPIIT recognised startup Government of India
Startup India
Pernimius Financial Technologies Private Limited - travel and hospitality in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹3.61 Cr
▲ 78% YoY
Net loss · FY 2025
₹22.35 Lakh
Net margin -6.2%
EBITDA · FY 2025
₹28.85 Lakh
EBITDA margin 8%
Authorised capital
₹12 Lakh
Registered with MCA
Paid-up capital
₹10.64 Lakh
Issued & subscribed
Company age
8 yrs
Est. 2018
Employees · EPFO
17
Provident fund records
Directors on board
3
As per MCA filings
About Pernimius Financial Technologies Private Limited
Data last updated:
Pernimius Financial Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the consumer and professional services segment of the travel and hospitality sector. It was incorporated on 12 July 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65999MH2018PTC311823. Its GSTIN is 27AAJCP9786E1ZR (Maharashtra). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹12 Lakh and a paid-up capital of ₹10.64 Lakh. It is led by directors including Gurjot Singh and Bipul Chandi Naithani.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Flat No.703 Basilia Acme Ozone Glady Alwares Road Manpada Thane, Mumbai, Maharashtra, India – 400610.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.61 Cr, a growth of 78% compared to the previous year. For the same year it recorded a net loss of ₹22.35 Lakh (net margin -6.2%) and EBITDA of ₹28.85 Lakh (EBITDA margin 8%). Revenue has grown at a compounded annual rate (CAGR) of 23% over three years and 36% over five years.
The company has about 17 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Collekto. Court records list 1 case involving the company, including 1 filed against it. The company has 5 deals on record (3 secondary share transfers, 1 funding round, 1 convertible or debt financing), with disclosed funding of ₹4.85 Cr; the latest was in November 2022.
Pernimius Financial Technologies Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-33-0082795). For more details, the company can be reached via its website collekto.in.
Company details
CIN U65999MH2018PTC311823
Registration Number 311823
Incorporation Date 12 July 2018
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-MH-33-0082795
Recognitions & Rankings of Pernimius Financial Technologies
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-MH-33-0082795
Contact details
Pernimius Financial Technologies Private Limited's registered office is in Mumbai, Maharashtra. Its website is collekto.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressFlat No.703 Basilia Acme Ozone Glady Alwares Road Manpada Thane, Mumbai, Maharashtra, India – 400610
- IndustryTravel and Hospitality, Consumer Professional Services
To see the full contact details of Pernimius Financial Technologies Private Limited, buy the company report.
Comprehensive company report
Pernimius Financial Technologies Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Pernimius Financial Technologies operates one associated brand: Collekto. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Fintech company specializing in retail debt collections | collekto.in |
Business activity
The main business activity of Pernimius Financial Technologies is financial and insurance service. In detail, this covers fund management services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K6 | Fund Management Services |
To see the full business activity and turnover split of Pernimius Financial Technologies Private Limited, buy the company report.
Financials of Pernimius Financial Technologies Private Limited
FY 2024 filings availablePernimius Financial Technologies Private Limited reported revenue of ₹3.61 Cr (up 78% YoY) for FY 2025.
Revenue · FY 2025
₹3.61 Cr ▲ 78%
Net loss · FY 2025
₹22.35 Lakh margin -6.2%
EBITDA · FY 2025
₹28.85 Lakh margin 8%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 78%
3 years · compounded
▲ 23%
5 years · compounded
▲ 36%
EBITDA CAGR growth
3 years · compounded
▼ 26%
Revenue has grown at a compounded annual rate (CAGR) of 36% over five years, including 78% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹3.61 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹28.85 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹22.35 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 8% | ||||
| Net Profit Margin | -6.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Pernimius Financial Technologies Private Limited, buy the company report.
Board of directors of Pernimius Financial Technologies Private Limited
Pernimius Financial Technologies has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manish Chhajed | Nominee Director | 28 Mar 2023 | 3 Years 7 Months | Current |
| Gurjot Singh | Director | 12 Jul 2018 | 8 Years 3 Months | Current |
| Bipul Chandi Naithani | Director | 12 Jul 2018 | 8 Years 3 Months | Current |
Auditor
Pernimius Financial Technologies Private Limited is audited by KAN & ASSOCIATES for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KAN & ASSOCIATES | FY 2024 | 522087 |
Shareholding
The shareholding of Pernimius Financial Technologies Private Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Pernimius Financial Technologies Private Limited, buy the company report.
Deals & funding
Pernimius Financial Technologies Private Limited has 5 deals on record (3 secondary share transfers, 1 funding round, 1 convertible or debt financing), with disclosed funding of ₹4.85 Cr; the latest was in November 2022.
Total deals
5
Secondary share transfers
3
Funding round
1
Convertible or debt financing
1
Disclosed funding
₹4.85 Cr
Deals on record (4 of 5)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jun 2022 | Funding round | ₹1 Cr | Investors: 4 individuals |
| Mar 2021 | Secondary share transfer | Undisclosed | Buyer: SEP Ventures Seller: 2 individuals |
| May 2019 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Mar 2019 | Secondary share transfer | Undisclosed | Buyer: 4 individuals Seller: 2 individuals |
To see the full deal history of Pernimius Financial Technologies Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Pernimius Financial Technologies Private Limited has 1 court case on record: 1 filed against it. All case is disposed.
Total cases
1
Filed against the company
1
Disposed
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thane, Maharashtra | Civil suit | Filed against the company by Employees State Insurance Corporation | Disposed |
To see the full case history of Pernimius Financial Technologies Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Pernimius Financial Technologies Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Pernimius Financial Technologies Private Limited has a workforce of 17 employees on its EPFO records as of Oct 10, 2025, across 1 active EPFO establishment.
Employee count
17
Active EPFO establishments
1
Employee growth
41.67%
GST
Pernimius Financial Technologies has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAJCP9786E1ZR | Maharashtra | Active | 11 Aug 2018 |
| 07AAJCP9786E1ZT | Delhi | Active | 11 Jan 2023 |
To see the full GST registrations and return filing status of Pernimius Financial Technologies Private Limited, buy the company report.
Recent activity
Pernimius Financial Technologies Private Limited has 4 board changes on record since 2018: 3 appointments and 1 cessation. The latest: Manish Chhajed ceased to be Manager on 04 Jul 2024.
AGM
Pernimius Financial Technologies Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Ceased
Manish Chhajed ceased to be Manager.
Filing
Pernimius Financial Technologies Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Mumbai.
Appointed
Manish Chhajed was appointed as Nominee Director.
Appointed
Bipul Chandi Naithani was appointed as Director.
Appointed
Gurjot Singh was appointed as Director.
Incorporation
12 Jul 2018
Pernimius Financial Technologies Private Limited was registered on 12 Jul 2018 with Roc Mumbai & aged 8 years 3 months as per MCA records.
Frequently asked questions
Pernimius Financial Technologies is an active private limited company based in Mumbai, Maharashtra, India. The company works in consumer professional services, within the travel and hospitality industry. It was incorporated on 12 July 2018 (8+ years old) and is registered under CIN U65999MH2018PTC311823.
Pernimius Financial Technologies has 3 current directors:
- Manish Chhajed - Nominee Director
- Gurjot Singh - Director
- Bipul Chandi Naithani - Director
The latest financial statements of Pernimius Financial Technologies on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2019 are in the company report.
The GSTIN of Pernimius Financial Technologies is 27AAJCP9786E1ZR, registered in Maharashtra. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 07AAJCP9786E1ZT (Delhi).
The CIN (Corporate Identification Number) of Pernimius Financial Technologies is U65999MH2018PTC311823. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pernimius Financial Technologies has 1 court case on record: 1 filed against it.
Pernimius Financial Technologies was incorporated on 12 July 2018, making it 8+ years old. It is registered with the Registrar of Companies, Mumbai.
Pernimius Financial Technologies has 5 deals on record (3 secondary share transfers, 1 funding round, 1 convertible or debt financing), with disclosed funding of ₹4.85 Cr; the latest was in November 2022.
Manish Chhajed ceased to be Manager on 04 Jul 2024. Manish Chhajed was appointed as Nominee Director on 28 Mar 2023. Bipul Chandi Naithani was appointed as Director on 12 Jul 2018. Pernimius Financial Technologies has 4 board changes on record in total.
Yes, Pernimius Financial Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
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